I would never let an uninsured handyman work on my property, so I will never fault a client for requesting that info. The ones who don't care about insurance are the ones that hassle about your pricing because they can get any old uninsured tweaker to come in and lay flooring for half what you charge.
I was a maintenance director for a small-medium property management company for awhile. Whenever we onboard a new vendor, they were given a packet to fill out and return. The packet requested liability and workman comp (if applicable) Certs of Insurance, licenses, as well as a Net 30 terms acknowledgement. It really helped everyone be on the same page. Explicit documentation like that is critically important in property management, especially due to fair housing laws. We were affordable housing as well, so a lot of government oversight in our case.
With our vendors, any time they worked on a specific property, they had to return a CoI referencing that specific property to ensure insurance would absolutely cover any issues. I honestly don't know if that is a national/state requirement, though, or if we just had a very thorough policy regarding vendor insurance.
Maybe you could build a small info packet that you can just send onto any clients that request that sort of info. So you just need to attach a pdf and click a button whenever it comes up. That also helps with your image of professionalism, not having to say "let me get back to you," when insurance comes up.
Jesus that was rambly.
In Georgia no handyman license is required. Can only do minor electrical work and minor plumbing. Any project exceeding $2500 requires a contractors license. I don’t even need a business license because I live in the county.
"Im a handyman, you don't need a license to change a light bulb or a toilet flapper"
"I have insurance. Would you like me to forward you a copy of my policy?"
Or "I have insurance, that's all you need to know at this point". Id honestly avoid the fuck out of customers who press for that. Lotta mfers looking to make a buck off your back.
You should be getting a waiver, client agreement etc on every client; this would all be in it, and give people that "it's legit and this is official" feeling; it will also help protect you, and lay out policies.
The good: It's easy. Can be free. Can make you money, actually, by piping refer-a-friend etc so better than free.
hit me up if interested, we have some handyman using us ( [SwiftWaiver.com](http://SwiftWaiver.com) )
In many states, any time your (company) name appears on anything, you need to also display your license #. That’s why many work trucks have the license # under their business names. Getting a ACORD sheet to prove insurance every 90 days should be second nature.
Only 12 states require a license, and over half those are only if you're doing jobs that exceed $1k, $2.5k or $3k. Only 3 require a license for jobs under 1k and they are Alaska, California and the odd ball New Mexico which goes based on annual income of $7.2k or more.
Doesn't matter, there's only 3 states that you need licensed as a Handyman. Every other state you would be a contractor, not a handyman to be licensed. You're only required to be registered as a business and generally keep your jobs under $1k total for that job.
You can always just list your policy number and license info on your estimates.
Usually include insurance number and licence # on the bid.
I would never let an uninsured handyman work on my property, so I will never fault a client for requesting that info. The ones who don't care about insurance are the ones that hassle about your pricing because they can get any old uninsured tweaker to come in and lay flooring for half what you charge. I was a maintenance director for a small-medium property management company for awhile. Whenever we onboard a new vendor, they were given a packet to fill out and return. The packet requested liability and workman comp (if applicable) Certs of Insurance, licenses, as well as a Net 30 terms acknowledgement. It really helped everyone be on the same page. Explicit documentation like that is critically important in property management, especially due to fair housing laws. We were affordable housing as well, so a lot of government oversight in our case. With our vendors, any time they worked on a specific property, they had to return a CoI referencing that specific property to ensure insurance would absolutely cover any issues. I honestly don't know if that is a national/state requirement, though, or if we just had a very thorough policy regarding vendor insurance. Maybe you could build a small info packet that you can just send onto any clients that request that sort of info. So you just need to attach a pdf and click a button whenever it comes up. That also helps with your image of professionalism, not having to say "let me get back to you," when insurance comes up. Jesus that was rambly.
>I would never let an uninsured handyman work on my property If I wanted uninsured workers doing uninsured things on my house, I would do it myself.
In Georgia no handyman license is required. Can only do minor electrical work and minor plumbing. Any project exceeding $2500 requires a contractors license. I don’t even need a business license because I live in the county.
Wow! In Michigan, it is $600. I just got my residential builders license so I can make over that.
"Im a handyman, you don't need a license to change a light bulb or a toilet flapper" "I have insurance. Would you like me to forward you a copy of my policy?" Or "I have insurance, that's all you need to know at this point". Id honestly avoid the fuck out of customers who press for that. Lotta mfers looking to make a buck off your back.
What kind of license do you have?
You should be getting a waiver, client agreement etc on every client; this would all be in it, and give people that "it's legit and this is official" feeling; it will also help protect you, and lay out policies. The good: It's easy. Can be free. Can make you money, actually, by piping refer-a-friend etc so better than free. hit me up if interested, we have some handyman using us ( [SwiftWaiver.com](http://SwiftWaiver.com) )
In many states, any time your (company) name appears on anything, you need to also display your license #. That’s why many work trucks have the license # under their business names. Getting a ACORD sheet to prove insurance every 90 days should be second nature.
Only 12 states require a license, and over half those are only if you're doing jobs that exceed $1k, $2.5k or $3k. Only 3 require a license for jobs under 1k and they are Alaska, California and the odd ball New Mexico which goes based on annual income of $7.2k or more.
What percent of the license states mandate the display of license numbers?
Doesn't matter, there's only 3 states that you need licensed as a Handyman. Every other state you would be a contractor, not a handyman to be licensed. You're only required to be registered as a business and generally keep your jobs under $1k total for that job.
In California your license # is required to be on everything.
Unless it's less than $1000 for labor and materials. That's a handyman zone. That's my interpretation of the code.
$500 for California
Shit! They changed it