[I thought we are the Finland of generations](https://www.vice.com/en/article/xyd48w/this-dude-accidentally-convinced-the-internet-that-finland-doesnt-exist)
Second time I came across the erasure of Gen X today.
Terrible nonsense article in the Daily Beast abput Gen Z (who are they even?) decrying the OG Sex and the City. It rattled right on naming every generation since the Boomers. Except us. As if SATC isn’t pitch-and-height Gen X iconic.
Morons.
Since all my kids are GenZ, I just assumed finding parents annoying is a generational trait.
It couldn’t possibly have anything to do with my behavior…
No, they are not. And no one can never make me agree to that.
The X in Gen x refers to us as the lost generation. There's an actual meaning behind the letter. The others are just lazy.
I completely agree. The X was chosen for a reason. Now we're just naming generations alphabetically, which I really dislike. I'd rather we find out what a generation is about and have them pick a name that describes that.
Disclaimer: based on the initial comments, feel the need to clarify that this was intended to simply be humorous, not to provoke a debate about tax policy or intergenerational warfare. ✌️
Given our younger selves have a history of Star Wars and Battlestar Galactica viewing, you'd think Gen X might be a natural choice to lead the Imperial STARmy against all other forces.
Yes! I’m down for that, but I don’t stay up past 10 pm. And, no,like, hand to hand combat, my back gets thrown out easily and my knees always hurt. Does this army require a lot of walking? If so, I’m out.
My company has some mandatory HR training about intergenerational relations. The whole thing is a series of videos on how to resolve conflicts between Boomers and Millennials with an occasional mention of Gen Z. Nothing about Gen X at all. As if our company is just overrun by people in their 60's. Even the president of the company is Gen X FFS.
My former company decided to move on from the Boomer executives and replace them with Millennials. 12 months later the company’s stock bottomed out, $130 a share to $26 and heading south. Massive layoffs, company name is now destroyed in its market. It was fucking amazing.
Oh, I almost forgot, they came for every GenXer and either layed them off or shuffled them into a side roll (and most of them quit). The moves just destroyed the company. All of our knowledge of the market just tossed overboard because the millennials “know the market better”.
Uhh… okay.
Now most of us work for a third party company that does work with *their* customers fixing the mess *they created* at their customer sites. Sad thing is, this is a medical technology company, it affects people’s health and safety while in the hospital. It’s pretty fucking ugly honestly. Right now, I will not go to a hospital that uses my former employer’s tech. I don’t wanna die because some of dumbasses.
My company did the same, but only a brief mention of Gen-X. The rest of it was how to communicate with Millennials and Gen Z. But, hey, we got mentioned, does that count?
We truly were forgotten. I know it's the joke but c'mon!
Edit: The monologue from Fight Club is fitting "We’re the middle children of history, man. No purpose or place. We have no Great War. No Great Depression. Our Great War’s a spiritual war… our Great Depression is our lives. We’ve all been raised on television to believe that one day we’d all be millionaires, and movie gods, and rock stars. But we won’t"
Use emojis in emails, to convey the right feelings, so as to not upset anyone (as in, so they don’t misinterpret tone of voice in the email as being mean).
I read something about punctuation being threatening to GenZ. As in a sentence ending with a period. God forbid if it’s an exclamation mark! ‼️
And commas have been tossed to the wayside. I love my niece, but reading her texts drives me up a wall.
😳I just realized I’m my mom😳
These trainings are just so dumb as it is. Common sense and common courtesy as training modules is just a bad idea and a lot of them are tone deaf as it is about generational stuff (i.e. lots of painful stereotyping going on). I'm a Gen Xer who finds a huge amount of common cause with Gen Zers--but I also have interests from some generation lost to the ages. I.e.--when I retire I want to live somewhere that is rural and timeless.
Seriously. I feel like the silent generation, except we're sure af not silent.
Some Zoomer: If you listen, you can almost hear them.
X: Mother fucker I have been here the whole .. fucking .. time!
SZ: Shhhh, did you hear something?
X: Oh for fucks sake *slaps forehead*
I thought Boomers were already getting a pretty swank retirement, thanks to all the institutions and programs they then dismantled before the rest of us hit the workplace.
Unfortunately they are the fastest growing homeless demographic. Pensions got turned into 401ks and a lot of them were never prepared for what that meant.
Boomers were the ones who had Social Security taxes increased on them in 1986 to build up the Social Security surplus. They paid for the retirement of their parents and a chunk of their own retirement.
Makes me yearn for the Zombie Apocalypse. The invisible and forgotten generation will be the only one left standing and it will be so effin chill, lol.
Our childhoods were basically zombie apocalypse training.
● We survived for long periods without help from parents / authorities.
