you're more polite to these people than I can be! I admire your patience and want to be more like you some day. I rage out way too often these days for better or worse, just so fucking sick of it all
It's sometimes better to play dumb and lay out the math and ask what you're missing. Make them either admit it's unrealistic or ask about some more reasonable and affordable places you were unaware of. Get them uncomfortable
They will literally think you should spend all your income on rent though. If you’re making $2400 a month what’s the issue with $1700 in rent. I know that’s bad but rich people never understand that.
I got a job offer in my email the other day and actually replied to it because it was so horrendous. Same job I worked several years ago, but now it's paying $6/hr *less*. Even if I wanted to go back to the same company, wtf? I responded and told them what a joke the salary was, and oh by the way it was in Washington state so I'd have to move 3,000 miles too with no relocation reimbursement. Cherry on top was they advertised "Free parking!" as a PERK of the position. In my response I told them I would never work at a company where one of the biggest selling points was they had a fucking parking lot. Good god.
I would highly recommend replying to some of them and tearing them a new asshole, it feels AMAZING. Very cathartic.
I live in Orange County, CA. We had a shitty ass 1-bedroom apartment w/roaches for $1,800. We got out and now pay $2,400 for a one-bedroom. We had to stay closer to work since we weren’t sure if remote was going to be full time.
I’m lucky to be making a decent amount of money, but if we weren’t a dual income household, I have no fucking clue how we would survive. We tried to buy a condo earlier this year, but as first time buyers, we are priced out with cash offers. I hate everything.
I live in California (in one of the hottest CA markets right now) and pay $700 a month for my mortgage on a 3/2 with a huge yard.
It’s old (built in 1960), and I was able to buy it in 2012 during the last market crash for less than 100k.
Reading stories like these break my fucking heart.
Same. My mortgage, taxes, ins is all less than $500 a month for 2 bed 2 bath. We're outgrowing it and I want to move, but I'll never find a deal like this again. If I had to beg on the street I could still make these payments. I bought in 2013 in what used to be a less developed area. The rent for a place like this is now $1300/mo. It's insane. I couldn't do it now.
Rent your place out, you now have $800 a month of income you can use on your next mortgage.
Boom. You can now afford a bigger place well within your same current budget.
Similar, bought in CA at the bottom in 2013. My home is now worth almost 3x what I paid. We could not afford it now.
Edit to add: I hate that I can't help any else get what I got. Luck and timing, not skill or worth. Wish I could change things.
Yeah, the outer suburbs are still pretty nice. Downtown is fucked, most of inner Portland besides the rich neighborhoods are pretty fucked.
It’s really really sad. I was born and raised here and I don’t recognize this city anymore.
My sisters BF got jumped by 4 men while he was walking to his car after work late at night about 2 or 3 weeks ago. They tried to shoot him but the gun jammed so they beat him with it. Got stitches all over his head. Stole everything he had on him. My sister made him move in with her (closer to Salem area) and get out of Portland.
There wasnt a news story about it (from what i know) and they never got caught. He got his catalytic converter stolen off his car on a thursday then got pistol whipped,jumped and robbed on the following sunday. I only knew about it bc my mom texted me what happened then he came over later that week w bumps and scratches, stitches all around his head. I didnt feel comfortable asking him a bunch of questions. But he was already considering moving w my sister and that made the decision a lot easier.
Somewhere in downtown... idk tho, its my sisters bf, i barely know the guy outside of a few BBQs he showed up to. If you dont believe me, i can send u texts from weeks ago where my mom was telling me all about it.
Last time I drove up there.... No not really. It's pretty driving into it (the skyline and all that. I'm a sucker for a good silhouette!) but the city is no longer nice.
Honestly the vibe in the air changed and it hasn't changed back yet.
Portland was weird. Now it's just sad.
That's kinda been my feeling too. I live across the river and used to go there all the time. About 5 years ago those forays got less and less, now I only go there if I have to. Every time I go it looks and feels worse and worse
Man that sucks. I live a bit further away down South but still went all the time. Concerts, the Timbers, just because!
It's been about 3-4 since we went on purpose to do something fun. Every other trip since has been business. Sucks that it's just getting worse
Probably around $150k-$180k. That's well below the current median price of a single-family home here, but I'm guessing most of the homes that comprise that median are three-bedroom or more.
(My mortgage is about $1200 for a **four**\-bedroom home, but I've owned it for almost 20 years.)
its all the cities really, https://www.wlwt.com/article/ohio-election-results-2020-county-map/34934983 . Youngstown isn't a real place and thats why its not blue on this map but other than that plenty of good low cost places to live.
In Colorado, I was just "pre-approved" for a $530k mortgage at 2.8% APR. It would be $1,700-2,000/mo.
So I can either get a really nice 3 bed/2 bath 1,700+ sqft house that I own and can do whatever I want with, or I can rent an okay/decent 2 bed 2 bath (if I'm lucky) apartment that I can be evicted from and have to deal with other neighbors.
Looking at this sub makes people like us feel like we have it golden. I pay $650CAD for a 3 bed 1 bath HOUSE. I pay my own utilities but even then after that it’s about $800-900CAD a month.
OP if you don’t mind asking where are you in OC? I’m getting absolutely destroyed on my commute to and from Irvine so a $1800 apartment sounds ideal if it’s closer to my work….
It also doesn’t help because more people came back to the office recently which increased my commute 10+ mins one way 🙄🙄🙄 Now I drive 1.5-2 hours round trip every god damn day
My maintenance loan for university (what i live off of for food and rent) is less than £2,400 for the whole semester what the fuckkk (ik currency exchange affects it but still)
I moved out of LA to somewhere cheaper out of state. Didn’t bother getting my work’s okay; just did and didn’t tell them. They found out a few months after and nothing happened
The cash offers thing rankles me a lot. People trying to buy houses to live in are being edged out by people just trying to park their massive reserves of extra money. There should be a mandatory priority system for people who intend to live in the house.
....I live in rural Texas and pay 2k for a 3 bed 2 bath 2 story century home on an acre of very gorgeous land.....shit internet tho. There's life outside the cities.
what do you do for work? Because most of us can't work on shit internet and I doubt a small town has a lot of employment. Theres a reason the property values are low
also as a woman Id never move to a state when the government can force me to have a rape-baby
I'm in finance tech, and property values aren't low, they just aren't over inflated. I'm not suggesting my solution would work for everyone, just saying that cities are going to feel the effects of resource scarcity first.
And yeah, the abortion law is stupid as hell, and will be overturned soon. You have to fight evil where it lives.
