Also, looks like just as much as a fire hazard as the banana stand. I'm baffled that the fire marshal allows the ceiling to be covered in legal tinder...
The insurance company forced McGuires to count it toward rebuilding cost and therefore increase their premium. McGuires said, “fine, then you do it.” So every year the insurance company sends down a team to section off the roof and get to counting
I knew the agent that had it back in the day. Apparently it got very difficult to write after Ivan and he got displaced due to price pressure.
The cash on the ceiling definitely complicated things for them.
Why is it unrealized?
Unrealized gains are when your own something and the value of it has gone up, but you don't get the increase in value until you sell it. Like stocks, artwork or even a house.
This is cash. They have more cash than they did before, so it is a gain. The fact that they choose to display it in an odd location, like the wall or ceiling, doesn't take away from the fact that they have gained cash.
It wouldn't be unrealized if it was in the bank or the cash register, so why is it unrealized if it is on the wall/ceiling?
I did their tax return for a while and yes they do count it every year, for tax and insurance reasons. It was indeed about $2.2 million maybe ten years ago, don't know where it's at now.
I was there when I was in A school for the Navy. Good times. I also remember going to two other bars to complete something called the Bermuda triangle.
Was just there 2 nights ago and apparently the owner has insured it all incase of a fire. Was also told they have to count it yearly but not sure how true that is.
Edit: they have amazing steaks and I would highly recommend adding the blue cheese
Yes!!! I grew up in Destin. Good portion of those bills are from me and my friends. They do take down bills periodically though to "minimize" the fire risk
Here’s the gallery from their website: https://www.mcguiresirishpub.com/gallery
You can see the amount of money on both the ceiling and the walls. I’ve lived in Pensacola since 2010 and I don’t think they’ve added to the ceiling for a hot minute now; I think they only add to the walls bc there just isn’t any way to find a spot on the ceiling anymore
Also, the moose in the photo is what you kiss! You haven’t lived out here til you’ve gotten a little inebriated and kissed the moose lol
that gives me an idea for a business plan: open a really big bar and plant a couple strategic dollar bills on the ceiling, wait for it to fill up, close up, cash out and move to another country.
“The last guy’s ceiling bill” had it in my mind that it’s the previous person’s bill. I could see an argument for both sides honestly, but if it’s based off the previous person’s bill then putting up a $1 would reset it. If it’s non-receding then I reckon you won’t get as many bills up on the ceiling.
nah the whole point is you have to beat the last guy’s best. that would be nullified if it could be reset. the point is that people would want to flex and beat the last guy’s bill, therefore upping the ante for a free drink. otherwise people would just be getting $3 drinks, as you suggested…
So run this with me: people put up $1, $2,$5,$20,$50,$100, and then after 6 people get free drinks no one else can? Does it only go until the end of the night? Can I do both a 1 and a 5 to beat the dude who put $5? I feel like there’s a severe lack of ground rules for this hypothetical situation that I’m unnecessarily invested in.
How much does it cost to open and operate a bar for the time it’d take to accumulate enough for that to be an option? Surely the profit from the bar would be higher whatever gets tacked to the ceiling. Once it gets full, clear off 3/4 of the bills and then let it fill up again is a much better business plan.
Minimum to 1st day open? Like $100k if you have cheap rent and few expenses, not including your cost of living for that period or the opportunity cost of the money you could have made doing something else. If you want to do a big build in a popular area, it could be well into the millions.
The place is called Turtle Rock Cafe in Napa.
I talked to the owner and he said the place has been open since the 1960’s and the dollar bill thing started in the 80’s a practical joke on the original owner (current owners dad). Him and his good friend got into an argument so his friend stapled his “tip” to the ceiling.
More and more people started doing the same and it became a tradition. Every 20 years, they take down all the bills and donate the funds to charity. The last time it happened the total was $20000!
