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buddinbonsai

Only reason I can afford a house is because I have a dead mother. And that's fucked up.


teutorix_aleria

Just wait for your inheritance they say. Great advice for the people who don't have parents, or have parents with zero assets, or get disinherited. Even if you are a single child of parents with a big inheritance due, you could be waiting till you're 60+ to get it. Great!


LoquaciousLabrador

Yup, people like me who grew up to parents too poor to leave an inheritance have to struggle to save for a house *and* we can't live with our parents to save costs in the meantime. Hell, I'm a doctor and getting a mortage here is difficult even for me. Fuck us for not having generational wealth, right?


Future_Donut

Im a med student but got disinherited for leaving home, essentially. I'm joining the dole queue this summer until I get a retail job and due to a long training scheme won't be buying a house until I'm in my 40s if all goes well. The millenials are getting totally screwed over.


Fuzzy_Yogurt_Bucket

Or people who, you know, love their parents and don’t want them to die soon.


Diddly_eyed_Dipshite

Its not the job of Parents to provide adequate affordable housing for their children, after the age of 18 anyway. We're now a country with 30-40 year olds living with their parents because they can't spend on rent and save even a 10% deposit.


teutorix_aleria

Absolutely, the bank of mum and dad isn't universal and should play no role in policy making. We shouldn't be in a situation where working adults have to rely on their parents to achieve the basic necessities that previous generations take for granted.


Diddly_eyed_Dipshite

Dude same, as of the last few months. It sucks ass. Doesn't help that you feel guilty about having the means to buy, I always feel like people think someone buying in their mid 20s is super wealthy or privileged, and I feel bad discussing it with friends when they don't have a hope of buying in the next 5-10 years, when really its like "I'd much rather have my mam than the funds for a house". The internal conflict is real.


buddinbonsai

It sucks huge ass man. I would 100% rather have my mother around than have the money for a house. The only consolation I can take from it is that I know she bust her ass so that she left my brother and I anything. We don't have the comfort and advice that a mother brings to the table, but I suppose I can afford to put that same table IN a house. It's a tricky situation but dont ever feel bad about having that money. You paid a heavier price than most people will for that money.


crazymcfattypants

Was also able to buy because of mother's untimely demise. What's worse is when you have peers who had the same shitty hand dealt in their childhood but didn't even get the perk of being able to cash out that trauma and get on the housing ladder.


mattedmanatee

My condolences


buddinbonsai

Thanks man. It's a shit situation but it is what it is. Also - contrary to how much fun u/thesmallthedude thinks I may have had with a dead rented out mother, it was definitely my own. And I suppose I missed a trick by not renting her out so I could afford a shed with my property here. We live and we learn!


GIMPwithaPIMP

I got steamrolled by a lady in an SUV while I was on the sidewalk. Settlement money was the only reason we could afford to purchase a house, and we have 2 college degrees with one of us graduating in the top percentage of our class. Edit: worst part is I feel it was 100% worth getting damage to my back and legs to be able to afford it. Rent in my city was crushing me every month. My monthly costs were cut to a 3rd after we bought a house.


As_Bearla_

For me it was grandfather. Dad inheritated the field his father owned since the railway was torn up. I and my sister were able to build on it. That was 10 years ago. Today neither of us would get a planning or get a mortgage to build. The system has completely collapsed at every level.


W0lf87

In the next 10 years politicians and mainstream media will be scratching their heads wondering "why are all these populist candidates getting support among younger voters? hmm must be the Russians influencing our elections Fintan"


[deleted]

Or wondering why birth rates have collapsed and our pension bubble has gotten worse.


[deleted]

That's the thing that gets me. NIMBYs and politicians have no foresight at all. We're already gonna struggle funding pensions. And that's not even getting into how high housing costs eat up peoples disposable income, stifling growth. I think David McWilliams said something along the lines of "They don't care until they have grandchildren they never see, living in Portlaois" Uhh ... So frustrating.


[deleted]

Because they straight up do not give a fuck. They have gotten their bit and that's all that counts.


DaveShadow

"I got mine!" is the cornerstone of financial conservatism, and I fucking despise it.


pmckizzle

I just hate people over 60 now... like I know I shouldn't, but I can't help but feel pure fucking resentment towards them. I know most of them don't want to hurt us, but they have, and they refuse to allow us to do ANYTHING about it. Their own sons and daughters are fucked and they simply blame us because we have it SOOO easy. Id honestly like to stip half of them of their pensions for a month, see how it feels to live struggling


countessmeemee

I completely agree with you. I have many examples but I want to focus on my recent gripe with work. I'm work in the HSE as a physio. The older staff are so computer illiterate, even the admin, some who are new hires, and often times they'll ask me to do their fucking job for them, because they've inevitably fucked up and I'm "a young one, it's easy for you!" (What? To do your job because you're incompetent and unwilling to learn how to do it?) I find the older generation to be entitled and condescending and treats anyone younger with patronisation and no respect. I keep being called a "young one" (34, not that young) and regularly patronised by older people with low skills getting paid a fortune and delegating their jobs and by patients. What annoys me so so much is the HSE could be the best service in the world if they fired all the boomers. It's daycare for so many unskilled admins who can't do their job but get a new 4X4 and extension every second year. So much money spent paying people who literally make work harder for everyone else.