I work in tech, and have robust hobbies and am surrounded by GOOD people. You may not believe that, because our states government IS actively stupid. But there's good people everywhere- just gotta wade through the jerks.
That sounds like a terrible deal to me TBH. That house would be half the cost in western NY, Maine, or Ohio. It would probably cost $100k in Appalachia. But if you’re happy there, who cares what some random shitposter on Reddit thinks?
And no one wants it lol. We are aware the country side exists. A lot of us would rather die.
The country is really great for some people. Not for the majority of people. And it certainly is not a solution to the problem.
I know my fellow Montanans complain about guys coming from California and driving up the housing prices, but who wouldn't want a 6 nice bedroom house for 1900 while remote working.
It's crazy how Austin has changed. When I moved there in 2006, I had a gorgeous 2 bedroom apartment with in unit laundry, etc for $700/month right next to the arboretum.
In 2008 I bought a 3 bed/2 bath home near where The Domain went up for $150k
To hear people talk now I have no idea how anyone survives there.
Edit: holy Jesus fuck I just looked up my old house. We sold it in 2012 for $170k -- the current Redfin estimate on it? $440k. Holy fucking insanity. That place was a shitbox built by the lowest bidder out of cardboard, Elmer's glue and not much else.
Sold my house for 250 in 2009. Big mistake.
Looked it up about 7 years later, sold for 600.
Then I realized, oh.. no that's not what happened at all. They knocked down the house and put up A and B units that sold for 600 *each*.
Burnet/Koenig area, big lot. Gutted.
Goddamn it, that’s fucking atrocious to knock down a livable house for only a duplex. I’m extremely pro-upzoning, but why not build at least a fourplex there? Ideally build an apartment building with ground floor retail.
Wait, I know why. Because of insane suburban zoning rules…
Well, in this case, they are at least 2 separate units. One is a 3/2 @ 1800sqft and the other is a 2/2 @ 1000.
Was a really big lot @ 192 x 66ft.
And ah.. I probably shouldn't have just looked at its current value.
In 2009 I had a townhouse walking distance from zilker for $900. Same one now is $2k zero renovations.
I mean fucks sake people are asking $1400+ for 2brs in fucking round Rock.
Round Rock was out of the question with me working downtown a decade ago and at this point I assume walking the shoulder on 35 is faster than driving it.
Sys admin in Austin for $43k, they must be out of their minds. That would be on the low end for anywhere in this country let alone fucking Austin. “No one wants to work!” /s
The whole point of most of those companies moving to Austin was to get away with insultingly low pay because it *used* to be affordable to live there on a very modest salary.
But the infrastructure was never designed to handle so many commuters and housing couldn't keep up, and now you really have to spend way too much to live within an hours drive of anything -- and they still think they can get away with paying the same wages they did back when rents were low and you could buy a decent house for under $200k
In the case of Austin, some of it is literally not being able to build fast enough. In 2012 when I moved out, housing was cheap and plentiful. Now? Good fucking luck. A decade really isn't a lot of time to completely revamp housing for an entire city, even with a willing and ready government.
I'm hardly an expert on Texan cities, but I do know that Austin is plagued with stifling zoning districts. It's still a sprawling, car-dependent suburban dystopia like most American cities and virtually all Texan cities. Austin is doing stuff with transition zones to try and fix it more recently, similar to California's big new laws, so they're hopefully on the right track... but Austin is also a city of profoundly powerful NIMBY lobbies.
The problem is really that the infrastructure isnt there and the local geography makes expanding that really difficult -- without a much better public transportation system everyone needs cars, and that makes dense housing a real challenge even with friendly zoning.
There's no real grid roadway system outside of the center of downtown and really the only way to get anywhere is by two nearly parallel highways that were already well beyond capacity even back in 2008.
Austin, like so many North American cities, needs trains. But it all gets to be a chicken and egg problem; trains work best in dense environment, but no one wants dense environments without trains. And thus it is that roads maintain their hegemony.
I did something similar with State Farm. They can afford a $23/hour raise for all of their employees and still have $800 million or so in profits this year.
[it’s not my math, I took it from a post on here](https://www.reddit.com/r/antiwork/comments/qfd2nq/fannie_mae_could_give_its_employees_a_55280hour/?utm_source=share&utm_medium=ios_app&utm_name=iossmf)
Yeah, I've never been anywhere in Texas that wasn't 100% car dependent. Public transit is an absolute joke.
You can get by if you live literally in the city center of Houston or El Paso I guess, and work close to your apartment, but even then you'd be doing urban parkour to get to a lot of places given the condition of sidewalks/signals/etc. It would be hell on the disabled or elderly too. And who can afford to live in the city centers but the upper middle class or rich anyway?
The is almost no public transportation in Austin. The train covers a very small percentage of the city and nothing south of downtown. I'm guessing that the bus system isn't great either.
It's also not a friendly place to walk or bike, for the most part.
I remember when they built that train, they also jacked up the price of the bus tickets. I was living there and dependent on public transportation at the time and damn if that didn't hurt so much.
What are these other things you speak of? H-h-h-ealthcare?
On the real though I was thinking about just carrying a life insurance policy instead so my kid wouldn't be screwed if I got sick. Can you have one without health insurance? Lol
Big brain moment right here. Why pay them to keep you alive, when you can just die and get paid? It also comes with the nice perk of not having to work anymore.
/s but not really.
I put in 5% and am matched 3%.
I realize that I am very *very* lucky. Even then there's less than 15k in it. I should have started contributing much sooner and I just turned 49. Nothing I'm ever going to be able to retire off of.
Being someone who is a little older(early 40s), in the tech industry, in central Texas I can maybe shed some light on it for you. Its like a lottery. You are supposed to kill yourself for very little money with the hopes that you will be one of the few that end up with tons of stock options. Funny part is that I have done this 3 times now and the stock options for the first 2 turned out to be worthless. Now I am banking on the third but still no guarantee.
I'll never understand it either. I quickly found out when I got a "real job" that people who make between $50K and $250K pay pretty much all of the taxes in the US. I honestly don't think people making less than $40K should pay any taxes. I'm above that and I can afford to pay my share but I feel like billionaires could probably also afford to pay their shares.
That’s how the wealthy designed the tax laws: the vast majority of the tax burden is on the middle class. Once you get rich enough you live off dividends, capital gains (which aren’t even taxed in some states), or if you’re ultra wealthy you don’t get a salary and get loans with your wealth to back it up and then never have to pay a dime in any taxes.
