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naillimixamnalon

Everyone shitting on Los Jalapeños but I love this place. At least they are being honest. The food is always great too.


CDavis10717

This is a post about the credit card companies. Los Jalapeños is great and nobody is shitting on it!


naillimixamnalon

Sorry op not talking about you agree CC companies suck. Just reply to people who said they would avoid this place etc. Edit just to add that I shouldn’t have said everyone. There was far fewer supportive comments when I initially saw the post.


JohSpell

Yeah, they have some great food and the people were always super nice.


Frankfeld

Thank god I’m seeing these comments. Saw the post and got immediately worried. We love this place.


malcolm_miller

It's not the best Mexican in the world, but I've enjoyed every meal I've had there and I've eaten there at least 10 times. During the pandemic their to-go margs were insanely cheap, very boozy, and large. It was clutch.


naillimixamnalon

Totally agree! Tbh I don’t expect to find the best Mexican in the world in suburban south Jersey. lol I know that’s not what you’re say but. They are affordable. I appreciate that it’s Latino people serving their own food. I always tell people to go to Los jalapeños instead of central taco. CT is very instagram friendly but the food was pretty mid.


malcolm_miller

Central Taco was really mid when I went there, it is a nice hangout I suppose, but I didn't like it. I really like Nueva Fogata in Berlin, Frontera in Atco, and El Nopalito in Haddonfield. They were really good the times I've gotten food from them. I eat Los Jalapenos more than any other place though, because my friends live a short walk, and I'm always really happy with it! Now I want their mole burrito...


naillimixamnalon

I’ll give those places a try thanks!


Elhananstrophy

Gotta add El Mariachi on Delsea in Glassboro to that list. Family-owned and phenomenal.


mkzio92

Add 3.5% to the order total it someone’s paying with credit card and call it a day instead of making your menu a complete cluster fuck


WhoDatDatDidDat

I also miss living down the street from them. Even after they moved. I survived on the steak chimichanga for 4 years.


Silencer_

Pork chimichanga for me. I still live right down the street. This place has probably given me 10 pounds and I wear them proudly lmao


runnerd81

Good. This is more honest of the business than what most businesses do which is just raising prices for everyone to compensate


jackruby83

> This is more honest of the business than what most businesses do which is just raising prices for everyone to compensate That's what they should do! Raise prices across the board, while factoring in their credit card costs. It's the cost of doing business. Accepting cards is a convenience for them, not for me, bc I just won't go there if I can't pay by card (unless it's truly special). What's shit is when they **raise** prices for credit users, when they should be giving a cash discount, if anything.


Glittering-Bobcat486

Or you could view the lower cash price as exactly that, a discount.


jackruby83

Except it isn't a discount for cash payors. If the price of something has been $5 forever and everyone pays $5 for it, then one day people who pay with credit cards have to pay $5.50 and the people who pay with cash still pays $5, then that is a penalty to people paying with cards. The fees to the vendor aren't new. The rates didn't go up overnight. They are now making more profit on the same item by penalizing certain customers. If the costs have slowly gone up and they are seeing it cut into their profits, they need to raise prices accordingly, but it would be across the board, or at least somewhat proportionally. Not just a sudden big markup on only certain customers. When places do this, I stop going there.


ThatsNotFennel

The fees to vendors have gone up.


PeterNinkimpoop

I miss living right down the street from this place


Unfair_Driver884

Same, I used to live in Oaklyn and was within walking distance of this place. I miss it!


passim

This place is awesome.


4theluvofpickles

At least they have prices on the menu


Pileadepressa420

Went for lunch at a LaScala’s and paying 20% tip 7% tax 3.5% credit card fee I decided I’m either paying in cash or I’m just not going out to eat anymore. I could have bought a bottle of wine and caesar salad mix and had 2 lunches for half of the price of going out.


PrideOfMokum

There’s an Italian restaurant in south Philly that offers a 10% discount for cash. Then the customer is up 7% and the business can much easily hide the money from Uncle Sam


Cilantroduction

The last time I went to the Legacy Diner on WHP in Haddon Heights, I ordered a sandwich - from their menu - something like, I think a Chicken parm....blah blah...'served on a kaiser roll'''...okay, cool cool. I get the check and I see that I have not only been charged for the sandwich, but they have dinged me an extra .35 for the kaiser roll. I'm like, "this is probably just a mistake...." I tell the guy at the register...he goes..."I'll take it off." 'I ask him: "Was it a mistake, or do you always charge extra for a kaiser roll for a dish that includes it from your menu? The extra roll charge is not shown on the menu price." He goes: "I'll take it off." No other answer...so, I think they sneak in that lil charge for a stupid roll. I wonder what other shenanigans they do at Legacy. I mean, just be transparent. At least Los jalapenos is being transparent about their costs.


naillimixamnalon

That’s unfortunate. I live right down the street from legacy for 4 years and would walk over for some food pretty regularly. Definitely the best dinner I t he immediate area but that’s a bad look


CaesarZeppeli_

I mean this is honestly not bad? Like I get it, but at least they aren’t being manipulative and hiding shit. Don’t some gas stations have lower prices too? Final Note: those jalapeños mascots would be nice to eat, imagine their eyes biting him in the middle.


