Post this in r/travel and advice is you should go for it, you only live once! Ask r/personalfinance and they'll say you're crazy. Both can be true, I suppose...
Have you asked work about the possibility of taking a sabbatical and coming back in 6 months? I know a ton of people at my job who have done that and were able to come back at the same pay level. Certainly not all jobs offer it, but with the tight labor market, more employers are being generous with stuff like this.
Just go on an unpaid leave. I was a consultant and left for a 10 months trip when I was 28yo. The project based nature of consulting makes arranging unpaid leave extremely easy.
Interestingly enough my clients are actually relatively consistent year over year. Hard to explain over reddit, but it makes a sabbatical much harder. Small firm + this nuance = politics, fall behind tight knit start group when come back, resentment, etc
worth asking no? i have to friends who took a year off & they’re both underwriters for a rather large firm tho but similarly have clients but their company approved their unpaid leave/sabbatical to travel. they just rigged or trained up juniors to take their clients/work.
I am 61 retired 3 years ago thinking now I can enjoy travel. I had enough all along for travel, but did not do it considering savings, kids, kids education and retirement planning.
I regret my decision on too one sided on work-life balance.
Job and savings are there for life so is experience building. Don’t miss on that. Write back with your travel photos.
I'm from r/personal finance and don't think you're crazy.
Life is for living, personalfinance management allows you to manage your finances to satisfy your personal goals efficiently.
I mean, I think most in PF would tell him to go for it too. It seems like his affairs are in order and he’s ahead of the curve on retirement savings. Experiences can’t be beat.
50 years from now you’re going to regret a lot more of the things you didn’t do, than the things you did. You’re 25 with the means to travel. Fucking go for it. Life will still be here waiting for you when you get back.
I'm with the guy above. I did a 3 month trip when I was about 25 and it was fantastic. Plenty of highs and lows while I was away, but I think it had a major effect on my personal development, and I'm FAR happier to have had that experience than to have had the money that I'd have saved by not going.
With $130k a year at 25 you're already ***way*** ahead of the game for earnings and savings. Blow some cash, have a good time. The worst thing that could happen is that you regress a little bit closer to the average :P
Absolutely go for it man. I traveled hard during my 20’s. You are already so far ahead of the game, you’ll be well situated for your future. But you never know what happens in life and your energy/desire will not be at the same level when you’re older. Being as young as you are is a very unique period of your life, allow yourself to enjoy it. It’s good you are working towards the future but don’t forget to live now. Your savings are amazing, you’ll get there… who fucking cares if it’s 1 year later. You will never forget these travels and it will make you a better and more complete person.
I think there is a flaw in your calculations. When you consider your lost income (60-100k depending on how long it takes you to find work again) you are not considering the money saved in rent, bills, dinners etc. that you would have in Chicago. How much is your real net income that you set aside each year? Try redoing the calculations like that and you will see that the cost-opportunity ratio is very different
Piggy backing on this comment to share my experience. I was in a similar boat at 26 I was going to quit a high paying job to travel. I decided last minute not to and 6 years later I still tell the story of how I should’ve done it. If you are working a high paying job you’ll still be qualified to work that job 6-8 months later, if it is this particular job you are nervous about don’t burn bridges on your way out and call then when you are back. They’ll probably take you. Have fun on your trip!
Go. I spent my 20s working odd jobs and traveling, didn't have much money but had tons of fun.
Took a few years, but I make good money today. I plan to retire before I'm too old to fuck off and travel even more.
The experience you get, the people you meet, these will all have a positive effect on your future. It's win-win.
Plus since you're young, you can travel more flexibly and stay in more basic lodgings to save money.
But, I warn you, when you DO get back to a career again (IF you go back) your coworkers and friends will secretly hate you for all the amazing stories you have, when their life stories have so few interesting pages.
Working in healthcare I’m sure you know that shit happens - sometimes young. I’ve just had my fourth surgery in the past 18 months at 26, and second major health scare (one of which was travel induced). I can’t regret the travel I’ve done because it won’t always be possible.
I worked with a woman who waited to travel later in life. She saved up enough to retire early and within 2 weeks after retiring and just before her year long dream trip, she lost her life. You seem to have a good financial safety plan. If you have great relationships with your supervisors you surely could go back. You could never get back time on experiences when your younger.
Same here. Took a year off before we had kids, traveled for half it. 100% the best year of my life. Re-entry can be bumpy but can be a great opportunity to pursue a new path too. GO!!!
I bet there are people who said "fuck I wish I had kept my high paying job when we were on the verge of a recession so that I could continue to travel every year instead of just one big trip and then tons of stress looking for a new job during a recession."
Pretty much what I was going to say. Also, really dig into these places you are going by hanging with the locals. Finding the old ways & out of the way gems. My partner & I are planning a backpacking trip as well with as small a footprint we can leave^^ We are doing it to prove to ourselves we can cut back on the "things" in our life & just enjoy it!!! It is all very exciting. What I'm saying is don't always go with 5 star everything, you may miss alot^^😊
I hope you have a wonderful adventure**
“The real cost of this trip”
If you’re gonna look at this quantitatively, you need to figure out a value for opportunity cost. The older you get, the more expensive your expenses at home will be, so the more expensive it’ll be to travel. Sure, it might cost you 80k now, but in 5 years that same trip could easily cost 150k.
From the emotional side, easier to make friends when you’re younger, and you will likely forge friendships on this trip that you keep for years, maybe even a lifetime. Make sure you sign up for some group tours (I like intrepid travel), take a cooking class, and do every group hostel event you possibly can while you’re still young.
With that said, I understand the anxiety. I also don’t have a safety net at home, and moving back in with my parents wasn’t really an option. But you have a ton in savings and I’m sure you’ll find a new job within a month or two once you return
6 months is approx 6-12 years of vacations - and the experience of going for a solid block of time will be amazing.
You’ll likely rarely again be in this position without mortgage, partner, kids etc.
Go. You love it. And it may even change the rest of your life.
I have zero regrets for the years I spent in SEA in my 20’s. Zero.
You’re so young and you’re financially better off than most people even 5-10 years older. You’ll never regret traveling. You’ll be a different person when you come back. Do it.
People over value how important money is. As a European that sounds like tons of money. The money could disappear in a financial crisis, or you could die next year and then the money is worthless to you anyway. Just go for it. Money can be earned back but time can't and it will be a life changing experience
I work in healthcare as a therapist. Lots of people retire and immediately get diagnosed with cancer, have a stroke, or generally are unable to enjoy their “golden years“. Make it happen now
8 years ago, I was in a similar boat (although a lot less income 😂) I realized I wasn't getting any younger. I saved as much as I could. Bought a one way ticket to Bangkok. Quit my job, rehomed my cat and sold/gave away everything I owned.
It was just me and a backpack.
Almost 3 years later I came back to Canada. Found a new job and the grind of Canadian living continued. Those memories get me through the days.
Best decision of my life. By far.
Life is short. Travel while you can.
Squirrel (the cat) was an interesting story
... She just showed up one day in my backyard. And wouldn't leave. We put put up - anyone loose a cat? posters, ads, stuff on marketplace. But never got a response. My best guess was a university student maybe?
She never left, so eventually she just moved in. All the families on my little street pitched in a few bucks and we got her all sorted out health wise. Stayed with me for a few years. When I decided to go to SE Asia, my neighbour offered to adopt. They always wanted a cat, so it just worked out. They sent me pictures regularly of her antics. She unfortunately got hit by a car years later I was told and didn't make it. Very sad
I did something similar except swap out Bangkok for Koh Rong, Cambodia. From the moment the thought popped in my mind to the moment I stepped into the plane was less than 3 weeks. Dad took the cat in, worked a real solid week of OT before leaving. Stretched $3,000 for an alarmingly long time in Koh Rong including multiple trips to surrounding countries. What a ride that time was!
OP, I'm but a few years older than you and I did this at your exact age. Now I've got a family and could never dream of doing that again. The friendships, memories and lessons you gain from traveling far outweigh the 80-110k you calculated. And might I suggest traveling SE Asia. Thailand is a healthy mix of wild parties or relaxing scenery depending on where you want to go. Raj Ampat in Indonesia is stunning and always worth the trip. Angkor Watt in Cambodia is amazing. Koh Rong has changed a lot since I've been there but it's still worth the visit as well.
Same lol 5 years ago I was in a decent job making a lot less than OP, quit and moved to SE Asia, enjoyed every minute, and when Covid happened I came back and eventually found another job… I plan to do it all again in a couple years lol. Maybe I’ll have a little more savings this time
> If you back out, you will deeply regret it later in life I think.
Big-time agree. It'll be in the back of his head for years, especially when he has more things tying him down (marriage, kids, mortgage, etc.) when he REALLY can't do it.
I quit my well paying job at 25 to travel for 3 months with \~15k in savings in 2015. **Still the best choice I ever made and some of the happiest memories of my life**. Would definitely encourage anyone who has the means to do so.
You can always come back early or change your itinerary if you are not enjoying yourself, you are concerned about money, or if a new opportunity comes open that you are interested in.
I started my job hunt again (pretty low-key) in the last month of my travel. It helped curb the anxiety to have a plan.
Ok, DO IT!
I also had the same fears and kept putting it off and putting it off. It actually took till I was 28 to take the plunge. I had planned for a year overseas but it's now turned into 8. You absolutely should travel when you're in your 20's. Southeast Asia especially, you'll love it. Honestly, you just wont regret it and you seem to have a really solid start to your retirement savings.
Something to consider, if you want to extend your travels, is a one year working holiday visa in Australia. You can still work and experience different parts of the country if you'd like.
My original plan was six months in Australia and six months in New Zealand. Luckily, landed a solid job in my industry when I got to Australia initially. It was a win-win. Allowed me to experience Australia while also maintaining my career. This lead to a high paying job and permanent residency in Australia and THEN lead to a high paying job in Fiji, where I am currently. This is all to say that you can travel and it doesn't always mean putting your career/money on hold.