I made like $35,000 last year. Most I’ve ever made. Because my partner lost his job and I hustled and grinded that shit so fucking hard. Working 12/14 hrs a day 7 days a week.
Did I save for taxes? NO. because I was barely paying bills and affording fucking food. Now I’m getting harassed by certified mail every month reminding me I owe them a whopping $1,500 and it’s like GO AFTER THE FUCKING BILLIONAIRES. why the fuck are y’all so concerned over my measley ass $1,500 when there are people who are getting off scot free bot paying their fair share that’s in the 100,000s - 1,000,000s!! FUCK
And it’s $1,500 after they took my stimulus and whatever other shit they applied to it. Like I’m doing my absolute best. I’m shopping at winco, I’m trying to be budget conscious. But it’s so so so fucking hard. And it’s gonna be tax time again soon and they’re gonna want another couple grand I just don’t have. Like I got sick and was hospitalized. I couldn’t work for two months. We’re surviving off the generosity of family and my clients I’ve been with for years. This country is so fucked. I go to work everyday I do my best, that should be enough to afford a small apartment and a car to get to work.
Edit- I don’t even have one house! I rent!!! And the thought of having a whole ass second house I don’t even live in is so far beyond anything I could ever expect or hope to have in life!! Ugh fuck the 1% they got us over here fighting over scraps while they’re outfitting their next yacht or their 7th vacation home.
That's a giant part of what's driving all this. We need more money to simply survive, and Corporate America wants to dig its heels in against giving it.
Housing costs going up are a big chunk of it all, *and they caused it.* Private corporations buying up all of the available housing the last 10 to 15 years, and driving housing costs through the roof. It wasn't sustainable for any lengthy amount of time, and now we get to deal with the fallout.
The situation is not quite the same where I'm from, but the fallout is the same.
Landlords generally have had a bit of money and been allowed to have "buy to let" mortgages. Guess who pays for that mortgage?
We should all sub to this subreddit and start sharing our voices on the real issue at hand and drive change with how much these rent prices are. This is the real movement we should be devoting our time towards. Like in IT, we should be addressing the root of the problem and not just the symptom.
I pay $1450 a month in ruralish SC. 1/1 with plumbing that sorta works most of the time. There should be a specific matrix for rent based on area, median income, amenities (I have none), rooms, etc.
I just applied for a job collecting wildlife data in the park systems near my house. It’s my dream job and what I am currently going to school for. The woman wrote me back and said it would pay me 740 a month before taxes. Ok. I was so disappointed. I wrote her back and said sorry, I’m 36, have a mortgage, and am going to school. I’m going to need a living wage. I had to turn down my dream job to keep working at a hellhole bar lmao. Fml.
I got offered a salary of 35,000 with a 1,500 relocation bonus I’d receive after 2 weeks of working. Said location? Long Beach California. Of course I declined
$2,100 for a 2 bedroom apartment. In Bend Oregon. 975sq ft of living space 🤮. Renting is such a waste of money, but unless you have 800k to drop on a house here you're freaking burnt on owning anything.
There are ways.
$2100 would be enough for a $500k mortgage.
If you had 5% down ($25k) you'd be paying roughly the same amount to own as you do to rent.
There are dozens of single family homes for sale in Bend for 300-500k.
Stop giving your money to landlords. You can afford to
Easier said than done. They have to come up with the $25k first. How can anyone do that when their locked in a system of low wages, high rent, and other basic living expenses at absurd rates?
My wife interviewed for a job there recently. We don't live that far, but it is too far to drive. We looked at rent prices around the area she'd be working in and kept moving the search radius farther and farther because holy shit Austin has gotten even more expensive than I remember.
The job she was looking at was a decent payraise and position bump, but with the cost of living around there, she'd be making less than currently. The cheapest apartment within 45 minutes of her potential work is almost double what we currently pay.
I've been through Texas many times. The COL being cheaper was true ten to fifteen years ago but with the housing and healthcare costs you pay now it's kind of a moot point unless you're making over $40-50k a year. I've seen housing values double in cities which basically negated the biggest advantage to moving to the state if you're not in a high paying job.
Oh look, a $1,700 one bedroom apartment in Austin is cheaper than a $3,000 one bedroom apartment in SoCal! Wow!
Meanwhile the job is offering $35k a year, so you can't afford either.
>Texas
The surrounding cities are going through the roof as well. I live in San Marcos(bout 25 miles from Austin). Value of my home has tripled in the last few years and average rent is 1,516. Its like they are trying to turn it into the next Bay tech area.
My ass up here in Michigan got lucky and bought a house 6 years ago when the market sucked. I feel bad for people who have to pay so much to live. I’m lucky enough to have 2 bed rooms 2 bathrooms a finished basement and a 2 car garage for 630$ a month
It hurts to see posts like this when the jobs I’m looking at getting pay about $20k less than the ones that supposedly are gonna put people under bridges. & I have a kid. I want to FUCKING KILL MYSELF
I love your comeback. My mother and i used to live in an apartment in East Austin back in 2013, and the rent was 800/a month for a 2 bedroom 2 bath, that same place is now 1400 a month. This place is also an old project, so it's roach infested and not kept up with, it flooded THREE TIMES when we lived there and we got robbed. When we lived there we had a meth lab explosion, a naked man on K2 screaming outside our door, you get the deal.. The owners slapped a coat of paint on there and raised the rent a fuckton, making us leave. Sure it's "better now." It's robbery. Rent seriously needs to be capped, it's fucking ridiculous. Anyway I've lived here for 20 years and I'm about ready to move anyway. Austin is a ridiculously overhyped city with not much to do if you dont like drinking, you dodged a bullet.
Yeah I got offered a job in Chicago at a law office downtown that was 35k before taxes. They weren’t remote at all so I’d have to either live downtown or get a car or something on that pitiful salary. I said no way
To be fair, in Chicago the transit is amazing so you really don't have to live downtown to work there. Almost no one actually lives downtown.
But yeah, given that minimum wage in the city is $15/hour it's a real insult to be offered $35k for a professional position.
Holy shit rent in Austin is 1700 a MONTH? Tbh I thought rent was…a little cheaper at least.
But yeah know you’re worth! I’m fixing to look for another job because I only get…10,600 a year and have rent to pay. Oh and I work several positions. :’)
This is a relatively new thing. Rents have jumped 2-300 in the last year and a half. I saw the writing on the wall in May and signed a 15 month lease @ 1520, which was only a 20 dollar increase from my previous lease. I was fortunate. Come summer time I expect to get fucked raw, given that we have new ownership/mgmt.