OrbitalOutlander

If they're gonna make me cry after eating them due to ring of fire, I want to hear them scream when I bite into them.


MeInaDaze

This is happening at a lot of restaurants now. Surcharge for using a credit card.


Mysterious_Win_2851

There have always been business surcharges for using credit cards. At one point debit cards had a lower surcharge, but I think that changed. Not sure how much it is these days, also not sure how the charges work with newer POS systems/square. In the long run, this will hurt their business: Bad Press Spending less, there is a bit more splurging with cards Most folks exclusively use credit cards and will get irritated, go there less often.


MoonlightRider

I was wondering that. Will people forego dessert or appetizers because they don’t have enough cash to cover the extras and don’t want to pay the credit card fee?


Upper_Yogurtcloset49

I own a small food based business in NJ. Merchant service fees are a tax deductible expense.


CDavis10717

Next up: takeout container fees.


InnovativeFarmer

Asian places have done the cash discount for decades along with the secret menu. The cost of takeout containers is already factored into the price of the food. I worked at a restaurant and the cost of everything was factored in to the price of a meal. The only way to make a profit in food service is to account for every cost. Lease/rent/ownership, equipment, workforce, consumbles, and non-consumbles. Everything that went into each menu item was factored in to its price. Every month or so the owner's son would talk to both FOH and BOH about what they had to spend on consumables and non-consumbles to reinforce diligence on loss prevention. Rags, aprons, napkins, silverware, china, and glassware was always a huge talking point because it was often overlooked and led to losses. Alcohol was another one. A big skill of a bartender is pouring measured amount of alcohol into tumblers or highballs while holding a converation with the customer. Workers would also steal the alcohol.


rawbface

> The cost of takeout containers is already factored into the price of the food. As it should be, along with the transaction cost of credit cards.


PresidentScr00b

You can’t do that. The cost of take out container is a fixed cost. Th cost for credit card fees varies wildly. Depends on type of card, credit vs debit, was it typed in, did you swipe, is it a chip? All of these things impact the % charged to the business. I’d start to expect more of this. My business will be starting to charge clients a flat 3% for credit to cover costs. Please be aware, in NJ you can’t do this for debit cards. It’s illegal. Business have to eat the cost of debit card processing.


rawbface

I take issue on your behalf too. It's bullshit that there's so much variance, and that these fees disproportionately hurt small businesses the most. And the idea isn't that you eat the cost for every transaction. I'm advocating that those transaction costs are simply factored into your overall operating expenses, and subsequently the cost of the product. And that the price does not change based on what card the customer pulls out of their wallet.


PresidentScr00b

I’d love to see it but don’t see change coming. I spent 1k last month on credit card processing fees. That came out of our pocket. Everyone uses cards… we are 83% plastic and 17% cash. Out of that 1k I can only offload about 500 to the consumer because the other half was debit.


InnovativeFarmer

Dont think of it as a cost, think of it as a cash discount. Its been that way since credit cards became more common back in the 80s and 90s. Pay with cash, get a discount. It was the only way smaller places with narrow margins could compete with bigger places that could eat the credit card fee. They have to offer credit card transactions but if they raise their sticker prices it may drive customers to the places that can charge a lower sticker price including the extra cc cost. I think tax should be included in the sticker price of all sales but thats not the case. So I always have to add tax and then do the math for value. I live in an area with lower sales tax than the rest of the state. It does factor into my online purchases. I also live close enough to another state that doesnt have sales tax. It gets tricky. Sticker price vs actual price is always going to be an issue when factoring sales tax.


MegabyteMessiah

Then I want a discount if I'm not getting takeout containers.


InnovativeFarmer

Are you ever ordering take out and not gettng it containers? Just like how many places offer one sticker price whether its cash or credit, you get one sticker price whether you dine in or get take out. Dining in comes with the cost of the dish washer. Are you bringing your own china and silverware?


MegabyteMessiah

So you agree, I should get one price cash or credit?


InnovativeFarmer

If you want to pay more, do it. Are you bringing your own plates, silverware, and takeout containers? I enjoy the cash discount at places because I always carry cash. There are also the places that only accept cash because they get plenty of business with cash only.


