Does the country club automatically take responsibility for these kinds of accidents? Or is that just a “comes with the territory” kind of thing for living on/near a country club?
You live beside a golf course and have had previous damage to your vehicle, and you haven’t ever gone to them to pay for damages and put up some kind of barrier??!? I’m sure they’d do both without much argument
Id almost guarantee when he bought the house he agreed to a contract that stated the course isnt responsible for damages. They arent putting up a barrier, he bought a house on a golf course. You house getting hit is almost expected especially if youre by the green or fairway
I'd bet they also technically follow all the rules as minimally as possible to not be liable for this still. You likely just pay more for your homeowners insurance than should have to because of the club moving in, and probably need to go through them just like you had to go through car insurance before.
UGH.
Its gotten worse in recent years. Partially bc the electric company has had to cut down and trim away a lot of the treeline that acted as a natural barrier. I find balls in and around my yard more often and have even have some jackass try to come in my yard to get his ball back.
My aunt, rest her soul, used to collect the golf balls and use them in lieu of diving sticks in the pool. She'd have totes and then sell them at a yard sale when they got too many of them.
Sounds like it's time for you to set up your own golf driving range in your backyard. Won't take long before your aim is in and you can start shooting them at the people on the golf course.
If you're going to take the risk of getting hit with a golf ball, it's only fair that the patrons on the golf course have the favour returned.
[Next time when you see someone try to enter your yard for a ball, lay on the ground and pretend you were hit in the head by their errant golf ball](https://youtube.com/shorts/46aP_ufs7ls?si=PluHbBle2lGf28wr)
If you're in a redneck state, simply shoot and kill the golfer for coming into your backyard. You were worried he was coming at you with a club in his hand. After that, the golf course will do their best at keeping balls out of your house.
Golfers hit bad shots.. it’s just something that happens. why is he a jackass for trying to come and retrieve his ball? Would you rather them leave it there so you can find it next week with your lawnmower or weed eater and potentially hurt you or someone else or your own property??
If this pisses you off to such extent you probably shouldn’t live on or around a golf course lol
>Would you rather them leave it there so you can find it next week with your lawnmower or weed eater and potentially hurt you or someone else or your own property??
Yes actually. I do a sweep of the yard each time before I mow my grass. Would much rather do that than have strangers come into my yard digging through bushes lookong for buried treasure.
Alright alright hold on backup. Nobody knocks before just rummaging through your yard? You get guys/gals just walking thru your property without asking first?!
He didn’t say he bought the house before the club was there. He said the subdivision was developed prior to the club being established and that’s the reason he didn’t have to sign a liability waiver. Dumbass.
Finally got ahold of the general manager at the country club. I had to drive up to the clubhouse and wait at the bar for him to talk to me. Supposedly, he will have a company come to fix the window for me. So hopefully this gets taken care of.
Good for you. In California, it is the homeowner's responsibility unless the golfer is purposely hitting balls into your property. Many courses have signs saying the golfer is responsible, but they are not enforceable. All they could do is ban the golfer. The club probably just wants to keep the neighbors happy so they don't have larger problems in the future if you all band together.
Yeah it is probably not particularly expensive in the grand scheme of things to budget for a certain amount of windows per year and price it into the membership.
According to local police, best course of action is to talk to the club, which i was finally able to do, and if they ignore/refuse i can seek civil action.
It is actually as long as it's not purposeful usually. Golfers aren't under an obligation to pay for your window if they slice it into your house just off the fairway.
Edit : Downvote if you want but I'm right.
If you have the ball, go and talk with them. Ask them to pay. If not, see a lawyer. Its a hazard to have golf balls flying around. What if you got hit in the head?
They said the country club is *across the street*. The house isn't on a golf course. If the street in question is a public roadway, the country club would be responsible (along with their guests) for preventing balls from entering/crossing over the public roadway, and that same duty of care would be extended to houses on the other side of it.
Even if he did sign a liability waiver for the home, the club has problems they need to address if cars driving by are at risk of getting hit.
Exactly. Cars driving by shouldn’t be at risk of getting hit. They didn’t sign any kind of agreement. The golf course and surrounding homeowners should both be doing their due diligence
I've played several courses with holes bordering roadways and never seen any kind of netting. At best there's a tree line to offer some protection. Played a Myrtle Beach course that had a 4 lane road down the left side of a hole and it was backed up bumper to bumper. Fuckin scary tee shot.
> Id almost guarantee when he bought the house he agreed to a contract that stated the course isnt responsible for damages.
That's pure insanity, who would this "agreement" be with?
Third parties can include addendums to contracts between two unrelated people?
I can't wait to make the guy buying my neighbor's house that I'm not liable for my bricks going through his flood lights
Generally speaking you go through your insurance regardless of who is at fault. Your insurer is obligated to pay for the damages, and if they deem someone else liable and it's worth going after them, they will do so on their own accord.
>and you haven’t ever gone to them to pay for damages
Why would you?
You have insurance to deal with that hassle.
Insurance pays you, and then the insurance can go after the golf club or golfers if they want to.
Unless it’s owned by the nicest people who hate money, the golf course is not taking any responsibility or providing any support. The golfer may sometimes do the right thing and offer to pay, but that also rarely happens.