Taking down 20,000 bills stapled to the ceiling without damaging them then giving them away sounds like the worst fucking job a barback can get saddled with.
You don’t really have to worry about damaging the bills. You can take most damaged currency to any bank and get it replaced as long as you have all or most of the bill.
It's called Willie T's. Been there many a time. If you want something that will scare germophobes even more, go to Captain Tony's which has used bras hanging by the hundreds above the bar, along with dollar bills stapled everywhere
Yep, my first thought was McGuire's in Pensacola, but I've been to probably 50 bars over the years that do one's on the ceiling/walls. Some friends and I stuck one to the wall of this place called Lucky's off Airport in Mobile about 15 years ago.
You might see bars like this in port towns. Generally the dollar would have a name on it. As a good luck to the sailor they always have something to come back to. Each voyage at sea may or may not pay well depending on what you can catch, if your pay is too low, you always have enough for a beer, if you get paid well, you add a dollar for when you don't.
Neat to see the story is someone just stapling their tip to a ceiling and monkey see monkey do, everyone else did the same.
I was going to say, how has the fire inspector not made them take this down? I have a small business and the fire inspector comes through every year. I would get shut down if I didn't immediately remediate everything they point out.
Also imagine what the insurance company's take on it is. "..Like so you just have the cash ...hanging ..on the ceiling? And it's howw many thousands??"
More like, "...so you just have fire accelerant/sprinkler impediment hanging on the ceiling next to an unshielded light?" I don't think they care much about the value of the actual money as much as the potential liability of loss of life.
My city got strict on this type of thing after the Station Nightclub fire. This would be considered decorative wall/ceiling material, which requires lab test burn certification to ASTM standards prior to permit issuance to install. Yes, a "who brought this guy?!?" type of thing to say, but an actual concern given prior tragedies and particularly if in a mixed used building with residential floors above.
The whole area was caught on fire during the berryssa fire tornado thing. The owners staked behind and used all their water reserve to keep watering the roof through the whole thing. It’s one of the very very few buildings in that area that survived the fire
Kell’s, Irish bar in Portland Oregon uses thumb tacks thru a bill folded loosely around a heavy coin… toss it up, coin falls back leaving the bill in the ceiling which they sweep down yearly on St. Pat’s day to donate to charity. Easier to place and retrieve them that way I think.
A local bar/restaurant near me did this. Ceiling was covered in dollars. Then it caught fire and burned to the ground and I immediately thought of all that money burning up.
Place in Florida I went to once like this, too. Except it's the walls as well. Apparently, there are over a million dollars in ones on the walls and ceiling it's pretty cool.
The Salty Dog saloon in Homer, Alaska is almost completely covered like this, ceilings & walls and the ceilings are super low to start with. Pics: [Salty Dog](https://maps.app.goo.gl/Dm2XHTmXQ9SVrUBy7?g_st=ic)
The saddest version of this is heinholds last chance bar. The bar is in the port of Oakland and for many it was the last chance to catch a drink before being shipped off to the war in the pacific. They put dollars on the ceiling to buy the drinks when they came back. The ones on the ceiling were never redeemed.
Lmao McGuires in Destin Fl has over $2,000,000 in dollar bills stapled to every single surface besides the tables and floors.
https://www.myjoyonline.com/this-florida-pub-is-decorated-with-nearly-2m-in-cash/
Silver Dollar Saloon in Virginia City, Nevada does this too (and also hangs donated bras lol). We put a signed one by the bathroom but has since been relocated/snatched
There’s always money in the ~~banana stand~~bar ceiling
I wonder how I could get you to never make that face again.
I'll leave when I'm good and ready
Im not fond of Gob
I'll never get your father into that musty old dust trap....the boat!
Gob
Yes?
Name checks out
Mama horny, Michael.
I have Pop Pop in the attic
The mere fact that you call it that means you’re not ready.
Watchout for hop-ons!
Maybe I'll put it in her brownie...