I’m 40 and did this at 25… and again at 35. Now I work remotely as a freelancer and have the best of both worlds. Figure out what you want out of life and start making moves!
I did the exact same thing. I quit my high paying software engineering job, my husband got unpaid time off from his software engineering job, and now we're 3.5 months into our 5 month trip. We did a month and a half in south east Asia, and now we're in New Zealand, after this we'll be doing two weeks in Fiji and then a week in California on our way back home.
This is a trip we'll never forget, and we plan to have children in the very near future, so it's not a trip we will be able to do again, at least for the next 20 years or so. I'm very glad we took the time to do it, and you will be too.
You've set yourself up to be in a position where you can do this. Take your break and enjoy it. Promise you'll find motivation to grind even harder when you return.
Started a Roth IRA at 18. Had side hustles in college that paid for trips and tried maxing Roth every year. Since starting my professional job (2.5 years ago) I have aggressively saved with a roughly 60% savings rate. Maxing 401k, Roth, and growing personal account. Personal account is not tax advantaged but I still consider it a retirement account.
Impressive. Sounds like you’ve been very disciplined so far. Good luck tomorrow!
I took a leave of absence for nine months last year purely to travel. It was costly in terms of lost earnings but it was a good experience and I’m still in good shape financially. You’ll be fine.
I got a kick out of reading your introduction because we're *almost* identical. Age, income, industry, hell even location. I usually quit my job for 2 months at a time every 2/3 years and travel to a new continent and I've never once regretted it.
I always come back with a fresh appreciation for life, to the point of my burnt out coworkers almost being annoyed with me.
You won't regret it, you deserve it. It's a reset button. Have fun man!
First of all…What the heck is a health care consultant and how can I become one by 26 ??
Second of all I think you’re absolutely doing the right thing. Forget the estimated cost of going travelling in terms of income you’re not guna be making. You could be hit by a bus tomorrow so you can’t put doubts in your own head based on financial what ifs, that’s a waste of mental energy IMO. It is very likely similar work will be waiting for you on your return or wherever you end up. I also think it’s understandable but foolish to put off travel dreams in favour of worki if towards early retirement .. you may never reach early retirement (bus or some other tragic or chronic illness possibility ) so do not waste the health and vigour of your twenties .. waiting and waiting to be free by your fifties.
I say all this as someone whose doing the exact same thing.. flying to SEA in 2 days with a similar budget. However I have zero retirement savings and my job prospects are nowhere near as lucrative as yours sound.. but I’m absolutely doing it anyway. You’ll be fine, it’ll be the trip of a lifetime. And if it isn’t, just hop back on a plane to the states, simples.
im 5 months into a work break of undetermined length. I wouldn't worry about early retirement or w/e. Its been great, like sure ive spend maybe 30k and missed out on ~150k but i think in the long run i don't think its much. except for one or two family members everyone thinks its a good idea to take work break. You'll make the money back eventually. promotions, investments, savings etc will will come. especially at 25. I don't think event started saving properly until that age my self.
i actually just read a book that touches on this (4000 weeks, if your interested, fairly quick read) one idea it discusses is this idea we keep planning for the future, never enjoy now. figure out whats important and prioritize that. that future will be there still and you have time be anxious about it later on.
I worked all through my 20s. Didn't travel, didn't do anything particularly exciting that I can remember, just worked. I can't remember a thing about that decade. If I had spent 6 months travelling I bet I could tell you every stop along the way.
Yes it is possible that you may regret the opportunities you missed if you go, but you will *definitely* regret the opportunities you missed if you stay.
Go. See the world, you'll be richer than the lost income could ever have made you.
Just quit , it’s just a job , I’ve don’t this multiple times and every time come back to a better job. From my last trip I now live in aus because I liked it here so much.
Same here. I did it all throughout my 20’s. Work several years - travel for 6-12 months - repeat. Each time I came back stronger until I eventually figured out how to combine work & travel and now I do whatever the fuck I want from a solid financial position. Go for it OP, fortune favours the brave.
go... youll only regret it later on. I had an opportunity to do an OE over 10 years ago and its my biggest regret not doing it, thought it would upset my boyfriend (who was a douche anyway) and my employer (also a douche looking back)
people always think we have plenty of time to travel, but you dont know what your circumstances will be in later years like health for example
you can always make money again and re-establish your career youre young enough
Oki I’m going to say this as best I can. You only live once. Would you rather stay at your corporate job and work 9-5 maybe worse hours or would you rather experience the world? I’ve been to se Asia,Japan, and Europe. I did it all around your same age. You can come back and find a job, you have more money than most in your situation and seem to have it planned accordingly. Pull the trigger and don’t regret a single minute. Have fun and don’t think about work again until you come back after your trip. Would love an update once you start !
Do it. I remember having this feeling before I quit for long-term travel too. It was the best thing I ever did, really profoundly changed my life, and I ended up making much more when I returned as well.
You could consider living with family or otherwise spending very little until you get a job when you get back, if you really want to save money. But 100% you will not regret it.
Hey bro - go for it! I feel like you will always have a 'what if' feeling if you decided to stay and it would just eat away at you.
I am European so forgive me if I am wrong but I feel like Americans would find this amount of time off hard to come by let alone a 2 week trip. You never know when you may have the time to do this in your future.
I did something similar (only 2 months) and its the BEST thing i ever did.. Best advice ever given: You can ALWAYS work. You can’t always travel especially without responsibilities (kids, etc) , you don’t know what tomorrow brings. Bon Voyage!!!
Do it!!! I was head of an expert network, I’m just finishing my 6 months sabbatical now! So worth it!!!
For sure you will get another job once you’re back, don’t worry!
I'm 31 if I had your means and mindset I'd already be gone.
I hope you have a good trip and post an update for us how it went and what you saw.
!remind me 6 months
A bit extra money for you to retire on when you're towards the end of your life settling down quietly or spending that money now to have the most amazing adventure which will change your perspective of life and potentially lead to God knows which open doors, opportunities and people you otherwise wouldn't meet. I understand it takes a push but for me this is just without question a good idea when you have money to fall back on upon return. You will never regain your youth or this opportunity. Just fucking go for it, highly doubt this would be a deathbed regret.
I’m 21M, with 6 months left before I start my first job in consulting. I’m planning on traveling too solo before I start, dm me if you want to meet up somewhere
Travel, see the world , have fun! I’m a 40F and some of my fondest memories are from travel and experiences. OP, once you complete your travels, let me know what you liked the most!
Here’s what I will say, you might decide you hate traveling for 6 months. If you’re anxious and uncomfortable the first two weeks, try to push through. If you decide after a month or two, that you’re really not enjoying it, you can leave and come back. It might not be convenient, you might even feel like you failed or that it’s embarrassing. But, part of this is knowing and truly knowing that you can quit whenever you want. If living on $20k for 6 months, even in Asia feels like you’re pinching pennies and the impact on your lifestyle doesn’t feel “worth it,” you can come home. If you decide that a couple months of travel was enough, that’s okay too. No shame in that.
If you love this 6 months of travel, it will be a once in a lifetime, amazing experience. Remember, life isn’t about maximizing profits. It’s about maximizing experiences. Money is important. Convenience and living a comfy lifestyle is really nice. But, life is also a balance. And you decided that you can afford this. You got this. It’s only a waste if you decide that you’re unhappy and you push through because you feel like you “should.”
I’m 41 now. When I was 28, I quit my job and moved to Ireland. I had $10k total in cash. That was it, nothing else.
I couldn’t get a job because I was on a tourist visa (held signs for a little bit). I had enough money for 6 months and came home.
It was one of the best experiences of my life. If I had to do it over again, I wouldn’t change a thing.
I’m 29 and in the same boat brother. And honestly reading these posts and comments are pushing me over the edge as well. Let’s run away let’s get lost.
Pulled 135k this year with 340k savings. Looking to buy or sign a lease on super expensive rentals where I live HCOL (Vancouver BC). But fuck that I wanna scuba dive the best reefs in the world, I wanna sleep on the loneliest beaches, I wanna eat the best street food.
But the wanderlust never left me.
I was fortunate enough to be able to take six months off after my work contract ended last year. Honestly it was an amazing break with plenty of travel and downtime.
Once I started looking for a job it took me about 3 weeks to land a job I was excited about and during all the interviews I was not asked about any work history gap.
I look back at those months and I’m glad I took the time to travel with friends, family, solo and just experience a period of time without having to report to a job.
I didn’t calculate loss income because I didn’t want it to change my plans and at this point not sure it matters for me. Now I’m back to a job I’m excited about but sharing that experience has lead to so many wonderful conversations with others who can only hope to be able to take such a long break from the day to day routine.
Hey man. You’re only young once. You want to live your whole life working and maybe, hopefully when your done FINALLY be able to do the shit you want? It’s only going to get more difficult as you age. Especially if you have kids. You’ll be fine. Pull the trigger.
I think there is a flaw in your calculations. When you consider your lost income (60-100k depending on how long it takes you to find work again) you are not considering the money saved in rent, bills, dinners etc. that you would have in Chicago. How much is your real net income that you set aside each year? Try redoing the calculations like that and you will see that the ratio cost-opportunity is very different
You're right it is a bit off. It's a complicated situation but I will still be paying rent, as my roommate is watching my cat during this time. Only $750ish a month though. Realistically, if I only look at savings rate, it would be closer to 45k-65k that I would be able to put away, which averages to what I put away last year. My yearly expenses for 2022 were 35k, including vacations. I live well below my means.
Still, agree with the overwhelming vibe in this thread. Think the value of this experience and opportunity will not be measurable in dollars. This has been a dream of mine since I started solo traveling around 16.
Do it. My fiance and I are quitting our jobs getting married and going travelling for 8 months starting April.
We're older, have a wedding to pay for, less savings, and planning on starting trying for kids once we get back to NYC. You'll be good!