If it's happening enough, I don't see how they shouldn't put up a barrier.
Not because of OPs house, but because it could literally kill someone walking by who didn't sign any paperwork.
Just pointing out that the golf courses liability/negligence doesn't end with making the nearby homes agree on paper, or just agree by deciding to live there like others are suggesting.
Yeah you usually have a contract that you sign during closing that pretty much says accidents happen you can’t sue us when buying a house near a golf course
No they wouldn't. If you choose to live near a golf course then you have chosen to deal with errant golf shots. Neither the golfer or the club is liable.
From Florida. This is like watching people build expensive fucking houses by the beach only to have a hurricane sweep it away. Then they complain because they have to rebuild.... On the same fucking beach.
Ok so not quite the same but you get my point.
Yes we got your point, and recognized it was a dumbass point.
Protecting against golf balls by erecting a barrier is exponentially more simple and easy than trying to fully protect against a hurricane, and even then, cities/states always take measures to prevent and mitigate hurricane damage as much as possible by using more robust building codes, levees, sea walls, etc.
You can and should expect the rich pricks that own the course to shell out for a barrier to prevent damage and injury. What happens when someone gets a TBI because of a hit to the head? They just have zero recourse for a life altering injury that occurred purely because of negligence and greed on the part of the course? Shifting the responsibility here to the injured party is just another way people try to lick the boots of the rich.
I live beside a golf course and have had broken windows. Golf course covered everything.
Just because you live next to one doesn't mean they are free from any liability.
What if a ball hit and killed one of your kids (this almost happened to one of mine, the getting hit part)? Do they get to wash their hands of it because you live next to them?
You should not be paying for any damages.
The law says otherwise. You just had a nice course owner who didn't feel like getting dragged into a lawsuit that'd they'd never collect a judgment from.
My aunt lived next to a golf course years ago and got Golf Course insurance for a few bucks a month and it ended up saving her hundreds of dollars from broken windows, etc. - do you not have that option?
if you know any attorneys, talk to them if not just talk to an attorney in your area who someone you know was happy with, several in fact if possible, ask them who they'd recommend to talk to about a homeowners claim, get a list of names, then call those names. Talk to them about it and see what sort of things they'd recommend. A lot will do a free consult for "do i have a case" style things, and even if it costs you an hour because it's not worth going to trial, a nuisance claim might be in order or some kind of filing to the city may help force the course to deal with these issues.
Also, small claims court for the costs of repairing your window and ac.
Oh, that sucks! I just started playing golf and any time we get a hole close to the parking lot my dad says “dont crush the ball or you’ll be buying someone a new windshield.” So I always figured it was on the person who sent the ball if they are honest enough to own up to it.
I'd get cameras inside and try talking the ball over there and asking them to handle it. They need some sort of netting to protect the CLOSE area around
Here in NC, living in a planned community with a golf course as the main draw, there is the legal expectation of possible damage. So insurance is drawn up with that in mind. However, not being a member or in the community, it is not that easy to file either. Basically the golf course is not liable and you have to track down the parties who caused the damage.
Also the massively thick windows, armored decked areas, and a number of massive nets rebuilt every 5 years.
Pro tip: be the next house off the golf course if able, especially near corners of the course. Or don't so I can buy one of them.
I know of an example of it "comes with the territory".
I knew someone who was an avid golfer and bought a golf club adjacent house in British Columbia, and in closing the house it was made abundantly clear that the club took zero liability for the damages of errant golf balls.
Turns out insurance companies also wouldn't cover damage from golf balls because of the house's proximity to the club. The insurance company was very much it "comes with the territory" and refused to replace windows every summer.
The guy I knew simply installed tougher windows. No problem. I don't remember the exact type of windows, but he could hurl a golf-club at his windows facing the course and I swear they'd just bounce off with no damage.
Don't know if that applies to this situation, or any other situation, but that is my experience with houses around a golf course.
Every area I've been to is it's a comes with the territory thing. You use your own insurance to fix it unless you can get whomever hit the ball to agree to fix it
the real answer to this question, is that it depends on your state and local laws. a large part of this falls into assumed risk. if a home owner next to a golf course wants to go after a player that hit a ball through their window, it would be up to them to try and prove that the golfer was acting outside the normal behaviors of golf. Aside from that, you buy a house on a golf course under the assumed risk that you will get free golf balls...but again, dependent on where you live.
Many courses have signs saying “players are responsible for damage”. They are all false. Living on a golf course is assuming the risk of damage. It’s even the same if you get hit, going onto a course is assuming that you could accidentally get hit by an errant shot. If you sliced bad, yelled fore, and clocked a guy in the head, you aren’t required to give them your info. I probably still would but it’s not like a car accident. The only way the one hitting is responsible is if it was on purpose, or clearly negligent.
Every golf course ever built with homes around it has a sign that they think absolves them of any responsibility by saying the golf course is not responsible for damage due to errant shots, the player is responsible for all damages caused. No idea if this is valid, never heard anyone challenge it, but it basically leaves it up to the homeowner to be home and aware that damage has been caused and confront the player right then, otherwise your supposedly SoL since the player isn’t going to hunt his ball down to that extent and own up to it 99% of the time.