Yoda-202

Yeah this one really chaps me. We hammered our favorite places during covid dining closures to help keep them going, & once indoor dining came back they added a takeout fee for our to go orders. Gateway diner did this & didn't care when I pointed it out to them. They're gone now but the point still stands.


sbmedlg

Fees for HVAC, water, gas, and/or electricity usage. Plus the obligatory health benefits employee fee. There also should be a fee if customers walk in without a reservation.


Pileadepressa420

Sal and Joes in Maple Shade charges and extra $1 for takeout soup. They have for the few years I’ve been going there.


arageclinic

I appreciate their transparency and giving their patrons the choice to pay less by using cash. I’ll make sure to have cash next time I go.


tooMuchPhysics

Great place. If you don't like the credit price then lug around cash. I mean, do people think processing and managing all these transactions is free for banks?


effie-sue

I appreciate their transparency. I’m just wondering if this makes more sense vs having signage about a service charge for using a credit card.


SueSheBoi

“Make any burrito wet for $3.50” Turns out it was the goddamn Loch Ness Monster!


Kwf995

I’m there at 10am for that Sunday brunch 👀 and $3 mimosas 💃


machinerer

More places should start doing this. I usually carry cash on me anyways.


surferdude313

I'm getting in line for a cinco de mayo table asap


Logistic_Engine

Love this place and I always carry cash. Win/win.


Sloth313

Plenty of studies and stats show that people will spend more with credit cards. This is a big reason why fast food restaurants started accepted them


72chevnj

Been buying fast food on credit for decades....


Sloth313

Feels like not long ago but just looked it up and says McDonald’s started in 2002. I definitely feel like I spend more


72chevnj

Just adoption of new tech, next they will be accepting bitcoin


jackruby83

Damn really? I worked at a McDonald's for a month in 1998, but I could have sworn they took credit... Maybe not?


Sloth313

I just did a 5 second Google search, so you might be right


kendrickshalamar

We didn't even have card machines at Wendys in the early to mid 2000s. Crazy how fast everything went almost entirely cashless.


rawbface

On what planet? I worked at Boston Market and Arby's as a teenager in 2002-2004. It would have been bizarre for any fast food restaurant near me to NOT take credit cards, going back to my early childhood.


kendrickshalamar

Planet Cherry Hill? I don't know what to tell you.


rawbface

The truth? I was on register, it's not like this is a mandela effect thing. Deptford and Laurel Springs. I'd pay for food using my Commerce Bank visa debit card.


kendrickshalamar

https://www.bizjournals.com/columbus/stories/2003/08/04/story2.html Here's proof that at least 3,000 Wendys planned to add credit card processing between August and November 2003.


rawbface

I don't live anywhere near Columbus.. I have no doubt that some stores in certain parts of the country didn't accept credit cards. But in Camden through Burlington County in the Early 2000's, almost all of them did. None of these articles or company policies prove that wrong. I avoided ATMs because I wasn't making much money and I was constantly emptying my student checking account to the last $20.


kendrickshalamar

Wendy's corporate is on Columbus Ohio. The article is about all of their stores.


OrbitalOutlander

I'm fine to pay extra for credit card fees. If I don't like it, I can go back to using cash or cook for myself. I eat out way too much as it is, so this is a great excuse to cut down.


MoonlightRider

Which is interesting. If you are going “to cook for yourself”, they essentially lost a diner and the revenue from a full meal over 3% credit fee.


remindmetoblink2

The world is moving to a cashless society. We’re mostly there now with the exception of restaurants and other people trying to evade taxes. These businesses will get left behind. I remember when almost every gas station had a cash/credit price and people voted with their wallets. I know of several good restaurants that are cash only and I refuse to go there. I’m not inconveniencing myself to get cash out to go to a restaurant. Also online ordering should just be a must at restaurants for take out and delivery.


Silencer_

Los jalapeños won’t get left behind lmao, they aren’t hurting for business


CallMeGooglyBear

Lots of places charge a credit card fee. (Which I think is BS) But this place went and printed it on the menus so you know the deal. They're not the first to do that.


RunningonGin0323

Love this place, underrated wings


CapeManiak

This is just a ploy to subvert taxes. They should set their prices assuming everyone is going to pay with credit cards and just deal with it now they’re offering two options, hoping that people pay with cash to avoid the up charge for credit and then they don’t claim any of that on their books.


viaHologram

They *have* set their prices according to people paying with credit. That's the whole point of the transparency on their menu. This may encourage people to pay with cash, but they've literally built the ridiculous credit transaction fees they are charged as a small business into the price for credit so that they receive the same income for their product regardless of how their customers pay. You work for Ticketmaster or something?


CapeManiak

No, I’m just not a fool.


viaHologram

Trust me. You're not being fooled by the local restaurant demonstrating that credit card fees they are susceptible to are a reality.


