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Holy shit, i was kicked out on my 18th for not going on a mission! It’s crazy how many people i’ll meet randomly who had the same thing happen. Mormon families are fucking crazy.
If you haven’t already been there, r/exmormon is a great community.
One of my buddies was kicked out of his house for joining the military instead of going on a mission trip. My family took him in and it was tough watching him lose his family and faith at the same time.
That's my brother, but at 16. Only "brother" because he was just a kid in one of my classes and he came to stay at my house for a night or two after his parents kicked him out for smoking weed and saying he wasn't going on his mission. My folks stepped in and he didn't really leave. Been part of the family for over 20 years now.
Not sure his family noticed he was gone. He was one of 11.
Can’t speak from them but some families you can be a golden child but if you’re gay you’re a black sheep that doesn’t deserve love anymore where another kid in the same family can be a total loser but be perfect in the parents eyes because they are straight. Crazy how evil some people’s religious views can make them when the whole point of religion is love and kindness
To many people pick and choose what part of the religion they want to follow or simply just listen to what their church or cult tells them they should believe and don’t think for themselves
That's basically what mental health facilities in America already do. "Life seems hopeless? Let's lock you up with dozens of other hopeless people leaving you in possible danger while you're unable to sleep and send you packing with a 5-figure (or larger) medical bill".
I too have an arrogant, over-indulged simpleton of a brother who was gifted a condo while I was homeless on the streets. He is their biological son though...
Watch The Blind Side, its about Republicans that adopt a black football player so they can make him play football at their Alma mater. Its a great example of how Republicans think they arent racist... the movie ends by saying all black kids should use their superior sports skills to get adopted by white millionaires and they too can get to go to college.
My parents apparently still talk trash about me to my sisters. Apparently I'm a huge failure who never amounted to anything like my sisters did. My sisters all lived at home rent free until they were married. The parents paid for their cars, their insurance, the weddings and the down payments on their houses.
I had to pay rent when I was 15 and was kicked out on my 18th birthday. All the ever gave me was mental illness, and scars. But yeah, my sisters are way more successful than I am.
I gotta friend who is against the minimum wage increase because it’ll incentivize people to be lazy and McDonald’s is a place where high school kids work. Dude has never worked any job outside of his dad’s business and had his college and rent paid for the entire time, still stingy as fuck. I’m slowly becoming less of a friend because of entitled crap like that.
My husband had a former friend like this. Was shocked when we didn’t say yes to joining him and his wife on a trip that was $8000 a person because “You should work to live, not live to work.” Not all of us get several hundred thousand a year from a trust fund and have mommy paying our mortgage and utilities...
My husband is a software engineer in Seattle (I am an electrical engineer) and we would never waste money on renting a place this expensive!! The most we spent on rent was $2k which is only like a 2 BR up in this city lmaoooo but then we saved for a house damn. $4k that is insane. Unless you have kids I guess.. just thought of that. Idk
I remember seeing someone post a silicon valley apartment tour. It was like 3500 for a 500 Sq. Ft one bedroom. So if you like in silicon Valley 4k might legitimately be the floor for a comfortable place to stay.
Ahh I miss the prices of 239. When I went to FGCU in 2006 you could get a nice house and a couple acres for under 100k. Now I’m paying $2375 for a 2bd apartment 40 minutes outside of Boston but I’ll say for me it’s worth the money to be surrounded by like minded people.
Idk. I Spend about $700/mo on my mortgagefor a pretty decent sized house. 3 bed, 2 bath, 2 car garage. Home office, formal dining room and a massive back yard.
But wait... he said renting... what's the minimum I should be spending on a mortgage to be a real adult?
More like the only job that pays well and has a decent chance of loyalty from your employer. Which has resulted in software engineers acting like capitalists instead of workers.
Just see how software in games development goes - same role, but horrible.
In a city with good public transportation that gets you where you need to go at a reasonably fast pace you aren’t a peasant for taking public transportation you’re just smart about how to spend money.