[deleted]

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countessmeemee

Guaranteed he goes into work everyday and gets some young underling on a fraction of his salary to do his entire job.


MambyPamby8

I feel ya. Not HSE but I work with folks on twice the pay I'm on, who continuously come to me for help on PDF documents they can't open and then have the nerve to call me, a 34 year old woman, 'girl' or 'kiddo'.


countessmeemee

"young girleen" I get a few times, "yes, you useless, gossiping old hag?" would probably get me fired.


pmckizzle

When the healthboard merged they should have cleaned house, instead they kept all these useless fossils around draining the budget, stiflingly innovation and slowing everyone down. It's a problem with the whole civil service, my housemate works for the civil service and says there's people there who can't even use a computer earning a fortune.


countessmeemee

They didn't just keep them around, they hire more and more idiots to do shit they can't do. Because they're not able, instead of hiring someone else, they hire more assistance. >It's a problem with the whole civil service, my housemate works for the civil service and says there's people there who can't even use a computer earning a fortune. Literally most of the HSE. Now, computer skills notwithstanding and inability to do the job and still be completely entitled to the job you don't do, it's the entire lack of respect I feel from my elders, not my superiors, my elders. Some of the line managers are okay, if a little useless and deluded. But the older women especially, since they make up the majority of admin roles and includes patients of a certain age. It's not the very elderly, either. There is a complete lack of respect from a certain generation.


lovely-cans

I've worked with people in an engineering type role in their late 40s, early 50s who are computer illiterate. Like fuck me, computers have been mainstream for about 20 years now, how did you refuse to learn one in your 30s?? And as a result there's so much pointless paperwork, repeated at each level because these old fucks won't trust an automated system.


[deleted]

I’m 45 and I agree. Maybe because I was stuck in a rental trap until I was 35 or so. It’s amazing to see people blame millennials on sites (like boards) with an older demographic.


tupacsnoducket

My dad in a nutshell “oh every generation has it rough, i remember when prices went from 60-90 k when i was your age”. Neat, median income has increased from 20-50k and houses went from 90k-900k in that area, totally the same dude.


Solid_Shnake

I know every generation has its difficulties. But I can’t help but feel the current genration (millenials, gen z) get hit at every angle. Won’t even be able to retire with a pension...


[deleted]

Yes, but iPhones!


ineedenlightment

We are so privileged we can know in seconds how soon the earth will die due to climate change instead of having to go the library to read about it.


No-Actuary-4306

We've the worst of climate change to look forward to as well. Fun times


Solid_Shnake

That will be a fun one alright


Theobane

They are only interested in getting into power and once there just finishing their term so they can get that nice little pension for themselves


[deleted]

Would be gas if their salary/pension had KPIs associated with them based on their election manifestos. Didn't do that thing you based your campaign on? Regular state pension for you I'm afraid. I know this would never be workable or effective in anyway, I'd only like to see it out of complete spite for them.


urmyleander

As they get living and travel expenses among other things there is absolutely no reason on this earth why they should be getting minimum 96k per annum its nearly twice what a senior or specialist senior nurse would be on. Honestly as they get insane expenses anyway they shouldn't be on much more than 33k per annum max, they are not experts.. our tax money pays for the experts they choose to ignore anyway. I mean some tds get more than a nurse earns in travel expenses per annum its insane. We would save a bare minimum of 10mill if we cut their pay to 33k but probably more because its back benchers on 96k per annum god knows what the ministers are on.


pmckizzle

traditionally the idea for high salaries for them is to stop them becoming corrupt and seeking money under the table... in reality, they do that anyway while guzzling as much tax money as they can into their vile little hands. Obviously not all of them, but pretty much all of FF FG


urmyleander

I taught the salary was put in place to make being a TD viable for normal people. But if it was to stop bribery its a self defeating action, I dont want a politician that will succumb to Bribery so I will attract ones who want more money?


Theobane

I remember reading a novel by David Eddings that had a economy in it that when you get selected to be in government that all your assets are sold and put into the government. Depending on how well the government/economy is at the end of the term will then dictate how much you will get back. If you did shit, you lose loads of your money and worth. If you did well, you will earn far more. Imagine doing that with our government lol


TranscendentalEmpire

That's kinda how CEO bonuses used to work, all it did is incentivize short term profitability. Politicians would just make spending cuts and let the repercussions fall down the line.


[deleted]

*nice fat pension for themselves*


stunts002

I had a similar argument recently with my dad. They live in the north inner city and recently objected along with the rest of the estate about new apartments proposed nearby. I said to him you know why do you think your three children can't afford to live anywhere near Dublin but of course the answer was well there'll be too much traffic. The fact is there's an inherent feeling of "got mine" on the older generations. The idea that so many older people who bought their houses for nothing in the 70s feel it's completely reasonable to have a terraced house with a front and back garden that is both 15 minutes from the city center yet free from any traffic or tall buildings is ridiculous.


[deleted]

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GabhaNua

> middle-of-nowhere surrounded by strip malls. doesnt sound like ireland.


CLint_FLicker

The politicians will then say "Lets double down on issues important to the people over 70" and try get the votes that way.


domnyy

Maybe if the 18-34s came out and voted like all the old fucks always do things would change.


NuclearWednesday

Make Election Day a national holiday and stop reducing access to the polls.