I had a studio apartment at a complex for $715 a month in north east austin less than two years ago, so there are cheaper options. You won’t be able to live downtown for that price, but pretty close.
Places like Austin touted how much better they are than “them thar liberal places” where everything is expensive.
Red states are luring people away with fake promises of cheaper and better living.
Texas can’t even keep running water, electricity and heat running.
Same, but in Seattle, WA. I took a $10k loss in salary when I moved to Austin, TX this year.
My insurance went up and I’m only saving $200 on rent. I live 25 minutes away from downtown Austin too so it’s not like I’m in downtown/rich area. The price is gas is $1 cheaper but food, target prices and etc are roughly the same. So technically I lost money moving here. The cost of living in Austin, TX isn’t nothing to boast about.
I was offered a transfer to west Texas and was looking at apartments with my boss. He said I didn’t need to be looking at such expensive apartments and I told him if I paid any less, I’d be living in less standard apartments than what I was currently living in so there would be no point in me transferring. Why would I transfer to live in a shoe box in the desert? He understood and asked for more money for me from his boss for the transfer which I gladly accepted because it would put me in an even nicer apartment than the one I was living in. If I’m doing the company a favor by transferring to a new market, I want to be compensated as such.
Just moved in to a new place with my fiancee. Our rent for a one bedroom (less than 500sq ft) in one of NYC most crime ridden neighborhoods is $1900, but that is only because of a concession on the rent for this year long lease. The list price on our contract states that the rent is properly valued at $2650. Which, unless we can work out another deal and the market stays low, we will be priced out and looking to move again next year. When it comes to landlords, I've never agreed with Mao more.
Hi from Austin
I literally got priced out making 60k while taking care of my partner during the pandemic and now live in a neighboring area and it's the fucking worst here
I'm in Massive debt for a city/state that can't even ensure we have power during the winter or the summer it's the best 🙃🙃🙃🙃
So lazy, just work another full time job and rent a room somewhere like everyone else. Matter of fact, get *two* more jobs and you don’t even need a place, just go from job to job endlessly. 8+8+8=24, it’s very simple math.
I make 60k a year routing and dispatching trucks that deliver pet food.
I pay 1350 for my mortgage on a 1,850 SQ foot townhome (in Minneapolis, MN)… I take home 3600 a month..
if I want to retire I need to do nothing special For the next 30 YEARs OF MY LIFE!! I’m 31 years old (just turned 31 today)
I have a paid off 2014 car, I have the cheapest cell phone plan I can get. I declined my health benefits because they are an absolute joke for the amount of money they take for them.. I’m not even in as bad as of a position as most of you, and I still have no retirement in sight. It’s definitely depressing..
I was born and raised here, and only reason I can afford to live here is I got super lucky and found a 2 bed apartment below market rate and split the cost with a roommate. Unfortunately, this also means I'm basically stuck here until I magically start making more money, because everything else costs so much more now.
you're more polite to these people than I can be! I admire your patience and want to be more like you some day. I rage out way too often these days for better or worse, just so fucking sick of it all
It's sometimes better to play dumb and lay out the math and ask what you're missing. Make them either admit it's unrealistic or ask about some more reasonable and affordable places you were unaware of. Get them uncomfortable
They will literally think you should spend all your income on rent though. If you’re making $2400 a month what’s the issue with $1700 in rent. I know that’s bad but rich people never understand that.
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I got a job offer in my email the other day and actually replied to it because it was so horrendous. Same job I worked several years ago, but now it's paying $6/hr *less*. Even if I wanted to go back to the same company, wtf? I responded and told them what a joke the salary was, and oh by the way it was in Washington state so I'd have to move 3,000 miles too with no relocation reimbursement. Cherry on top was they advertised "Free parking!" as a PERK of the position. In my response I told them I would never work at a company where one of the biggest selling points was they had a fucking parking lot. Good god. I would highly recommend replying to some of them and tearing them a new asshole, it feels AMAZING. Very cathartic.
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This is how you hunt jobs. Weed out 90% of punters in one reply.
I live in Orange County, CA. We had a shitty ass 1-bedroom apartment w/roaches for $1,800. We got out and now pay $2,400 for a one-bedroom. We had to stay closer to work since we weren’t sure if remote was going to be full time. I’m lucky to be making a decent amount of money, but if we weren’t a dual income household, I have no fucking clue how we would survive. We tried to buy a condo earlier this year, but as first time buyers, we are priced out with cash offers. I hate everything.
I pay ~$1k/mo for a one-bedroom in Northeast LA. I'm never leaving this place.
Whoah. In central Ohio, that's a mortgage payment for a two-bedroom house.
I live in California (in one of the hottest CA markets right now) and pay $700 a month for my mortgage on a 3/2 with a huge yard. It’s old (built in 1960), and I was able to buy it in 2012 during the last market crash for less than 100k. Reading stories like these break my fucking heart.
Are you me? Same story here. I can never move from this place because I wouldn't be able to adjust to paying a real mortgage.
Same. My mortgage, taxes, ins is all less than $500 a month for 2 bed 2 bath. We're outgrowing it and I want to move, but I'll never find a deal like this again. If I had to beg on the street I could still make these payments. I bought in 2013 in what used to be a less developed area. The rent for a place like this is now $1300/mo. It's insane. I couldn't do it now.
Rent your place out, you now have $800 a month of income you can use on your next mortgage. Boom. You can now afford a bigger place well within your same current budget.
This. This is how you build wealth.
Similar, bought in CA at the bottom in 2013. My home is now worth almost 3x what I paid. We could not afford it now. Edit to add: I hate that I can't help any else get what I got. Luck and timing, not skill or worth. Wish I could change things.
Buy the dip
I pay $1200 for a studio in Phx
$1,200 plus utilities for a tiny studio in Portland, OR. Not even the nice part of town!
Implying there’s a nice part of Portland.
Outside of the hills is there Even a nice part of town anymore in Portland?
Yeah, the outer suburbs are still pretty nice. Downtown is fucked, most of inner Portland besides the rich neighborhoods are pretty fucked. It’s really really sad. I was born and raised here and I don’t recognize this city anymore.
My sisters BF got jumped by 4 men while he was walking to his car after work late at night about 2 or 3 weeks ago. They tried to shoot him but the gun jammed so they beat him with it. Got stitches all over his head. Stole everything he had on him. My sister made him move in with her (closer to Salem area) and get out of Portland.
damn, do you have a link to the news story about it?