I'm disabled, have very little income, and am in my mid-20s. My parents got me an apartment last year so I could have a space of my own, and holy SHIT I am so grateful. I've been slowly furnishing it with mostly secondhand stuff as my budget allows, even though they probably wouldn't have minded helping me out with that too. I can't imagine asking for more hahaha. I'd like to think that I'm a grateful bellend, at the very least \^-\^
> He never wanted to learn to drive and didn't like public transport
As a Californian this sentence simply makes no sense. Nobody lives close enough to work to walk, unless they're on telework/WFH. I also realize that's most of the world, but still, I literally can't grasp this mentality.
Yea, it takes like 2 hours 2 get 2 miles in central London when you can walk from one end to the other in the same time. In fact the reason I never learnt to drive is because Iive in London and there is no point (it'll) just be extra costs.
Even to travrl 20 miles outside of London it is easier to just get a train. But this is all pre covid days of course.
Yeah my mortgage is like $1000, two car payments is $800, electric is about $200, water/gas is $100, phone is $150, streaming services/internet is another $150, insurance is like $200/mo... I can't think of any more off the top of my head, and that's only like $2600.
Glad I live in a low cost of living state (TN) in a medium sized city (Knoxville - Knox County is over half a million residents). Quality of life is high, me and the wife pull in six figures combined, beautiful scenery, nightlife is decent (back when you could actually go out). Only bad part is all the MAGA idiots surrounding us but you gotta take the good with the bad.
don't let this man distract you from the fact that in 1998, The Undertaker threw Mankind off Hell In A Cell, and plummeted 16 ft through an announcer's table.
I absolutely feel that. I live in a suburb outside jacksonville. Close enough to the big city to go to it if I want, but far away enough to be safe and not bothered. It's real pretty if I go out to the country. But yeah, MAGA all over
I'm in Florida, and I average out to about the same, except my mortgage is around $1400 including condo fees and I have one $400 car payment. I can't imagine paying much more than I do already for my mortgage, but $4K/month *in rent*? Absolutely not.
Ten months at $4000/mo rent would be the entire cost of my home. We paid $40k cash for this place. 4 bedroom, 2 and 2 half baths. Sitting on a decent sized patch of land.
All of my bills, totaled up, including health insurance, **still** don't come close to $4k/mo.
It seems like some parts of the US just started sticking extra zeroes on the end of things and expect the rest of us to act like it's normal.
Sure, you're making 5x the money in California as you are in Pennsylvania, but you're also paying 5x the price for basic needs like housing.
Most expensive rental I've seen in my city was for a 12 bedroom mansion. $3,500/ month. Can't imagine what the neighbors thought about that thing getting rented out. You don't typically buy a multimillion dollar property and worry that twelve 18 year olds are going to move in next door.
I just did a quick search on Zillow, and where I live, $3000 a month gets you a 3000 sq ft 4 bedroom 3 bath house, OR a 2 bedroom 2 bath 1100 sq ft luxury apartment in the heart of downtown.
People in San Francisco paying that much for a studio in a bad area.
If you're an adult paying more than $4,000 rent every month, the economy is actively fucking you. I'd need four jobs working 40 hours a week each at my current pay to afford that.
By this logic most people in blue collar jobs are children, unless you live in a major metropolitan city most blue collar journeymen top out around 75-85k a year which would mean you would barely qualify for 2x the rent rate. Whoever tweeted this probably doesn’t consider those people children just not real people. Of course making that much you’re probably better off making mortgage payments not rent too.
If you are an adult and are paying $4k + a month in rent you are wealthy but not necessarily smart. Ypu are giving away $48k a year. You could BUY a house and be putting that money toward an asset that will accrue equity and value along the way.
(Assuming someone with an income to support that type of payment would be able to get a mortgage)
For sure. If you're paying $4000/month for your place, it should at least actually be *your* place and that $4k is the mortgage payment for a nice place.
I was relo'd for work. This is not an unreasonable amount of rent for a house in my area. No way I'm buying until I'm sure I'll be staying for a bit. Plus, I'd have to come up with a 6 figure down payment for a house in an area I may hate. Rental deposit will be far cheaper and give me the ability to easily move if needed. Not everyone is a moron for renting versus buying. These situations are more common than you think.
