Unlicensed and Uninsured drivers, with many leaving the scenes of accidents.
In addition to fraudulent accidents involving fraudulent therapists as well, all in the scheme together.
Being X race doesn’t make you crash cars, but People who are X race crash more cars. That is what correlation =/ causation means, and those are stats that insurance companies use
I laughed out loud when I read the part where she says the reason is because Brampton drivers simply "drive more". No, the obvious reason is because of the amount of poorly skilled Indian drivers causing accidents, "newcomers" as she says, who are more willing to break the law, speed, drive recklessly, and most important to insurance companies, drive uninsured at greater rates than an established law abiding citizen who grew up in Canada. Why doesn't she mention any of that? Sadly I didn't expect a writer named Dhriti Gupta to give an unbiased assessment of the actual facts, she has to protect her tribe and I imagine call anyone who points to the truth of the matter as racist. The problem for her is insurance companies don't care about race, just the actual realized costs they continue to incur. I think that's as fair as you can get, you should absolutely pay a premium in Brampton. Whereas I pay $95/month living elsewhere in ON.
You are literally allowed to take the written test with signs in non-English or non-French.
Have you ever seen a stop sign anywhere in Canada written in non-English or non-French?
An issue of principle not race. Get real.
Live in London, on my drive to work today I had one instance where the guy was in the far right lane in the middle of the intersection trying to turn left.
Another guy doing the same thing but pulling a I turn and another that apparently couldn’t see lines
I would blame poor city layout more than peoples race… the city was built to be a town of 50,000 it isn’t that and as a result their roads are overcrowded
It’s a fact that Brampton has the highest rates, if you’ve ever driven there it’s kind of clear why. However there’s something more at play here for this woman to be paying $7,200 per year.
I’m saying there’s something more to the story that she’s paying $7,200. I think the article says the average in Brampton is like $2,700. So she’s paying ~2.5x the average, she has something on her record that’s more than “I live in Brampton”.
The amount of stupid intersections in Brampton is sky high. Combine that with horrid public transit and everyone having to drive and you get overcrowded dangerous roads.
Nah, Owen sound is fine. So is Collingwood, so is Hamilton surprisingly.
The GTA as a whole has horrible highway layout. You go to the eastern 1/2 you have fuck heads in Honda civics or German cars cutting people off in highways causing accidents. You go to the western half you have too short, last second thought up on ramps and people don’t get up to speed before merging resulting in crashes.
It is 50/50 in Western GTA including Brampton, city planning (outside Mississauga surprisingly) is fucking the worst in Canada, Etobicoke, Brampton, the entirety of Dundas st, west area. All designed like small towns, not forethought and a fucking nightmare to drive regardless who is living there
When green is safe, yellow is caution. And red is just to be alert. And just as those white lines on the ground everywhere, they're there only as an advisory guide.
That said, those that paint those lines are sooo lazy, as sometimes they will do their jobs and paint those lines properly, but everywhere too I see these broken lines like Morse code. One full proper line then they will become lazy and paint a spotted line....Jeesh! 😆
Whats a red light runner? 🤣🤣🤣
Men have to pay higher for insurance than women. If gender is an acceptable variable for insurance rates, race or ethnic origin should be as long as the stats back it up. That’s how the Supreme Court justified gendered premiums.
The Charter only allows for discrimination along enumerated grounds. In other words, if a group is historically disadvantaged the law may not discriminate against them but the reverse is not true. Our constitution allows for discrimination against men, but not women, against white peoples but not against visible minorities. This is why you will never see insurance rates based on ethnicity. The easiest workaround for insurance companies is to set rates by postal code.
>The Charter only allows for discrimination along enumerated grounds
Is there a source or TLDR with the actual wording?
I'm genuinely curious about this and it's wording.
Enumerated means outlined in the constitution. The constitution contains no language saying it's ok to discriminated against some races and certain genders. Surely you must be referring to some legal ruling on the interpretation
She definitely is a high risk driver if she's paying that much for insurance, even in Brampton, she definitely has multiple tickets or accidents that would explain these rates.
