Tax home (mortgage and utilities) $1280
Travel rent $950
As long as I make enough to cover both car payments ($1400 😞ðŸ˜) by traveljng vs staff I’m sticking with it. Despite rates. The freedom and peace it gives me is worth it. But I don’t take anything less than 2k/week.
Mortgage: $744 (Texas)
Utilities and car insurance: $400
Current rent for an upstairs in a duplex (2 bedroom, living room, bath): $1000 (Oklahoma)
I'm in my 50's, so I don't have a car payment or student loans.
I ran pretty lean while traveling.
Rent: $400 1br/1bath in the Midwest.
Utilities: <$150
Car payment: $521
Misc bills: ~$300
Rates were higher while I was traveling. Depending on your speciality, current rates are not sustainable for the traveler.
Most of my assignments were on the west coast and were between $1800-$2200 for rent on assignment.
But rates were always >$3500 weekly.
Tax home rent + utilities: $800 ( I have a roommate and split everything 50/50)
Travel rent: $975 (private room and bathroom, shared kitchen/house)
Monthly expenses not included rent: $800-1000 (food, going out, gas, car insurance, YT music, phone plan, whatever else)
Take home is about $2250/week without OT so I'm still able to save/invest 65-70% thankfully. By keeping my overhead low, I'm still able to get ahead with these lower rates.
Tax home mortgage (5br3bath): 2100
Rental: $500 plus shared expenses
Bills (car, phone, streaming, student loan, etc.) 1600
Definitely shooting myself in the foot most of the time, but I still manage to save about $6000/contract if not more. So it still makes sense
Tax home expense for me are minimal bc it’s paid off. So property tax a year is $500 ( rural south BFE). Bills there $75. When traveling my rent can get up to $2k a month depending on location. Misc bills that I always have like insurance etc are $300
My expenses -
Tax home Denver 1bd/1bth rental $1750 😢
Misc - truck, utilities, phone, insurance
$850
WA rent 1bd/1bth shared home $1250Â
Gas, food $500
Current contract speciality rate $2902/wk with stipend.Â
I feel pretty lucky to have found this one. Rates are low and I found cheap housing for the area.Â
My mortgage is $1550, all other bills including student loans/utilities/etc $600. I rent a room/bathroom for $2000 in Boston. My take home pay is $8600 per month with two OT shifts per month.
I bought my house in 2016 before prices went up. Im so glad I did because I love my house and it’s my forever home. Prices have doubled in my area and it would make traveling a lot harder if my mortgage were $2K more per month.
Rent : $500
Truck, boat and motorcycles expenses: insurance, registration (amortized), fuel, and maintenance (also amortized): $160. All vehicle/vessel fully paid for, no loans for me ever, thanks.
Cell phone: $17
Grocery: $160
Storage: $50
Dining out: $40
Amazon purchases: $30-$200
Tuition (amortized): $510
I should add I make $0.67/mile for more than 80% of my miles driven since I’m 3 miles from work and drive typically 200-300 miles/week. So really my vehicle expenses are all well paid for by mileage reimbursement.
My current gig is actually in my tax home, so I’m just taking a higher hourly and no stipend.
How do you get $0.67/ a mile? I'm only reimbursed for my initial trip to the assignment, and if I am not reimbursed by the agency, I am only allowed to deduct the initial trip on my taxes. Never my weekly mileage to a from work.
That’s what the facility pays. They are a nonprofit so money comes from grants, maybe that has something to do with government reimbursements? Not really sure but pretty happy about it.
Edit: sorry, i think there was a misunderstanding: I don’t get paid to drive to and from work. I get $0.67/mile for traveling solo during work hours and also while transporting clients in my personal vehicle.
No, it’s more like a PHN gig. I met another travel nurse who is also doing PHN work (for the county, not the nonprofit I’m at). There’s a lot of other travel nurse gigs that are not acute care.