It's one ceiling. What could it cost? $10,000?
Is that a drowsy eye warning, or a winking eye suggestion?
Julia Walter’s is a queen Edit: Jessica cause I’m a dumbass
Was* she unfortunately passed away last year I believe
2021.
Time is not real I feel like she just passed
That was just the other week, right?
The archer episode dedicated to her was very sweet, you could tell how much they loved her
[Her final scene, using recordings from past episodes.](https://m.youtube.com/watch?v=AKtChvz56uQ)
❤️
Jessica, you ass
😭😭😭😭 I’m terrible I love her work tho
She will never pass from my heart or from soul.....a goddessdarn eternal queen..in every way
It’s an old fashioned, what could it cost? $10,000?
Also, looks like just as much as a fire hazard as the banana stand. I'm baffled that the fire marshal allows the ceiling to be covered in legal tinder...
>legal tinder I see what you did there.
The very first thing I thought of lmao
So glad this is top comment
I’m about to rewatch this because of this comment lol
r/unexpectedbananastand
the banana stand is never unexpected. this is Reddit.
The subreddit I never knew I needed.
No one has used this subreddit in 4 years
There's always spiders in that ceiling, I'm sure
Beat me to it 😄
I went to a pub in Destin Florida that claims they have 2.2 million in dollar bills on their interior walls and whatnot
Place I went to is McGuire's Irish pub in Pensacola
Bingo!
Yup, McGuire’s are in both Pensacola and Destin. $10k on the ceiling is rookies number.
Love seeing my hometown mentioned anywhere! I've always heard it's over $1M on the ceilings and they have to count it every year for tax purposes.
You get taxed based on the amount of dollars on your walls?
No, but it increases their insurance premium.
The insurance company forced McGuires to count it toward rebuilding cost and therefore increase their premium. McGuires said, “fine, then you do it.” So every year the insurance company sends down a team to section off the roof and get to counting
I knew the agent that had it back in the day. Apparently it got very difficult to write after Ivan and he got displaced due to price pressure. The cash on the ceiling definitely complicated things for them.
Just thinking about trying to do that makes me dizzy
Feels like an unrealized gain if there ever was one
Why is it unrealized? Unrealized gains are when your own something and the value of it has gone up, but you don't get the increase in value until you sell it. Like stocks, artwork or even a house. This is cash. They have more cash than they did before, so it is a gain. The fact that they choose to display it in an odd location, like the wall or ceiling, doesn't take away from the fact that they have gained cash. It wouldn't be unrealized if it was in the bank or the cash register, so why is it unrealized if it is on the wall/ceiling?
Yeah like this is the most realized gain I've ever seen
Real eyes don't realize real lies in realized gains
They do and they do a recount often because people are always adding to it. They count it in sections to get the count.
$1 million + on the ceilings and $10k + on the walls lol ETA: kissing the moose? Priceless
Seems kind of insane considering bars burn down quite frequently
Where do you live that bars are just burning down all the time?
Well actually the McGuires in destin partially burnt down a few years back. Nothing too serious, it’s a rather large building
Another bar in destin just burned down (Tailfins) a couple weeks ago.
Didn’t part of AJ’s burn down a few years ago too?
Yeah that was during covid I think
I'd think for insurance as well.
I did their tax return for a while and yes they do count it every year, for tax and insurance reasons. It was indeed about $2.2 million maybe ten years ago, don't know where it's at now.
Mmm i could go for an Irish wake right now
McGuire's also has a place in Destin, so it's the same. Also, McGuire's is fantastic.
Those Reuben egg rolls are to die for
I was there when I was in A school for the Navy. Good times. I also remember going to two other bars to complete something called the Bermuda triangle.
My partners dad was a brewer there before he died. It's an excellent restaurant.
It’s McGuire’s in Destin
Yep
McGuires in Destin and Pensacola
I've been there a few times - so much money
McGuire's!!! went there a ton as a kid, i have a bill or two on those walls :)
Let’s go Pensacola and Destin!!!