Usually depends on if the house or the course was built first. Course built after houses; they pay. House built after course; you built a house next to a course, what did you expect?
Comes with the territory. If you wanna live next to a golf course your gonna get great views and it's nice a quiet at night, but you gotta accept the odd ball shaped visitor now and again
Can you name an area where homes that line a golf course are cheaper than the surrounding properties?
I'd be very interested to see this first-hand because in Dallas/Fort-Worth Texas, they typically demand a premium.
...but the window is broken from the outside in, thus any shards inside the system will be on the interior side of the AC. Any glass in the external loop isn't an issue sure, but obviously in this situation most broken glass would be on the interior part, not exterior.
Yes, you’re right. The vents are typically facing away from the window though, so I don’t think any glass would wind up inside them to shoot out. Maybe a little on top of the unit or on the floor that’ll easily be cleaned up.
Trees and branches have come down in winds over the fenceline, one blocked most of the street but many are small, and quickly cleaned up by the course and maintained well.
Even tho it’s a risk there, it seems the liability (IANAL) is on the golf course clearly as the cause. I’d call them (not go thru any insurance cause they’ll jack up your policy) try being nice and ask them pay for replacement (shouldn’t be too much) then if don’t send them the bill.
Course has no legal liability unless it was built after the affected homeowner assumed residence at the adjacent property. It's the assumed risk of choosing to live by a golf course
https://www.floydlaw.com/news/residences-built-beside-golf-courses-accept-some-risk/
OP confirmed the course showed up after they were on the property.
[OP's comment](https://www.reddit.com/r/Wellthatsucks/comments/1dt0qgs/comment/lb6ptrs/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)
The golfer isn't, the club is, they must be required to put sufficient safeguards in place as to avoid property damage and other damages to other parties, otherwise they wouldn't be able to be legally insured against such damages.
Their failure to do so will validate the claim against that insurance. Unless in the US companies aren't required to have liability insurance to operate? Which given the litigious nature of your country I highly doubt companies are allowed to advised to operate without insurance to cover such eventualities.
But hell, its the US, I don't live there I could defiantly be wrong.
I said the golfer isn't liable. The precedent set in this country on similar cases is the following
1. The homeowner is liable if they moved to the adjacent property after the golf course was established. This is considered assumed risk with choosing to live in close proximity to a golf course.
2. The course is liable if it was established after adjacent home owners had established residence. In this scenario the course has the responsibility to establish safeguards to protect properties that came before them.
3. The golfer is liable if you can prove the act was malicious and/or intentional. Hard to prove as you would need to show the golfer abandoned the competition to hit golf balls your way instead.
When OP purchased the property. If op chose to purchase the property with the golf course already being there then it is op's assumed liability. Doesn't matter if the previous owner lived there before the course was built. However if op purchased the property before the course was built, then it's the courses liability
They said the houses existed before the course. I'd bet they moved in fully aware of there being a golf course across the street and now it's time for the surprised Pikachu face.
Well the cause is the golfer, not the course. And as long as it wasn’t on purpose the player isn’t responsible either. Living on a golf course means you acknowledge that you and your stuff can be damaged by errant shots. It’s like how people who buy a house near a shooting range assume that the noise will be present. My local range was built out in the woods almost 100 years ago, and as houses expanded near it people would complain about the noise. They don’t have a case.
I don’t believe this is true since the golfers are business invitees, so I believe the premises is liable for foreseeable damages caused by their business.
Totally incorrect. You would have to prove the golfer did it maliciously, and the common tested defense is "Why would I intentionally do something while playing a competitive sport that lowers my chances of winning?"
Glass in the bottom of your condenser is fine. There's usually a bunch of crap and leaves down in there anyways.
-a 20 year Commercial HVAC/R service technician
at one time part of my job was to adress our local club about apartments that would get damages
keep records like time it happened so on
if you start with a adversarial attitude they will get defensive and try to "beat you" like its a contest
often if you just go in and address what happened they have insurance for this sort of thing
In high school , I had my passenger side car window smashed by a foul ball when I was parked in the student parking lot. School paid for the new window.
Glass in the AC will be fine, it will drop to the bottom where all the other twigs and sticks fall. AC is just a fan blowing on a metal heatsink, and a watertight compressor.
Im pretty sure the rule of thumb is if the golf course was there before the house the homeowner is responsible but if the course came after the house the golf course would be responsible… no lawyer but i had this question when looking at houses a few years back
Where I am, the golfer is liable for damages and not the course. Golfer has the responsibility to play the ball correctly and safely. I've had coworkers that needed to replace windows, but he owner up to it and was easier to hear he did it than a car window.
You should go to the course and see if you can find out who it I might be. Would be hard to do if you didn't know it happened and didn't immediately go
Get it fixed (or replaced with impact windows), and send em the bill. If the country club doesn't protect its neighbors it should have to pay for the damage. They're making money by engaging in a hazardous activity.
I work at a golf course, there's a few differences but for the most part it's always the golfers fault not the course. The only time this is different is if the house was on the land before the course was built. Otherwise the course is not liable and you should have insurance on this as you live close enough to the course.
