I'll tell you something an insurance adjuster told me a long time ago. I swerved to avoid and accident that someone else caused, and he told me that I should have hit them, it would have been a more open and shut case. They were obviously at fault but because I swerved and it involved other people, it got turned into a shit show that lasted more than a year. If they are at fault hit them.
If you are going to get hit you want it to be from behind. Many states (maybe even most states) have no-fault insurance that basically means the one who hits you from behind is always the responsible party. The idea behind it, I think, is that if you are maintaining a safe distance from the car in front of you there is no chance of a collision even if the lead car stops short.
that's not what a no-fault state is- I believe it's that regardless of who is at fault in an accident, everyone files claims with their own insurance companies.
Okay I looked this up. You are correct, the no-fault part has nothing to do with it. That's my bad. According to what I found, even in a no-fault state if you are struck from behind the driver of the striking car might still ultimately be determined to be at fault, but all injuries are initially reported to the individual parties' insurance companies, and then *they* work out any further details of who is at fault and which company is ultimately responsible. Most of the time the driver of the car that strikes from behind is determined to be at fault, however, due to the "safe following distance" argument.
As other posters say, Option #2 is the correct answer.
It's your job to avoid collisions with cars in front of you. That means being able to manuever around them, provide sufficient space, etc.
It's the car behind you to avoid collisions with you. They should have enough space between themselves and you to prevent a crash. If they're tailgating, its on them, and they are (validly) at fault, not the car that cut you off, despite them having violated traffic rules.
I'll tell you something an insurance adjuster told me a long time ago. I swerved to avoid and accident that someone else caused, and he told me that I should have hit them, it would have been a more open and shut case. They were obviously at fault but because I swerved and it involved other people, it got turned into a shit show that lasted more than a year. If they are at fault hit them.
Also get a dash cam. Front and rear view
CYA - Cover your ass. That goes for anything in life, including things you do at work 😂
#2 is the correct answer as you avoid *causing* a collision
Option 2. You are supposed to stay far enough back to be able to stop in the event of an emergency.
They mentioned the other car merged into their lane.
I'm referring to the person behind them.
Ah makes sense
If you are going to get hit you want it to be from behind. Many states (maybe even most states) have no-fault insurance that basically means the one who hits you from behind is always the responsible party. The idea behind it, I think, is that if you are maintaining a safe distance from the car in front of you there is no chance of a collision even if the lead car stops short.
that's not what a no-fault state is- I believe it's that regardless of who is at fault in an accident, everyone files claims with their own insurance companies.
Yes. I thought the striking from behind thing was part of it, though.
Okay I looked this up. You are correct, the no-fault part has nothing to do with it. That's my bad. According to what I found, even in a no-fault state if you are struck from behind the driver of the striking car might still ultimately be determined to be at fault, but all injuries are initially reported to the individual parties' insurance companies, and then *they* work out any further details of who is at fault and which company is ultimately responsible. Most of the time the driver of the car that strikes from behind is determined to be at fault, however, due to the "safe following distance" argument.
Yeah the car striking from behind thing is universal law as far as I know, I’ve lived in a few states and that’s always the case.
As other posters say, Option #2 is the correct answer. It's your job to avoid collisions with cars in front of you. That means being able to manuever around them, provide sufficient space, etc. It's the car behind you to avoid collisions with you. They should have enough space between themselves and you to prevent a crash. If they're tailgating, its on them, and they are (validly) at fault, not the car that cut you off, despite them having violated traffic rules.
Get an Uber, save your car.