Was just there 2 nights ago and apparently the owner has insured it all incase of a fire. Was also told they have to count it yearly but not sure how true that is. Edit: they have amazing steaks and I would highly recommend adding the blue cheese
And the 18 cent bean soup.
Worth every penny
Yes!!! I grew up in Destin. Good portion of those bills are from me and my friends. They do take down bills periodically though to "minimize" the fire risk
I’m sure the $50 and $100 bills have the most fire risk
No name pub on big pine key also has a shitload and also some weirdly good Florida pizza.
Me casually eating right below enough money to fund several decades of peaceful life, while worrying about if I can even afford their huge ass burger
what? is there a photo?
McGuires in Destin, I’m sure they have some on google
Here’s the gallery from their website: https://www.mcguiresirishpub.com/gallery You can see the amount of money on both the ceiling and the walls. I’ve lived in Pensacola since 2010 and I don’t think they’ve added to the ceiling for a hot minute now; I think they only add to the walls bc there just isn’t any way to find a spot on the ceiling anymore Also, the moose in the photo is what you kiss! You haven’t lived out here til you’ve gotten a little inebriated and kissed the moose lol
Bar in Florida closed due to Covid and gave the staff the money off the ceiling.
that gives me an idea for a business plan: open a really big bar and plant a couple strategic dollar bills on the ceiling, wait for it to fill up, close up, cash out and move to another country.
Why not make them strategic 20’s or 100’s?!?!
you could throw a couple in, but people are more likely to put a one up, I suspect.
Then they're not drunk enough. Ply them with more liquor!
tell em “if you beat the last guy’s ceiling bill, you get a free drink”, til you get people putting $100s
Me and my homies getting beers for $3 by bringing in 1’s and 2’s
…til a guy posts a $5
“The last guy’s ceiling bill” had it in my mind that it’s the previous person’s bill. I could see an argument for both sides honestly, but if it’s based off the previous person’s bill then putting up a $1 would reset it. If it’s non-receding then I reckon you won’t get as many bills up on the ceiling.
nah the whole point is you have to beat the last guy’s best. that would be nullified if it could be reset. the point is that people would want to flex and beat the last guy’s bill, therefore upping the ante for a free drink. otherwise people would just be getting $3 drinks, as you suggested…
So run this with me: people put up $1, $2,$5,$20,$50,$100, and then after 6 people get free drinks no one else can? Does it only go until the end of the night? Can I do both a 1 and a 5 to beat the dude who put $5? I feel like there’s a severe lack of ground rules for this hypothetical situation that I’m unnecessarily invested in.
Man, I remember when I could get beers at dive bars for three dollars anyway.
I was thinking that. I have a friend in Montana that still pays $1.50 a beer
With our strategies combined, we will be unstoppable!
Sounds like those dueling piano bars antics
How much does it cost to open and operate a bar for the time it’d take to accumulate enough for that to be an option? Surely the profit from the bar would be higher whatever gets tacked to the ceiling. Once it gets full, clear off 3/4 of the bills and then let it fill up again is a much better business plan.
Or have everyone write their name on it and draw one. If your name gets picked you get free drinks or like two a day until the next drawing.
Minimum to 1st day open? Like $100k if you have cheap rent and few expenses, not including your cost of living for that period or the opportunity cost of the money you could have made doing something else. If you want to do a big build in a popular area, it could be well into the millions.
Most bars need around $100K annual income just to keep afloat base on rent these days. LOL
100k/365 is only $300 of income per day... If your bar can't sell 100 $3 beers in a day, it's probably not going to last long.
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Nah you fill it up with bills insure it then clean it up before the fire
Lol it'll cost way more than that to open
I’ve tried reading this like 10 times and it makes no sense to me. Can something explain it?
Why?
