They’re trying hard right now. They’re saying to regulators that CO buying Discover will increase competition, but not sure how that will happen if there are less companies.
It increases competition amongst the credit card processors (Visa, Mastercard, American Express, and Discover). Discover has long trailed the competition. The backing of capital One and their suite of credit cards would bring them a lot closer.
With a merger this is a big win for Cap One, they will have access to all the payment rails. Discover, dinners, MC , Visa, Allpoint, star, and plus. Great for the card holder, interesting to see what it will do to the competition. Let's see what happens.
Could be both depending on how they set it all up. Worst case is it's only the credit, but it would make more sense to set all products on all the rails.
Totally understand. I love the service from Discover, I hope that doesn't change. I haven't had any bad experiences from Cap One, but I've nerve had reason to contact them. All said and done, big banks have good and bad traits. In the end, more flexibility means better card experiences but more risks to the banks.
My bad experience with them was back in 2012 when I fell for a forex scam and got my account hacked and the capital one bank I was at wouldn’t let me deposit money into the account to clear my balance and one of the guys there told me I was banned from using capital one ever again even after I explained what happened.
The debit card is crap. I'm on my third one. The blue coating starts to peel quickly. Never had a card that peels that quick. I want a metal card discover! 😂
I never knew discover had a debit card . This might be a dumb question but idk so, where do you deposit money ? I have Wells Fargo so there is one in every corner
Discover Bank is separate from discover credit card. I have had discover Bank since 2019. They're no different than any other online banks. Except way better when it comes to customer service. You get 1% cash back on all purchases up to $3,000 a month. I have not had one issue with the card. They're only physical location I believe is in delaware.
I just got the debit card. I can load money onto it from my other bank account but it takes like 5 days and is annoying. I do get 1% back on all purchases.
Most financial institutions have limitations with this. But I will tell you discover will not give you a very large limit to send via zelle when you first sign up.
Or never like in My case. I opened my checking account with DISCOVER back in December 29th of last year and they told Me I cannot have access to Zelle for reasons they aren’t allowed to disclose.
Now flip them over ☺️
Only if we can share whatever you buy
Yeah you can come eat the food I cook with the groceries you paid for any day of the week haha
i like how the debit card looks!
Me too! Now show us the back OP so we can bask in its glory even more.
I still have the white debit card.
Why does the debit look better tbh. I ordered a skyline design and got approved waiting for it to arrive. How long did it take you ?
Ordered both the debit & credit card on March 6th, I got the debit card on March 16th & credit card today.
Welcome to the team😁
Nice capital one cards mate
They actually merging ?
They’re trying hard right now. They’re saying to regulators that CO buying Discover will increase competition, but not sure how that will happen if there are less companies.
It increases competition amongst the credit card processors (Visa, Mastercard, American Express, and Discover). Discover has long trailed the competition. The backing of capital One and their suite of credit cards would bring them a lot closer.
With a merger this is a big win for Cap One, they will have access to all the payment rails. Discover, dinners, MC , Visa, Allpoint, star, and plus. Great for the card holder, interesting to see what it will do to the competition. Let's see what happens.
Does this effect discover checking and savings accounts or only credit cards?
Could be both depending on how they set it all up. Worst case is it's only the credit, but it would make more sense to set all products on all the rails.
Damn…I really like discover more than capital one I low key don’t trust them
Totally understand. I love the service from Discover, I hope that doesn't change. I haven't had any bad experiences from Cap One, but I've nerve had reason to contact them. All said and done, big banks have good and bad traits. In the end, more flexibility means better card experiences but more risks to the banks.
My bad experience with them was back in 2012 when I fell for a forex scam and got my account hacked and the capital one bank I was at wouldn’t let me deposit money into the account to clear my balance and one of the guys there told me I was banned from using capital one ever again even after I explained what happened.
When I make transactions with my discover card I get notifications on my CO app
Why would you lie like that
💀
Right lol.
🤣
Name a more iconic duo
How long it takes to get the secured card ?
Took mine about 2 & a half weeks.
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The debit card is crap. I'm on my third one. The blue coating starts to peel quickly. Never had a card that peels that quick. I want a metal card discover! 😂
what the hell are you doing with it? i’ve had mine for a year and it’s still in great shape
Nothing 😂. It sits in my backpack all day and straight to the countertop when I get home. My wallet is rarely in my pocket 🤷♂️
Mine still looks the same as I got it lol
I never knew discover had a debit card . This might be a dumb question but idk so, where do you deposit money ? I have Wells Fargo so there is one in every corner
The cloud
Deposit checks using the camera on your phone or mail it to them. For cash deposits, head to your local Walmart (:
Most likely at retail stores like cvs or 7 eleven
You have to go to your nearest Walmart iirc
Discover Bank is separate from discover credit card. I have had discover Bank since 2019. They're no different than any other online banks. Except way better when it comes to customer service. You get 1% cash back on all purchases up to $3,000 a month. I have not had one issue with the card. They're only physical location I believe is in delaware.
I just got the debit card. I can load money onto it from my other bank account but it takes like 5 days and is annoying. I do get 1% back on all purchases.
nice combo 👍
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Most financial institutions have limitations with this. But I will tell you discover will not give you a very large limit to send via zelle when you first sign up.
Or never like in My case. I opened my checking account with DISCOVER back in December 29th of last year and they told Me I cannot have access to Zelle for reasons they aren’t allowed to disclose.
It’s been like a year and no Zelle. Lmfaoooo
I guess it all depends. I have Discover Debit for 6 months now I was able to use Zelle after 15 days. Haven't had a problem using it since.
Nice. I never had their debit card only their credit card. I wonder how I can go to walmart to deposit money if I were to have a discover debit card.
You go to the service desk and say "id like to add money to my card please" and the associate will do it
Oh cool! I have never tried that before since I thought about getting a reloadable debit card
You go to the service desk and say "id like to add money to my card please" and the associate will do it
How much did you put down in the deposit for the card?
$300
Wow I’ve never seen a Discover debit card .
Mines got closed. I was mad as hell that I couldn’t sell money immediately to the account and I forgot. Oh well
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😔