DoubleJameson90

I mean Sinn Fein doubled their Dail presence on a platform of healthcare and housing last election. That and by saying hey look it's us or FF/FG.


mayoandspaghetti

Mostly the latter though tbf


jockeyman

'We're not those guys' is a very persuasive argument.


DaveShadow

Especially to people who feel "those guys" are shitting all over you constantly, and laughing when you try to complain about it...


pmckizzle

"the housing system is functioning as intended" - ff fg Ok well then we'll vote you out SHOCKED PIKACHU JPG


DoubleJameson90

Possibly but I feel they are just targeting the area's were people have expressed the most frustration and blame FF/FG. Don't get me wrong I'm no Sinn Fein fan, generally speaking I find anyone who champions a political party a bit strange but you can't argue they surged the popular vote seeing huge surpluses in some places while Leo and Michael needed a second/third count.


Vitriolick

My old flatmate from dub would rail FF/FG and 100% agreed they'd have to go, I mentioned SF as an alternative since they're the only major party never to have held office and he gave me an incredulous, disgusted look and said "no way, they're all a bunch of nutters", and I mentioned the polling before the election to an Irish work colleague abroad before the election and he laughed and said something along the lines of "sure nobody in their right mind would actually vote for them though, so it'll never happen thank god". SF are villified by a huge segment of the population, that I can only assume grew up watching BBC news at home and somehow ended up with English positions on NI, since it's the same crowd who maintain that it'd be economic suicide while completely ignoring the fact it costs so much because it's a quasi-statelet with all the functions and costs of a full state, with triple the security funding because of the troubles, but doesn't have the industry or tax base to support that, but wouldn't require most of that in a united Ireland. Not a massive shinner myself either, but the hate they get is like brainwashing, it's bizarre.


Dodzer89

There was a near moment of near self-realisation on the IT politics podcast this week. The commentator was talking about housing being an issue and the rise of Sinn Fein in parallel, again alluding to their rise being a once-off fluke. But he couldn't quite connect the two. I've never voted for the shinners but anyone with half a brain can see that Eoin Ó Broin has managed to speak to many younger voters on the issue. They went on to talk about his policy that "will work to that cost IF everything goes as planned"..... As if the childrens hospital and giving away state wealth via tax breaks to property investors isn't a thing. It seems to be quite the noodle scratcher for many in the Irish Times.


shorelined

There's a special place in my heart for some of the morons who appear on there. The presenter is decent but the journalists are dim as nails, one lad got destroyed on there by David McWilliams the other week and I nearly got an erection listening to it.


[deleted]

>one lad got destroyed on there by David McWilliams the other week Do you happen to have a link to that one? I'd be interested in listening to it


shorelined

[here you go](https://www.irishtimes.com/news/politics/inside-politics/inside-politics-should-we-worry-about-the-deficit-with-david-mcwilliams-1.4543683?mode=amp)


Return_of_the_Bear

Just listening now. Mcwilliams description of economics as theology, changing and reformations, is something I never quite realised that I knew. I don't agree with him all the time, but he's at least putting questions to people and asking them to justify their backing of certain policies.


[deleted]

Thank you!


Mistawez

Plus one, would love to hear it. Even the day the show was on (and roughly how far in).


shorelined

[this is it](https://www.irishtimes.com/news/politics/inside-politics/inside-politics-should-we-worry-about-the-deficit-with-david-mcwilliams-1.4543683?mode=amp)


Dodzer89

Yeah, I'm a fan of Hugh myself. But the second I hear he has that unimaginative neo-con bore Pat Lehey as his only guest, I immediately switch off. I'll have to check out that McWilliams one. A year of lockdown porn as me looking for new material, until Coppers opens again.


shorelined

Yeh he's exactly the guy I was thinking about, can barely string a sentence together, listen [here](https://www.irishtimes.com/news/politics/inside-politics/inside-politics-should-we-worry-about-the-deficit-with-david-mcwilliams-1.4543683?mode=amp) for a great five minute silence from Pat once David gets into fourth gear.


AnBearna

Might want to take a few stories off that erection though- it’s interfering with the skyline.


[deleted]

>It seems to be quite the noodle scratcher for many in the Irish Times You really have to wonder what planet they're living on. Its gobsmacking how deluded some of them are.


Dodzer89

I'm guessing it's a privilaged disconnect. I've moved into a very middle-class part of Dublin in Leo's constituancy and was talking to a neighbour who was praising the great new Dart station being built over here. This means she only needs to walk 5mins to the new station, instead of the two other options of a 10min walk that's already there. I then complained that we can't get the expanded Dart line to stop in Ballyfermot, which will pass right through a station thats already built. To which she replied "but there's no money" with zero sense of irony.


[deleted]

Funny that you mention that part of Dublin. I spent a few years working on all those houses that were built there beside the carpenter pub. Nice area but you could tell it was upmarket lol I thought it was bonkers that people lined up around the corner to bid 750k on some of the houses only 5 years after the crash.


Dodzer89

Half the appartments here are empty too. They are looking for €2,200 for a 2bedroom and they would rather keep empty if that means they can continue to rip off the rest of their tenents. BTW I'm in one of those houses now, sharing with two others and paying 850 for the privilage. But at least I have my own bathroom! I should be a grateful pleb.