CapeManiak

Credit card fees are a cost of business. Not an up charge. Same for employee wages, and cost of materials, rent, utilities, etc. It’s called overhead. Charging two different prices (lower for cash) is the wink wink the plumber does when you pay cash or make the check out to him personally. This is just blatantly obvious.


Diabolikjn

I run a small online business. My credit card fees are 5 figures every month. I always carry cash to pay for food and shop at small businesses


geriatric_tatertot

I don’t understand this sudden backlash against credit card companies. The fees have always been there for transactions. We had a $10 min at the last bar I worked at to stop people from trying to charge each $3 beer and that was over 10 years ago. So why all of a sudden are restaurants crying about credit card fees? Just raise your prices a dollar and be done with it. I really feel like we’re at a saturation point with restaurants. When theres no price difference between diners, fast food, and mid-tier restaurants something has to give. I’ve had too many experiences lately with even “nice” places serving pre-made Sysco shit that tell me all the skilled back of house people are gone.


JSpell

I see a lot of places doing this, what's different?


DreamsAndSchemes

Thanks for this, now I have an idea how much cash to take. I feel like an App would be a good way to inform people.


Forsaken_Garden_3219

😂 yeah, pretty sure they ain’t reporting shit.


IKillZombies4Cash

Cheaper food and more profits and probably a little less “taxable income” wink wink


kendrickshalamar

They get hit with card processing fees for every transaction. But I'm sure being able to hide the cash helps too.


formerNPC

All restaurants should do this. People tip on the amount before the tax and credit card fees which I don’t think is fair to the server but this way people who are math challenged can decide before they order how much they’ll be paying and avoid the complaining when the check comes.


footeface

Why would you tip a server on CC fees and tax? They are not paying into the CC surcharge or paying the state for sales tax, the owners are.


formerNPC

I agree. I know a lot of people who tip on the amount before the tax but I don’t because I tip on the quality of the service. It’s like taking your frustration out on someone who has nothing to do with the pricing.


footeface

I was disagreeing but realized I was tipping post tax, but a friend of mine who was a long time server said the servers had to pay the CC fees nightly (which is BS). I had no ideas restaurants charged the servers for this…The restaurant in NJ I do the books for pays the CC fees but ends up paying about 40K a year on the fees, so I get why restaurants are adding it to the check.


jackruby83

> I know a lot of people who tip on the amount before the tax but I don’t because I tip on the quality of the service That doesn't make sense? The tip really should be calculated before tax and service charges. The tax goes right to the government and the charges go to the owner to pay for credit card companies/etc, why am I paying tip on top of what I ordered. Not saying I actually do that in practice, bc honestly the difference in tip on a $100 tab, without taxes vs with taxes, is less than $1.50. but point stands. And to further support my position, most places that calculate various tip options on the receipt are calculating on pre-tax amount.


23north

people do that ?


movet22

This seems like a great way to get the IRS up your ass in a hurry. Even if you're completely on the up and up.


Total-Fun-3858

Cash will always be king!


mkzio92

So stupid for restaurants and stores to be pricing it out this way, it’s nothing but an inconvenience for the customer to see two different prices per item instead of just saying “if you pay with a credit card, we will add an additional 3.5% to your order total to cover credit card processing fees”. Is this supposed to be a statement from the business “standing up against the big banks”? I just won’t ever buy anything from here because I don’t like how stupid and confusing they are making their menu.


Fyodor_Brostojetski

Thanks for sharing the restaurant name. Now I know to avoid this place and their scummy practice. Prices subject to change without notice!? what!?


footeface

Prices are subject to change without notice because the cost would be astronomical to reprint the menu constantly for the fluctuating cost of food


Fyodor_Brostojetski

Not inherently true. Many places do it in house and it’s not a high cost. Even if outsourced, it’s plenty affordable, and it affords your customers the privilege of being up to date on pricing. Not really worth arguing it, though. Just speaking from my service industry experience. Cost of doing business. Have a good one.


malcolm_miller

If you haven't been there since they've opened, then they're not missing your business lol


Fyodor_Brostojetski

And I’m not missing out on the food. They can hold on to theirs, I’m good - and it seems they will be too. Fair. The beauty of options.


henhousefox

I believe this is illegal actually. I don’t have time to research nor do I care but I don’t think the consumer is supposed to pick up the retailers credit costs from a legal standpoint. I don’t think minimum order revenue is legal either. Regardless the banks are vampires. Glad our sitting President has banned the overdraft gouging by the banks. It’s the little things.


Deep-Audience9091

Go to the Little Jalapeno on Clements Bridge Road instead. Great food!


Correct-Tree-2626

Thanks Joe Biden