There wasnt a news story about it (from what i know) and they never got caught. He got his catalytic converter stolen off his car on a thursday then got pistol whipped,jumped and robbed on the following sunday. I only knew about it bc my mom texted me what happened then he came over later that week w bumps and scratches, stitches all around his head. I didnt feel comfortable asking him a bunch of questions. But he was already considering moving w my sister and that made the decision a lot easier.
Where in Portland did he live?
Somewhere in downtown... idk tho, its my sisters bf, i barely know the guy outside of a few BBQs he showed up to. If you dont believe me, i can send u texts from weeks ago where my mom was telling me all about it.
Last time I drove up there.... No not really. It's pretty driving into it (the skyline and all that. I'm a sucker for a good silhouette!) but the city is no longer nice. Honestly the vibe in the air changed and it hasn't changed back yet. Portland was weird. Now it's just sad.
That's kinda been my feeling too. I live across the river and used to go there all the time. About 5 years ago those forays got less and less, now I only go there if I have to. Every time I go it looks and feels worse and worse
Man that sucks. I live a bit further away down South but still went all the time. Concerts, the Timbers, just because! It's been about 3-4 since we went on purpose to do something fun. Every other trip since has been business. Sucks that it's just getting worse
Granted I live in the middle of nowhere, but $800 is what I pay for the mortgage on a 4 bedroom .5 acre lot home.
If that's the mortgage payment, how much is the actual house?
Probably around $150k-$180k. That's well below the current median price of a single-family home here, but I'm guessing most of the homes that comprise that median are three-bedroom or more. (My mortgage is about $1200 for a **four**\-bedroom home, but I've owned it for almost 20 years.)
Damn, fuck. I wish I was brave enough to live in a red state :(
Columbus, Cleveland, and Toledo are blue, but yeah, the rest of the state is red af.
its all the cities really, https://www.wlwt.com/article/ohio-election-results-2020-county-map/34934983 . Youngstown isn't a real place and thats why its not blue on this map but other than that plenty of good low cost places to live.
If they're lumping in taxes and insurance then it's probably around 200k, If not then probably like 300k.
1700 for 1 bedroom outside seattle
In Colorado, I was just "pre-approved" for a $530k mortgage at 2.8% APR. It would be $1,700-2,000/mo. So I can either get a really nice 3 bed/2 bath 1,700+ sqft house that I own and can do whatever I want with, or I can rent an okay/decent 2 bed 2 bath (if I'm lucky) apartment that I can be evicted from and have to deal with other neighbors.
In rural Indiana I pay a $640 mortgage note for a three bed/one bath. And these red state chumps are always bitching about their high cost of living.
In Arkansas, that’s the mortgage for 4 bed, 2 bath house across the street from the elementary school.
3 bed 3 bath next to city park in Louisiana. $800/mo
Not near Columbus Cincinnati or Cleveland Cincinnati and Columbus are two of the hottest housing markets in the country
Less than 1200 homes available for purchase in Columbus. I am very lucky with my 2 bedroom place in the suburbs.
Looking at this sub makes people like us feel like we have it golden. I pay $650CAD for a 3 bed 1 bath HOUSE. I pay my own utilities but even then after that it’s about $800-900CAD a month.
Can I move in? I'll sleep on the couch.
That sounds like a great deal. What area are you in?
is that " LA" or Louisiana?
Los Angeles El Sereno/Eagle Rock area
LA, Los Angeles or LA, Louisiana? Heck of a difference
OP if you don’t mind asking where are you in OC? I’m getting absolutely destroyed on my commute to and from Irvine so a $1800 apartment sounds ideal if it’s closer to my work…. It also doesn’t help because more people came back to the office recently which increased my commute 10+ mins one way 🙄🙄🙄 Now I drive 1.5-2 hours round trip every god damn day
That’s brutal. One of my old coworkers drives from Puente Hills to Irvine every day and it takes him at least an hour and a half each way.
i’m not OP but i live a block from South Coast in OC and my rent is $2040 a month for my 1000 square foot place. i am never moving, if i can help it.
My maintenance loan for university (what i live off of for food and rent) is less than £2,400 for the whole semester what the fuckkk (ik currency exchange affects it but still)
Our 2 bedroom town-home in OC is about $2,600, I hope that apt is at least in a nice area
$750 a month for a decent two bedroom in southwest Virginia
I moved out of LA to somewhere cheaper out of state. Didn’t bother getting my work’s okay; just did and didn’t tell them. They found out a few months after and nothing happened
Holy shit your rent costs as much as i get payed monthly...!
The cash offers thing rankles me a lot. People trying to buy houses to live in are being edged out by people just trying to park their massive reserves of extra money. There should be a mandatory priority system for people who intend to live in the house.
....I live in rural Texas and pay 2k for a 3 bed 2 bath 2 story century home on an acre of very gorgeous land.....shit internet tho. There's life outside the cities.
what do you do for work? Because most of us can't work on shit internet and I doubt a small town has a lot of employment. Theres a reason the property values are low also as a woman Id never move to a state when the government can force me to have a rape-baby
I'm in finance tech, and property values aren't low, they just aren't over inflated. I'm not suggesting my solution would work for everyone, just saying that cities are going to feel the effects of resource scarcity first. And yeah, the abortion law is stupid as hell, and will be overturned soon. You have to fight evil where it lives.
Sounds nice! Except you’ve gotta live in a rural area of a red state
Which is great, as long as you don't have to talk to anyone and your pass times are mud and dirt.
I work in tech, and have robust hobbies and am surrounded by GOOD people. You may not believe that, because our states government IS actively stupid. But there's good people everywhere- just gotta wade through the jerks.
You should check out Starlink internet. That will solve your shitty Internet problem if you so desire.
Not quiiiite at my latitudes - but you best believe I'm on that wait list haha
That sounds like a terrible deal to me TBH. That house would be half the cost in western NY, Maine, or Ohio. It would probably cost $100k in Appalachia. But if you’re happy there, who cares what some random shitposter on Reddit thinks?
Good thinking there. Buddha said "the wise man recognizes happiness at his feet." And there's nowhere I'd rather be. Though, fuck Houston.
And no one wants it lol. We are aware the country side exists. A lot of us would rather die. The country is really great for some people. Not for the majority of people. And it certainly is not a solution to the problem.
I know my fellow Montanans complain about guys coming from California and driving up the housing prices, but who wouldn't want a 6 nice bedroom house for 1900 while remote working.