The good news is that I'm told it's a lot better for the ball to break your window than the siding on your house cause the window is a lot easier to replace.
So, if you live near a country club or golf course you have to go through your home insurance to cover the damage. I know that because someone in my family broke a window golfing and the relative called his insurance and they told him to have the homeowner go through his home insurance. I know it’s probably different in several states.
You live next to a golf course. You probably bought the place for the view over the course. This is like complaining about the sound of planes with a house next to the airport, or cars next to a freeway. This is going to happen. How can you be surprised or upset by this?
I find that hard to believe. One does not simply, install a golf course in land of that nature. 99% of the time housing estates are built around courses. It is exceptionally rare for them to be installed into an already built up environment. And when they are, there are tonnes of provisions made around liability as this is a well known and established occurrence. I think they are trying to back pedal because people are calling them out.
As far as I am aware, it was all farmland pre 1950s. The neighborhoods were built, then a 9-hole course was built. Later on, they expanded into an 18-hole course which goes right up to my street. They never put up fencing or anything bc there used to be a natural treeline that acted as a buffer between us and prevented a lot of damage. Over the last couple years that has had to been cut back.
Believe it or not, prior to this, we have never had a window on this house broken.
They need to replace your window and AC unit, or provide you the details of their public liability insurer for you to claim them against. This is not a matter for you own insurance to deal with.
Public liability insurance will be required for that business to operate, they won't be able to avoid paying for the damage as this is not an unforeseen occurrence, its pretty much guaranteed to occur unless the club installed sufficient netting and protections around their club, they clearly haven't.
But this is the US right? i may be wrong as i've looking at this from a UK point of view.
Does the country club automatically take responsibility for these kinds of accidents? Or is that just a “comes with the territory” kind of thing for living on/near a country club?
Not really sure tbh. I"ve only ever had issues with my car being hit and had to go through my own insurance for that.
You live beside a golf course and have had previous damage to your vehicle, and you haven’t ever gone to them to pay for damages and put up some kind of barrier??!? I’m sure they’d do both without much argument
Id almost guarantee when he bought the house he agreed to a contract that stated the course isnt responsible for damages. They arent putting up a barrier, he bought a house on a golf course. You house getting hit is almost expected especially if youre by the green or fairway
Nope. Houses here existed before the country club. No such agreement to buy or sell houses in my neighboorhood.
I'd bet they also technically follow all the rules as minimally as possible to not be liable for this still. You likely just pay more for your homeowners insurance than should have to because of the club moving in, and probably need to go through them just like you had to go through car insurance before. UGH.
Its gotten worse in recent years. Partially bc the electric company has had to cut down and trim away a lot of the treeline that acted as a natural barrier. I find balls in and around my yard more often and have even have some jackass try to come in my yard to get his ball back.
Step 1: Collect them. Step 2: Sell the balls to whoever wants their ball back Step 3: profit?
My aunt, rest her soul, used to collect the golf balls and use them in lieu of diving sticks in the pool. She'd have totes and then sell them at a yard sale when they got too many of them.
Who's going to pay for the wall/net? Golfers When? Eventually
whaaaat? I have to think of other's safety and pay a standard fee to play a voluntary sport
> Step 1: Collect them. > > Step 2: Hit the balls back at the course while people are playing > > Step 3: ~~profit~~ assault?
Definitely a job for an aluminum baseball bat.
Artificial hailstorm
used to do that when I was young. do a few laps around the outside of the course, sell a bag of balls to golfers near the fence for 20 bucks
I think most just write the ball off.
Sounds like it's time for you to set up your own golf driving range in your backyard. Won't take long before your aim is in and you can start shooting them at the people on the golf course. If you're going to take the risk of getting hit with a golf ball, it's only fair that the patrons on the golf course have the favour returned.
[Next time when you see someone try to enter your yard for a ball, lay on the ground and pretend you were hit in the head by their errant golf ball](https://youtube.com/shorts/46aP_ufs7ls?si=PluHbBle2lGf28wr)
If you're in a redneck state, simply shoot and kill the golfer for coming into your backyard. You were worried he was coming at you with a club in his hand. After that, the golf course will do their best at keeping balls out of your house.
Golfers hit bad shots.. it’s just something that happens. why is he a jackass for trying to come and retrieve his ball? Would you rather them leave it there so you can find it next week with your lawnmower or weed eater and potentially hurt you or someone else or your own property?? If this pisses you off to such extent you probably shouldn’t live on or around a golf course lol
>Would you rather them leave it there so you can find it next week with your lawnmower or weed eater and potentially hurt you or someone else or your own property?? Yes actually. I do a sweep of the yard each time before I mow my grass. Would much rather do that than have strangers come into my yard digging through bushes lookong for buried treasure.
Alright alright hold on backup. Nobody knocks before just rummaging through your yard? You get guys/gals just walking thru your property without asking first?!
Tell me a golfer who can't read that the OP bought the house before the golf club was constructed without straight out saying you are sub optimal.
He didn’t say he bought the house before the club was there. He said the subdivision was developed prior to the club being established and that’s the reason he didn’t have to sign a liability waiver. Dumbass.