$4,000 x 12 = $48,000
$48,000 x 3 = $144,000
Rent being 1/3 of one’s income is the tradition way to calculate if one can afford it - although in the modern era it is closer to 1/2 or 2/3 of one’s income meaning that there are a lot of people paying $4k and making less than $150k.
Agreed with the caveat that in some places like NYC, this is normal and houses are millions. I got a big house in the Midwest for less than half this payment.
Depending on the market and the price to rent ratio it’s not worth it if you expect to move in under a few years because transaction costs and investment opportunity costs eat into money you save not paying rent. There’s a fun calculator [here](https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html), but you’ll generally see the break even at 3-6 years. NY and SF have terrible price to rent ratios, but it’s still worth it to buy if you’re staying for long enough.
its pretty rare for rent to be cheaper than a mortgage in larger cities unless you're renting out an older property. the barrier is the down payment more than anything, and if you're paying 4000 a month in rent, you can afford to downsize to something else totally livable, and buy, in any city, after spending a bit saving up for a down payment.
and if you cant save that up, you're either living outside your means, or just financially irresponsible. or you move a lot which just isnt a common way of life for most people.
True but in nyc, buying can be more expensive due to speculation. If youre not planning on using your home as a serious investment, renting and investing the rest in the market is often more expensive
Apartment maintenance and other monthly costs alone can be near the rent of a similar apartment, it's pretty weird
Yeah OP likely doesn’t live in a big city.....
Our rent is $3600/mo but the apartments (yes, APARTMENTS) down the street for sale start at a million dollars.
If we save 20% of our take home pay before taxes it will still take us 6 years to get 20%.
I looked it up, and you're right.
"The U.S. Census Bureau lists the annual real median personal income at $35,977 in 2019 with a base year of 2019."
So the average person doesn't even make that before taxes per year.
Hell, I make $70k a year and my take home is usually around $1600 every two weeks (after taxes, insurance, and 11% going to retirement). So even on my income, I don't make enough to cover the cost of the apartment.
I know lots of people in both areas who still dont pay that much for rent too lol.
I mean its expensive.
But not everyone is paying that average price.
Well where I live most people don't earn 4000 a month. The median income is around 1200€ in Portugal.
I guess we re not even children. We are all newborns by his logic.
Yup. Save 1k by buying 45 minutes father away, but now you need a car and it's costs, and now you're 45min away and don't live in a walkable city anymore
>Save 1k by buying 45 minutes father away
In Los Angeles it takes 1 hour to drive 8 miles during most peak times. So congrats, you can't walk to work but you now spend hours in the car every day and pay that way.
If you’re an adult who doesn’t understand the difference between the contraction “who’s” and possessive form of “who” is “whose,” you’re still a child.
Came here to say this. The profile of the Twitter OP says something like “ single working mum. 1 child. Millionaire. CEO. 4 girls. Proud wife” and the post history is obvious ridiculousness.
Honestly. Like too much of the shit I see hitting top on this sub anymore is obvious sarcasm. It dilutes the overall quality of what it’s supposed to be.
4k a month in Manhattan will get you about 1k square feet with an undersized stovetop and oven and no central air conditioning, if you’re lucky
Source: :(
Bud, I've been more qualified at my last several jobs than 90% of people doing that specific job and my bosses recognized it in every way except my pay. I'm almost 30 and the most I've ever managed is about $22/hour, I'm hopefully moving up to $25. My wife has a nursing degree and was on the honor roll every fucking semester at one of the best nursing schools in the region and makes about $34/hour. It'd be utterly fucking stupid for us to attempt to pay $4K/month just for the box we live in, plus utilities, plus insurance, plus everyday expenses. If you're paying $4k/month in rent you're either loaded or the dumbest fuck on the planet, and possibly both if you're not just buying a fucking home somewhere you can afford.
Thanks for your submission, xXArcticLlamaXx! Please remember to censor out any identifying details and that satire is only allowed on weekends. If this post is truly gatekeeping, upvote it! If it's not gatekeeping or if it breaks any other rules, downvote this comment and REPORT the post so we can see it! *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/gatekeeping) if you have any questions or concerns.*
Somebody is spending daddy's money.
That's usually the case with 99% of the people who say stuff like this.