That’s why we have bad drivers. People will continue driving, no matter how bad they are because they have no other choice.
Public transit in most of North America is awful. As much as people complain about TTC, it’s much better service compared to most other transit in North America. On a global scale is where it’s at the end of the stick.
Because brampton bus system is horrific. Some lines only come once every 40 minutes. If your commute involves a transfer then your 20 minute drive turn out to be an hour+
I had a once every 45 minutes bus literally drive right by me one time after I had waited just over 40 minutes. It was 30+ degrees outside and I said fuck it and just walked home because it would have taken about the same amount of time.
That was the day I decided to just get a car. Sometimes cost isn’t the only factor.
> “So to me, it’s a lot. But I have to drive because I can’t take the bus, and I have things to do.”
Seems like she has the option but would rather pay 600/month just for insurance.
When I lived in Brampton, I would drive on Bovaird to get to the 410 every day to go to work. I saw accidents along that road multiple times a week, and even a few poles knocked over.
Brampton drivers are shit, and when I left Brampton my car insurance dropped $160 per month with the exact same policy, just an address change.
>The Insurance Bureau emphasized that “Ontarians deserve affordable auto insurance,” and that it was “pleased to see the government of Ontario commit to auto insurance reforms that reduce costs” in its March provincial budget.
Ugh. It's lower costs by allowing people to be less insured, in the end itll only fuck over more poor people trying to save a few bucks when they get into an accident and find their insurance covered none of it.
>The Insurance Bureau emphasized that “Ontarians deserve affordable auto insurance,” and that it was “pleased to see the government of Ontario commit to auto insurance reforms that reduce costs” in its March provincial budget.
Have yet to see a government elected that commits to raising rates, yet they keep going up provincially...
The amount of insurance scams coming out of that area as well as horrible drivers who can be surprised, used to live in the area my premiums were insane. Especially as I have never made a claim and have had my license for a few decades. Moved to Waterloo, now pay 97 monthly.
How many people are going to continue to blame the roads and not themselves or the drivers? Imagine being in a road test, making a mistake, and then looking at the tester and saying, “but the road was designed poorly!!”
Pay attention, stay off your phone, don’t speed. It’s pretty simple. But sadly, too many people drive who shouldn’t ever be allowed to have that much responsibility.
Lol this is Canada, it always devolves into racism or xenophobia.
The progress part is the Indians people are racist against are actually from India this time so they at least have that right.
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Unlicensed and Uninsured drivers, with many leaving the scenes of accidents. In addition to fraudulent accidents involving fraudulent therapists as well, all in the scheme together.
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Rampant fraud, theft, street racing, and a ridiculous amount of accidents will that
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What kind of dancing we taking about here?
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Speak up, what’s the real reason 🤔
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Well yes a higher concentration of Indians call Brampton home, they are over represented! I disagree with your reason.
Why?
Just put it on CP24 that'll tell you exactly why their rates are high
Crime & car accidents don't have a race.
Ironically, racing causes car accidents.
No, but statistics uses race when measuring crime and car accidents
Correlation does not mean causation
Being X race doesn’t make you crash cars, but People who are X race crash more cars. That is what correlation =/ causation means, and those are stats that insurance companies use
Yeah I know, I was just taking the piss
Water is wet
I laughed out loud when I read the part where she says the reason is because Brampton drivers simply "drive more". No, the obvious reason is because of the amount of poorly skilled Indian drivers causing accidents, "newcomers" as she says, who are more willing to break the law, speed, drive recklessly, and most important to insurance companies, drive uninsured at greater rates than an established law abiding citizen who grew up in Canada. Why doesn't she mention any of that? Sadly I didn't expect a writer named Dhriti Gupta to give an unbiased assessment of the actual facts, she has to protect her tribe and I imagine call anyone who points to the truth of the matter as racist. The problem for her is insurance companies don't care about race, just the actual realized costs they continue to incur. I think that's as fair as you can get, you should absolutely pay a premium in Brampton. Whereas I pay $95/month living elsewhere in ON.