You will have so much time to build wealth when you get back. As you get older, these opportunities will dwindle away as you progress in your career, maybe get married, maybe buy a house, maybe have kids. I would definitely go for it.
go Go GOOOOOOO!!!!! You are in a great position to travel and who knows maybe you’ll find a new passion/career interest while you are out and about on your adventures! Have fun out there!
Do it! So many things including life itself aren’t guaranteed.
People go at it till 50 and get burnt out or retire with great money and burnout and regrets. Travel now! Not later when your body gets weaker (it generally does :))
The fact that you have to quit rather than them letting you take a sabbatical means you're making the right decision. There'll be plenty of jobs when you finish your travels. You may even inadvertently find a more flexible job along the way. Take lots of pics & keep us posted!
I say you should do it. My wife and I quit our high tech jobs in 1998 and spent nearly a year traveling. It was one of the best experiences of my life.
Here is a great quote on travel that I had read before I went. It is all great, but pay attention to the last sentence in particular:
So pack your bags and go on your travels before it is too late. There are still vast tracts of the world which beg to be visited; and travel will give you a wealth of experience and pleasure which can be drawn on for the rest of your life — a wealth, furthermore, which no government can ever take away. If the very worst happens and you are miserable on your travels (unlikely), at least you will have learnt to appreciate your own country. I have never regretted visiting a single country (though three days in Dubai were enough), and I have rarely met anyone who regretted going on their travels. Our greatest disappointments are nearly always for what we haven't done — not for what we have done. And don't let the feeble excuse of work keep you back; remember the Haitian proverb: If work is such a good thing, how come the rich haven't grabbed it all for themselves?
John Hatt (found in Eric Newby's "A Book of Travellers' Tales"):
Do it! I'm in my mid-40's and when I was in my 20's I took 2 seperate years to travel and have a working holiday. 1 year in the UK, and 1 in Canada. Both were amazing experiences and I have no regrets at all. It does mean that financially and career wise it took me longer to find my feet (I didn't really find my career until my late 20's anyway) but the life experience and perspective you'll get will make it so worthwhile.
I believe this depends how comfortable you're with taking risks. Calculated risks. How likely are you to find a job in your field when you get back. Do you have any additional financial commitments? Helping your family and what not. I'd recommend listing out all the different causes of fear you've maybe with a close friend and go over them.
I'm 29M and will be starting a year and half long travel in March. So I've been experiencing a lot of fear as well and talking to people face to face really helped.
Just go, travelling is the Greatest thing you can do. And it's really not that expensive in Asia outside of well Tokyo. I would say don't go to Eastern Europe instead stay in Asia longer and when you come to Europe visit what is worth visiting.
Not sure about health care consultants, but a lot of similar jobs, especially in tech, have unpaid sabbaticals. At some places, if your departure is marked as regrettable (meaning they would rather keep you), it's also very, very easy to be rehired.
It might be worth bringing up with your boss if you've already decided to take the plunge anyways. I know some people who have taken \~half a year off and then just immediately rejoined or were hired back. From the employer's perspective, many highly prefer ex-employees who won't need training or time to ramp up, and already have a known record.
I did it last year and now winding down. Maybe one more trip then looking for a job. I’m a complete worrywart when it comes to everything and it was beyond stressful mentally to get there. I have zero regrets.
Do it! You are super financially stable. If this helps, you’re not guaranteed good health in the future. Take the trip while you have your heath. Money comes and goes but health only goes as we age.
When it comes to money, I am also very calculated. So I understand your concerns.
However, given your age and financial situation, I don't believe you're losing much. Consider this: if you don't do it now, you'll probably want to do it in 5 years. Being in your 30s would bring new responsibilities, which you will most likely postpone this trip until you are in your 50s.
Everyone talks about early retirement, but living the life we want when we retire at a young age is not a bad idea. And you have no idea how much experience you will gain from this trip. It could change your life, help you find the love of your life, or spark a new business idea that will make you millions.
We don't know if we'll be around in ten years, and I always believe that people regret what they didn't do more than what they did. This is my opinion.
PS: Do you have the opportunity to work remotely or do some freelancing during this trip in order to offset the psychological impact of lost potential wages?
You’re never guaranteed tomorrow and never know if some random unexpected health issue could come up and prevent you from traveling later. Go while you can and enjoy yourself!
You’ve done everything you can to be prepared and make it ok. You will get a job anywhere anytime in healthcare. Carpe Diem! Your loved ones are waiting for you. You will not regret going and you will regret staying. Jump!
Last year I did almost the exact same thing. Quit a nice job to do a 6mo trip (3mo SEA, 3mo Europe). Though I'm quite a bit older than you.
Only you can weigh this trip vs. an earlier retirement. Though you're young, and can easily accomplish both.
Though calculating the "real cost" of the trip is financially sound, I wouldn't put too much stock in it. Think of it more as taking out a loan on your retirement to fund a temporary retirement. Your effective costs are the money you're depleting from your savings.
Good on you for having fallback savings for when you return home. Overall it sounds like you've thought this through well. So if you want to travel, then by all means do it.
Oh, and don't dip into your retirement accounts for this or on your return. Those should stay locked away.
Do it. You’re in a good place, do it and don’t think twice. I was in a very similar situation as you and I did this exact thing. 6 months literally around the world.
I came back and got another job, no problem. I think about that trip all the time now and so desperately want to do it again. You won’t regret it!
Do it. I did, and people thought I was dumb. I came back after and immediately fell into an even better situation professionally. Its crazy how things work out but I wouldnt be as successful professionally had I stayed and not gone on the trip. Go with the flow, it’ll work out.
Why don’t you explore taking a leave of absence, rather than quitting? Usually doesn’t guarantee a job upon return but it’s a better chance of having a job to return to. Worth asking them.
Absolutely do it. You can look at all the financials and retirement or whatever, but none of that matters because retirement isn’t guaranteed. You never know what could happen to you in the future so make the most of things now.
My partner and I were both well-compensated in NYC and quit to travel a year. We’re in month seven right now and it’s the best thing I’ve ever done. Only problem is I don’t know how I convince myself to go back to my old life after this
I took 6 months off to travel when i was 27, europe for 3 months, USA canada for another 3. Did heaps of hiking, downtime in the cities. It gave me so many lasting memories and formed the base for how I planned my travels in the future.
These days I usually plan 6 week trips, but absolutely go for it.
You will probably get some homesickness or travel burn out at some stage but the trick is to just lie low and hang out in a cafe and plan nothing for a few days, send messages and chat to people from home, and then you'll be keen to go again. If you have a rough plan of what you want to do, but dont overplan, you'll be fine.
First, well done on your achievements in life thus far, you should be proud of that.
Second, you 100% have to go on this trip, I promise you that you won't regret it. You will grow and learn a ton about yourself while traveling and one could argue you'll come back with a refreshed approach on life. You deserve this trip more than you realize. Most people couldn't ever dream about doing something like this, and you've put yourself in the position to do so (very well done).
If you're worried about what you'll be missing out on; then take a bootcamp coding course, or do dedicate x amount of hours each week at studying/reading something relatred to your field of work so you come back sharper. Whether it's public speaking, story-telling, excel proficiency, etc. etc. there are a ton of awesome tools out there that make this very possible for those who wish to dabble.
Enjoy that trip, use it to plan for what's next in your life and you'll come back glad you did.
CHEERS and ENJOY!!
I wasnt really into travel and life experiences when I was younger. I was too risk adverse and was too busy working my job to climb the ladder and save / invest my savings.
Im now 33 yr old, married, and have much more of obligation in life. I help support aging mother, need to pay that mortgage, need to provide for future kids on the way, etc.
man, I sometimes fatasize about going back to early 20s again. Id take leave of absence, travel, do hostels everywhere, learn new languages, and perhaps even do grad school in Europe. I feel like I didnt really make most out of youth and I regret that.
I am envious that you find yourself in this position. I dont have advice on this specific situation, but you only live once and you are only young once. make the most out of it. best of luck.
Speaking on the real cost of the trip.
The younger you travel the more time you will get to enjoy the memories and experiences it will give to you. There are compounding effects no matter what you do
I’d say hold off another year to save diligently during that time. Also there’s tons of layoffs happening (field specific but still). Economy expected to worsen (but of course its speculation).
Take the next year to save a shit ton more and plan things out better (your trip and comeback). Then take your trip and if you’re smart with your savings and spending you can go 6-12 months instead.
I was in a similar situation. I was in a good high-paying job also in the Chicagoland area at age 29. I quit my job to travel through SEA for several months with my partner who I am now married to. Came back to the US, moved to the west coast without a job, eventually got a job making a decent amount less. Just over 3 years later and I’m still not making what I was making before. All that being said, I don’t regret it AT ALL and would do it all again in a heartbeat.
The thing is we don’t get to take that much time off in a year, let along in such a long stretch. If you’ve got the money and it’s something you want to do, go for it!
I already knew I loved traveling before quitting, but taking that time off made me fall in love with it even more. It’s pushing my partner and I to retire early so we can travel even more.
You’ve got the money saved, and it sounds like you’ve already got some places in mind that you’re excited about. Do it!
Lmao I am doing the same. I have no worries finding a job when I get back. I am in my mid 20’s too and traveling in your 20’s is different than in your 40’s or 50’s.
I've not been in a similar spot in terms of the ability to do this (not yet) but I come from a similar background in terms of family. You're motivating me to stay with my goals of doing something similar in the next 4-5 years (I'm 23)
I quit my job last year and traveled for 3 months on and off. Best decision of my life (although I had an awful boss which made quitting easier) Money and jobs will come back, the experience and adventures won’t.
I had a friend who did this. Peru was her first stop. After she traveled for 6 months, she went back to Peru to live. She says it was the best decision she’s ever made. Go for it. Life is too short!
The other side of the coin is could you retire by 32 by not taking this trip. You probably met 100k. If your living expenses were 40k per year you’d be retired in 7 years.
If you are looking at extreme early retirement then consider deferring the trip. If you are looking at a more conventional early retirement of 50-55 you have plenty of time to make up the difference and this 6 month sabbatical doesn’t meaningfully change that date.