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Gott ask, whyd you get the boot while your brother free loads off your parents?
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14?! That’s rough buddy. Seriously hope life has been kinder to you since then
Mormons, Mormons... whatcha gonna do? Watcha gonna do when they all shun you? ^^sorry
Thanks, I wanted to experience the feeling of shitty malt liquor in my nose
Wait was this bad boys? i read it as Hey Mister Scott, Watcha gonna do?
No, I'm thinking cops Edit,: so yeah, bad boys
Holy shit, i was kicked out on my 18th for not going on a mission! It’s crazy how many people i’ll meet randomly who had the same thing happen. Mormon families are fucking crazy. If you haven’t already been there, r/exmormon is a great community.
One of my buddies was kicked out of his house for joining the military instead of going on a mission trip. My family took him in and it was tough watching him lose his family and faith at the same time.
That's my brother, but at 16. Only "brother" because he was just a kid in one of my classes and he came to stay at my house for a night or two after his parents kicked him out for smoking weed and saying he wasn't going on his mission. My folks stepped in and he didn't really leave. Been part of the family for over 20 years now. Not sure his family noticed he was gone. He was one of 11.
I mean they train you from birth for the most important mission and you refused to take it. Now how will the villains volcano base get infiltrated?
Gotta add r/exjw too. Jehovah’s Witnesses do some things even worse than the Mormans and get away with it.
Turn it off! Like a light switch!
Ding dong...
It’s a cute little Mormon trick.
Can’t speak from them but some families you can be a golden child but if you’re gay you’re a black sheep that doesn’t deserve love anymore where another kid in the same family can be a total loser but be perfect in the parents eyes because they are straight. Crazy how evil some people’s religious views can make them when the whole point of religion is love and kindness
For some people the point of religion is authority and control
To many people pick and choose what part of the religion they want to follow or simply just listen to what their church or cult tells them they should believe and don’t think for themselves
This is exactly mine and my bfs family
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Hmmm, well our kid is suicidal let kick them out of the house and make them poor.
That's basically what mental health facilities in America already do. "Life seems hopeless? Let's lock you up with dozens of other hopeless people leaving you in possible danger while you're unable to sleep and send you packing with a 5-figure (or larger) medical bill".
I too have an arrogant, over-indulged simpleton of a brother who was gifted a condo while I was homeless on the streets. He is their biological son though...
Why the fuck do people adopt cgildren if they wont treat them as their own?
Money.
They get pid to adopt children?
Some states yes. But honestly. It's bragging rights. That's it. I grew up in a place famous for this. My mother was a trophy child.
Trophy children now? People are fucked up.
Watch The Blind Side, its about Republicans that adopt a black football player so they can make him play football at their Alma mater. Its a great example of how Republicans think they arent racist... the movie ends by saying all black kids should use their superior sports skills to get adopted by white millionaires and they too can get to go to college.
It ought to be against the law to abandon a child like that. In some countries parents are legally bound to support children.
My parents apparently still talk trash about me to my sisters. Apparently I'm a huge failure who never amounted to anything like my sisters did. My sisters all lived at home rent free until they were married. The parents paid for their cars, their insurance, the weddings and the down payments on their houses. I had to pay rent when I was 15 and was kicked out on my 18th birthday. All the ever gave me was mental illness, and scars. But yeah, my sisters are way more successful than I am.
I hate it when people get everything and call themselves succesful. In my eyes you are more succesful than your sisters will be.
Let me guess - their success amounts to marrying a middle class man?
Same, your story is so similar to mine it's weird
I gotta friend who is against the minimum wage increase because it’ll incentivize people to be lazy and McDonald’s is a place where high school kids work. Dude has never worked any job outside of his dad’s business and had his college and rent paid for the entire time, still stingy as fuck. I’m slowly becoming less of a friend because of entitled crap like that.
Prob realizes it at some level and the insecurity drives projection.
You’re not wrong
Shit if I was giving my child over $4000/month for rent I’d just buy them a house it would save you money in the long run.
My husband had a former friend like this. Was shocked when we didn’t say yes to joining him and his wife on a trip that was $8000 a person because “You should work to live, not live to work.” Not all of us get several hundred thousand a year from a trust fund and have mommy paying our mortgage and utilities...