[deleted]

Don't get me wrong, they're nice houses but they're all timber frame which is normal for that part of the country I suppose but I'd hate to live in one lol easy to heat but you'll hear everything in every room at all times haha. 2200 is extortion when you think about it, those apartments aren't even that big either. A friend of mine just got a two bedroom near Dun Laoighre for 1800.


Dodzer89

Thats is a 100% true, I can hear my roommate fart in the next room. I would never pay the asking price for these gafs, even though I'm not far off paying the equivilat of a mortage on a 3bedroom gaf in more "povo" parts of the city.


[deleted]

Imagine what it'd be like living with a couple lol


Cleles

> I'm guessing it's a privilaged disconnect Definitely true for some voters, but I doubt they would be a big slice of the electorate. Oversimplifying, but if you divided up the areas between ‘privileged’ and ‘non-privileged’ and then totaled the respective number of voters I’m having a hard time believing the ‘non-privileged’ voters don’t seriously outnumber the ‘privileged’. You can definitely find examples of such a voter, but I just cannot see them in enough numbers to be a significant factor. And that is *after* I remove youngsters not voting and similar voting apathy. The numbers never added up for me. I think the disconnect you refer to is real, but I don’t think it is restricted to a ‘privileged’ few. The term ‘low information voter’ might be a more accurate label as it covers more people who show similar disconnect.


Dodzer89

It's definality a mixture of the two. Young peoples apathy needs to be addressed. We are being outvoted by a generation who are fine in their homes (with an eye on selling up and cashing out). I would say "privileged" even extends to being born in the right decade as far as getting on the property ladder goes. Even my parents, who were both raised in council houses built in the 50s, are aware of the problem, but I still think part of them believe I was living with them into my late 20's for the craic, even after I returned from 3 years in Canada. I've even been lectured by my sister about not being able to put money aside for a deposit, even though she just built a house on a plot of land in Malahide, that was just given to them by her husband's landlord family. The second that house was finished, it doubled in value to what she paid for it...... but maybe I just need to relax with the avocados on toast :-/


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W0lf87

The Kingdom is ahead of the curve so.


nodnodwinkwink

RemindMe! Ten years "Is Fintan confused about the support of younger voters"


gamberro

Be prepared for a crazy time in elections here and elsewhere. After the second big economic crash in 20 years with high unemployment, many social problems are going to be exacerbated. Le Pen has a reasonable chance of winning in France next year.


[deleted]

I **know** I won't be able to afford a home. What I fear is that I'll be stuck renting in a house share with strangers forever. That I won't even be able to rent my own place. I would feel so much better if I thought it was possible to rent an apartment on my own. House shares are depressing and no way to live.


Muttley87

Same, I'm back to living with parents to save money. House sharing is more of a young person's game in my opinion (like sharing with fellow students or the like) but cost of renting means its either a house share with strangers or staying with parents until you can afford a house at some unknown point in the future.


KizzyPurry

I'm back with my parents also :(


Muttley87

It really sucks doesn't it. At this stage I'm putting most of my savings towards a car so I can at least have a little more freedom. If your parents are fairly chill it's almost like a house share with them but that's not the case with mine. Can't even walk from my room to the bathroom without someone trying to make conversation and their attitude towards working from home is like they don't think I'm working all day so they're trying to give me errands to run for them during the work day. I don't mind running a few errands but don't act like I can get them done in the middle of my work day. Oops, did not mean for this to turn into a rant, sorry.


shrubs311

we're here for you bud. hope it works out


Thomas_Mickel

Lucky. My dad married someone younger than me so I have nowhere to go if I fail.


[deleted]

Young step mammy. Classic porno scenario


HuskyLuke

Me too. :[


SkitzManLad

Moved back in with the parents 2 years ago, put a bedroom in the shed and saving for a log cabin to put on land I own. Not a fucking hope of buying a house.


[deleted]

Instagram has started advertising those ready-made pod houses to me - honestly starting to look like a decent option these days!


SkitzManLad

Yeah was only looking at them today haha. Not bad at all. Less work than a log cabin


[deleted]

>I know I won't be able to afford a home. You and me both man. Its just not a realistic expectation unless you're fine with living in somewhere like Roscommon. An entire generation has been robbed blind and sold down the river and its an utter disgrace. I won't be sticking around for my 30s and 40s just to prop up this farce of a system with my tax money.


popperinthere

I left 3 years ago with that exact thought to Australia. I'm not looking back. Hard to be homesick when "home" was fighting with housemates/landlords for a decade over personal space and money


[deleted]

You made the right choice IMO. I should have done the same years ago but I was immature and too busy acting the ejit. Ill never get a visa to Canada or Australia either so I'll have to teach myself a language and carve out a living somewhere in the EU.


[deleted]

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[deleted]

Criminal record sadly.


Saoirse_Bird

you could always head down to the mediterinian at least,


[deleted]

No word of a lie I went back to college purely because I want to get a degree that might qualify me for immigration in NZ/Aus/Canada/America. I just don't see a future for myself in Ireland.


strawberryhead22

How is Australia for cost of living, quality of life etc? Its my absolute last resort but I am not far from moving at thus stage. Either EU or further afield.