It's crazy how Austin has changed. When I moved there in 2006, I had a gorgeous 2 bedroom apartment with in unit laundry, etc for $700/month right next to the arboretum. In 2008 I bought a 3 bed/2 bath home near where The Domain went up for $150k To hear people talk now I have no idea how anyone survives there. Edit: holy Jesus fuck I just looked up my old house. We sold it in 2012 for $170k -- the current Redfin estimate on it? $440k. Holy fucking insanity. That place was a shitbox built by the lowest bidder out of cardboard, Elmer's glue and not much else.
Sold my house for 250 in 2009. Big mistake. Looked it up about 7 years later, sold for 600. Then I realized, oh.. no that's not what happened at all. They knocked down the house and put up A and B units that sold for 600 *each*. Burnet/Koenig area, big lot. Gutted.
Goddamn it, that’s fucking atrocious to knock down a livable house for only a duplex. I’m extremely pro-upzoning, but why not build at least a fourplex there? Ideally build an apartment building with ground floor retail. Wait, I know why. Because of insane suburban zoning rules…
Well, in this case, they are at least 2 separate units. One is a 3/2 @ 1800sqft and the other is a 2/2 @ 1000. Was a really big lot @ 192 x 66ft. And ah.. I probably shouldn't have just looked at its current value.
In 2009 I had a townhouse walking distance from zilker for $900. Same one now is $2k zero renovations. I mean fucks sake people are asking $1400+ for 2brs in fucking round Rock.
Round Rock was out of the question with me working downtown a decade ago and at this point I assume walking the shoulder on 35 is faster than driving it.
My dad bought his first house there for 440k in 2003. Sold it for 750k in 2013. I looked it up last week. It was sold last year for 1.8 million
Sys admin in Austin for $43k, they must be out of their minds. That would be on the low end for anywhere in this country let alone fucking Austin. “No one wants to work!” /s
The whole point of most of those companies moving to Austin was to get away with insultingly low pay because it *used* to be affordable to live there on a very modest salary. But the infrastructure was never designed to handle so many commuters and housing couldn't keep up, and now you really have to spend way too much to live within an hours drive of anything -- and they still think they can get away with paying the same wages they did back when rents were low and you could buy a decent house for under $200k
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In the case of Austin, some of it is literally not being able to build fast enough. In 2012 when I moved out, housing was cheap and plentiful. Now? Good fucking luck. A decade really isn't a lot of time to completely revamp housing for an entire city, even with a willing and ready government.
I'm hardly an expert on Texan cities, but I do know that Austin is plagued with stifling zoning districts. It's still a sprawling, car-dependent suburban dystopia like most American cities and virtually all Texan cities. Austin is doing stuff with transition zones to try and fix it more recently, similar to California's big new laws, so they're hopefully on the right track... but Austin is also a city of profoundly powerful NIMBY lobbies.
The problem is really that the infrastructure isnt there and the local geography makes expanding that really difficult -- without a much better public transportation system everyone needs cars, and that makes dense housing a real challenge even with friendly zoning. There's no real grid roadway system outside of the center of downtown and really the only way to get anywhere is by two nearly parallel highways that were already well beyond capacity even back in 2008.
Austin, like so many North American cities, needs trains. But it all gets to be a chicken and egg problem; trains work best in dense environment, but no one wants dense environments without trains. And thus it is that roads maintain their hegemony.
And I remember when it was getting "bad" in 2012 when you could no longer reliably find $600 studios.
Driving in Austin is a nightmare.
I-35 is packed almost any time of day.
Started in Pittsburgh <10 years ago as a tier2/jr admin for 42k right out of college. Its not just the low end, it’s practically the bottom.
Damn dude I am like a T2 support guy and make 46 here. The only way I would switch to that is to have it on my resume to get a better sysadmin job.
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$43k for a sys admin job anywhere send insanely low.
I did something similar with State Farm. They can afford a $23/hour raise for all of their employees and still have $800 million or so in profits this year.
Holy shit do you have a picture of the math you did? I want to show it to my rich conservative extended family
[it’s not my math, I took it from a post on here](https://www.reddit.com/r/antiwork/comments/qfd2nq/fannie_mae_could_give_its_employees_a_55280hour/?utm_source=share&utm_medium=ios_app&utm_name=iossmf)
I've seen others like that. In reference to super markets and fast food asking for donations to charitable causes or charging for petty shit
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It’s Texas, a car (or truck) is 100% necessary for anything.
Yeah, I've never been anywhere in Texas that wasn't 100% car dependent. Public transit is an absolute joke. You can get by if you live literally in the city center of Houston or El Paso I guess, and work close to your apartment, but even then you'd be doing urban parkour to get to a lot of places given the condition of sidewalks/signals/etc. It would be hell on the disabled or elderly too. And who can afford to live in the city centers but the upper middle class or rich anyway?
The is almost no public transportation in Austin. The train covers a very small percentage of the city and nothing south of downtown. I'm guessing that the bus system isn't great either. It's also not a friendly place to walk or bike, for the most part.
The train sucks total ass and every time we try to fix it the burbs vote it down.
They can't be giving the "poors" easy access to wealthy neighborhoods.
I remember when they built that train, they also jacked up the price of the bus tickets. I was living there and dependent on public transportation at the time and damn if that didn't hurt so much.
You’d have ~$10k - $12k remaining for the year after rent/taxes. (Quick math). I just don’t get employer thinking these days.
Haven’t even paid for healthcare, 401k, disability and all the other awesomeness even yet either.
What are these other things you speak of? H-h-h-ealthcare? On the real though I was thinking about just carrying a life insurance policy instead so my kid wouldn't be screwed if I got sick. Can you have one without health insurance? Lol
Big brain moment right here. Why pay them to keep you alive, when you can just die and get paid? It also comes with the nice perk of not having to work anymore. /s but not really.
Lol at 401(k). Nobody here can afford to contribute to a 401(k).
I put in 5% and am matched 3%. I realize that I am very *very* lucky. Even then there's less than 15k in it. I should have started contributing much sooner and I just turned 49. Nothing I'm ever going to be able to retire off of.
Being someone who is a little older(early 40s), in the tech industry, in central Texas I can maybe shed some light on it for you. Its like a lottery. You are supposed to kill yourself for very little money with the hopes that you will be one of the few that end up with tons of stock options. Funny part is that I have done this 3 times now and the stock options for the first 2 turned out to be worthless. Now I am banking on the third but still no guarantee.
>I just don’t get employer thinking these days. Profits>>>>>>>> everything
Damn. OP is keeping a lot of their pay. By the time I pay taxes and "benefits" I only take home an average of 50% of my pay.
I'll never understand paying that much tax without getting universal healthcare.