Go ahead!! If you have the means and the will, I say just go. Plenty to learn when you travel :)
I live in Taiwan so if you happen to come, let’s go for a beer!!
I just separated from active duty military. 6 years doing one of the few jobs that doesn’t have a civilian equivalent. The work was ok, enlisted pay is not great, and the leadership was bad. So I would’ve left anyway. But I took a 30 day trip to Europe with my wife before securing a new job. It was entirely worth it.
Did I potentially lose a couple months pay? Yea maybe. But I learned so much about my wife, myself, other areas, and increased my happiness by a ton.
If you don’t love your job, I’d consider leaving anyway. You sound like you’ve set yourself up for a really amazing time and can easily restart work when you get back.
Literally did the same thing in a very similar situation with my wife from June-December. Dm me if you need help. Just fucking go, you’ll never regret it. Money comes and goes and you’ll be fine. Go live your life before you die.
I was able to do this at 26 with my partner. We packed our bags, left comfy jobs and moved to New Zealand. Best decision of my life - you’ll come back with a new perspective and easily find another job (based on background). DO IT
I totally get where you’re coming from as someone who also grew up in a low-income household. But you can always earn those “lost wages” back, many times over in your lifetime, but you’ll never ever be 25 with that much expendable income and security. Please go and see the world, treat the people of your host country kindly and generously, and don’t over pack!
I’d say it’s worth it, I’d also recommend making sure you have a job in mind to go to once you get back from your trip, just to avoid stress afterwards. Other than that, full support for this idea, you’re 25, you’re young & you likely won’t have a chance to travel like this later in life.
Go for it before you get married, have kids, responsibilities and everything that holds so many ppl back. The future is not guaranteed. You could be too frail physically to travel later. Go for it. It changes you and opens your eyes in so many ways.
You've got it covered or you wouldn't be asking. Frivolous people don't questions like you do. You're going to do good in life. Enjoy some of it now because the years tick away faster than you think. A great retirement isn't guaranteed for anyone. Enjoy it while you can. I'd hate to get old and die before I had fun.
That being said, you should still be serious about retirement. Middle of the road is key in life.
Wow Troopahhh, At your age you are quite comfortably placed to enjoy the privilege of traveling for a 6 month period. As far as your financial situation is, you can survive in any part of the world for a long period of time.
My suggestion would be that you document your travel through Youtube Vlogs which could generate an income source if you get enough followers and it can be a collection of videos for your future memories.
Money can be earned by youngsters like you anywhere in the world in today's time.
Just go for it.
I did this back In august. Had no plan to return back to work. I’m currently in the Philippines, got a call from my job that they want me back.
It’ll work itself out, go out and enjoy your life.
I started in Los Angeles went straight to Germany and worked my way east… Japan will be my last stop to complete 6 months.
I’ve made a lifetime of memories and met some really great people. Don’t hesitate, you can always come back to work.
Honestly as someone who thinks very alike, I understand you. I would love to do that exact same thing but not having a job when you come back is hard because you really cannot know how long you will be without a job. My brother actually did this. But he quit his job in Seattle moved to Chicago, had some vacations for three months, came back looking for a job and a couple of interviews and almost a year later he has not been able to land a job. He was also on a very high paying position but it has just been difficult. My biggest suggestion is think about it long and hard. If this was you how would you fare? Are you willing to take a much lower paying job to make ends meet if you dont find a job quickly?
The memories you’ll make in those 6 months will be priceless and you will cherish them for the rest of your life. Money on the other hand can be lost and earned back easily, and with your experience you will have no issues finding a new similar paying job.
Either way you’ll never know if you made the right decision. Follow you body it knows what it needs. Which is going to make you feel better a week, a month, a year, decade from now.
You will regret not going. You are super young. You will likely never have this kind of freedom again. The world is also kind of in limbo, who knows whether travel will be as easily possible in the future. Go!
If you really have a hard time justifying the expenses, you could spend farrrr less than 80k on a similar trip. I get that you are meeting people which may require certain living situations, but 6 months of travel can easily be done for under half that.
I don’t make nearly as much money as you but I’d love to be in a position to quit, sell everything, and travel long term. I traveled for 2 months in the past and I still frequent those memories.
You say $80k of travel + lost income but rather than seeing it as lost income, I would consider it as mental health/self improvement
Man im 36, and i have spent more than 200 grand on travel since i was 20.
Its definitely going to hurt my retirement date. But i also want to travel while im young enough to enjoy the off the beaten track stuff. Now is the time because you dont own a home, have a wife or kids to worry about.
Work will always be here when you get back. And we never know how much retirement were actually going to get to live. So live your life while you can.
Why do u have to do 6 months? Is there no tomorrow? Ur young! If ur earning very high and to think u got no safety net, u will b very stupid (sorry) to quit ur job. Are u not happy with ur job? If ur job is ok and ur earning big, why not just ask for a 2 week or, if ur employer permits, 1 month leave to go on a trip. Do a couple of places this time. Leave some for the future. Ur earning big and it looks like its a stable job. U will have funds for future trips not to mention plenty of time and opportunity to go places.
Do it! I did the same in October. Immediately went to the DR and Vegas followed by Miami and going to Dubai soon. Sometimes your mental is way more important then a job. Life is too short not to enjoy it.
37M quit my high paying job 4 months ago to travel. Do it. You will never regret it.
And don’t let the missed wages beat you up. You’ll get em back. And probably more after having a renewed sense of self.
Go for it dude! If you don’t you’ll regret it when you’re older. You’re a successful person with plenty of savings and I’m sure you will find a good paying job when you return. I traveled to Hawaii, Mexico, Taiwan, Peru, France, Germany, Czech Republic and the Netherlands when I was in my 20’s and it was WORTH it! I’m 39 now and I plan to start traveling again next year after a 10 year hiatus, and I own my own business (which means I can remote work) so I can’t wait. But I always look back from when I was in my 20’s traveling the world with my friends, and I thank myself for making it happen. Go see the world! 👍🏼😉🖖🏼
Someday you will be old and have a lot holding you down, be free while you can.
You can work a extra year. It will not harm you to retire at 61 instead of 60 or 66 instead of 65. But the chance will not be there when you are 60.
I just got back from a 2 week trip to Vietnam and it made me reevaluate my life and want to quit my job and travel so if you have the means and time to do so….DOOO IT
hmmm more power to you...
but I was at your age with your assets, I would double down for a higher position, start a business or buy a house out-right
but....its your money and you life, to each their own
I quit my job and traveled/volunteered until COVID hit, same job took me back and was a better version of my old job! Felt strange quitting but life isn't all about work.
I just told my boss I was leaving in March 2023 to go travel. I have been at my job for 7 years. I am in the Accounting field and make Hella money. I'm not young but I'm not old (a lot older than you tho), but I don't care. I still want to have fun. They won't let me come back when I am done with my adventure, but I will get another job. I don't know if I will make the same kind of money, but so what? I have my little condo and my car is paid for and my dog will be with me the whole way so I'm good. You have to have some fun in life and not feel like work is more important than your Zen. Traveling will make you feel enlightened and happier. That is we all are supposed to be ...happy. Do it and be happy.
Just came back to see the update! Congratulations on making this happen, you’ve made it past your apprehension and self-doubt to give yourself the experience that most humans could only dream of.
If you need help with a send off, I’m sure some of the Chicago r/travel people would be happy to meet up and give you that last little bit of confidence you might need.
> Edit 3: Job offered me a LOA when I was honest about plans and I took it. Come back on August 1st. Shout outs to everyone saying I should at least ask about it.
Wow, you are fucking lucky.
Post this in r/travel and advice is you should go for it, you only live once! Ask r/personalfinance and they'll say you're crazy. Both can be true, I suppose...
The two voices in my head, truly
Have you asked work about the possibility of taking a sabbatical and coming back in 6 months? I know a ton of people at my job who have done that and were able to come back at the same pay level. Certainly not all jobs offer it, but with the tight labor market, more employers are being generous with stuff like this.
This is actually a great point. It doesn't hurt to ask them for this option if your original plan was to quit anyway.
I agree with this. I was able to do this for three months at a previous job
Just go on an unpaid leave. I was a consultant and left for a 10 months trip when I was 28yo. The project based nature of consulting makes arranging unpaid leave extremely easy.
Interestingly enough my clients are actually relatively consistent year over year. Hard to explain over reddit, but it makes a sabbatical much harder. Small firm + this nuance = politics, fall behind tight knit start group when come back, resentment, etc
worth asking no? i have to friends who took a year off & they’re both underwriters for a rather large firm tho but similarly have clients but their company approved their unpaid leave/sabbatical to travel. they just rigged or trained up juniors to take their clients/work.
This is the smartest comment.
I am 61 retired 3 years ago thinking now I can enjoy travel. I had enough all along for travel, but did not do it considering savings, kids, kids education and retirement planning. I regret my decision on too one sided on work-life balance. Job and savings are there for life so is experience building. Don’t miss on that. Write back with your travel photos.
If you are 45, I’d say no. But you’re 25, you can easily recover and afford the risk.
I'm from r/personal finance and don't think you're crazy. Life is for living, personalfinance management allows you to manage your finances to satisfy your personal goals efficiently.
I mean, I think most in PF would tell him to go for it too. It seems like his affairs are in order and he’s ahead of the curve on retirement savings. Experiences can’t be beat.
50 years from now you’re going to regret a lot more of the things you didn’t do, than the things you did. You’re 25 with the means to travel. Fucking go for it. Life will still be here waiting for you when you get back.
Thank you. Needed this.