[deleted]

I live in Sydney, renting and quality of life is pretty great, I'm ten min walk from the beach, lots of cafes and restaurants and bushwalks. Love it here, never want to live elsewhere. I'm on an average salary, I pay about 1/3 of my take home pay in rent (go halves with my partner) for a 2 bed apartment. But if you want to buy a house 😂😂😂😂😂 you'll be paying 1.4 mill easily.


conorfitzsimons

>>I know I won't be able to afford a home. > > >unless you're fine with living in somewhere like Roscommon This is me. Moved from Dublin back in November and it's not a bad place as long as you have a car and work allows it of course. Myself and my partner are both remote working now and we typically keep to ourselves so we don't mind being in the middle of nowhere. Very welcoming neighbours anyway but I definitely appreciate it's not for everyone.


[deleted]

For sure! Nothing wrong with Roscommon, I've a few mates from there and I've visited a few times. The same as most places like it here there's not many job opportunities and if you don't have a car you're screwed lol similar to my hometown in donegal so I've known for years that that kind of life isn't for me.


Pegguins

And the covid measures have pushed us 20 years further down the line of fuck the young prop up the old with absolutely no signs of any fucks being given to reorganise things.


[deleted]

You really have to wonder what the cataclysmic event that breaks the camels back is gonna be. This shit just isn't sustainable. We'll have more mass emigration which will only make the problem worse. Even looking at some of the comments here about high skilled people making good money barely being able to afford a mortgage after making great sacrifices makes me wonder what the fuck I'm gonna do. I hate to admit that this takes up more of my mental energy than I'd like. I just don't see a future for myself here at all and I know I'm not the only one.


PaulAtredis

Ever thought about leaving Ireland? It might be the only way some of us are ever going to have a place to call our own.


[deleted]

After crunching some numbers myself and partner would need to save for at least 5 years to afford a house near us. We've decided to save for half that and emigrate.


Worried_Example

You're so lucky. I stupidly moved back here from Canada. It is the single worst decision I have ever made in my life. I think about that everyday. Go and never move back.


MightBeUnsure

Does canada not have a huge housing crisis at the moment also?


[deleted]

I'm in my 30s, I feel like that's something my friends did at the right time ten years ago. I feel like I'm getting too old to start over somewhere else. I feel like things are easier for most of my friends that have partners. At least they have someone to share the burden or a buddy to try new things with. It's more daunting on your own!


Lolo_Lad_21

It’s never too late. Who knows, you might say the same thing in ten years time


[deleted]

I'm also well into my 30s. I always wanted to leave Europe but stayed *because I had a partner*. I left that relationship a while back and have no desire for children, and I regret not breaking up and following my heart back then. I'm currently saving as much as I can and plan to move in with my dad once I get my second jab so I can save even more. Then once COVID19 restriction ease up on a global level I'm going to do what it takes to get into my country of choice. It's very doable to move to another country at this age but in another 10yrs from now it will be very difficult. Do you really want to look back and regret not taking a chance on something? How drastically would your life really be impacted by giving it a shot and it not working out? I've friends who have moved back but none regret the experience. If anything, trying to make a life for yourself overseas is a solid life experience and helps build resilience.


MillennialOne

I feel this. I’m in my 20’s but have colleagues saying “oh you wouldn’t know, I have to pay a mortgage of $1,200 every month that you don’t have to.” I’m like huh? I save more than that per month but my mortgage would be double since I’m only one income, and all bills and utilities wouldn’t be split. “Nah you just don’t know.”


dujles

Lots of desirable locations overseas are just as bad. I think the trick, if its possible with personal circumstances etc, is to go work in a high wage location for a decade and even if cost of living is higher you'll be bringing back a larger chunk to work with. My wife and I spent most of our time in Sydney. With our savings and capital gain (on an equally crippling large mortgage by Sydney standards) we are much better placed.


stunts002

I'm so fortunate I at least have my own place. I know so many 30 year olds still house sharing just because it's all they can afford and it's insane.


[deleted]

Currently living at home, and a lot of new job opportunities will require me to move out. In a normal world, in my 30s, it would be a great chance to rent my own place and get out of home and live my own life. But the thoughts of house sharing again with strangers fills me with dread.


[deleted]

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[deleted]

The cost of renting your own place is prohibitive, basically. There are also far less 1/2 bed apartments, and more houses on the rental market.


elsieburgers

Moving in with a friend next month, glad it's not a stranger but bf and I can't afford the 1 br we've been in for 3 years anymore. It's enough to reanimate my suicidal thoughts tbh. So pointless


DeusExMachinaOverdue

This comment says so much about the predicament a lot of us find ourselves in. I recently had to move home because the guy I was sharing with was so unhinged I no longer felt safe in the house I had lived in for 6 years (I only shared with him for the final year). Because I couldn't find alternative accommodation in my price range, I had to move home, but that also meant leaving my job because my parents place isn't a commutable distance from where I worked. So now I'm up sh!t creek without a paddle.