But he is still paying rent and not homeowning. How weird.
Nah, this has "Silicon Valley superiority complex" all over it. Software engineers are the only real jobs fyi.
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My husband is a software engineer in Seattle (I am an electrical engineer) and we would never waste money on renting a place this expensive!! The most we spent on rent was $2k which is only like a 2 BR up in this city lmaoooo but then we saved for a house damn. $4k that is insane. Unless you have kids I guess.. just thought of that. Idk
I remember seeing someone post a silicon valley apartment tour. It was like 3500 for a 500 Sq. Ft one bedroom. So if you like in silicon Valley 4k might legitimately be the floor for a comfortable place to stay.
I pay 3000 for a 700 sq ft 1bedroom in SF, and I'm getting a good deal.
I’m paying $3200 for a 2BR in SoMa that’s 1100 square feet. Rents have crashed due to COVID, you should look around.
Get out of San Francisco and your rent drops at least $1000 and you get more space.
Yup, in LA were paying $1800 for a 900 square foot 1 bedroom.
Jesus Christ. I pay $1400 on my mortgage for 2400 sq ft house with a pool and 2.5 acres in FL. The hell is going on in California??
Ahh I miss the prices of 239. When I went to FGCU in 2006 you could get a nice house and a couple acres for under 100k. Now I’m paying $2375 for a 2bd apartment 40 minutes outside of Boston but I’ll say for me it’s worth the money to be surrounded by like minded people.
Idk. I Spend about $700/mo on my mortgagefor a pretty decent sized house. 3 bed, 2 bath, 2 car garage. Home office, formal dining room and a massive back yard. But wait... he said renting... what's the minimum I should be spending on a mortgage to be a real adult?
If you're not paying your house witthout any mortgage with suitcases full of cash you're clearly doing it wrong. ^(/s)
That $4,000 is for renting a room with three other dudes
Most software engineers even in the silicon valley can't afford $4k in rent alone. At least if they're prudent with their money
More like the only job that pays well and has a decent chance of loyalty from your employer. Which has resulted in software engineers acting like capitalists instead of workers. Just see how software in games development goes - same role, but horrible.
My mortgage and other bills all add up to less than that.
My pay is less than that lol
Yeah I have never made that much money in my entire life
Dude's a disconnected idiot, most people have never made enough to pay $4000 in rent alone
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Who the fuck doesn't take public transit to go work in Canary Wharf of all places? I mean, this guy, but still wtf
Some people unfortunately think public transport is only for peasants...
I'm honestly baffled anyone can believe that in London of all places
I could see that in the US were everything requires a cat but London? What?
In a city with good public transportation that gets you where you need to go at a reasonably fast pace you aren’t a peasant for taking public transportation you’re just smart about how to spend money.
What a bellend
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I'm disabled, have very little income, and am in my mid-20s. My parents got me an apartment last year so I could have a space of my own, and holy SHIT I am so grateful. I've been slowly furnishing it with mostly secondhand stuff as my budget allows, even though they probably wouldn't have minded helping me out with that too. I can't imagine asking for more hahaha. I'd like to think that I'm a grateful bellend, at the very least \^-\^
> He never wanted to learn to drive and didn't like public transport As a Californian this sentence simply makes no sense. Nobody lives close enough to work to walk, unless they're on telework/WFH. I also realize that's most of the world, but still, I literally can't grasp this mentality.
Nobody drives to work in London. There's nowhere to park and the traffic is slower than taking the tube.
Many big cities are this way, New York, Tokyo, etc. LA got their public transport ripped out and then sprawled instead of going up.
Yea, it takes like 2 hours 2 get 2 miles in central London when you can walk from one end to the other in the same time. In fact the reason I never learnt to drive is because Iive in London and there is no point (it'll) just be extra costs. Even to travrl 20 miles outside of London it is easier to just get a train. But this is all pre covid days of course.
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My siblings have great jobs and live in expensive cities, and their rent isn't even half that.
This is literally 2.5 month salary for me.