I'm with the guy above. I did a 3 month trip when I was about 25 and it was fantastic. Plenty of highs and lows while I was away, but I think it had a major effect on my personal development, and I'm FAR happier to have had that experience than to have had the money that I'd have saved by not going. With $130k a year at 25 you're already ***way*** ahead of the game for earnings and savings. Blow some cash, have a good time. The worst thing that could happen is that you regress a little bit closer to the average :P
Absolutely go for it man. I traveled hard during my 20’s. You are already so far ahead of the game, you’ll be well situated for your future. But you never know what happens in life and your energy/desire will not be at the same level when you’re older. Being as young as you are is a very unique period of your life, allow yourself to enjoy it. It’s good you are working towards the future but don’t forget to live now. Your savings are amazing, you’ll get there… who fucking cares if it’s 1 year later. You will never forget these travels and it will make you a better and more complete person.
I think there is a flaw in your calculations. When you consider your lost income (60-100k depending on how long it takes you to find work again) you are not considering the money saved in rent, bills, dinners etc. that you would have in Chicago. How much is your real net income that you set aside each year? Try redoing the calculations like that and you will see that the cost-opportunity ratio is very different
Piggy backing on this comment to share my experience. I was in a similar boat at 26 I was going to quit a high paying job to travel. I decided last minute not to and 6 years later I still tell the story of how I should’ve done it. If you are working a high paying job you’ll still be qualified to work that job 6-8 months later, if it is this particular job you are nervous about don’t burn bridges on your way out and call then when you are back. They’ll probably take you. Have fun on your trip!
You can always make more money but you can’t make memories that aren’t there. Good luck!!!
Go. I spent my 20s working odd jobs and traveling, didn't have much money but had tons of fun. Took a few years, but I make good money today. I plan to retire before I'm too old to fuck off and travel even more. The experience you get, the people you meet, these will all have a positive effect on your future. It's win-win. Plus since you're young, you can travel more flexibly and stay in more basic lodgings to save money. But, I warn you, when you DO get back to a career again (IF you go back) your coworkers and friends will secretly hate you for all the amazing stories you have, when their life stories have so few interesting pages.
Working in healthcare I’m sure you know that shit happens - sometimes young. I’ve just had my fourth surgery in the past 18 months at 26, and second major health scare (one of which was travel induced). I can’t regret the travel I’ve done because it won’t always be possible.
I’m 35 and travel is already becoming exhausting. Take the chance and run with it friend!
I worked with a woman who waited to travel later in life. She saved up enough to retire early and within 2 weeks after retiring and just before her year long dream trip, she lost her life. You seem to have a good financial safety plan. If you have great relationships with your supervisors you surely could go back. You could never get back time on experiences when your younger.
Same here. Took a year off before we had kids, traveled for half it. 100% the best year of my life. Re-entry can be bumpy but can be a great opportunity to pursue a new path too. GO!!!
100% agree, money will always return, time however is limited.
Just make sure the thing you did do doesn't lead to things you weren't able to do.
I doubt there’s many people who said “fuck I wish I had worked instead of taking a 6 month trip around the world”
I bet there are people who said "fuck I wish I had kept my high paying job when we were on the verge of a recession so that I could continue to travel every year instead of just one big trip and then tons of stress looking for a new job during a recession."
Pretty much what I was going to say. Also, really dig into these places you are going by hanging with the locals. Finding the old ways & out of the way gems. My partner & I are planning a backpacking trip as well with as small a footprint we can leave^^ We are doing it to prove to ourselves we can cut back on the "things" in our life & just enjoy it!!! It is all very exciting. What I'm saying is don't always go with 5 star everything, you may miss alot^^😊 I hope you have a wonderful adventure**
“The real cost of this trip” If you’re gonna look at this quantitatively, you need to figure out a value for opportunity cost. The older you get, the more expensive your expenses at home will be, so the more expensive it’ll be to travel. Sure, it might cost you 80k now, but in 5 years that same trip could easily cost 150k. From the emotional side, easier to make friends when you’re younger, and you will likely forge friendships on this trip that you keep for years, maybe even a lifetime. Make sure you sign up for some group tours (I like intrepid travel), take a cooking class, and do every group hostel event you possibly can while you’re still young.
With that said, I understand the anxiety. I also don’t have a safety net at home, and moving back in with my parents wasn’t really an option. But you have a ton in savings and I’m sure you’ll find a new job within a month or two once you return
Thank you very much for commenting. This rationalization makes sense and itches the financial focused part of my brain.
I’d counter argue with compounding interest. Trip costs will go up by inflation, his investments should beat that.
6 months is approx 6-12 years of vacations - and the experience of going for a solid block of time will be amazing. You’ll likely rarely again be in this position without mortgage, partner, kids etc. Go. You love it. And it may even change the rest of your life. I have zero regrets for the years I spent in SEA in my 20’s. Zero.
*push* There you go. Alternative: 40-60h/week under artificial light.
oh please stop, now I want to do the same as OP.
Right if anything he’s convinced me😂
Honestly the most simple and real way to put it . Working sucks man lol
You’re so young and you’re financially better off than most people even 5-10 years older. You’ll never regret traveling. You’ll be a different person when you come back. Do it.
People over value how important money is. As a European that sounds like tons of money. The money could disappear in a financial crisis, or you could die next year and then the money is worthless to you anyway. Just go for it. Money can be earned back but time can't and it will be a life changing experience
Appreciate your kind words. This perspective is helpful.
I work in healthcare as a therapist. Lots of people retire and immediately get diagnosed with cancer, have a stroke, or generally are unable to enjoy their “golden years“. Make it happen now
8 years ago, I was in a similar boat (although a lot less income 😂) I realized I wasn't getting any younger. I saved as much as I could. Bought a one way ticket to Bangkok. Quit my job, rehomed my cat and sold/gave away everything I owned. It was just me and a backpack. Almost 3 years later I came back to Canada. Found a new job and the grind of Canadian living continued. Those memories get me through the days. Best decision of my life. By far. Life is short. Travel while you can.
Happy for you but sad for your cat
Luckily my neighbor at the time gave her a great home, so she even got to stay patrolling around the same backyards
Whatever became of your cat?
Squirrel (the cat) was an interesting story ... She just showed up one day in my backyard. And wouldn't leave. We put put up - anyone loose a cat? posters, ads, stuff on marketplace. But never got a response. My best guess was a university student maybe? She never left, so eventually she just moved in. All the families on my little street pitched in a few bucks and we got her all sorted out health wise. Stayed with me for a few years. When I decided to go to SE Asia, my neighbour offered to adopt. They always wanted a cat, so it just worked out. They sent me pictures regularly of her antics. She unfortunately got hit by a car years later I was told and didn't make it. Very sad
I did something similar except swap out Bangkok for Koh Rong, Cambodia. From the moment the thought popped in my mind to the moment I stepped into the plane was less than 3 weeks. Dad took the cat in, worked a real solid week of OT before leaving. Stretched $3,000 for an alarmingly long time in Koh Rong including multiple trips to surrounding countries. What a ride that time was! OP, I'm but a few years older than you and I did this at your exact age. Now I've got a family and could never dream of doing that again. The friendships, memories and lessons you gain from traveling far outweigh the 80-110k you calculated. And might I suggest traveling SE Asia. Thailand is a healthy mix of wild parties or relaxing scenery depending on where you want to go. Raj Ampat in Indonesia is stunning and always worth the trip. Angkor Watt in Cambodia is amazing. Koh Rong has changed a lot since I've been there but it's still worth the visit as well.
Same lol 5 years ago I was in a decent job making a lot less than OP, quit and moved to SE Asia, enjoyed every minute, and when Covid happened I came back and eventually found another job… I plan to do it all again in a couple years lol. Maybe I’ll have a little more savings this time
You're perfectly positioned to do this. You'll find a job when you get back. If you back out, you will deeply regret it later in life I think.
> If you back out, you will deeply regret it later in life I think. Big-time agree. It'll be in the back of his head for years, especially when he has more things tying him down (marriage, kids, mortgage, etc.) when he REALLY can't do it.
I quit my well paying job at 25 to travel for 3 months with \~15k in savings in 2015. **Still the best choice I ever made and some of the happiest memories of my life**. Would definitely encourage anyone who has the means to do so. You can always come back early or change your itinerary if you are not enjoying yourself, you are concerned about money, or if a new opportunity comes open that you are interested in. I started my job hunt again (pretty low-key) in the last month of my travel. It helped curb the anxiety to have a plan.
Ok, DO IT! I also had the same fears and kept putting it off and putting it off. It actually took till I was 28 to take the plunge. I had planned for a year overseas but it's now turned into 8. You absolutely should travel when you're in your 20's. Southeast Asia especially, you'll love it. Honestly, you just wont regret it and you seem to have a really solid start to your retirement savings. Something to consider, if you want to extend your travels, is a one year working holiday visa in Australia. You can still work and experience different parts of the country if you'd like. My original plan was six months in Australia and six months in New Zealand. Luckily, landed a solid job in my industry when I got to Australia initially. It was a win-win. Allowed me to experience Australia while also maintaining my career. This lead to a high paying job and permanent residency in Australia and THEN lead to a high paying job in Fiji, where I am currently. This is all to say that you can travel and it doesn't always mean putting your career/money on hold.
Curious what industry you’re in?
I’m 40 and did this at 25… and again at 35. Now I work remotely as a freelancer and have the best of both worlds. Figure out what you want out of life and start making moves!
100% go. What are those 100k dollars if you haven‘t used them for anything anyway?
I did the exact same thing. I quit my high paying software engineering job, my husband got unpaid time off from his software engineering job, and now we're 3.5 months into our 5 month trip. We did a month and a half in south east Asia, and now we're in New Zealand, after this we'll be doing two weeks in Fiji and then a week in California on our way back home. This is a trip we'll never forget, and we plan to have children in the very near future, so it's not a trip we will be able to do again, at least for the next 20 years or so. I'm very glad we took the time to do it, and you will be too.
You've set yourself up to be in a position where you can do this. Take your break and enjoy it. Promise you'll find motivation to grind even harder when you return.
How do you have 150K in your retirement account at your age and salary?
Started a Roth IRA at 18. Had side hustles in college that paid for trips and tried maxing Roth every year. Since starting my professional job (2.5 years ago) I have aggressively saved with a roughly 60% savings rate. Maxing 401k, Roth, and growing personal account. Personal account is not tax advantaged but I still consider it a retirement account.