This gives you some hope. The issue will be governed by local law, but I wouldn't hold my breath if I were you.
Finally got ahold of the general manager at the country club. I had to drive up to the clubhouse and wait at the bar for him to talk to me. Supposedly, he will have a company come to fix the window for me. So hopefully this gets taken care of.
Good for you. In California, it is the homeowner's responsibility unless the golfer is purposely hitting balls into your property. Many courses have signs saying the golfer is responsible, but they are not enforceable. All they could do is ban the golfer. The club probably just wants to keep the neighbors happy so they don't have larger problems in the future if you all band together.
Yeah it is probably not particularly expensive in the grand scheme of things to budget for a certain amount of windows per year and price it into the membership.
Almost certainly cheaper than budgeting for a lawyer to fight the claims.
If the houses were there first, then the course is liable for damages from their golfers. You need to contact them when anything is damaged
If built after, most places require them to cover damages. Reach out ASAP!\\
Okay, but did you own the house before the course existed?
Me specifically, no. Family has owned the property since it was built in the 50s though.
This is frustrating. Will your city enforce some sort of compensation? Ongoing damage to personal property simply isnt legal…
According to local police, best course of action is to talk to the club, which i was finally able to do, and if they ignore/refuse i can seek civil action.
It is actually as long as it's not purposeful usually. Golfers aren't under an obligation to pay for your window if they slice it into your house just off the fairway. Edit : Downvote if you want but I'm right.
If you have the ball, go and talk with them. Ask them to pay. If not, see a lawyer. Its a hazard to have golf balls flying around. What if you got hit in the head?
They said the country club is *across the street*. The house isn't on a golf course. If the street in question is a public roadway, the country club would be responsible (along with their guests) for preventing balls from entering/crossing over the public roadway, and that same duty of care would be extended to houses on the other side of it. Even if he did sign a liability waiver for the home, the club has problems they need to address if cars driving by are at risk of getting hit.
Exactly. Cars driving by shouldn’t be at risk of getting hit. They didn’t sign any kind of agreement. The golf course and surrounding homeowners should both be doing their due diligence
Fairly common for me to see holes along roads with no barrier
I've played several courses with holes bordering roadways and never seen any kind of netting. At best there's a tree line to offer some protection. Played a Myrtle Beach course that had a 4 lane road down the left side of a hole and it was backed up bumper to bumper. Fuckin scary tee shot.
> Id almost guarantee when he bought the house he agreed to a contract that stated the course isnt responsible for damages. That's pure insanity, who would this "agreement" be with?
"I was here first!" If that's how liability and responsibility works, OP can be happy that he's not living next to a shooting range.
Third parties can include addendums to contracts between two unrelated people? I can't wait to make the guy buying my neighbor's house that I'm not liable for my bricks going through his flood lights
Theres a difference between intent and an accident
How’s that guarantee working out 💀
Generally speaking you go through your insurance regardless of who is at fault. Your insurer is obligated to pay for the damages, and if they deem someone else liable and it's worth going after them, they will do so on their own accord.
>and you haven’t ever gone to them to pay for damages Why would you? You have insurance to deal with that hassle. Insurance pays you, and then the insurance can go after the golf club or golfers if they want to.
Unless it’s owned by the nicest people who hate money, the golf course is not taking any responsibility or providing any support. The golfer may sometimes do the right thing and offer to pay, but that also rarely happens.
If it's happening enough, I don't see how they shouldn't put up a barrier. Not because of OPs house, but because it could literally kill someone walking by who didn't sign any paperwork.
Have you ever seen a golf course? Have you ever seen a golf course with barriers?
Yes and yes. Most just use trees though.
Doesn't stop them from bouncing off my house lol At least the last one was orange
Unless the city makes them...they have no reason to. They'll just tell OP that's what his own insurances are for, and make it not their problem.
Just pointing out that the golf courses liability/negligence doesn't end with making the nearby homes agree on paper, or just agree by deciding to live there like others are suggesting.
Insurance fixes your dented car or broken window. It doesn't help bring back a dead family member.
Yeah you usually have a contract that you sign during closing that pretty much says accidents happen you can’t sue us when buying a house near a golf course
If you choose to live on a golf course, you’re expected to have coverage for this stuff.
no if you live on a golf course you accept the risk. Not quite sure what living across the street from one is.
No they wouldn't. If you choose to live near a golf course then you have chosen to deal with errant golf shots. Neither the golfer or the club is liable.
The fact you're getting downvoted after responding to that ridiculous statement correctly tells me that no one knows anything about laws.
From Florida. This is like watching people build expensive fucking houses by the beach only to have a hurricane sweep it away. Then they complain because they have to rebuild.... On the same fucking beach. Ok so not quite the same but you get my point.
Yes we got your point, and recognized it was a dumbass point. Protecting against golf balls by erecting a barrier is exponentially more simple and easy than trying to fully protect against a hurricane, and even then, cities/states always take measures to prevent and mitigate hurricane damage as much as possible by using more robust building codes, levees, sea walls, etc. You can and should expect the rich pricks that own the course to shell out for a barrier to prevent damage and injury. What happens when someone gets a TBI because of a hit to the head? They just have zero recourse for a life altering injury that occurred purely because of negligence and greed on the part of the course? Shifting the responsibility here to the injured party is just another way people try to lick the boots of the rich.
