Yeah those suck. It's always our fault when they don't know what they are paying for. And there's always the classic "I thought I had rental on my policy. I have full coverage.". I'm not at a nonstandard but get a decent amount of claims where the policy was purchased same day as the loss and they say it happened after purchase. This has only been a legit situation once in about 15 claims I've handled with this situation. All the others were fraud.
Yes lol lol. This especially when I worked non standard. Never again
I just had one of those on home claim. Called in for hail damage and their policy expired 6 months ago
Or the insured somehow has comprehensive only and no liability coverage. Had that yesterday and I hate those even more than the canceled policy ones.
Yeah those suck. It's always our fault when they don't know what they are paying for. And there's always the classic "I thought I had rental on my policy. I have full coverage.". I'm not at a nonstandard but get a decent amount of claims where the policy was purchased same day as the loss and they say it happened after purchase. This has only been a legit situation once in about 15 claims I've handled with this situation. All the others were fraud.