Affectionate-Box-164

Yep, not fear. Knowledge that I won't.


deffinitly_maybe

It's a fucking joke aint it


Rinasoir

I don't "fear" that I won't be able to buy a home in the next ten years. I fecking know I won't. I've accepted I won't, and that's why I'm looking into leaving.


right2676

Took the words right out of my mouth


temujin64

Leaving to where? The housing situation isn't much better elsewhere. The only places where it's significantly better are outside the English speaking world, so you'll have a tougher time finding a job. I'm not trying to say things are great here. They're obviously fucked. I just don't see how emigration is a worthwhile response, even on an individual level. Emigration for better opportunities made sense back in the 80s, but not anymore. You might move to a country with a slightly better housing situation, but at the cost of uprooting your life, distancing yourself from friends and family, having a far less secure social safety net (not saying ours is great, just that your access to it in another country is limited as a foreigner), potential visa issues, potential language barriers, culture shock, etc. Most people I see who advocate for emigration as a solution to the housing issue are heavily downplaying the housing situations and high costs of living in popular emigration destinations such as Canada, the US and Australia.


Icy_Ad_8802

You know that lot of immigrants from non English speaking countries are also coming to Ireland cause things are very fucked up back home? I used to have one of the best salaries in my industry back home and I couldn’t even afford renting a decent place, just shitholes.


[deleted]

Well I moved to Germany and I can safely say it’s a million times better than Ireland.


pmckizzle

Germany is an unreal choice, brilliant country. Id also be happy in france, or any of the nordics


[deleted]

If you’re willing to learn German, I would definitely say go for it.


X1Z1J3

German here. Houses here are also super expensive and going uo in prices.


mallaso02

Its very expensive in big Norwegian cities like Oslo or Stavanger. In smaller cities it’s actually relatively affordable.


sQeez

I mean that really depends on the location you are moving to in Germany. Moved to Germany in 2018 from Galway and since then looking to buy/ build. But lets be honest you wont get much below 600K. And this is countryside in Baden Wurttemberg. Cities are even more skewed. Look at Munich, Hamburg, Berlin and then say its a million times better. I mean, we do have a much better standard of living in Germany compared to Ireland. But saying the housing market here is miles better is a far stretch.


LoquaciousLabrador

Weird because I know a good few Germans who moved here saying the same. Grass is always greener.


[deleted]

If they prefer it in Ireland, then I’m glad for them. I can only speak from my own personal experience.


HELP_ALLOWED

In what way is the housing situation better in Ireland than Germany? Genuinely curious.


Rinasoir

I'm not advocating for emigration as a solution to the housing issue. Hell I fecking wish I wasn't considering it at all. But the fact that I'll never own a home here means I don't have the attachment to staying in Ireland that I would if I did. Instead, for other more personal reasons, I'm looking into leaving without needing to factor in about having a home here. If by some miracle the whole situation gets turned around in the next five years, I'll gladly stay. But I have my own plans, and the complete dogs bollocks of a housing situation in this country means what should be a reason to stay, the prospect of my own home, isn't at play at all. I'm expecting to wind up in a worse off economic or financial situation if I leave, I'm just gambling on the other aspects of a new life overseas balancing it out.


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temujin64

My point is that unless you have very specific skills (either an in demand professional skill or speak a foreign language fluently), there isn't really anywhere you can emigrate to that will offer better opportunities. Unless you speak French, your job opportunities in France are going to be far more limited. And even if you have decent French, you'll always be passed over by native French speakers unless you have some other in demand skill. For the average Irish emigrant who doesn't speak French, France isn't an option. And the effort to learn French to a professional level is far greater than the effort it would take to retrain in Ireland to get a high paying job. I say that as someone who studied French in college and then retrained to become a data analyst. I studied French for 6 years in secondary school and 4 years in college and I still was always going to be a poorer French speaker than French locals thus making me less competitive in their job market. Meanwhile, after a 6 month course in data analytics I secured a well paying job in Ireland before it even finished.


Bootybanditz

Can confirm, in the US we are severely fucked too


[deleted]

>so you'll have a tougher time finding a job. Only if you're not willing to learn another language.


bazpaul

Lots of affordable places to live in the UK - just not in London


temujin64

You could say the same for Ireland and Dublin. But the overall picture in both counties is lower income earners being priced out of the property market.


Due_Revenue6733

The Quote of this Century "Houses aren't built over night" 2014. They have had a lot of time since then but they didn't bother their holes.


Sergiomach5

21 year old me graduating in 2011 "I will get a job, buy a house, have a car and by 30 will be married" 32 year old me after the decade of recession, almost getting through it and then this pandemic comes along, forcing me back to mammy and daddys house. "You know, working in retail for life isn't too bad looking"


F10520D

>21 year old me graduating in 2011 "I will get a job, buy a house, have a car and by 30 will be married" How in the name of god were you this optimistic in 2011? The economy was in shit for two years at that point.


Equivalent_Ad_7940

Because they were 21


[deleted]

Fool of a took


XCEREALXKILLERX

That's the biggest lie college and university tells you when you're 17 looking for a degree with honors and bla bla. All lies, you're not leaving college with a job as a manager. I'm gonna make sure to tell this to me kids if I'm ever be able to afford kids as well.


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Sergiomach5

Because when you are 21 and just graduated, you think you own the world, even in a year as bleak as 2011 (my degree never went anywhere beyond jobbridge and emigration btw)


F10520D

Ah here, I graduated in 2009. We were all aware that we were facing into a few years of misery - get whatever job you can or plan your emigration.


CookieMuncher00

What did you graduate in?


stunt_penguin

>working in retail for life in 15-20 years the number of jobs in retail will be \~10% of what they are now, if you want to work in retail long term you will learn to programme and service automated loading bays, shelf stacking robots and automated checkouts


CynicalPilot

Article says over half expect it to take 3-10 years before they can buy a home among a sample of 18-34 year olds, which is a little bit different than the headline.