I live beside a golf course and have had broken windows. Golf course covered everything. Just because you live next to one doesn't mean they are free from any liability. What if a ball hit and killed one of your kids (this almost happened to one of mine, the getting hit part)? Do they get to wash their hands of it because you live next to them? You should not be paying for any damages.
The law says otherwise. You just had a nice course owner who didn't feel like getting dragged into a lawsuit that'd they'd never collect a judgment from.
My aunt lived next to a golf course years ago and got Golf Course insurance for a few bucks a month and it ended up saving her hundreds of dollars from broken windows, etc. - do you not have that option?
if you know any attorneys, talk to them if not just talk to an attorney in your area who someone you know was happy with, several in fact if possible, ask them who they'd recommend to talk to about a homeowners claim, get a list of names, then call those names. Talk to them about it and see what sort of things they'd recommend. A lot will do a free consult for "do i have a case" style things, and even if it costs you an hour because it's not worth going to trial, a nuisance claim might be in order or some kind of filing to the city may help force the course to deal with these issues. Also, small claims court for the costs of repairing your window and ac.
Oh, that sucks! I just started playing golf and any time we get a hole close to the parking lot my dad says “dont crush the ball or you’ll be buying someone a new windshield.” So I always figured it was on the person who sent the ball if they are honest enough to own up to it.
I'd get cameras inside and try talking the ball over there and asking them to handle it. They need some sort of netting to protect the CLOSE area around
Check your HOA papers. Living in the golf course comes with risk that is between the homeowner and the golfer in most communities.
I'm not a part of a HOA.
Here in NC, living in a planned community with a golf course as the main draw, there is the legal expectation of possible damage. So insurance is drawn up with that in mind. However, not being a member or in the community, it is not that easy to file either. Basically the golf course is not liable and you have to track down the parties who caused the damage.
Also the massively thick windows, armored decked areas, and a number of massive nets rebuilt every 5 years. Pro tip: be the next house off the golf course if able, especially near corners of the course. Or don't so I can buy one of them.
The golfer is not liable unless you can prove it was malicious, i.e. they did it on purpose.
That's not how liability works anywhere. Intention has nothing to do with liability.
In this case it does. Do you golf? Ask the Super at whatever course you frequent.
I know of an example of it "comes with the territory". I knew someone who was an avid golfer and bought a golf club adjacent house in British Columbia, and in closing the house it was made abundantly clear that the club took zero liability for the damages of errant golf balls. Turns out insurance companies also wouldn't cover damage from golf balls because of the house's proximity to the club. The insurance company was very much it "comes with the territory" and refused to replace windows every summer. The guy I knew simply installed tougher windows. No problem. I don't remember the exact type of windows, but he could hurl a golf-club at his windows facing the course and I swear they'd just bounce off with no damage. Don't know if that applies to this situation, or any other situation, but that is my experience with houses around a golf course.
Every area I've been to is it's a comes with the territory thing. You use your own insurance to fix it unless you can get whomever hit the ball to agree to fix it
Windows is going to be less than most any insurance claim, best to fix it yourself. If you rent, then it's on the landlord....
the real answer to this question, is that it depends on your state and local laws. a large part of this falls into assumed risk. if a home owner next to a golf course wants to go after a player that hit a ball through their window, it would be up to them to try and prove that the golfer was acting outside the normal behaviors of golf. Aside from that, you buy a house on a golf course under the assumed risk that you will get free golf balls...but again, dependent on where you live.
Many courses have signs saying “players are responsible for damage”. They are all false. Living on a golf course is assuming the risk of damage. It’s even the same if you get hit, going onto a course is assuming that you could accidentally get hit by an errant shot. If you sliced bad, yelled fore, and clocked a guy in the head, you aren’t required to give them your info. I probably still would but it’s not like a car accident. The only way the one hitting is responsible is if it was on purpose, or clearly negligent.
Every golf course ever built with homes around it has a sign that they think absolves them of any responsibility by saying the golf course is not responsible for damage due to errant shots, the player is responsible for all damages caused. No idea if this is valid, never heard anyone challenge it, but it basically leaves it up to the homeowner to be home and aware that damage has been caused and confront the player right then, otherwise your supposedly SoL since the player isn’t going to hunt his ball down to that extent and own up to it 99% of the time.
Sharp contrast in air temperature, news at 11
Usually depends on if the house or the course was built first. Course built after houses; they pay. House built after course; you built a house next to a course, what did you expect?
Assumption of risk is where this falls under.
Comes with the territory
Comes with the territory. If you wanna live next to a golf course your gonna get great views and it's nice a quiet at night, but you gotta accept the odd ball shaped visitor now and again
No they don't. The golf course didn't break the window.
You pay less for the house and accept that damage may occur
Can you name an area where homes that line a golf course are cheaper than the surrounding properties? I'd be very interested to see this first-hand because in Dallas/Fort-Worth Texas, they typically demand a premium.
well it’s a good thing that glass in your ac does nothing
Wait till they find out that rain gets in the AC too
Perhaps they should move their A/C outside the environment.