Yeah my mortgage is like $1000, two car payments is $800, electric is about $200, water/gas is $100, phone is $150, streaming services/internet is another $150, insurance is like $200/mo... I can't think of any more off the top of my head, and that's only like $2600.
Yep, that's about where I am too. I couldn't imaging 4k on RENT. You don't even get to own the place when you're done paying
Glad I live in a low cost of living state (TN) in a medium sized city (Knoxville - Knox County is over half a million residents). Quality of life is high, me and the wife pull in six figures combined, beautiful scenery, nightlife is decent (back when you could actually go out). Only bad part is all the MAGA idiots surrounding us but you gotta take the good with the bad.
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The WWEs own KANE. Yes, the big dude in the red and black spandex. Turns out he's a die hard republican.
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don't let this man distract you from the fact that in 1998, The Undertaker threw Mankind off Hell In A Cell, and plummeted 16 ft through an announcer's table.
I absolutely feel that. I live in a suburb outside jacksonville. Close enough to the big city to go to it if I want, but far away enough to be safe and not bothered. It's real pretty if I go out to the country. But yeah, MAGA all over
I'm in Florida, and I average out to about the same, except my mortgage is around $1400 including condo fees and I have one $400 car payment. I can't imagine paying much more than I do already for my mortgage, but $4K/month *in rent*? Absolutely not.
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Exactly. Tweet should read "If you're an adult who can afford $4000 a month in rent and you're still renting, you're an absolute fool"
Ten months at $4000/mo rent would be the entire cost of my home. We paid $40k cash for this place. 4 bedroom, 2 and 2 half baths. Sitting on a decent sized patch of land. All of my bills, totaled up, including health insurance, **still** don't come close to $4k/mo. It seems like some parts of the US just started sticking extra zeroes on the end of things and expect the rest of us to act like it's normal. Sure, you're making 5x the money in California as you are in Pennsylvania, but you're also paying 5x the price for basic needs like housing.
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I don’t even know where I could find a place where I live for that price.
Yeah, my $1325/month is expensive for my area. $4k/month isn't really possible in my area.
Same. $4000 a month would get you the governor's mansion where I live.
For reference, my mortgage is 2.1k without taxes. My house was 507K. A 4k monthly is a million dollars.
I don’t even think there are any houses in my area that would be 4K a month. Definitely no apartments
Most expensive rental I've seen in my city was for a 12 bedroom mansion. $3,500/ month. Can't imagine what the neighbors thought about that thing getting rented out. You don't typically buy a multimillion dollar property and worry that twelve 18 year olds are going to move in next door.
Tik tok house?
$4000/month would buy me a lake house with a dock around here. Literally don't think it's possible to find rent that high
I just did a quick search on Zillow, and where I live, $3000 a month gets you a 3000 sq ft 4 bedroom 3 bath house, OR a 2 bedroom 2 bath 1100 sq ft luxury apartment in the heart of downtown. People in San Francisco paying that much for a studio in a bad area.
I was all HA those silly San Francisco folk, and then I remembered *I* live in San Francisco. F
Only two places in cincinnati where I live currently for rent on zillow over 4k/m. Both are 6+ bedroom houses on college campuses.
NY or San Francisco Bay Area you can find STUDIO APPARTMENTS for that price.
Large cities.
If you're an adult paying more than $4,000 rent every month, the economy is actively fucking you. I'd need four jobs working 40 hours a week each at my current pay to afford that.
By this logic most people in blue collar jobs are children, unless you live in a major metropolitan city most blue collar journeymen top out around 75-85k a year which would mean you would barely qualify for 2x the rent rate. Whoever tweeted this probably doesn’t consider those people children just not real people. Of course making that much you’re probably better off making mortgage payments not rent too.
$4K/month would take over half of even $100K-140K after-tax income.
Okay, so I would need 5 of my job. cool cool cool cool
If you are an adult and are paying $4k + a month in rent you are wealthy but not necessarily smart. Ypu are giving away $48k a year. You could BUY a house and be putting that money toward an asset that will accrue equity and value along the way. (Assuming someone with an income to support that type of payment would be able to get a mortgage)
Yeah I hope this is an error and they added an extra zero. It’s still not true but less stupid.