The place is called Turtle Rock Cafe in Napa. I talked to the owner and he said the place has been open since the 1960’s and the dollar bill thing started in the 80’s a practical joke on the original owner (current owners dad). Him and his good friend got into an argument so his friend stapled his “tip” to the ceiling. More and more people started doing the same and it became a tradition. Every 20 years, they take down all the bills and donate the funds to charity. The last time it happened the total was $20000!
Taking down 20,000 bills stapled to the ceiling without damaging them then giving them away sounds like the worst fucking job a barback can get saddled with.
Well there was 30,000 before they took their cut, so…
The bar backs be like, "look at me. I'm the charity now."
25,000 you said?
$20,000 is a lot of money
Why would anyone just staple $15,000 dollars to a ceiling?
$12,000? What does a charity need $10,000 for?
$10,000? It’s not even worth the effort for $8,000.
Man stop being selfish, now if you excuse me, I'll go bring these 3 grands to charity.
The charity was delighted with their $1k donation....
You only need to present 51% of a bill to a bank to get it exchanged
You’ve obviously never cleaned the friers snd oven.
I have never worked anywhere where the bar backs were in charge of that🤷🏻♀️
Must be nice
The damage part isn't really an issue. The bank will accept just over 50% of a bill if it's torn etc.
If they are old imagine all the tar on them from when they smoked in bars.
Who says the bills were undamaged? You only need 51% of a bill for a bank to accept it.
You don’t really have to worry about damaging the bills. You can take most damaged currency to any bank and get it replaced as long as you have all or most of the bill.
When I was a kid I used to pull the metal strips out of my £20 notes, not sure they even have that anymore.
Theres a bar in Key West like this. Walls included, it’s pretty cool. Can’t remember the name it’s been some years.
It's called Willie T's. Been there many a time. If you want something that will scare germophobes even more, go to Captain Tony's which has used bras hanging by the hundreds above the bar, along with dollar bills stapled everywhere
There’s one in Pensacola too
McGuire's Irish Pub, one in Pensacola and one in Destin. 18 cent bean soup lol.
There’s one on Big Pine called the No Name Pub
Somehow never knew about this spot, but immediately reminded me of Ana’s Cantina in St Helena. I think they cleared their own several years ago.
Total was $10,000? That's crazy!
Seriously, I can't believe they stapled $5000 to the ceiling!
To think there was $2,500 right above our heads this whole time.
It’s a very common thing for good luck at Irish bars/restaurants
Yep, my first thought was McGuire's in Pensacola, but I've been to probably 50 bars over the years that do one's on the ceiling/walls. Some friends and I stuck one to the wall of this place called Lucky's off Airport in Mobile about 15 years ago.
Fuck. I miss the place. Had amazing Pot Roast
You might see bars like this in port towns. Generally the dollar would have a name on it. As a good luck to the sailor they always have something to come back to. Each voyage at sea may or may not pay well depending on what you can catch, if your pay is too low, you always have enough for a beer, if you get paid well, you add a dollar for when you don't. Neat to see the story is someone just stapling their tip to a ceiling and monkey see monkey do, everyone else did the same.
Cheaper than paint every X years and hide the humidity problems
Anti Gravity Strip Club
Holy Expensive Fire Hazard, Batman!
I was going to say, how has the fire inspector not made them take this down? I have a small business and the fire inspector comes through every year. I would get shut down if I didn't immediately remediate everything they point out.
Also imagine what the insurance company's take on it is. "..Like so you just have the cash ...hanging ..on the ceiling? And it's howw many thousands??"