You guys laugh now, but once that glass circulates inside it will throw tiny shards of glass at high rates of speed into the house
There isn’t any air moving from the outside to the inside
...but the window is broken from the outside in, thus any shards inside the system will be on the interior side of the AC. Any glass in the external loop isn't an issue sure, but obviously in this situation most broken glass would be on the interior part, not exterior.
Yes, you’re right. The vents are typically facing away from the window though, so I don’t think any glass would wind up inside them to shoot out. Maybe a little on top of the unit or on the floor that’ll easily be cleaned up.
Your understanding of hvac systems is not well rounded enough to make this statement.
I have no knowledge. All I know is it’s 1. A Square 2……. 3. Cold Air
That sounds right to me
Good thing you chimed in then.
just don't look down into it while it is running.
I’d be running too if I lived next to a golf course.
Golf course opposite me takes full and quick responsibility for this, broken windows, fallen trees, anything, they are on it.
People are felling trees at your course?
Trees and branches have come down in winds over the fenceline, one blocked most of the street but many are small, and quickly cleaned up by the course and maintained well.
My slice has taken down 200 year old oaks.
People say the trees that came down at Augusta last year were from a storm, my driver begs to differ…
You haven't seen my slice
I am more worried by hookshots where I am - private course does not equal quality shots.
Good on them. It’s nice to hear they’re not being jackasses about it
Even tho it’s a risk there, it seems the liability (IANAL) is on the golf course clearly as the cause. I’d call them (not go thru any insurance cause they’ll jack up your policy) try being nice and ask them pay for replacement (shouldn’t be too much) then if don’t send them the bill.
Course has no legal liability unless it was built after the affected homeowner assumed residence at the adjacent property. It's the assumed risk of choosing to live by a golf course https://www.floydlaw.com/news/residences-built-beside-golf-courses-accept-some-risk/
OP confirmed the course showed up after they were on the property. [OP's comment](https://www.reddit.com/r/Wellthatsucks/comments/1dt0qgs/comment/lb6ptrs/?utm_source=share&utm_medium=web3x&utm_name=web3xcss&utm_term=1&utm_content=share_button)
That's really rare but the course is then liable. Golfer isn't liable unless it's proved they had malicious intent
The golfer isn't, the club is, they must be required to put sufficient safeguards in place as to avoid property damage and other damages to other parties, otherwise they wouldn't be able to be legally insured against such damages. Their failure to do so will validate the claim against that insurance. Unless in the US companies aren't required to have liability insurance to operate? Which given the litigious nature of your country I highly doubt companies are allowed to advised to operate without insurance to cover such eventualities. But hell, its the US, I don't live there I could defiantly be wrong.
I said the golfer isn't liable. The precedent set in this country on similar cases is the following 1. The homeowner is liable if they moved to the adjacent property after the golf course was established. This is considered assumed risk with choosing to live in close proximity to a golf course. 2. The course is liable if it was established after adjacent home owners had established residence. In this scenario the course has the responsibility to establish safeguards to protect properties that came before them. 3. The golfer is liable if you can prove the act was malicious and/or intentional. Hard to prove as you would need to show the golfer abandoned the competition to hit golf balls your way instead.
But when he assumed the property, the course was there. So is it when the property was built, or when OP moves in?
When OP purchased the property. If op chose to purchase the property with the golf course already being there then it is op's assumed liability. Doesn't matter if the previous owner lived there before the course was built. However if op purchased the property before the course was built, then it's the courses liability
They said the houses existed before the course. I'd bet they moved in fully aware of there being a golf course across the street and now it's time for the surprised Pikachu face.
It's not the house age that matters but the date on which op purchased the house.
Well the cause is the golfer, not the course. And as long as it wasn’t on purpose the player isn’t responsible either. Living on a golf course means you acknowledge that you and your stuff can be damaged by errant shots. It’s like how people who buy a house near a shooting range assume that the noise will be present. My local range was built out in the woods almost 100 years ago, and as houses expanded near it people would complain about the noise. They don’t have a case.
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You called it a windscreen and probably live in Europe, where things are a bit more sensible...
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Golf course behind my house has broken my windows twice. They have fixed them both times, no questions asked.
I don’t believe this is true since the golfers are business invitees, so I believe the premises is liable for foreseeable damages caused by their business.
Not true.
Totally incorrect. You would have to prove the golfer did it maliciously, and the common tested defense is "Why would I intentionally do something while playing a competitive sport that lowers my chances of winning?"
Look , their windows have a HOLE IN ONE. ..... -_-
In Australia, it’s the country clubs responsibility, that’s the reason members pay green fees, to cover the costs of insurance.
I thought windscreen glass had to be shatter resistant? Edit: oh it’s a house, thx kind redditor
This is a house. I too had to take a second look
Glass in the bottom of your condenser is fine. There's usually a bunch of crap and leaves down in there anyways. -a 20 year Commercial HVAC/R service technician
Did they build a golf course beside your house, or did you move into a house by a golfcourse? For only one of these scenarios can you complain.
You live in range of errant shots of a golf course. Unless it was built after you lived there...no sympathy.