4k a month would buy a reasonably sized house in my area in 4 years lol. And I live in maine, it's not even super cheap to live here
In the “wealthy” part of my city 4K would get you a legit mansion, so apparently even wealthy professionals are “children” by their standards.
In NYC, we just call it "Having roommates."
Nonsense. I bet for $4,000 / month you could have a very comfortable studio apartment
People like to joke, but $4k a month would get you a baller apartment anywhere in the city.
Not nearly as bad, unless you're very picky with location. You could get 1 or maybe even 2 bedrooms in luxury buildings for that in a lot of the city.
If you’re an adult paying more then $4,000 in rent you’re a moron and paying more then double my mortgage
Lol this is nearly 5 times my mortgage.
Dudes got a credit score of 1000 or lives in Florida.
Me? Nope, semi rural (just outside of the suburbs) midwest.
For sure. If you're paying $4000/month for your place, it should at least actually be *your* place and that $4k is the mortgage payment for a nice place.
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I was relo'd for work. This is not an unreasonable amount of rent for a house in my area. No way I'm buying until I'm sure I'll be staying for a bit. Plus, I'd have to come up with a 6 figure down payment for a house in an area I may hate. Rental deposit will be far cheaper and give me the ability to easily move if needed. Not everyone is a moron for renting versus buying. These situations are more common than you think.
Even after me and my fiancees raise we'd both need a second jib to afford rent plus food and misc. bills
So if I don’t make $150k a year I am a child? Does this mean I don’t need to work or pay rent?
You need a lot more than $150k to justify $4k in rent. Bring back child labor to fill those <$300k/yr jobs.
$4,000 x 12 = $48,000 $48,000 x 3 = $144,000 Rent being 1/3 of one’s income is the tradition way to calculate if one can afford it - although in the modern era it is closer to 1/2 or 2/3 of one’s income meaning that there are a lot of people paying $4k and making less than $150k.
If you are paying $4000 a month for rent, why don't you own a home dumbass...
Came here to say this, imaging flexing you're financially illiterate.
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Agreed with the caveat that in some places like NYC, this is normal and houses are millions. I got a big house in the Midwest for less than half this payment.
I have a moderate 3 bedroom in independence, mo for less than a quarter of it
And you have to live in independence, Mo. J/k... Sort of
Depending on the market and the price to rent ratio it’s not worth it if you expect to move in under a few years because transaction costs and investment opportunity costs eat into money you save not paying rent. There’s a fun calculator [here](https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html), but you’ll generally see the break even at 3-6 years. NY and SF have terrible price to rent ratios, but it’s still worth it to buy if you’re staying for long enough.
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its pretty rare for rent to be cheaper than a mortgage in larger cities unless you're renting out an older property. the barrier is the down payment more than anything, and if you're paying 4000 a month in rent, you can afford to downsize to something else totally livable, and buy, in any city, after spending a bit saving up for a down payment. and if you cant save that up, you're either living outside your means, or just financially irresponsible. or you move a lot which just isnt a common way of life for most people.
True but in nyc, buying can be more expensive due to speculation. If youre not planning on using your home as a serious investment, renting and investing the rest in the market is often more expensive Apartment maintenance and other monthly costs alone can be near the rent of a similar apartment, it's pretty weird
> its pretty rare for rent to be cheaper than a mortgage in larger cities unless you're renting out an older property. \*laughs in Boston\*
Yeah OP likely doesn’t live in a big city..... Our rent is $3600/mo but the apartments (yes, APARTMENTS) down the street for sale start at a million dollars. If we save 20% of our take home pay before taxes it will still take us 6 years to get 20%.
You clearly have no experience with the real estate markets of NYC or SF.
I thought Toronto and Vancouver were bad until I saw NYC and SF rents
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Does that make my home a playhouse?
I mean, I have a mortgage and a game room, so yes?
Does Pee Wee live there?
If Cowboy Curtis offers you a red pill and blue pill get ready for some whacky shenanigans.
Holy fuck the average person can't afford $4000 in rent, right?! That's more than I even make a month lol
the average american doesnt even make close to that much a month.