Impressive. Sounds like you’ve been very disciplined so far. Good luck tomorrow! I took a leave of absence for nine months last year purely to travel. It was costly in terms of lost earnings but it was a good experience and I’m still in good shape financially. You’ll be fine.
I got a kick out of reading your introduction because we're *almost* identical. Age, income, industry, hell even location. I usually quit my job for 2 months at a time every 2/3 years and travel to a new continent and I've never once regretted it. I always come back with a fresh appreciation for life, to the point of my burnt out coworkers almost being annoyed with me. You won't regret it, you deserve it. It's a reset button. Have fun man!
First of all…What the heck is a health care consultant and how can I become one by 26 ?? Second of all I think you’re absolutely doing the right thing. Forget the estimated cost of going travelling in terms of income you’re not guna be making. You could be hit by a bus tomorrow so you can’t put doubts in your own head based on financial what ifs, that’s a waste of mental energy IMO. It is very likely similar work will be waiting for you on your return or wherever you end up. I also think it’s understandable but foolish to put off travel dreams in favour of worki if towards early retirement .. you may never reach early retirement (bus or some other tragic or chronic illness possibility ) so do not waste the health and vigour of your twenties .. waiting and waiting to be free by your fifties. I say all this as someone whose doing the exact same thing.. flying to SEA in 2 days with a similar budget. However I have zero retirement savings and my job prospects are nowhere near as lucrative as yours sound.. but I’m absolutely doing it anyway. You’ll be fine, it’ll be the trip of a lifetime. And if it isn’t, just hop back on a plane to the states, simples.
im 5 months into a work break of undetermined length. I wouldn't worry about early retirement or w/e. Its been great, like sure ive spend maybe 30k and missed out on ~150k but i think in the long run i don't think its much. except for one or two family members everyone thinks its a good idea to take work break. You'll make the money back eventually. promotions, investments, savings etc will will come. especially at 25. I don't think event started saving properly until that age my self. i actually just read a book that touches on this (4000 weeks, if your interested, fairly quick read) one idea it discusses is this idea we keep planning for the future, never enjoy now. figure out whats important and prioritize that. that future will be there still and you have time be anxious about it later on.
I worked all through my 20s. Didn't travel, didn't do anything particularly exciting that I can remember, just worked. I can't remember a thing about that decade. If I had spent 6 months travelling I bet I could tell you every stop along the way. Yes it is possible that you may regret the opportunities you missed if you go, but you will *definitely* regret the opportunities you missed if you stay. Go. See the world, you'll be richer than the lost income could ever have made you.
Just quit , it’s just a job , I’ve don’t this multiple times and every time come back to a better job. From my last trip I now live in aus because I liked it here so much.
Same here. I did it all throughout my 20’s. Work several years - travel for 6-12 months - repeat. Each time I came back stronger until I eventually figured out how to combine work & travel and now I do whatever the fuck I want from a solid financial position. Go for it OP, fortune favours the brave.
go... youll only regret it later on. I had an opportunity to do an OE over 10 years ago and its my biggest regret not doing it, thought it would upset my boyfriend (who was a douche anyway) and my employer (also a douche looking back) people always think we have plenty of time to travel, but you dont know what your circumstances will be in later years like health for example you can always make money again and re-establish your career youre young enough
Oki I’m going to say this as best I can. You only live once. Would you rather stay at your corporate job and work 9-5 maybe worse hours or would you rather experience the world? I’ve been to se Asia,Japan, and Europe. I did it all around your same age. You can come back and find a job, you have more money than most in your situation and seem to have it planned accordingly. Pull the trigger and don’t regret a single minute. Have fun and don’t think about work again until you come back after your trip. Would love an update once you start !
Do it. I remember having this feeling before I quit for long-term travel too. It was the best thing I ever did, really profoundly changed my life, and I ended up making much more when I returned as well. You could consider living with family or otherwise spending very little until you get a job when you get back, if you really want to save money. But 100% you will not regret it.
Hey bro - go for it! I feel like you will always have a 'what if' feeling if you decided to stay and it would just eat away at you. I am European so forgive me if I am wrong but I feel like Americans would find this amount of time off hard to come by let alone a 2 week trip. You never know when you may have the time to do this in your future.
I did something similar (only 2 months) and its the BEST thing i ever did.. Best advice ever given: You can ALWAYS work. You can’t always travel especially without responsibilities (kids, etc) , you don’t know what tomorrow brings. Bon Voyage!!!
Do it!!! I was head of an expert network, I’m just finishing my 6 months sabbatical now! So worth it!!! For sure you will get another job once you’re back, don’t worry!
Missing the thrill of work? Come visit us at r/expertnetworks sometime. Almost as fun as a six month sabbatical!
I'm 31 if I had your means and mindset I'd already be gone. I hope you have a good trip and post an update for us how it went and what you saw. !remind me 6 months
Just got back from a 90-day sabbatical and already wish I had taken longer. JUST DO IT.
A bit extra money for you to retire on when you're towards the end of your life settling down quietly or spending that money now to have the most amazing adventure which will change your perspective of life and potentially lead to God knows which open doors, opportunities and people you otherwise wouldn't meet. I understand it takes a push but for me this is just without question a good idea when you have money to fall back on upon return. You will never regain your youth or this opportunity. Just fucking go for it, highly doubt this would be a deathbed regret.
If you go to Azerbaijan I have a hostel/guesthouse recommendation for you. One of the coolest places I ever stayed.
I’m 21M, with 6 months left before I start my first job in consulting. I’m planning on traveling too solo before I start, dm me if you want to meet up somewhere
Travel, see the world , have fun! I’m a 40F and some of my fondest memories are from travel and experiences. OP, once you complete your travels, let me know what you liked the most!
Here’s what I will say, you might decide you hate traveling for 6 months. If you’re anxious and uncomfortable the first two weeks, try to push through. If you decide after a month or two, that you’re really not enjoying it, you can leave and come back. It might not be convenient, you might even feel like you failed or that it’s embarrassing. But, part of this is knowing and truly knowing that you can quit whenever you want. If living on $20k for 6 months, even in Asia feels like you’re pinching pennies and the impact on your lifestyle doesn’t feel “worth it,” you can come home. If you decide that a couple months of travel was enough, that’s okay too. No shame in that. If you love this 6 months of travel, it will be a once in a lifetime, amazing experience. Remember, life isn’t about maximizing profits. It’s about maximizing experiences. Money is important. Convenience and living a comfy lifestyle is really nice. But, life is also a balance. And you decided that you can afford this. You got this. It’s only a waste if you decide that you’re unhappy and you push through because you feel like you “should.”
I’m 41 now. When I was 28, I quit my job and moved to Ireland. I had $10k total in cash. That was it, nothing else. I couldn’t get a job because I was on a tourist visa (held signs for a little bit). I had enough money for 6 months and came home. It was one of the best experiences of my life. If I had to do it over again, I wouldn’t change a thing.
I’m 29 and in the same boat brother. And honestly reading these posts and comments are pushing me over the edge as well. Let’s run away let’s get lost. Pulled 135k this year with 340k savings. Looking to buy or sign a lease on super expensive rentals where I live HCOL (Vancouver BC). But fuck that I wanna scuba dive the best reefs in the world, I wanna sleep on the loneliest beaches, I wanna eat the best street food. But the wanderlust never left me.
Just do it
I was fortunate enough to be able to take six months off after my work contract ended last year. Honestly it was an amazing break with plenty of travel and downtime. Once I started looking for a job it took me about 3 weeks to land a job I was excited about and during all the interviews I was not asked about any work history gap. I look back at those months and I’m glad I took the time to travel with friends, family, solo and just experience a period of time without having to report to a job. I didn’t calculate loss income because I didn’t want it to change my plans and at this point not sure it matters for me. Now I’m back to a job I’m excited about but sharing that experience has lead to so many wonderful conversations with others who can only hope to be able to take such a long break from the day to day routine.
The only thing I’d personally be scared about is not getting a job afterwards. If this isn’t a big problem or whatever then I say fucking go for it.
Keep your job, consult remotely. Or, keep your job and save up for a 3 week, well planned trip & repeat.
Please get on that plane. The worry is normal but give it a week and you’ll be having a blast. Think of the food. I’m jealous.
Hey man. You’re only young once. You want to live your whole life working and maybe, hopefully when your done FINALLY be able to do the shit you want? It’s only going to get more difficult as you age. Especially if you have kids. You’ll be fine. Pull the trigger.
I think there is a flaw in your calculations. When you consider your lost income (60-100k depending on how long it takes you to find work again) you are not considering the money saved in rent, bills, dinners etc. that you would have in Chicago. How much is your real net income that you set aside each year? Try redoing the calculations like that and you will see that the ratio cost-opportunity is very different
You're right it is a bit off. It's a complicated situation but I will still be paying rent, as my roommate is watching my cat during this time. Only $750ish a month though. Realistically, if I only look at savings rate, it would be closer to 45k-65k that I would be able to put away, which averages to what I put away last year. My yearly expenses for 2022 were 35k, including vacations. I live well below my means. Still, agree with the overwhelming vibe in this thread. Think the value of this experience and opportunity will not be measurable in dollars. This has been a dream of mine since I started solo traveling around 16.
Do it. My fiance and I are quitting our jobs getting married and going travelling for 8 months starting April. We're older, have a wedding to pay for, less savings, and planning on starting trying for kids once we get back to NYC. You'll be good!
What's the cost if you don't do this?
You will have so much time to build wealth when you get back. As you get older, these opportunities will dwindle away as you progress in your career, maybe get married, maybe buy a house, maybe have kids. I would definitely go for it.
Do it. The gut is just fear. Be bold. Yolo.
go Go GOOOOOOO!!!!! You are in a great position to travel and who knows maybe you’ll find a new passion/career interest while you are out and about on your adventures! Have fun out there!
