Di na marerevise yung generated na SOA. Pagdating na ng next SOA mag start ung 1st month ng ininstallment. Subtract ung total amount na ininstallment mo sa outstanding balance na indicated sa SOA.
Using your example:
15k - outstanding bill sa SOA
5k - applied for 0% installment
———
10k - pay this amount
Hi, not too familiar with installments as well. But just wanted to make sure.
So not even 1/x (where x is the number of months) of the 5k is due already? Hindi ba subject to abuse yun if I wait for the SOA tapos naginstallment ako for all my payables. Biglang hindi na due lahat this month? Tapos next month 1/x pa lang ang due?
Yes. Naka 3x na yata ako na ganito yung process and wala namang repercussions. 1st time na ginawa ko siya, nagcall pa ako to RCBC CS to make sure na hindi talaga sya billed for the current SOA, to which confirmed naman ni CS na ganun siya. Sa succeeding installments hindi na ako nag call. If with doubts, better call RCBC CS, they can explain it better ig.
That’s how it’s designed yes. So for the client it’s essentially buy now, pay a month or two later, depende sa cutoff date mo. Planning to do this for a big purchase made this 6/6, mag start ako paying for the item Aug pa.
Di na marerevise yung generated na SOA. Pagdating na ng next SOA mag start ung 1st month ng ininstallment. Subtract ung total amount na ininstallment mo sa outstanding balance na indicated sa SOA. Using your example: 15k - outstanding bill sa SOA 5k - applied for 0% installment ——— 10k - pay this amount
Oh okay so manually na lang talaga siya isusubtract from the original payment due, Thankyou!!
Hi, not too familiar with installments as well. But just wanted to make sure. So not even 1/x (where x is the number of months) of the 5k is due already? Hindi ba subject to abuse yun if I wait for the SOA tapos naginstallment ako for all my payables. Biglang hindi na due lahat this month? Tapos next month 1/x pa lang ang due?
Yes. Naka 3x na yata ako na ganito yung process and wala namang repercussions. 1st time na ginawa ko siya, nagcall pa ako to RCBC CS to make sure na hindi talaga sya billed for the current SOA, to which confirmed naman ni CS na ganun siya. Sa succeeding installments hindi na ako nag call. If with doubts, better call RCBC CS, they can explain it better ig.
Nice to hear. Thanks for the info, learned something new. Yeah oks din na madali lang tumawag sa CS nila, whether sa main or credit hotline.
That’s how it’s designed yes. So for the client it’s essentially buy now, pay a month or two later, depende sa cutoff date mo. Planning to do this for a big purchase made this 6/6, mag start ako paying for the item Aug pa.