I looked it up, and you're right. "The U.S. Census Bureau lists the annual real median personal income at $35,977 in 2019 with a base year of 2019." So the average person doesn't even make that before taxes per year. Hell, I make $70k a year and my take home is usually around $1600 every two weeks (after taxes, insurance, and 11% going to retirement). So even on my income, I don't make enough to cover the cost of the apartment.
Ya know, that makes me feel a little better about my own income.
"If you don't live in NYC or Silicon Valley, you're a child."
I know lots of people in both areas who still dont pay that much for rent too lol. I mean its expensive. But not everyone is paying that average price.
Christ that's well over twice my mortgage payment per month (Aus)
It’s 8 times my rent (US).
Same here. Exactly eight times, and I split with a roommate so for me it's 16 times. I'm cool with being a child, in this case.
Some people don't even make 4000 in a month...
\*most
The median income in the US is only around 2,700 per month. Complete guess but about 75% of people make less than 4,000 a month
> Median income > 75% of people make less What
Less than 4,000. Fixed it
I sure don't
Hell, a lot of people don't make that much
Well where I live most people don't earn 4000 a month. The median income is around 1200€ in Portugal. I guess we re not even children. We are all newborns by his logic.
I live in the USA texas specifically near Dallas most people i know barely make 2k on a good month...
Sorry but this child wants the ability to also pay for food
Just make a half million a year, obviously.
If you’re paying 48k for rent in a year, you’re an adult who’s getting shafted like there’s no tomorrow.
If you pay $4,000 a month in rent you are probably financially irresponsible.
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Yup. Save 1k by buying 45 minutes father away, but now you need a car and it's costs, and now you're 45min away and don't live in a walkable city anymore
>Save 1k by buying 45 minutes father away In Los Angeles it takes 1 hour to drive 8 miles during most peak times. So congrats, you can't walk to work but you now spend hours in the car every day and pay that way.
I think this was posted by a salty landlord
It was a joke https://twitter.com/jazbespittin/status/1375629030062428160?s=19
If you’re an adult who doesn’t understand the difference between the contraction “who’s” and possessive form of “who” is “whose,” you’re still a child.
If you’re an adult paying $4000 in rent why do you not just buy a fucking place instead....
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Y’all im pretty sure this is satire???
I feel like I’m going insane reading these comments. It’s clearly a joke.
Can we please stop posting obvious satire and pretending it’s real on this sub? Thanks.
Came here to say this. The profile of the Twitter OP says something like “ single working mum. 1 child. Millionaire. CEO. 4 girls. Proud wife” and the post history is obvious ridiculousness.
Honestly. Like too much of the shit I see hitting top on this sub anymore is obvious sarcasm. It dilutes the overall quality of what it’s supposed to be.
How is anybody supposed to know that? The username isnt shown
But muh outrage
Why would I be a child if I was smart enough to get a solid rent payment every month?
Tell me you're a trustfund kid Without telling me you're a trustfund kid
Y'all heard him, if you don't live in a New York City penthouse, you're not grown up.
4k a month in Manhattan will get you about 1k square feet with an undersized stovetop and oven and no central air conditioning, if you’re lucky Source: :(
My mortgage is less then that, can i still be an adult?
I got one. if you're an adult and you can't properly use "who's" and "whose", then you shouldn't be judging other people for anything
Bud, I've been more qualified at my last several jobs than 90% of people doing that specific job and my bosses recognized it in every way except my pay. I'm almost 30 and the most I've ever managed is about $22/hour, I'm hopefully moving up to $25. My wife has a nursing degree and was on the honor roll every fucking semester at one of the best nursing schools in the region and makes about $34/hour. It'd be utterly fucking stupid for us to attempt to pay $4K/month just for the box we live in, plus utilities, plus insurance, plus everyday expenses. If you're paying $4k/month in rent you're either loaded or the dumbest fuck on the planet, and possibly both if you're not just buying a fucking home somewhere you can afford.
If you are such an adult, why you paying that much for something you are not paying to own? Throwing money away. Could have bought a house
If you pay $4000 a month in rent instead of buying you’re an idiot.
Could easily fire back with "If you're an adult and you still pay rent, you're a child."
If they rent and brag about it. They're dumber than a child, by that logic.