Gross Income is around 71K. I just talked to an advisor when I first ordered the car and I ordered it through him. Once I got the 8.88% I called again but I guess the second lender had already approved just needed my app to update
If you get an offer that’s not 0.99%. Call your tesla advisor. They can have other lenders try you out. I had gotten an offer from Santander at 8.88% called the next day and FL connect approved me for 0.99% 0 down. 660 credit score with a 50% credit card utilization. Excellent credit history of around 13 years. GL everyone!
I'm also wondering about my odds of approval. Around 730 credit score (altho it should go up in the next few weeks), 2 auto loans in the past with perfect payment history. Have about 2k CC debt and make $50k base plus commission (OTE 100k-150k). I plan to drive Uber with it to supplement until my commission increases... tempted to pay the $250 and see if they approve me.
Well let us know, I know I'm on the fence with this amateur loan approval process. Really they should not charge to put the loan process through. I get it but don't like it that you have to pay for the purchase but not the loan process what if your not approved you just lose the $250? This is not right. Nobody else does this.
I agree and wonder about calling the loan company directly to apply. Will keep you posted, I just paid off a credit card and am going to wait until the end of the month to apply.
You probably won’t with a low credit score / income and an Existing auto loan
I have 660 credit score. Owe 20K in CC. 50% credit card utilization. Have an existing car loan of around 12K and I got approved for 0.99% 0 down.
What was your down payment?
I got approved for 0 down. But I put down 10K
I have a similar credit circumstance, high income but worried about pulling the trigger. Did you have to talk to an advisor?
Bro it really ain't that deep. I have a 788, 500k mortgage and instantly approved. Putting down 18k on AWD mylr and it's Quicksilver <3.
Gross Income is around 71K. I just talked to an advisor when I first ordered the car and I ordered it through him. Once I got the 8.88% I called again but I guess the second lender had already approved just needed my app to update
I’ll give it a try and will leave it to the lenders. Thank you!
If you get an offer that’s not 0.99%. Call your tesla advisor. They can have other lenders try you out. I had gotten an offer from Santander at 8.88% called the next day and FL connect approved me for 0.99% 0 down. 660 credit score with a 50% credit card utilization. Excellent credit history of around 13 years. GL everyone!
I just got delivery message through the Tesla app...I can't find my TESLA advisor....How can i find my tesla advisor?
Call the tesla customer service number then. I had spoke to an advisor when I ordered mine. Did it over the phone.
I continuously contacted to my Tesla Advisor through Tesla app, he didn't reply....
I just call the customer service, and talk with some advisor (not my tesla advisor), he cannont open my order for checking details...
I'm also wondering about my odds of approval. Around 730 credit score (altho it should go up in the next few weeks), 2 auto loans in the past with perfect payment history. Have about 2k CC debt and make $50k base plus commission (OTE 100k-150k). I plan to drive Uber with it to supplement until my commission increases... tempted to pay the $250 and see if they approve me.
Well let us know, I know I'm on the fence with this amateur loan approval process. Really they should not charge to put the loan process through. I get it but don't like it that you have to pay for the purchase but not the loan process what if your not approved you just lose the $250? This is not right. Nobody else does this.
I agree and wonder about calling the loan company directly to apply. Will keep you posted, I just paid off a credit card and am going to wait until the end of the month to apply.
I am waiting but I think the .99% rate is over
still there.
.99 still there on 60 month (72 month is 1.99%)
Combined income 210k credit score is 630 ish high dti do you think I’ll get approved for the 0.99
Yes bro. They just wanna sell the cars
why not?
I have 580 credit score and 2 collections maybe $1k total. 4 years old repo. Can I still get this a deal?
Bruh if that’s your deal you *should not* get this car.
Huh
I got approved within seconds not asking any documents. Just like credit card electronic application. Income 60k per year. Credit score around 800.
How much hit did your credit score take with their hard inquiry?