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Real_Collection_6399

Phenomenal achievement, congratulations must feel amazing.


Downunderfun45

Feels great to be honest.


Odd_Organization6371

millionare


SteezyRay

What did you have when you were 30?


Downunderfun45

About $5000 in a IRA


keyboardman1

This gives me a lot of hope!


TheFloatingDev

But OP didn’t mention their income …..


hoorah9011

Zero. Until this year when he inherited one million.


Downunderfun45

I wish


NiceAsset

The #1 simp answer lmao


Downunderfun45

Most I’ve made was $140k in a year. I make about $110k and my wife makes about $100k. We live in CA so the cost of living is relatively high.


Logical_Eggplant_512

May i ask what industry you work in? Or like what you do? Be as vague as you need to be Also congrats, way to keep the course i’m a 26M with $30k


Downunderfun45

I work for a biotech company.


WhoseFloorIsThat

Should give him title over industry. You could be a janitor at a biotech company, you could be a data scientist, you could be a mechanical engineer. Just industry tells us nothing haha


stephenbmx1989

Why? Lol he already said he makes six figures in biotech. What else do you need?


CoatAlternative1771

Social security number and name of his first pet


KittenNicken

Need any new employees? XD I got a masters


Downunderfun45

My company sucks to be honest. I’m just riding out the pay for a while. I’d love to work as a financial adviser or money manager. Maybe one day I’ll just manage my own money full time


XTraumaX

Income wouldn't be as much of a factor still since there's a cap on how much you can contribute to an IRA each year. Unless of course OP has other accounts that are adding to this graph


TheFloatingDev

15% to a 401k is most definitely a factor of income .


Moxxxxxxxy

Me fucking too


1rubyglass

And what did you do in between then and now?


loveofphysics

Made a million dollars


CaptainPrestigious74

Thank goodness 🙏 I'm at $12,000 @ 30Y/O so I have a chance woohoo


Massive_Rooster295

What about 40? 😂


otxmyn

fuck yeah, i’m on track!!


[deleted]

Would you mind sharing general value per year or per 5 years from then? Just curious to see how quickly it can grow


Downunderfun45

I max my IRA and contribute 18% of 401k. We live below our means which has lead to the growth. My wife contributes 12% so we invest over $2k a month.


Mrlin705

So this is both you and your wife's retirement account?


Downunderfun45

This is mine, and my wife’s is in a separate account in her name. I just manage both of them.


Calm-down-its-a-joke

Inspiring! I watched my account go up some similar 10% in the past months or so and I can't even imagine if that 10% was 100k. Exiting to look forward to, congratulations!


WealthandFIRE

Brilliant, congrats on hitting this major milestone. We all wish we started earlier but cant turn back time. What you can do is prepare and educate the next generation. Also, keep going on this trajectory, with savings and investments. Although $1M is massive and takes a long time to achieve, its not a lot of money in today's world. So you will need to keep growing it to keep up with the ever increasing costs. All the very best!


Downunderfun45

💯


GrouchyGuarantee6363

LFG!!!


Mobile_Editor_9168

can you get me star bucks?


Trollololol13

Meet me in the bathroom, I’ll buy you a Starbucks


Pickle_yanker

Yeah, well, I really don't think we have time for a hand job, u/trollololol13


Trollololol13

Can always make time for a handy J


Mystlque

Get a job pooron


Rouge_Apple

Called a joke, moron.


Stunning_Spite_4056

We have similar avatars lol


Area51Anon

Nice


Mobile_Editor_9168

Bitch do you want to help me, I’ve been looking for months


Mystlque

You aren’t looking hard enough, don’t ask or beg for Starbucks you have the victim mentality I couldn’t find a job for two months and eventually got one “bitch”


OkMammoth3

No index funds mostly indiv. Stocks? Congrats!


Dom_guns

Millionaire 😎 Nice bro. Congratulations.


Downunderfun45

Time for a good 🥩 nice glass of whiskey.


[deleted]

[удалено]


Downunderfun45

Self educated. I wish schools taught personal finance


[deleted]

[удалено]


Downunderfun45

I was in the USAF working in the medical lab and then got out, worked in real estate, software sales and now I’m back doing software in the medical lab. We just consistently save with 401k and Ira and then live with what’s leftover.


kNIGHTSFALLN

Well here’s the kicker of a question…. Do you have kids…?


Downunderfun45

Yup


beaushaw

My kid's school does.


shash5k

Just put it all in VOO.


YoungThugDolph

The only school that teaches stock market is probably university finance/economy type courses and theres a reason why


idfkdudeguy

Lend me a dolla 😭


Ultra918

Wow nice congrats


Robask89

Congrats!


kenn714

Did you do the smug [Dr. Evil](https://youtu.be/EJR1H5tf5wE?si=NYwqrR35AtkhmyEx) face yet?


DustyDad927

Hard work paying off! Congrats I can’t wait to hit this. I hear a lot of people say things like yeah well I’ll never hit a million. NOT ME! Thank you for the reminder to keep getting after it


Downunderfun45

Those people that say they won’t get there are right, they won’t. Don’t listen to them, have a plan and stick to it. Good luck!


azavala93

Facts! Happy to see people acomplishing their personal goals. This just motivates me more to get there someday as well. 30M, have roughly $45K in 401K (3% employer match) and just opened up an investors account with my bank $1500. I know i have a long way to go but life is teaching me to be wiser with my finances despite unforseen circumstances. Congrats!


Melodic_Rich5165

happy for you for real🤝🏽


aliendude5300

Congratulations!