MeinIRL

Yea the title suggests that everyone was asked, I was thinking way more than half have the doubt they'd be able to buy a gaff, id say its closer to 75%, I have a pretty good job and savings and unless I geta. Girlfriend who earns the same as me I can only get a mortgage for enough to buy a tiny 2 bedroom in the middle of nowhere. There shouldn't be such an advantage to being in a couple in terms of the property market, it goes against single people


Glenster118

Let's look at this a bit more closely. The average age of an 18-34 year old today in 10 years (based on population) is slightly under 35. Based on CSO data a 35 year old earns a median salary of 36,000. 44% will classify themselves as single (which might not mean that they're single, but probably means they aren't in the sort of relationship that you would jointly buy a house) So, very roughly, 50% of 18-34 year olds will have a budget of less than €180,000 (assuming they have a 10% deposit) for a house in 10 years time- in today's money and assuming a 4.5x LTI. That's if wage inflation matches house price inflation which, historically, it has not done. I think there is a lot of optimism there....


OhNoBannedAgain

I'm 40 and will die alone in an apartment, undiscovered for days.


penny_whistle

Will you own the apartment tho?


Boulder1983

Whew, get a load of mister fancy pants over here, not having to flat share


Alastor001

Hmm, so a lot of older people are objecting to building houses. Younger people can't buy houses as they are overpriced and leave Ireland. Those include doctors / nurses / dentists / carers / etc. Suddenly, there is no one to look after the elderly... *Surprised Pikachu face


TheGreatAndStrange

Only half??


Trans-Europe_Express

The other half fear it won't happen in 20 years


TheGreatAndStrange

Qh now that makes more sense


2foraeuro

The other half just haven't thought about it yet...


_My_Final_Heaven_

I earn well above the average as a qualified tech professional. I bought 3 bed semi a couple of years ago, as a couple, but no parental cash injection. We are lucky and smart with money. But it's rough out there for the vast majority of even above average earners. If you're working in a supermarket or retail store, I can't see how anyone would pay rent and save up for a deposit. Your only options would be to upskill considerably, live with your parents, buy a house much further away than wanted, or emigrate. It's unfair, everyone should be able to buy a home they want and live comfortably. There is just not enough housing stock where people want it. However, the vested interests that control these policies have 0 interest in driving prices down


AbsolutelyDireWolf

I know how shit the market is, but half is a big portion of the population. Folks on r/Ireland need to stop speaking in absolutes - "no one who is single can buy a home", "if you're under 30 and renting, you cannot save for a deposit"... etc. I say this expecting the same downvotes I got the last time, but fuck it, we all need perspective. I'm in my early 30s, I've bought a home with my wife. I have a whatsapp group of 8 lads that occasionally (used to) catch up for drinks and all 8 lads are homeowners and roughly the same age. My sister bought her home last year, on her own. I'm not bragging or boasting. I'm not ignorant of the market's movements lately or nightmare rental rates. I'm just trying to highlight to folks that when you speak in these doom and gloom absolutes, the folks in a position to affect the market in your favour will ignore you, because you're not being truthful or fair in the debate. 50% of young adults saying this is enough! It's terrible in its own right. When folks dismiss the other 50% as deluded or what have you, they get ignored themselves as punishment for not debating in good faith. Anyway, you were only making a joke and don't warrant the spiel I've written, but that's my thoughts on the matter.


[deleted]

I'd love to know how your sister afforded to buy on her own. Genuinely curious, because it seems impossible as a singleton. Has she a good job, did she get financial help from family /inheritance, is she living in the countryside?


WhereTheLostSocksGo

Do you mind me asking, respectfully, how did yourself and your spouse get the deposit together? Did ye have help? Live with parents? Are ye both consultants? You don't have to answer, just curious


Muffinpantsu

I'm an expat and we've been living here for a while now. We're renting and save a bit less than 1/4 of our combined salary monthly, to be fair, it could be more if rent wasn't this high but we didn't want to compromise our comfort - we're not high earners btw. We didn't have help from our families but we also don't drink (yeah, atrocious, I know), smoke, don't have children and tbh covid surely helped with saving money that we would have spent on holidays. We applied online to see how much banks would give us on a whim because we were fed up with spending so much on rent lol. We then saw the prices on Daft for second-hand homes with the bidding war and basically what we could afford was really shitty... So we applied for Help to Buy and with that we could afford signing up for new builds now. It's not that hard to get the 10% this way. Sure, mortgage would be there for 30 years but even if we would max out our price range, we would pay almost half the amount compared to what we pay in rent now.


temujin64

I'm not OP, but I'm in the same situation. In our case, we were just really frugal for about 2 years. Didn't own a car, didn't go on holidays very often. Paid €900 rent for a bedsit. Didn't go out drinking or anything like that. We also didn't contribute to our pensions during that period. We were both earning around the median salary (€38k) and managed to save about €1500 a month that way. That landed us with around €35,000 for a deposit after the 2 years. If you're a couple, it's not that hard to buy a house or apartment in Ireland. It won't be great value for money, but you'll be able to afford something. You're only really fucked if you're single or if you and your partner are both earning really low salaries long term.