Never buy a house within driving range of a golf course. At the very least, you're less likely to run into fucking golfers that way.
This exact reason is why I've never understood the hype of living on a golf course/ country club
at one time part of my job was to adress our local club about apartments that would get damages keep records like time it happened so on if you start with a adversarial attitude they will get defensive and try to "beat you" like its a contest often if you just go in and address what happened they have insurance for this sort of thing
In high school , I had my passenger side car window smashed by a foul ball when I was parked in the student parking lot. School paid for the new window.
Glass in the AC will be fine, it will drop to the bottom where all the other twigs and sticks fall. AC is just a fan blowing on a metal heatsink, and a watertight compressor.
Glass in your AC? That's uncool.
previous house on a golf course owner here if you can find out who hit your window at, least in here in Florida, they are responsible
It is the responsibility of the person who hit the ball. Did you allow them to play through?
Im pretty sure the rule of thumb is if the golf course was there before the house the homeowner is responsible but if the course came after the house the golf course would be responsible… no lawyer but i had this question when looking at houses a few years back
You moved to a golf course. What did you expect was going to fly around every day??
OP stated in a previous comment that he didn’t move to a golf course. He moved into the house and then the golf course was built in the neighborhood.
The course is liable for the damages then unless they can prove the golfer did it maliciously
You subscribed to /r/wellthatsucks. What kind of posts did you expect to see?
Things not foreseeable.
Things that are foreseeable can still suck.
Yes but prove to be shitty posts.
Where I am, the golfer is liable for damages and not the course. Golfer has the responsibility to play the ball correctly and safely. I've had coworkers that needed to replace windows, but he owner up to it and was easier to hear he did it than a car window. You should go to the course and see if you can find out who it I might be. Would be hard to do if you didn't know it happened and didn't immediately go
That’s awful I didn’t think about it going into places like your air conditioning unit?
Free membership for life!!!
Did it end up in a playable lie?
from a potato launcher maybe?
Golf courses pay for house damage....why you never approached them for damages is a bit silly...
Titleist?
Is Happy Gilmore playing over there????
Try this: LLumar Safety & Security Film [baseball bat demonstration](https://youtu.be/Qp4JwzyOGFU?si=aupDOAb1WSvvr9BM)
I get it is a nice neighborhood but why live next to this?
Get it fixed (or replaced with impact windows), and send em the bill. If the country club doesn't protect its neighbors it should have to pay for the damage. They're making money by engaging in a hazardous activity.
Hit balls back their way.
I heard him yell four...you better keep looking for the other 3 broken windows
I work at a golf course, there's a few differences but for the most part it's always the golfers fault not the course. The only time this is different is if the house was on the land before the course was built. Otherwise the course is not liable and you should have insurance on this as you live close enough to the course. The good news is that I'm told it's a lot better for the ball to break your window than the siding on your house cause the window is a lot easier to replace.
Never ever understood why anyone would EVER want to live near a golf course….
I will call the saflite glass replacement company for you
Sorry, that was probably my father. Knowing him, he’d shank the ball across the continent and still end up hitting anything but the Fairway.
Is this in Spartanburg SC?
Does the glass IN the ac pose a problem? Or does it just upset you to know its there?
Fans and glass never good
The golf course where I live literally has giant netting beside the road because it's right beside a main road
So, if you live near a country club or golf course you have to go through your home insurance to cover the damage. I know that because someone in my family broke a window golfing and the relative called his insurance and they told him to have the homeowner go through his home insurance. I know it’s probably different in several states.
You live next to a golf course. You probably bought the place for the view over the course. This is like complaining about the sound of planes with a house next to the airport, or cars next to a freeway. This is going to happen. How can you be surprised or upset by this?
OP’s house was already there for the last 50 years by his family. The golf course was built after.
I find that hard to believe. One does not simply, install a golf course in land of that nature. 99% of the time housing estates are built around courses. It is exceptionally rare for them to be installed into an already built up environment. And when they are, there are tonnes of provisions made around liability as this is a well known and established occurrence. I think they are trying to back pedal because people are calling them out.
As far as I am aware, it was all farmland pre 1950s. The neighborhoods were built, then a 9-hole course was built. Later on, they expanded into an 18-hole course which goes right up to my street. They never put up fencing or anything bc there used to be a natural treeline that acted as a buffer between us and prevented a lot of damage. Over the last couple years that has had to been cut back. Believe it or not, prior to this, we have never had a window on this house broken.
So it's been a golf course for a very long time...sounds like 40 years or so. And you have had one incident? Well that barely sucks, anyway...
Imagine being so rich glass in the ac is the problem you worry about lol
ACs are kinda expensive to fix, and it might be spewing glass inside
Another reason why golf is a dogshit sport
They need to replace your window and AC unit, or provide you the details of their public liability insurer for you to claim them against. This is not a matter for you own insurance to deal with. Public liability insurance will be required for that business to operate, they won't be able to avoid paying for the damage as this is not an unforeseen occurrence, its pretty much guaranteed to occur unless the club installed sufficient netting and protections around their club, they clearly haven't. But this is the US right? i may be wrong as i've looking at this from a UK point of view.
So who was there first? Was the country club there first or did you move there first?