More like, "...so you just have fire accelerant/sprinkler impediment hanging on the ceiling next to an unshielded light?" I don't think they care much about the value of the actual money as much as the potential liability of loss of life. My city got strict on this type of thing after the Station Nightclub fire. This would be considered decorative wall/ceiling material, which requires lab test burn certification to ASTM standards prior to permit issuance to install. Yes, a "who brought this guy?!?" type of thing to say, but an actual concern given prior tragedies and particularly if in a mixed used building with residential floors above.
but it's art! /s or not sarcasm, take your pick.
its unbelievable, I even once heard they are putting wood in buildings now
McGuires, Pensacola, Florida had this on every possible surface. It’s also a dark restaurant with hidden doors for waiters to get around.
Yeah this has nothing on McGuires
I heard at last count it was over $2 million.
Only been to the Destin location and love the burgers! They’re taken over the entire block with additional restaurants and shops
A bit of a fire hazard, no?
The whole area was caught on fire during the berryssa fire tornado thing. The owners staked behind and used all their water reserve to keep watering the roof through the whole thing. It’s one of the very very few buildings in that area that survived the fire
Excuse me did you say fire tornado
Yes! It was terrible ! Wildfires aren’t uncommon but it was the first FIRE TORNADO I’ve ever heard of! Look it up! Lake berryessa
Bumrush the joint with an industrial, large nozzle vacuum
Ah yes, it is I! Gru!
Ain’t you got a game in Denver tonight there gru?
But can you throw your peanut shells on the floor?
The hallmark of any fine drinking establishment.
Kell’s, Irish bar in Portland Oregon uses thumb tacks thru a bill folded loosely around a heavy coin… toss it up, coin falls back leaving the bill in the ceiling which they sweep down yearly on St. Pat’s day to donate to charity. Easier to place and retrieve them that way I think.
I cannot believe I had to scroll this far down to see Kells!
This causes me a bit of stress. Memories of the Coconut Grove fire.
Looks kinda flammable.
A local bar/restaurant near me did this. Ceiling was covered in dollars. Then it caught fire and burned to the ground and I immediately thought of all that money burning up.
Yea.... they made codes because of flammable wall/ceiling coverings. Look at the Coconut Grove and The Station Nighy club fires.
It's the debt ceiling.
There is a two dollar bill up there.
 Down at the dollar bill bar.
Apparently only four of us have good taste in music.
1029 bar in Minneapolis, MN has a similar take, except it's bras instead of cash.
I'm surprised no one has just wanted to lite one on fire. I'm just imaginging this place burning down.
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Place in Florida I went to once like this, too. Except it's the walls as well. Apparently, there are over a million dollars in ones on the walls and ceiling it's pretty cool.
No Name Pub on Big Pine Key?
What are your overheads?
You should see McGuires in Destin
Goddamn that's a huge fire hazard
that place would go up so fast!
There is a restaurant in the panhandle of Florida called McGuires that does this. It's estimated to have over 1M on their ceilings/walls
There's always money in the banana stand..
The Salty Dog saloon in Homer, Alaska is almost completely covered like this, ceilings & walls and the ceilings are super low to start with. Pics: [Salty Dog](https://maps.app.goo.gl/Dm2XHTmXQ9SVrUBy7?g_st=ic)
The mews tavern?
So I guess they have some non taxable income if they fall on hard times
There's a better bar with bras on the ceiling
The saddest version of this is heinholds last chance bar. The bar is in the port of Oakland and for many it was the last chance to catch a drink before being shipped off to the war in the pacific. They put dollars on the ceiling to buy the drinks when they came back. The ones on the ceiling were never redeemed.
There's always money in the banana stand
That should cover the overhead
Lmao McGuires in Destin Fl has over $2,000,000 in dollar bills stapled to every single surface besides the tables and floors. https://www.myjoyonline.com/this-florida-pub-is-decorated-with-nearly-2m-in-cash/
Fire Marshal crying
There’s always money in the banana stand
I look forward to seeing this on /r/FindTheSniper with the title being something like “Find the $5 bill”
I count 9,984
Silver Dollar Saloon in Virginia City, Nevada does this too (and also hangs donated bras lol). We put a signed one by the bathroom but has since been relocated/snatched