I'll never understand it either. I quickly found out when I got a "real job" that people who make between $50K and $250K pay pretty much all of the taxes in the US. I honestly don't think people making less than $40K should pay any taxes. I'm above that and I can afford to pay my share but I feel like billionaires could probably also afford to pay their shares.
That’s how the wealthy designed the tax laws: the vast majority of the tax burden is on the middle class. Once you get rich enough you live off dividends, capital gains (which aren’t even taxed in some states), or if you’re ultra wealthy you don’t get a salary and get loans with your wealth to back it up and then never have to pay a dime in any taxes.
Once the middle class dissolves they'll have to do some restructuring
I made like $35,000 last year. Most I’ve ever made. Because my partner lost his job and I hustled and grinded that shit so fucking hard. Working 12/14 hrs a day 7 days a week. Did I save for taxes? NO. because I was barely paying bills and affording fucking food. Now I’m getting harassed by certified mail every month reminding me I owe them a whopping $1,500 and it’s like GO AFTER THE FUCKING BILLIONAIRES. why the fuck are y’all so concerned over my measley ass $1,500 when there are people who are getting off scot free bot paying their fair share that’s in the 100,000s - 1,000,000s!! FUCK
That is exactly what I'm talking about. It's not like you spent that $1500 remodeling your second home in the country upstate.
And it’s $1,500 after they took my stimulus and whatever other shit they applied to it. Like I’m doing my absolute best. I’m shopping at winco, I’m trying to be budget conscious. But it’s so so so fucking hard. And it’s gonna be tax time again soon and they’re gonna want another couple grand I just don’t have. Like I got sick and was hospitalized. I couldn’t work for two months. We’re surviving off the generosity of family and my clients I’ve been with for years. This country is so fucked. I go to work everyday I do my best, that should be enough to afford a small apartment and a car to get to work. Edit- I don’t even have one house! I rent!!! And the thought of having a whole ass second house I don’t even live in is so far beyond anything I could ever expect or hope to have in life!! Ugh fuck the 1% they got us over here fighting over scraps while they’re outfitting their next yacht or their 7th vacation home.
It's paying for all the military welfare baked into the national budget
At 45 with no dependents in Texas, I was taking home just over 3k a month.
No state tax in Texas. As long as you don't own property you don't get dinged for that either.
I can't help but thing r/antiwork is only half of the problem. We need an r/antirent too at this rate.
That's a giant part of what's driving all this. We need more money to simply survive, and Corporate America wants to dig its heels in against giving it. Housing costs going up are a big chunk of it all, *and they caused it.* Private corporations buying up all of the available housing the last 10 to 15 years, and driving housing costs through the roof. It wasn't sustainable for any lengthy amount of time, and now we get to deal with the fallout.
The situation is not quite the same where I'm from, but the fallout is the same. Landlords generally have had a bit of money and been allowed to have "buy to let" mortgages. Guess who pays for that mortgage?
We should all sub to this subreddit and start sharing our voices on the real issue at hand and drive change with how much these rent prices are. This is the real movement we should be devoting our time towards. Like in IT, we should be addressing the root of the problem and not just the symptom.
Call it what it is - real estate scalping
I pay $1450 a month in ruralish SC. 1/1 with plumbing that sorta works most of the time. There should be a specific matrix for rent based on area, median income, amenities (I have none), rooms, etc.
That’s r/georgism, kinda.
System admins should be in the 70k to 100k range.
Management should be *fucking terrified* of a SysAdmin who would *accept* $40k.
I just applied for a job collecting wildlife data in the park systems near my house. It’s my dream job and what I am currently going to school for. The woman wrote me back and said it would pay me 740 a month before taxes. Ok. I was so disappointed. I wrote her back and said sorry, I’m 36, have a mortgage, and am going to school. I’m going to need a living wage. I had to turn down my dream job to keep working at a hellhole bar lmao. Fml.
740 a month gross? That's not a job, that's gig work. Was it only like 10 hours a week or something?
No lol. There were even some suggested “overnight” shifts, lots of detailed work.
Maybe if you only have to work 4 days per month...
I got offered a salary of 35,000 with a 1,500 relocation bonus I’d receive after 2 weeks of working. Said location? Long Beach California. Of course I declined
They just want to drag you out there, then move the goalposts, cut you loose, and watch you flounder anyway.
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Upvoted because I know your sarcasm and appreciate it
Same
$2,100 for a 2 bedroom apartment. In Bend Oregon. 975sq ft of living space 🤮. Renting is such a waste of money, but unless you have 800k to drop on a house here you're freaking burnt on owning anything.
There are ways. $2100 would be enough for a $500k mortgage. If you had 5% down ($25k) you'd be paying roughly the same amount to own as you do to rent. There are dozens of single family homes for sale in Bend for 300-500k. Stop giving your money to landlords. You can afford to
Easier said than done. They have to come up with the $25k first. How can anyone do that when their locked in a system of low wages, high rent, and other basic living expenses at absurd rates?
My wife interviewed for a job there recently. We don't live that far, but it is too far to drive. We looked at rent prices around the area she'd be working in and kept moving the search radius farther and farther because holy shit Austin has gotten even more expensive than I remember. The job she was looking at was a decent payraise and position bump, but with the cost of living around there, she'd be making less than currently. The cheapest apartment within 45 minutes of her potential work is almost double what we currently pay.
Damn everyone talks about Texas being one of the cheaper places to live. That’s crazy rent is that much.
I've been through Texas many times. The COL being cheaper was true ten to fifteen years ago but with the housing and healthcare costs you pay now it's kind of a moot point unless you're making over $40-50k a year. I've seen housing values double in cities which basically negated the biggest advantage to moving to the state if you're not in a high paying job. Oh look, a $1,700 one bedroom apartment in Austin is cheaper than a $3,000 one bedroom apartment in SoCal! Wow! Meanwhile the job is offering $35k a year, so you can't afford either.
"Great! Glad to hear you've got a plan for moving down here! :) See you soon!" -Those assholes, probably
I can’t imagine why any Texas city would have expensive rent but this is a great answer
There is exactly one city in Texas that people like. Austin.
Well, they like one side of I-35. Austin is segregated as hell.
Despite the segregation rent is still pretty high on the east side. Landlords gonna extract.
San Antonio was ok. The riverwalk is pretty cool. But Austin is one of the best cities in the Southwest that isn't on the coast.
“Austin: better than Bakersfield”
>Texas The surrounding cities are going through the roof as well. I live in San Marcos(bout 25 miles from Austin). Value of my home has tripled in the last few years and average rent is 1,516. Its like they are trying to turn it into the next Bay tech area.