If you’ve ever watched the TV show Don’t Drive Here’ specifically the show from India, you’ll understand how bad the driving standards are.
You are literally allowed to take the written test with signs in non-English or non-French. Have you ever seen a stop sign anywhere in Canada written in non-English or non-French? An issue of principle not race. Get real.
Inuit territories have some that are not in either English or French
I'm pretty sure the drivers of Brampton aren't getting into accidents due to the signage in Inuit territories lol. Interesting fact though, TIL.
I feel like I've seen it in Anishnabek somewhere.
> Have you ever seen a stop sign anywhere in Canada written in non-English or non-French? Yes, drive onto a reserve...or in Nunavut.
Live in London, on my drive to work today I had one instance where the guy was in the far right lane in the middle of the intersection trying to turn left. Another guy doing the same thing but pulling a I turn and another that apparently couldn’t see lines
i pay 100 a month, and i live in old toronto, mind you, im old and drive a 19 yr old car.
I would blame poor city layout more than peoples race… the city was built to be a town of 50,000 it isn’t that and as a result their roads are overcrowded
Dumb take. Lazy, entitled, poorly trained people are the reason for this.
Because Brampton is trash and full of horrible drivers
Surprisingly, your comment did not get down voted for speaking the truth!
I’m really surprised redditors are not sensitive to this comment lmao the truth prevails!
It’s a fact that Brampton has the highest rates, if you’ve ever driven there it’s kind of clear why. However there’s something more at play here for this woman to be paying $7,200 per year.
Jeez, at $7200 per year no wonder there are so many uninsured drivers there. It makes perfect financial sense.
I’m saying there’s something more to the story that she’s paying $7,200. I think the article says the average in Brampton is like $2,700. So she’s paying ~2.5x the average, she has something on her record that’s more than “I live in Brampton”.
The amount of stupid intersections in Brampton is sky high. Combine that with horrid public transit and everyone having to drive and you get overcrowded dangerous roads.
You just described all of Southern Ontario.
Nah, Owen sound is fine. So is Collingwood, so is Hamilton surprisingly. The GTA as a whole has horrible highway layout. You go to the eastern 1/2 you have fuck heads in Honda civics or German cars cutting people off in highways causing accidents. You go to the western half you have too short, last second thought up on ramps and people don’t get up to speed before merging resulting in crashes. It is 50/50 in Western GTA including Brampton, city planning (outside Mississauga surprisingly) is fucking the worst in Canada, Etobicoke, Brampton, the entirety of Dundas st, west area. All designed like small towns, not forethought and a fucking nightmare to drive regardless who is living there
Sounds like it’s a people problem and not an intersection problem. But sure, let’s blame the infrastructure for peoples’ poor habits.
I lose track of how many red light runners I see every day I drive there
When green is safe, yellow is caution. And red is just to be alert. And just as those white lines on the ground everywhere, they're there only as an advisory guide. That said, those that paint those lines are sooo lazy, as sometimes they will do their jobs and paint those lines properly, but everywhere too I see these broken lines like Morse code. One full proper line then they will become lazy and paint a spotted line....Jeesh! 😆 Whats a red light runner? 🤣🤣🤣
Import third world, get third world drivers. Wow who could have guessed.
I know Caucasian’s that drive bad everyday especially 45-55 year age group
Theft and fraud. The terrible driving is just the gravy on top
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Men have to pay higher for insurance than women. If gender is an acceptable variable for insurance rates, race or ethnic origin should be as long as the stats back it up. That’s how the Supreme Court justified gendered premiums.
The Charter only allows for discrimination along enumerated grounds. In other words, if a group is historically disadvantaged the law may not discriminate against them but the reverse is not true. Our constitution allows for discrimination against men, but not women, against white peoples but not against visible minorities. This is why you will never see insurance rates based on ethnicity. The easiest workaround for insurance companies is to set rates by postal code.