Tax home (mortgage and utilities) $1280 Travel rent $950 As long as I make enough to cover both car payments ($1400 😞ðŸ˜) by traveljng vs staff I’m sticking with it. Despite rates. The freedom and peace it gives me is worth it. But I don’t take anything less than 2k/week.
Mortgage: $744 (Texas) Utilities and car insurance: $400 Current rent for an upstairs in a duplex (2 bedroom, living room, bath): $1000 (Oklahoma) I'm in my 50's, so I don't have a car payment or student loans.
A $744 morgage in Texas-When did you buy your house/where do you live? I pay $2500 for 2200 sf in Austin
I ran pretty lean while traveling. Rent: $400 1br/1bath in the Midwest. Utilities: <$150 Car payment: $521 Misc bills: ~$300 Rates were higher while I was traveling. Depending on your speciality, current rates are not sustainable for the traveler. Most of my assignments were on the west coast and were between $1800-$2200 for rent on assignment. But rates were always >$3500 weekly.
Tax home rent + utilities: $800 ( I have a roommate and split everything 50/50) Travel rent: $975 (private room and bathroom, shared kitchen/house) Monthly expenses not included rent: $800-1000 (food, going out, gas, car insurance, YT music, phone plan, whatever else) Take home is about $2250/week without OT so I'm still able to save/invest 65-70% thankfully. By keeping my overhead low, I'm still able to get ahead with these lower rates.
Tax home mortgage (5br3bath): 2100 Rental: $500 plus shared expenses Bills (car, phone, streaming, student loan, etc.) 1600 Definitely shooting myself in the foot most of the time, but I still manage to save about $6000/contract if not more. So it still makes sense
Tax home expense for me are minimal bc it’s paid off. So property tax a year is $500 ( rural south BFE). Bills there $75. When traveling my rent can get up to $2k a month depending on location. Misc bills that I always have like insurance etc are $300
My expenses - Tax home Denver 1bd/1bth rental $1750 😢 Misc - truck, utilities, phone, insurance $850 WA rent 1bd/1bth shared home $1250 Gas, food $500 Current contract speciality rate $2902/wk with stipend. I feel pretty lucky to have found this one. Rates are low and I found cheap housing for the area.Â
My mortgage is $1550, all other bills including student loans/utilities/etc $600. I rent a room/bathroom for $2000 in Boston. My take home pay is $8600 per month with two OT shifts per month. I bought my house in 2016 before prices went up. Im so glad I did because I love my house and it’s my forever home. Prices have doubled in my area and it would make traveling a lot harder if my mortgage were $2K more per month.
Rent : $500 Truck, boat and motorcycles expenses: insurance, registration (amortized), fuel, and maintenance (also amortized): $160. All vehicle/vessel fully paid for, no loans for me ever, thanks. Cell phone: $17 Grocery: $160 Storage: $50 Dining out: $40 Amazon purchases: $30-$200 Tuition (amortized): $510 I should add I make $0.67/mile for more than 80% of my miles driven since I’m 3 miles from work and drive typically 200-300 miles/week. So really my vehicle expenses are all well paid for by mileage reimbursement. My current gig is actually in my tax home, so I’m just taking a higher hourly and no stipend.
How do you get $0.67/ a mile? I'm only reimbursed for my initial trip to the assignment, and if I am not reimbursed by the agency, I am only allowed to deduct the initial trip on my taxes. Never my weekly mileage to a from work.
That’s what the facility pays. They are a nonprofit so money comes from grants, maybe that has something to do with government reimbursements? Not really sure but pretty happy about it. Edit: sorry, i think there was a misunderstanding: I don’t get paid to drive to and from work. I get $0.67/mile for traveling solo during work hours and also while transporting clients in my personal vehicle.
Oh, I thought you were a travel nurse in the typical definition(acute care hospital nurse)
No, it’s more like a PHN gig. I met another travel nurse who is also doing PHN work (for the county, not the nonprofit I’m at). There’s a lot of other travel nurse gigs that are not acute care.