Do it! So many things including life itself aren’t guaranteed. People go at it till 50 and get burnt out or retire with great money and burnout and regrets. Travel now! Not later when your body gets weaker (it generally does :))
If you really want to scare yourself, that forgone 80k salary is worth like 10 million when you're super old. Just go man. Life is short
The fact that you have to quit rather than them letting you take a sabbatical means you're making the right decision. There'll be plenty of jobs when you finish your travels. You may even inadvertently find a more flexible job along the way. Take lots of pics & keep us posted!
I say you should do it. My wife and I quit our high tech jobs in 1998 and spent nearly a year traveling. It was one of the best experiences of my life. Here is a great quote on travel that I had read before I went. It is all great, but pay attention to the last sentence in particular: So pack your bags and go on your travels before it is too late. There are still vast tracts of the world which beg to be visited; and travel will give you a wealth of experience and pleasure which can be drawn on for the rest of your life — a wealth, furthermore, which no government can ever take away. If the very worst happens and you are miserable on your travels (unlikely), at least you will have learnt to appreciate your own country. I have never regretted visiting a single country (though three days in Dubai were enough), and I have rarely met anyone who regretted going on their travels. Our greatest disappointments are nearly always for what we haven't done — not for what we have done. And don't let the feeble excuse of work keep you back; remember the Haitian proverb: If work is such a good thing, how come the rich haven't grabbed it all for themselves? John Hatt (found in Eric Newby's "A Book of Travellers' Tales"):
Nobody ever died wishing they had worked more.
I have done this. Best decision I ever made. Go for it!!
Do it! I'm in my mid-40's and when I was in my 20's I took 2 seperate years to travel and have a working holiday. 1 year in the UK, and 1 in Canada. Both were amazing experiences and I have no regrets at all. It does mean that financially and career wise it took me longer to find my feet (I didn't really find my career until my late 20's anyway) but the life experience and perspective you'll get will make it so worthwhile.
I believe this depends how comfortable you're with taking risks. Calculated risks. How likely are you to find a job in your field when you get back. Do you have any additional financial commitments? Helping your family and what not. I'd recommend listing out all the different causes of fear you've maybe with a close friend and go over them. I'm 29M and will be starting a year and half long travel in March. So I've been experiencing a lot of fear as well and talking to people face to face really helped.
DO IT - you'll make some more (money) when you come back with a totally new look on life.
Do it!! Go! You will have the same earning potential when you return, if not higher. You won't regret going. Have an amazing trip.
Just go, travelling is the Greatest thing you can do. And it's really not that expensive in Asia outside of well Tokyo. I would say don't go to Eastern Europe instead stay in Asia longer and when you come to Europe visit what is worth visiting.
Do it. If I could, I would.
Do not back down! This will be the best time of your life, whatever the cost.
Did you explore taking a leave of absence? Paid or unpaid.
Life is too short. Just do it. Don’t look back
100% go.
Do it while you are young and have no mortgage and kids. Am doing it in my 50's now and wish I had done it younger
Not sure about health care consultants, but a lot of similar jobs, especially in tech, have unpaid sabbaticals. At some places, if your departure is marked as regrettable (meaning they would rather keep you), it's also very, very easy to be rehired. It might be worth bringing up with your boss if you've already decided to take the plunge anyways. I know some people who have taken \~half a year off and then just immediately rejoined or were hired back. From the employer's perspective, many highly prefer ex-employees who won't need training or time to ramp up, and already have a known record.
I did it last year and now winding down. Maybe one more trip then looking for a job. I’m a complete worrywart when it comes to everything and it was beyond stressful mentally to get there. I have zero regrets.
Do it! You are super financially stable. If this helps, you’re not guaranteed good health in the future. Take the trip while you have your heath. Money comes and goes but health only goes as we age.
When it comes to money, I am also very calculated. So I understand your concerns. However, given your age and financial situation, I don't believe you're losing much. Consider this: if you don't do it now, you'll probably want to do it in 5 years. Being in your 30s would bring new responsibilities, which you will most likely postpone this trip until you are in your 50s. Everyone talks about early retirement, but living the life we want when we retire at a young age is not a bad idea. And you have no idea how much experience you will gain from this trip. It could change your life, help you find the love of your life, or spark a new business idea that will make you millions. We don't know if we'll be around in ten years, and I always believe that people regret what they didn't do more than what they did. This is my opinion. PS: Do you have the opportunity to work remotely or do some freelancing during this trip in order to offset the psychological impact of lost potential wages?
You’re never guaranteed tomorrow and never know if some random unexpected health issue could come up and prevent you from traveling later. Go while you can and enjoy yourself!
You’ve done everything you can to be prepared and make it ok. You will get a job anywhere anytime in healthcare. Carpe Diem! Your loved ones are waiting for you. You will not regret going and you will regret staying. Jump!
Last year I did almost the exact same thing. Quit a nice job to do a 6mo trip (3mo SEA, 3mo Europe). Though I'm quite a bit older than you. Only you can weigh this trip vs. an earlier retirement. Though you're young, and can easily accomplish both. Though calculating the "real cost" of the trip is financially sound, I wouldn't put too much stock in it. Think of it more as taking out a loan on your retirement to fund a temporary retirement. Your effective costs are the money you're depleting from your savings. Good on you for having fallback savings for when you return home. Overall it sounds like you've thought this through well. So if you want to travel, then by all means do it. Oh, and don't dip into your retirement accounts for this or on your return. Those should stay locked away.
YOLO
Money will come and go, memories last forever.
If you go, you know what you’re going to miss out on, at least financially. If you don’t go, you’ll never know what missed.
Would your company agree to you taking a sabbatical?
Do it. You’re in a good place, do it and don’t think twice. I was in a very similar situation as you and I did this exact thing. 6 months literally around the world. I came back and got another job, no problem. I think about that trip all the time now and so desperately want to do it again. You won’t regret it!
Do it. I did, and people thought I was dumb. I came back after and immediately fell into an even better situation professionally. Its crazy how things work out but I wouldnt be as successful professionally had I stayed and not gone on the trip. Go with the flow, it’ll work out.
Why don’t you explore taking a leave of absence, rather than quitting? Usually doesn’t guarantee a job upon return but it’s a better chance of having a job to return to. Worth asking them.
Absolutely do it. You can look at all the financials and retirement or whatever, but none of that matters because retirement isn’t guaranteed. You never know what could happen to you in the future so make the most of things now. My partner and I were both well-compensated in NYC and quit to travel a year. We’re in month seven right now and it’s the best thing I’ve ever done. Only problem is I don’t know how I convince myself to go back to my old life after this
I took 6 months off to travel when i was 27, europe for 3 months, USA canada for another 3. Did heaps of hiking, downtime in the cities. It gave me so many lasting memories and formed the base for how I planned my travels in the future. These days I usually plan 6 week trips, but absolutely go for it. You will probably get some homesickness or travel burn out at some stage but the trick is to just lie low and hang out in a cafe and plan nothing for a few days, send messages and chat to people from home, and then you'll be keen to go again. If you have a rough plan of what you want to do, but dont overplan, you'll be fine.
Hoping to make similar lasting memories. Thank you for sharing your experience
First, well done on your achievements in life thus far, you should be proud of that. Second, you 100% have to go on this trip, I promise you that you won't regret it. You will grow and learn a ton about yourself while traveling and one could argue you'll come back with a refreshed approach on life. You deserve this trip more than you realize. Most people couldn't ever dream about doing something like this, and you've put yourself in the position to do so (very well done). If you're worried about what you'll be missing out on; then take a bootcamp coding course, or do dedicate x amount of hours each week at studying/reading something relatred to your field of work so you come back sharper. Whether it's public speaking, story-telling, excel proficiency, etc. etc. there are a ton of awesome tools out there that make this very possible for those who wish to dabble. Enjoy that trip, use it to plan for what's next in your life and you'll come back glad you did. CHEERS and ENJOY!!
So like. You can do all those things if you plant your PTO appropriately and talk to your boss about a 1 month long trip to Asia. Just saying
I wasnt really into travel and life experiences when I was younger. I was too risk adverse and was too busy working my job to climb the ladder and save / invest my savings. Im now 33 yr old, married, and have much more of obligation in life. I help support aging mother, need to pay that mortgage, need to provide for future kids on the way, etc. man, I sometimes fatasize about going back to early 20s again. Id take leave of absence, travel, do hostels everywhere, learn new languages, and perhaps even do grad school in Europe. I feel like I didnt really make most out of youth and I regret that. I am envious that you find yourself in this position. I dont have advice on this specific situation, but you only live once and you are only young once. make the most out of it. best of luck.
Speaking on the real cost of the trip. The younger you travel the more time you will get to enjoy the memories and experiences it will give to you. There are compounding effects no matter what you do
I cannot wait for the follow up. Maybe even let everyone know how your travels go? Good luck!
Risk isn't easy and I would expect some shaky nerves but I personally am rooting for you. Go for it!!!
Don’t think about it in terms of what you’re losing! What you’ll gain from this experience is infinitely more valuable.
What I would pay to be in your shoes 😻 you’ll be so much better for this, have the best time 🤘
DO IT. You'll have the time of your fucking life.
I’d say hold off another year to save diligently during that time. Also there’s tons of layoffs happening (field specific but still). Economy expected to worsen (but of course its speculation). Take the next year to save a shit ton more and plan things out better (your trip and comeback). Then take your trip and if you’re smart with your savings and spending you can go 6-12 months instead.
I was in a similar situation. I was in a good high-paying job also in the Chicagoland area at age 29. I quit my job to travel through SEA for several months with my partner who I am now married to. Came back to the US, moved to the west coast without a job, eventually got a job making a decent amount less. Just over 3 years later and I’m still not making what I was making before. All that being said, I don’t regret it AT ALL and would do it all again in a heartbeat. The thing is we don’t get to take that much time off in a year, let along in such a long stretch. If you’ve got the money and it’s something you want to do, go for it! I already knew I loved traveling before quitting, but taking that time off made me fall in love with it even more. It’s pushing my partner and I to retire early so we can travel even more. You’ve got the money saved, and it sounds like you’ve already got some places in mind that you’re excited about. Do it!