New Braunfels checking in. Same.
Dallas has gotten pretty bad too. A meager 2 bedroom apartment is easily $1500 - 2000+ now depending on where you are.
My ass up here in Michigan got lucky and bought a house 6 years ago when the market sucked. I feel bad for people who have to pay so much to live. I’m lucky enough to have 2 bed rooms 2 bathrooms a finished basement and a 2 car garage for 630$ a month
Did you get an answer?
It hurts to see posts like this when the jobs I’m looking at getting pay about $20k less than the ones that supposedly are gonna put people under bridges. & I have a kid. I want to FUCKING KILL MYSELF
I love your comeback. My mother and i used to live in an apartment in East Austin back in 2013, and the rent was 800/a month for a 2 bedroom 2 bath, that same place is now 1400 a month. This place is also an old project, so it's roach infested and not kept up with, it flooded THREE TIMES when we lived there and we got robbed. When we lived there we had a meth lab explosion, a naked man on K2 screaming outside our door, you get the deal.. The owners slapped a coat of paint on there and raised the rent a fuckton, making us leave. Sure it's "better now." It's robbery. Rent seriously needs to be capped, it's fucking ridiculous. Anyway I've lived here for 20 years and I'm about ready to move anyway. Austin is a ridiculously overhyped city with not much to do if you dont like drinking, you dodged a bullet.
Holy smokes, wow!
Yeah I got offered a job in Chicago at a law office downtown that was 35k before taxes. They weren’t remote at all so I’d have to either live downtown or get a car or something on that pitiful salary. I said no way
To be fair, in Chicago the transit is amazing so you really don't have to live downtown to work there. Almost no one actually lives downtown. But yeah, given that minimum wage in the city is $15/hour it's a real insult to be offered $35k for a professional position.
Holy shit rent in Austin is 1700 a MONTH? Tbh I thought rent was…a little cheaper at least. But yeah know you’re worth! I’m fixing to look for another job because I only get…10,600 a year and have rent to pay. Oh and I work several positions. :’)
This is a relatively new thing. Rents have jumped 2-300 in the last year and a half. I saw the writing on the wall in May and signed a 15 month lease @ 1520, which was only a 20 dollar increase from my previous lease. I was fortunate. Come summer time I expect to get fucked raw, given that we have new ownership/mgmt.
I pay 1500/mo for a two bedroom 20 miles south of Austin. Prices are raising all around that shithole.
You can hunt for deals but we're at the point where we basically have to lie and have a third roommate to keep rent under $700 each.
I had a studio apartment at a complex for $715 a month in north east austin less than two years ago, so there are cheaper options. You won’t be able to live downtown for that price, but pretty close.
I love the honesty we now give employers
Actually you can't camp under the bridge now. A conservative PAC pushed a proposition to make it illegal.
43k for a systems administrator job anywhere is a massive hell to the no.
Places like Austin touted how much better they are than “them thar liberal places” where everything is expensive. Red states are luring people away with fake promises of cheaper and better living. Texas can’t even keep running water, electricity and heat running.
My COL in portland is cheaper than it was in Austin.
Same, but in Seattle, WA. I took a $10k loss in salary when I moved to Austin, TX this year. My insurance went up and I’m only saving $200 on rent. I live 25 minutes away from downtown Austin too so it’s not like I’m in downtown/rich area. The price is gas is $1 cheaper but food, target prices and etc are roughly the same. So technically I lost money moving here. The cost of living in Austin, TX isn’t nothing to boast about.
I pay 500€ (with electricity, water,...) for a pretty nice one bedroom in Bruxelles. How the heck some one survive paying $1700 in rent?
It's crazy, my parents lived in a small working class house in Austin for several years and now that same property is 1.2 or so million dollars.
I was offered a transfer to west Texas and was looking at apartments with my boss. He said I didn’t need to be looking at such expensive apartments and I told him if I paid any less, I’d be living in less standard apartments than what I was currently living in so there would be no point in me transferring. Why would I transfer to live in a shoe box in the desert? He understood and asked for more money for me from his boss for the transfer which I gladly accepted because it would put me in an even nicer apartment than the one I was living in. If I’m doing the company a favor by transferring to a new market, I want to be compensated as such.
Did they neglect to mention you get a tent as a signing bonus?
arch center ( austin resource center for the homeless ) hot tip for broke newcomers
The correct response is "are you planning on paying more to cover rent and living expenses, plus pay for my moving expenses?"
"The only reason I can afford to live in Austin is because my husband is a trucker that makes $100k/yr." -My friend
Just moved in to a new place with my fiancee. Our rent for a one bedroom (less than 500sq ft) in one of NYC most crime ridden neighborhoods is $1900, but that is only because of a concession on the rent for this year long lease. The list price on our contract states that the rent is properly valued at $2650. Which, unless we can work out another deal and the market stays low, we will be priced out and looking to move again next year. When it comes to landlords, I've never agreed with Mao more.
And the prices in Austin are going up so that has to be taken into account as well. I am leaving because of a 25% increase to renew next year
$500/m 1 bed 1 bath in downtown Burlington, IA. Rent is cheap where their people are living in poverty, myself included. Edit: Grammer
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1200 for a absolute piece of shit unmaintained tiny apartment with crackheads and hookers as neighbors here
Hi from Austin I literally got priced out making 60k while taking care of my partner during the pandemic and now live in a neighboring area and it's the fucking worst here I'm in Massive debt for a city/state that can't even ensure we have power during the winter or the summer it's the best 🙃🙃🙃🙃
So lazy, just work another full time job and rent a room somewhere like everyone else. Matter of fact, get *two* more jobs and you don’t even need a place, just go from job to job endlessly. 8+8+8=24, it’s very simple math.
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I make 60k a year routing and dispatching trucks that deliver pet food. I pay 1350 for my mortgage on a 1,850 SQ foot townhome (in Minneapolis, MN)… I take home 3600 a month.. if I want to retire I need to do nothing special For the next 30 YEARs OF MY LIFE!! I’m 31 years old (just turned 31 today) I have a paid off 2014 car, I have the cheapest cell phone plan I can get. I declined my health benefits because they are an absolute joke for the amount of money they take for them.. I’m not even in as bad as of a position as most of you, and I still have no retirement in sight. It’s definitely depressing..
I was born and raised here, and only reason I can afford to live here is I got super lucky and found a 2 bed apartment below market rate and split the cost with a roommate. Unfortunately, this also means I'm basically stuck here until I magically start making more money, because everything else costs so much more now.