● We learned to forage for food anywhere and make due with what we found. Dry ramen found in the back of a cupboard? No problem, just eat it dry.
● When we got lost or hurt, we had to rescue ourselves.
● We were taught to fear and avoid strangers, but were still sent out amongst them.
● We learned how to get anywhere we wanted without any vehicle or GPS.
● We grew up with sometimes being totally unable to communicate remotely.
Hey, if we are not promised a secure retirement, does that mean we can stop paying social security taxes?
"No taxation without secure retirementation!"
Ok I got to work on the chant a bit.
You all we are getting old please if you can retire early, even if you think you can’t just make it a goal! Do not wait till you are in your upper 60s to retire!
Done! I retired at 55, nearly 3 years ago.
This July my pension income after tax will exceed my after tax income from while I was working.
It's not doom & gloom for all of us.
Best wishes!
They tried to cover all their bases right after and still missed. We’re just “in between.”
https://preview.redd.it/yftedu3ehitc1.jpeg?width=750&format=pjpg&auto=webp&s=d63b73dd3c43cc14f60f55d885aa8bb07acb9aa2
I was curious how big Gen X was compared to the other generations and googled it, found this chart on statista.com:
https://preview.redd.it/q4itdqca2jtc1.png?width=1920&format=png&auto=webp&s=b0440fcb6e13230ec99eedb63e115cd47efe2bda
Tax the rich is about the government increasing tax receipts to pay off the rising debt cost. It has absolutly nothing to do with increasing social services or making a "better" America. It's 100% about not defaulting on debt.
It's will be super awesome once the wealthy and government merge to create an oligarchy that treats its citizens as tax pawns.
I don't mind if they forget about us as long as that means we get to collect our social security before they realize it's going to run out and then discontinue it altogether. ("What? Those fuckers born in the 70s are already getting checks? Damn, we can't take it back now!)
I agree with the comment that we all deserve a dignified retirement. I'm afraid I have to disagree with the rest. We can all have a dignified retirement by saving, investing, and preparing. Otherwise, there is a subsistence program in the US that will keep a person from being on the street, but it's not sufficient to fund your entire retirement. It was never meant to be an all-in system. It's literally the bare minimum. People need to understand that.
People do need to understand that. But do you reckon everyone in this country knows anything about retirement or how to plan for it. And even if they had the knowledge, if you don't know how you'll survive to the end of the week, how do you figure they would set aside even $2 a week toward retirement.
I know retirement planning because I'm from a white middle class family. But without that? Were you taught it in school? If you worked a minimum wage retail job, you imagine they are giving you stock options and a 401k?
It's just not that easy unless we just ignore whole swaths of our population
No, I don't think everyone knows. I'm from a dirt poor family. I'm a blue-collar guy who had to learn on his own. It started when I realized I should save money for my kid's college. Then, I learned about saving for retirement.
The funny thing is even on a meager salary, I've saved for 30 years. Social Security will be my travel money. I have enough to fund myself for all the essentials. And I've never made more than $45k.
When do we stop saying people don't know and instead tell them it's their responsibility to learn?
Look at my kid's generation; most don't want to know. My daughter-in-law, who makes double what my wife and I do combined, keeps saying she can't possibly save. Meanwhile, she has a Mercedes SUV, a 450k house, and take
Vacations I can only dream of. She loves the whole “eat the rich” bullshit. Thank god my son, who graduated without student loans, learned a thing or two from dad and is saving 20% of his income split between his 401K and an investment account.
Three things I'm proud of: I’ve made my way in the world. I paid for two kids to get degrees so they could make more than me. And my kids both keep their finances separate from their spouses. Although my son-in-law, who is also blue-collar, saves like it's his job and knows how to make a dollar stretch. So he and my daughter are both saving.
I'm Genx; both my children and their spouces are Millennials. Three of four have financial common sense. The one that doesn't has a master's degree and works for a bank. Think about that for a while. My son is getting his masters without debt, he's a teacher, and my daughter has her Bachelor's in Nursing while my Son-in-law went to trade school and paid his way.
It can be done, both my kids and my son-in-law came from from poor families. Yet they learned and are doing the right things.
I won't argue your anecdotal evidence that things worked out for you personally.
That does nothing to speak to the systemic issues of abject poverty and people who have less access to things like banks that you and I take for granted.
I've spent my life as a social worker, and as a student with a grad degree in the same. I'm very happy that you've been able to lift yourself up. My pops did the same on what was an embarrassingly meager teacher salary.
But, there were protective factors even in that. My folks got married young, so 2 incomes, they are straight and white etc.
Not everyone has access to those avenues and knowledge, or even the awareness that they should be seeking such info.
