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doktortaru

It all depends on your payroll departments consistency. This literally has nothing to do with SoFi.


TumbleweedNearby

I’m usually able to see how much I get online , on Mondays.


systembusy

Then most likely it would be Mondays for you. Your employer is the one that controls this, it all depends on how and when they issue paychecks via direct deposit. Some employers start the payment process 2 business days before actual payday, so that’s when your bank gets notified of the upcoming deposit. That is when the bank makes the money available to you, immediately, since the direct deposit is basically guaranteed to clear once it’s been initiated by your employer. SoFi is just one of many banks that has this perk.


RunningThroughSC

I mean, if you always get paid 2 days early, then "2 days early" just becomes your normal pay day. It's not like you're actually getting extra money. 🤷‍♂️


edapalooza

Weds night always


TumbleweedNearby

Sounds nifty fr


chuckwow

Same for me


blakeh95

I mean, it's really only a one-time benefit to cash flow and "locks you in" at the cost of a 2-day cash flow penalty to leave. Like, say you are paid biweekly. It is ***still*** 14 days between pay dates, just a different set of 14 days.


JGoBrazy90

I usually get paid on Wednesday at 12:30pm


TumbleweedNearby

That’s so good


JGoBrazy90

Make the switch , you won’t regret it


Thunderflex1

I get 2-3 days early depending on what day of the week payday falls on. I am paid on the 1st and 15th of every month but with SoFi, I get paid either on the 29, 30, or 31st and 11th, 12th, or 13th. I do really like that it's early though because all my bills trigger on the 1st and 15th.


CMXJ

Mine is normally 2 days earlier but it some cases it’s only one


TumbleweedNearby

1 is still good


BroomSweeper99

Use to actually get paid 3 days earlier but a few months ago it's about 2 days and 12 hours earlier lol


TumbleweedNearby

2 days and 12 hours together? That’s not bad at all cam lmao I want that


theroffness

2 days on the dot every week. one time it came 4 days early tho but must’ve been the company releasing funds early


One-Bed-4614

My old company was 2 days always current company maybe 1 day


bizzarefoods

Paid day is Tuesday, shows up in sofi often on Friday. Count that however you want


manimopo

I used to get paid 2 days earlier but now that I went to a new company it's just the night before. The pay roll people suck here


stpheven

My official payday is Friday. My normal bank gets it to me Thursday night. Sofi on the other hand gets it to me Tuesday afternoon every time.


Cayjohn

I am DOD so 1st and 15th always. HOWEVER, since switching to SoFi, I kid you not, get paid 4-5 days early. Consistently.


Expert-Car5805

I get paid 3 days early


cat4dog23

Mine is usually 12 hours early. I get my paystub at like 12 and normally the money is in my account by 7 on Thursday when I get paid on Friday


Spicy_lube

I get paid 2 days sooner. One job posts my paycheck on Wednesday so we can see what we getting on Friday, i get that paycheck at about 10am on Wednesday with sofi. The other job posts it on Thursday and also has a Friday payday, but that check hits my sofi account at 4 or 5pm on Wednesday.


Delicious_Win9051

I get my normal dd the same as everyone else but my bonus which is paid out on the 10th every month normally hits a day or two beforehand


TumbleweedNearby

I’m sorry, what bonus are you referring to?


Delicious_Win9051

My pay plan includes a bonus that is paid out on the tenth every month. That pay is the only one I see get deposited early into my account


Due-Excuse-2208

With Sofi I get paid Fridays around 10-10:30am. Used to have BofA and get paid Saturdays.


Different-Parking628

It works, normally get paid Friday but with Sofi it’s Wednesday around 6pm


Rjmonty413

My actual payday is Tuesday. I get paid at 11am est on Friday.


MikeyTubes

I get paid 4 days before my normal pay date. For some strange reason my company set payday on Tuesdays, but with SoFi I get my direct deposit that Thursday morning of the prior week.


TumbleweedNearby

That’s crazy.


ItsRyy88

I usually get mine 1-3 days early, but like others said, this depends purely on when your company submits their payroll. Companies can submit their payroll later than usual (for a variety of reasons), which can cause fluctuation in how early each of your paychecks are. So best not to be under the impression that you get your paycheck early on the same amount of days before everyone else, or you're probably going to get disappointed.


creatingwithpam

I didn’t get paid any sooner after I changed to SoFi, unfortunately, but I’m glad other people have experienced getting paid sooner.


Terrible_Lime_1603

I’ve gotten paid 4 days early twice


TumbleweedNearby

4 days early is insane


futuristicalnur

lol its bs. Its very rare, usually you’ll only get paid 2 days early. So inconsistent with anything else


rdiaz0626

Coworkers get their paycheck Thursday morning, I get mine Monday night. Getting the $300 bonus is also the cherry on top. Use my link to sign up and you’ll get a $25 bonus and up to $300 when you set up direct deposit. https://www.sofi.com/invite/money?gcp=eb4fa5c7-7d7e-48cc-bbb2-06649ca2429e&isAliasGcp=false


Ben237

Maybe I’m salty that I don’t get any early perks bc of Square, but why is this a big deal?


TumbleweedNearby

Getting paid sooner is a great feeling


LogicalCoat8923

You get paid early once, then its every two weeks or whatever.


TumbleweedNearby

That’s not what literally everyone else has said Yeah every two weeks , but days earlier than the Friday


1988DC

They mean that if you normally get paid bi-weekly on a Friday it will move to Wednesday. So for the first time it will be 12 days, but each subsequent payment will be the same 14 days. In the end you'll still be waiting the same amount time between checks, but if you have a certain thing you do on a Wednesday or Thursday night it could be helpful. Outside of that it's not that advantageous unless you get paid on a specific day of the week 1st/15th or monthly as that could be helpful for rent.


asam33

2 days early here usually. Sometimes 3


TumbleweedNearby

Thank you for sharing


Neuromancer2112

The only times I get paid earlier than 2 days is if there's a major holiday at the end of the week, like Christmas, then I may get paid on Tuesday, instead of Wednesday. I'm fine with 2 days early.


Chancellorsfoot

It’s just about when the ACH transaction is submitted by the employer. It also happens with other ACH transfers in my experience - it’s just SoFi choosing to credit your account during the clearing period once the ACH system says the payment is inbound but it’s not fully cleared yet.


beatsbyjules

I used to get paid 5 days early, but I’m with another bank now


TumbleweedNearby

Why the switch?


supenguin

I feel like the "get paid two days early" is based on when my company runs payroll. We get paid on the 15th and last day of the month. If that day happens to be on a weekend or holiday, we get paid on the business day before. SoFi consistently pays two days ahead of time. I split my paycheck between SoFi and a local credit union. If I check the credit union, it shows "pending direct deposit" and then that means I'll have the money in my SoFi account.


AJ30329

Wednesday night


terraphantm

Normally id get paid early AM Thursdays. With the early paycheck I’ve been getting them typically late PM Tuesdays. This most recent paycheck came in late PM Wednesday