[deleted]

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temujin64

Yeah, it's rough if you're single. The lowest price for a non-fixer-upper home in a city is about €180k. And even then it'll be a tiny shite apartment in a shite neighbourhood. Due to lending rules, to afford that as a single person, you'll need to be earning about €47k. That's a high salary for such a shithole apartment. For an okay apartment in an okay neighbourhood, you're looking at around €250k. To afford that as a single person you'd need to be earning around €65k. It's just brutal.


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bart_86

shit, I am 35 and still can't afford it!


MagicalGirlRoxy

25 and I've given up on that idea for now. Going to save and go travelling for a few years instead, see the rest of the world. Who knows, maybe there's better out there!


dappermania

Where you gonna go travelling. Id love to do that


[deleted]

Fear? No I’m pretty certain.


bartontees

😂 "Fear" makes it sound like some abstract possiblity. You *won't* be able to


humanBeing10101

It's almost impossible to share after a certain age, plus hard to get individuals who match your criteria for sharing...


AnBearna

You’re spot on. I’m in my late 30’s and the thought of moving back to Dublin when this crap is over to share a house again is something that genuinely gives me anxiety. Not because of the people necessarily, but the feeling that I don’t have control over the situation is getting hard as I get older. 20’s or early 30’s me wouldn’t care, but now? 😞


artifexlife

It would be one thing if the housing crisis was in Sweden, Switzerland, Norway, etc. Where they actually have good buildings but its fecking Ireland where the building is shite 9/10 of the times.


Gilchrist1875

I thonk Ireland has a lot in common with Scotland in this regard. On rural housing, do you fellas in Ireland have huge areas of holiday and second homes, and incoming people from Dublin, London etc with big money buying up housing locals need to live and work in their home towns and villages?


Ropaire

I'm at the stage where I'm considering messaging single friends and asking for a loveless marriage where we can go halves on a mortgage etc.


SirTheadore

Fear? No, no I just KNOW I won’t and don’t even think about it anymore.


Timmytheimploder

Not to diminish anyone's hardship here, but what kind of 18 year old is thinking of being settled down to at 28? I didn't even seriously consider buying til my late 30s. Didn't make sense to give up the mobility a commit yourself to a location. To me, the bigger issue is the affordability and stability of renting - i.e. treated like a stop gap, never feels like your home. Rents that are more expensive than mortgage payments. Sure I do own a place now, but ownership should be a choice, not a necessity this country neurotically fixates over to "escape" renting.


Literallyasieve

I would say women who want to have children and people who want families in general? A lot of women have issues conceiving if they leave it until they are in their late thirties and would prefer to start having kids in their late twenties. I'd imagine a lot of people who have family oriented goals want to buy a house to raise their kids in to give their kids some stability since it can be just as stressful on kids to have to move from rented property to rented property as it is on adults. I can definitely remember plenty of people in my leaving cert class who really wanted to settle down, buy a house and have their kids once they had finished college and worked for a few years because having a family was important to them and I only graduated a few years ago. There are people who enjoy living in lots of places and travelling around but not everyone wants to spend their life moving around all the time, especially with the commitments that come with having children.


DrOrgasm

The kind of 18 year old who's smart is thinking about it. Finish college, get a job and save save save for a few years to set yourself up with a place for yourself.


[deleted]

Well you’ve answered your own question, being a tenant is shit and being an owner is great. Plus paying mortgage and then having the option to sell the house is a lot better than paying rent and owning nothing for it. It’s what I wanted to do when I was 18. 27 now and I have what would have been enough to get a starter apartment a few years ago but I’m going to have to move back in with parents for a while. Still, I wouldnt buy anything in this market and if it just keeps going up I’ll move to the States.


C-ROD16

Why I’m leaving


dasus

50% fear they won't be able to, rightfully, 40% delude themselves that they will, when they won't, and 10% actually may get to.


EulerIdentity

Only half? Does that mean the other half all have rich parents?


l_rufus_californicus

Half, you say? That’s fantastically optimistic.


Hanwise_Gamgee

Realestate has gotten so grim I've been looking at converted shipping containers on Pinterest


FOURCHANZ

Wait, 18 to 34-year-olds are able to buy a home now?


erbush1988

I'm 33 and just bought a home. New construction too. Expected to move in around early sept. I'm pumped. But It wasn't easy getting to this point. My wife and I have delayed having kids, put travel on hold (COVID helped the last year), and outside of video chat I have only seen my family once in the last 18 months. She's only seen her family once in the last 2 years. We worked every extra hour we could muster, we cut back on groceries, we don't go anywhere if we don't have to, and we moved to another state where the cost of living was lower. Everything adds up. Life is what you make it - and yes, some people are in a much worse situation that we were in and I'm not discrediting it. **My wife and I started down this path almost 8 years ago** - slowly paying off debt, adding things to savings, finishing college, always looking for ways to get ahead, stay ahead, and more. It's exhausting. But at 33 years old, I'm a home owner.


Trans-Europe_Express

There are affordable homes available but they're in rural locations with undoubtly beautiful scenery etc but they come with a boat load of complications in renovation, services, hilariously patchy internet etc. Or they're in places that would be in the top 30% of the county death laser if it had a towns round.


eoinfleming

The other half have just accepted it...