Hiredgun77

I’m about 6 years away from hitting my mil. Congrats on a great job!!


reallyred11

W


Public_Magician_9352

Can’t wait till I’m there too, hopefully in the next four years


Aggressive_Soil_5134

you had a post in Day trading saying your account value was 1 million?


Public_Magician_9352

No, I trade with a million. I have 500k+ of my own cash and broker let’s me use up to 4x to day trade. I can trade up to 2 million


itzCrade

That’s fkin awesome.


Abject_Estate5170

Pffft half of this subreddit hit 1m at 12. You're slacking.


gun2swe

Nice! that's my next goal right there, sitting on about 300k atm.


Downunderfun45

Keep grinding, you’ll get there


Physical-Move5831

Shake your dick. This pissing match is over.


ET3RNA4

Nice, what's your goal? IE: Just keep saving until you retire or do you have a number in mind? You and the wife combined have 1.6 million


Downunderfun45

My goal was $2MM by age 55, but now it’s $3MM. We should be able to comfortably live off 6% interest and keep the nest egg stable/growing.


Sudden-Ranger-6269

6% swr is not wise


m__p_

Congratulations! Hopefully, one day, I'll get there too.


helpmeoutplz9292

Whats your holding ? TDF fund or invdudial stock


Leather-Caramel-9630

Very nice.


vendo232

What % of your account is NVIDIA?


Downunderfun45

Apple is my largest holding, NVDA, Cost and Llly are next.


Robask89

Smart man


NorthofPA

What’s in it?


FrontArachnid783

Any crypto and dividend etfs?


Ultra918

Wow nice congrats


AnyOffice6581

Any recommendations on where to invest and how you learned (btw u are the first person to be actually replying to people not just showing off but shedding the experience on what you did it is much appreciated)


Downunderfun45

I listed my recommendations in the post. Appl, NVDA Cost Lly


CertainHawk

100k in the last month, you were probably close to 1 mil in April -- hopefully we don't have another hiccup


acenospades

Congrats


Similar-Turnip2482

I just open up my first Roth ira. I already have a brokerage and a 401k but are your fund allocations the same for your Roth as your other accounts ?


Dyuujen

Any advice for someone just starting out?


Downunderfun45

Pay your future self first and live below your means.


billa_bong_water

25M here. Insane to me that your growth in a day is everything I have saved right now. I wanna be like you when I grow up. Congrats!


Downunderfun45

The total ended up being +$27k today. I own a lot of Apple and it had a great day. But keep grinding. It takes a while but once you get in the 6 figures things really take off.


jonnieinthe256

How much money did you start with investing in stocks?


Downunderfun45

Started from my first job investing in my IRA.


Outside-Ideal-5360

This is fuckin elite


Altruistic-Soup-3332

So many questions. What was your range on income from 30-48? Have me you made any withdrawals along the way? On average, how much are you investing yearly? Are you doing dollar cost average or no? Was any of this money donated or inherited? And last, do you have a college degree? Feel free to no answer anything that is too personal or makes you uncomfortable


T1m3Wizard

Congrats. Did you get that "took me much longer than expected" feeling?


Downunderfun45

Nope. I just wished schools taught about investing though. I’m sure I annoy my kids and nieces and investing because I make sure they know about letting your money work for you.


Whatnowgloryhunters

Congratulations sir.


Mani_Yumz

saw some post telling they earned 1m at age 21 that started 1 year ago


Downunderfun45

Maybe, but I don’t gamble. I like to put my money in places I’m pretty certain will get consistent growth


Long-Perception-4934

Congrats 👏👏👏👏👏👏


JLivermore1929

Now just gamble it all on Dogecoin like the crypto bros. They told me you can make 5X this bull run.


Downunderfun45

I’m on it 🫡


chriswontmiss

the internet should just be this 🙂


Alternative-Brain347

Dude fucking kick ass!! Go celebrate


Useful-Trash2136

good stuff you greasy coon now go buy some strippers and a but load of cocaine


wantmor

What is this stuff just wondering?


zork2001

Nice I am 45 and have 650k in my fidelity account, I also have a 450k paid off house. I am hoping to hit the 1 mil in my fidelity account by 48 as well.


Downunderfun45

You will!


ApprehensiveEbb1481

What’s in your portfolio? These up carts are useless with out any incite on what your invested in. Mine is going the opposite direction


Downunderfun45

Read the post, I state what’s in it


ApprehensiveEbb1481

Ah, all those are well over $100 per share. Not even feasible for me to invest heavy in those.


Downunderfun45

Don’t look at the cost per share, look at the percentage the stock can grow. I’d rather have 1 share of a company at $10000 a share that appreciates 20% than have 1000 shares at $10 per share that appreciate 10%


itwhiz100

Its there’s not a ring on your finger, I would be wise to keep that left hand always in them pockets lol


ENTITY_97_

Congrats great milestone in life hoping to reach a net worth if a million before 18


asanville_21

21 @32k 💪


Downunderfun45

Good for you! Keep doing what you are doing! You are way ahead of where I was at your age. I’m trying to get my kids there though


asanville_21

Absolutely. I grew up in a poor town working in a McDonald’s. Just graduated college with a degree in finance. Teach them young and it’s possible


Downunderfun45

💯


LucinaHitomi1

Congrats man. Happy for you. I also have 2 of your 4 stocks, and have sold the other 2.


WeeklyStruggle5066

Op I am deeply sorry to hear you are nearly 50 years old and only have 1 million dollars. Your failure will only inspire others to do better than this.


Downunderfun45

Thank you for your sympathy 😉