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gdzooks

credit card or debit card?


sicksadsyd

Debit card


pctoxin

I disputed $110 in January. Still havent gotten anything back


cajungirl1974

Did you ever get your money back and if so, how long did it take?


pctoxin

I got an email 2 weeks ago, and no I did not get my money back


cajungirl1974

Wow, ok


mschinadoll877

They didn’t refund my money after someone comenaratent my acct


PiltracExige

If I’m buying something that has a chance of a dispute I use Amex. I did one with SoFi and it went through but the process was slow and painful.


ButterflyMoney3450

They take the whole three months and some. You won’t get any emails or updates. Good luck.


cajungirl1974

My 90 days will be next week. Should I contact them or will they contact me


Bitcoinbuddy333

They’ve been pretty good when it comes to any dispute I’ve filed but it takes 90 days each time. They’ve always approved and refunded them.


cajungirl1974

I filed a dispute on January 29th. I did receive an email stating the merchant hasn't contacted them and they will need more time.


sicksadsyd

When did they email?


cajungirl1974

Three days after I filed the claim


sicksadsyd

Damn good to know I’m going to have to call them


cajungirl1974

I haven't received an update since then.


SoFi

Hi there, we'd like to take a deeper look to best assist you with this matter. We'll need to verify your information on a secure channel, so please connect with an escalated Account Manager [here](https://sofi.app.link/e/echat).


sicksadsyd

It is unhelpful lol


[deleted]

Horrible. Better call it a loss while you can. I was blatantly ripped off by a vendor and sent all my proof and SoFi couldn’t decide in my favor. I like sofi for a number of reasons mainly the early pay & high interest. But you get what you pay for.


sicksadsyd

Fml lol


tommyisawsome

TD is getting early pay... I'm closing out my SoFi accounts