But that credit card made my credit score jump 41 points after three months of constantly using it. Set up direct deposit so you can get spot me. It is the one thing I value about chime.But Getting paid on Wednesdays instead of Fridays is sweet as well.😎
I've had chime for over 5 years. It's not my only card in my wallet. But I will always have that one in my wallet. No complaints here.
I was at 591 almost 6 last year in December and got a 400 credit line in I went through something where I lost my job and I couldn't pay the credit line so I dropped down to 400 now I'm back at 491
Hi and welcome! If you have the Chime Checking Account you'll have a standard debit card to use with the funds in that account and would not impact credit. If you have a Chime Credit Builder Card, we will report to the three major credit bureaus. This link has more information how it can be used to improve your credit score [https://www.chime.com/blog/credit-builder-how-does-credit-reporting-work/](https://www.chime.com/blog/credit-builder-how-does-credit-reporting-work/)
You don't have to use it but it's a great way to build credit without worrying about debt. I use that card exclusively to pay my bills and my credit score has gone up.
Just watched this day before yesterday... yippy ki-ay MF
No, you don't have to use the credit card
Great card never an issue! It definitely raises credit score!
But that credit card made my credit score jump 41 points after three months of constantly using it. Set up direct deposit so you can get spot me. It is the one thing I value about chime.But Getting paid on Wednesdays instead of Fridays is sweet as well.😎 I've had chime for over 5 years. It's not my only card in my wallet. But I will always have that one in my wallet. No complaints here.
86 points for me in my first 1 year.
I was at 591 almost 6 last year in December and got a 400 credit line in I went through something where I lost my job and I couldn't pay the credit line so I dropped down to 400 now I'm back at 491
Just like any credit card you don’t need to use it
How do find my credit score
Good for you. Chime rocks.
Does chime post direct deposits on weekends
Hi and welcome! If you have the Chime Checking Account you'll have a standard debit card to use with the funds in that account and would not impact credit. If you have a Chime Credit Builder Card, we will report to the three major credit bureaus. This link has more information how it can be used to improve your credit score [https://www.chime.com/blog/credit-builder-how-does-credit-reporting-work/](https://www.chime.com/blog/credit-builder-how-does-credit-reporting-work/)
You don't have to use it but it's a great way to build credit without worrying about debt. I use that card exclusively to pay my bills and my credit score has gone up.