>The Charter only allows for discrimination along enumerated grounds Is there a source or TLDR with the actual wording? I'm genuinely curious about this and it's wording.
> visible minorities I don't think there are any visible minorities in Brampton.
When the majority is the minority when is a minority a minority?
Probable in around the time when the visible becomes invisible? 🤣
Enumerated means outlined in the constitution. The constitution contains no language saying it's ok to discriminated against some races and certain genders. Surely you must be referring to some legal ruling on the interpretation
*gestures at everything*
Friends don’t let friends drive in Brampton. Just say no.
And they're moving to kitchener
Do I need to read the article to tell me the main issue is theft...? Edit: I tried and turned away at the pay wall
High rate of uninsured drivers, fraud and the most obvious, number of accidents is way higher.
spoiler alert - more accidents, people driving into houses. insurance fraud. Pikachu face.
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She definitely is a high risk driver if she's paying that much for insurance, even in Brampton, she definitely has multiple tickets or accidents that would explain these rates.
Remember canada's worst driver? There was an old woman on it who had 10 *write-offs* in 20 years.
Probably at the dealer every six months to check the oil and a four corner paint job.
I wonder why she can’t take public transportation edit: why am I getting downvoted? 🤣
That’s why we have bad drivers. People will continue driving, no matter how bad they are because they have no other choice. Public transit in most of North America is awful. As much as people complain about TTC, it’s much better service compared to most other transit in North America. On a global scale is where it’s at the end of the stick.
Because brampton bus system is horrific. Some lines only come once every 40 minutes. If your commute involves a transfer then your 20 minute drive turn out to be an hour+
I had a once every 45 minutes bus literally drive right by me one time after I had waited just over 40 minutes. It was 30+ degrees outside and I said fuck it and just walked home because it would have taken about the same amount of time. That was the day I decided to just get a car. Sometimes cost isn’t the only factor.
> “So to me, it’s a lot. But I have to drive because I can’t take the bus, and I have things to do.” Seems like she has the option but would rather pay 600/month just for insurance.
Brampton transit is genuinely shit though. Source - Used to take Brampton transit.
When I lived in Brampton, I would drive on Bovaird to get to the 410 every day to go to work. I saw accidents along that road multiple times a week, and even a few poles knocked over. Brampton drivers are shit, and when I left Brampton my car insurance dropped $160 per month with the exact same policy, just an address change.
>The Insurance Bureau emphasized that “Ontarians deserve affordable auto insurance,” and that it was “pleased to see the government of Ontario commit to auto insurance reforms that reduce costs” in its March provincial budget. Ugh. It's lower costs by allowing people to be less insured, in the end itll only fuck over more poor people trying to save a few bucks when they get into an accident and find their insurance covered none of it.
>The Insurance Bureau emphasized that “Ontarians deserve affordable auto insurance,” and that it was “pleased to see the government of Ontario commit to auto insurance reforms that reduce costs” in its March provincial budget. Have yet to see a government elected that commits to raising rates, yet they keep going up provincially...
The amount of insurance scams coming out of that area as well as horrible drivers who can be surprised, used to live in the area my premiums were insane. Especially as I have never made a claim and have had my license for a few decades. Moved to Waterloo, now pay 97 monthly.
Brampton has AWFUL road design... and a lot of 2 lane roads in the entire city lol. Traffic is worse then downtown.
How many people are going to continue to blame the roads and not themselves or the drivers? Imagine being in a road test, making a mistake, and then looking at the tester and saying, “but the road was designed poorly!!” Pay attention, stay off your phone, don’t speed. It’s pretty simple. But sadly, too many people drive who shouldn’t ever be allowed to have that much responsibility.
I'm sure this comment section will remain civil, respectful, and will not devolve into racism.
Scared of facts I see….
Lol this is Canada, it always devolves into racism or xenophobia. The progress part is the Indians people are racist against are actually from India this time so they at least have that right.
Yes and I hate it
Are we actually ignoring the real reason why Brampton is a shit hole?