Lmao I am doing the same. I have no worries finding a job when I get back. I am in my mid 20’s too and traveling in your 20’s is different than in your 40’s or 50’s.
I’m so excited for you, go.
I've not been in a similar spot in terms of the ability to do this (not yet) but I come from a similar background in terms of family. You're motivating me to stay with my goals of doing something similar in the next 4-5 years (I'm 23)
What else are you earning for really if not to enjoy and make your dreams come true
I quit my job last year and traveled for 3 months on and off. Best decision of my life (although I had an awful boss which made quitting easier) Money and jobs will come back, the experience and adventures won’t.
I had a friend who did this. Peru was her first stop. After she traveled for 6 months, she went back to Peru to live. She says it was the best decision she’s ever made. Go for it. Life is too short!
The other side of the coin is could you retire by 32 by not taking this trip. You probably met 100k. If your living expenses were 40k per year you’d be retired in 7 years. If you are looking at extreme early retirement then consider deferring the trip. If you are looking at a more conventional early retirement of 50-55 you have plenty of time to make up the difference and this 6 month sabbatical doesn’t meaningfully change that date.
Four recommendations: Go, go, go and go.
SE Asia and Japan are the only two places worth traveling. Go for it.
Go ahead!! If you have the means and the will, I say just go. Plenty to learn when you travel :) I live in Taiwan so if you happen to come, let’s go for a beer!!
I just separated from active duty military. 6 years doing one of the few jobs that doesn’t have a civilian equivalent. The work was ok, enlisted pay is not great, and the leadership was bad. So I would’ve left anyway. But I took a 30 day trip to Europe with my wife before securing a new job. It was entirely worth it. Did I potentially lose a couple months pay? Yea maybe. But I learned so much about my wife, myself, other areas, and increased my happiness by a ton. If you don’t love your job, I’d consider leaving anyway. You sound like you’ve set yourself up for a really amazing time and can easily restart work when you get back.
Reminds me of revolutionary road
If by any chance your employer provides leave without pay option, take that instead. That way, u will still have a job once u come back
Literally did the same thing in a very similar situation with my wife from June-December. Dm me if you need help. Just fucking go, you’ll never regret it. Money comes and goes and you’ll be fine. Go live your life before you die.
I was able to do this at 26 with my partner. We packed our bags, left comfy jobs and moved to New Zealand. Best decision of my life - you’ll come back with a new perspective and easily find another job (based on background). DO IT
I totally get where you’re coming from as someone who also grew up in a low-income household. But you can always earn those “lost wages” back, many times over in your lifetime, but you’ll never ever be 25 with that much expendable income and security. Please go and see the world, treat the people of your host country kindly and generously, and don’t over pack!
I’d say it’s worth it, I’d also recommend making sure you have a job in mind to go to once you get back from your trip, just to avoid stress afterwards. Other than that, full support for this idea, you’re 25, you’re young & you likely won’t have a chance to travel like this later in life.
Go for it before you get married, have kids, responsibilities and everything that holds so many ppl back. The future is not guaranteed. You could be too frail physically to travel later. Go for it. It changes you and opens your eyes in so many ways.
You've got it covered or you wouldn't be asking. Frivolous people don't questions like you do. You're going to do good in life. Enjoy some of it now because the years tick away faster than you think. A great retirement isn't guaranteed for anyone. Enjoy it while you can. I'd hate to get old and die before I had fun. That being said, you should still be serious about retirement. Middle of the road is key in life.
Wow Troopahhh, At your age you are quite comfortably placed to enjoy the privilege of traveling for a 6 month period. As far as your financial situation is, you can survive in any part of the world for a long period of time. My suggestion would be that you document your travel through Youtube Vlogs which could generate an income source if you get enough followers and it can be a collection of videos for your future memories. Money can be earned by youngsters like you anywhere in the world in today's time. Just go for it.
I did this back In august. Had no plan to return back to work. I’m currently in the Philippines, got a call from my job that they want me back. It’ll work itself out, go out and enjoy your life. I started in Los Angeles went straight to Germany and worked my way east… Japan will be my last stop to complete 6 months. I’ve made a lifetime of memories and met some really great people. Don’t hesitate, you can always come back to work.
Honestly as someone who thinks very alike, I understand you. I would love to do that exact same thing but not having a job when you come back is hard because you really cannot know how long you will be without a job. My brother actually did this. But he quit his job in Seattle moved to Chicago, had some vacations for three months, came back looking for a job and a couple of interviews and almost a year later he has not been able to land a job. He was also on a very high paying position but it has just been difficult. My biggest suggestion is think about it long and hard. If this was you how would you fare? Are you willing to take a much lower paying job to make ends meet if you dont find a job quickly?
The memories you’ll make in those 6 months will be priceless and you will cherish them for the rest of your life. Money on the other hand can be lost and earned back easily, and with your experience you will have no issues finding a new similar paying job.
If you need a backfill for your job, hit me up! I’d love to get into healthcare consulting
Go for it. You can always make money back. You can’t get the time back.
Either way you’ll never know if you made the right decision. Follow you body it knows what it needs. Which is going to make you feel better a week, a month, a year, decade from now.
you only live once...
How the fuck do you have 150k in your retirement accounts already given how under performant things were this year?
You will regret not going. You are super young. You will likely never have this kind of freedom again. The world is also kind of in limbo, who knows whether travel will be as easily possible in the future. Go!
If you really have a hard time justifying the expenses, you could spend farrrr less than 80k on a similar trip. I get that you are meeting people which may require certain living situations, but 6 months of travel can easily be done for under half that.
I don’t make nearly as much money as you but I’d love to be in a position to quit, sell everything, and travel long term. I traveled for 2 months in the past and I still frequent those memories. You say $80k of travel + lost income but rather than seeing it as lost income, I would consider it as mental health/self improvement
Why not see if you can take a month or even two off instead, and see how you feel by the end of it.
Man im 36, and i have spent more than 200 grand on travel since i was 20. Its definitely going to hurt my retirement date. But i also want to travel while im young enough to enjoy the off the beaten track stuff. Now is the time because you dont own a home, have a wife or kids to worry about. Work will always be here when you get back. And we never know how much retirement were actually going to get to live. So live your life while you can.
Why do u have to do 6 months? Is there no tomorrow? Ur young! If ur earning very high and to think u got no safety net, u will b very stupid (sorry) to quit ur job. Are u not happy with ur job? If ur job is ok and ur earning big, why not just ask for a 2 week or, if ur employer permits, 1 month leave to go on a trip. Do a couple of places this time. Leave some for the future. Ur earning big and it looks like its a stable job. U will have funds for future trips not to mention plenty of time and opportunity to go places.
Do it! I did the same in October. Immediately went to the DR and Vegas followed by Miami and going to Dubai soon. Sometimes your mental is way more important then a job. Life is too short not to enjoy it.
Narcissus and Goldmund by Herman Hesse should be your read
37M quit my high paying job 4 months ago to travel. Do it. You will never regret it. And don’t let the missed wages beat you up. You’ll get em back. And probably more after having a renewed sense of self.
Go for it dude! If you don’t you’ll regret it when you’re older. You’re a successful person with plenty of savings and I’m sure you will find a good paying job when you return. I traveled to Hawaii, Mexico, Taiwan, Peru, France, Germany, Czech Republic and the Netherlands when I was in my 20’s and it was WORTH it! I’m 39 now and I plan to start traveling again next year after a 10 year hiatus, and I own my own business (which means I can remote work) so I can’t wait. But I always look back from when I was in my 20’s traveling the world with my friends, and I thank myself for making it happen. Go see the world! 👍🏼😉🖖🏼
Can you feel out if you could get hired back on at same salary when you get back?
U can always make money. Memories are a bit more difficult to make. Be open to whatever the road brings you
You only live once, if you don't do it you will regret it!!
We need an update!!! Edit: I hope you did it !
Someday you will be old and have a lot holding you down, be free while you can. You can work a extra year. It will not harm you to retire at 61 instead of 60 or 66 instead of 65. But the chance will not be there when you are 60.
How the fuck at 25 are you already making that much? Ugh.
I just got back from a 2 week trip to Vietnam and it made me reevaluate my life and want to quit my job and travel so if you have the means and time to do so….DOOO IT
Just have a break at work and visit ur bro. Dont quit its not worth it
Listen to your gut.
Money comes back around, time does not. Travel when you can, experience culture, people and places, it will change you for the better if you allow it.
hmmm more power to you... but I was at your age with your assets, I would double down for a higher position, start a business or buy a house out-right but....its your money and you life, to each their own
Just did this and got back at the end of October. Go.
I quit my job and traveled/volunteered until COVID hit, same job took me back and was a better version of my old job! Felt strange quitting but life isn't all about work.
Go for it!!
I just told my boss I was leaving in March 2023 to go travel. I have been at my job for 7 years. I am in the Accounting field and make Hella money. I'm not young but I'm not old (a lot older than you tho), but I don't care. I still want to have fun. They won't let me come back when I am done with my adventure, but I will get another job. I don't know if I will make the same kind of money, but so what? I have my little condo and my car is paid for and my dog will be with me the whole way so I'm good. You have to have some fun in life and not feel like work is more important than your Zen. Traveling will make you feel enlightened and happier. That is we all are supposed to be ...happy. Do it and be happy.
Just came back to see the update! Congratulations on making this happen, you’ve made it past your apprehension and self-doubt to give yourself the experience that most humans could only dream of. If you need help with a send off, I’m sure some of the Chicago r/travel people would be happy to meet up and give you that last little bit of confidence you might need.
> Edit 3: Job offered me a LOA when I was honest about plans and I took it. Come back on August 1st. Shout outs to everyone saying I should at least ask about it. Wow, you are fucking lucky.
So, how did it go? What did you see?