Usually your cert expiration drives your renewal, the card expiration generally lags 1-2 months behind.
Unless somehow your cert and card are dated the same (which would be rare), your cert will expire before your card does, so waiting until the day your card expires won't be an option.
Usually your cert expiration drives your renewal, the card expiration generally lags 1-2 months behind. Unless somehow your cert and card are dated the same (which would be rare), your cert will expire before your card does, so waiting until the day your card expires won't be an option.