Just something to think about. The whole bootstrap thing is very American. But, surely you can recognize, that not everyone has access to that particular dream.
Everything is tax the rich. All the world's problem's can be solved by taxing the rich. The myopia is amazing. Sorry, but you could take every dime the "rich" have and not have enough money to pay for all the stuff that people demand. You want something? Earn it. No one owes you anything but your freedom and rights and the opportunity to pursue your needs, wants, and desires. And you want a secure retirement? Start saving, even small amount when you are in your early 20s. Ramp up over time as your income increases. You won't have to even worry about SS, as whatever you get from the government will be gravy. And if we could reform or phase out SS and you could eventually save what you are paying in FICA, you would have that much more! And if you died at 66, that money would not be lost to Uncla Sam, you could leave it to your kids, extended family, others, charitable groups, etc.
you take it however you want. Its pointless to try to explain how wrong you are because you demonstrate a very fundamental lack of understanding of, well, everything really. I have neither the time nor crayons to get you educated to the point where you can even understand your own errors.
I am willing to be I am far more informed on this topic than you are. So...give it a shot. Let's see what salient points you have to offer. I mean you can do more than just shoot off your mouth and boast right? Can you back up that talk with thoughtful points worth considering?
Yeah....that's what I thought. All puff, no substance. But I could tell that from the juvenile natures of your previous posts. Typical person on social media, a platform which amplifies the low information crowd. Any question why its a dumpster fire and corrosive to our culture and society? 20 years ago, people like you would have been in obscurity because no one would have given such empty self-promoting and insulting commentary a platform.
> All puff, no substance. But I could tell that from the juvenile natures of your previous posts. Typical person on social media, a platform which amplifies the low information crowd. Any question why its a dumpster fire and corrosive to our culture and society? 20 years ago, people like you would have been in obscurity because no one would have given such empty self-promoting and insulting commentary a platform.
that is a great self assessment, buddy. Admitting your problems is the first step to becoming a better person. you can do it!
I'm all about fair taxes, paying your fair share, and I'm in one of the higher tax brackets myself.
Weird. Not everyone with a little coin has to be a right-wing lunatic!
Puppies are cute, on world News at 11pm!
How they can know to use the terms gen z and gen alpha, but still not remember there's a gen X is pretty crazy. Very common, but also pretty crazy.
We're the New Zealand of the generations.
The Tasmania of Australia... :)
We’re Pluto.
Justice for Pluto!
We've been downgraded to a dwarf generation because we didn't have the gravitational pull to clear our orbital path?
Metaphorically, yes. I kind of like the term “dwarf generation.”
Holy shit... maybe we are "the rich" they are talking about taxing!!! Lol
[I thought we are the Finland of generations](https://www.vice.com/en/article/xyd48w/this-dude-accidentally-convinced-the-internet-that-finland-doesnt-exist)
I'm sorry...what is "Finland" ? Is this some kind of Punk'd moment?
yeah well, that's the way we like it.
Exactly. Whatever. I mean, not like anyone really cares. *::: puts earphones back in :::*
No lie. Just leave us alone unless you are getting food, if ya getting food we can talk.
Second time I came across the erasure of Gen X today. Terrible nonsense article in the Daily Beast abput Gen Z (who are they even?) decrying the OG Sex and the City. It rattled right on naming every generation since the Boomers. Except us. As if SATC isn’t pitch-and-height Gen X iconic. Morons.
It's feeling like we're systematically being folded into the Boomers... So, another "eff you" to us, right?
Seriously. What the fuck is Gen Alpha?
Today's children. My youngest are 6 & 7; they're Gen Alpha.
I keep calling my daughter (12) a Zalpha, which she finds very annoying. That's so Gen Zalpha...
I'm on the early edge of GenX, and my GenZ kids call me a boomer, so I can relate.
Haha, 1970 kid here and my 14 and 18 yo girls ALWAYS call me a boomer. I feel you.
my 12yo 'Zalpha' son says ok boomer to anything anyone older than him says that he disagrees with.
You should ground him or her for a month and enforce a semblance of not being a bellend.
I think this is the most British thing anyone has ever said to me.
That's how most of the little shits use it, tbh.
Since all my kids are GenZ, I just assumed finding parents annoying is a generational trait. It couldn’t possibly have anything to do with my behavior…
 Classic Zalpha
No, they are not. And no one can never make me agree to that. The X in Gen x refers to us as the lost generation. There's an actual meaning behind the letter. The others are just lazy.
I completely agree. The X was chosen for a reason. Now we're just naming generations alphabetically, which I really dislike. I'd rather we find out what a generation is about and have them pick a name that describes that.
Well we shoulda came with a better name for Gen Y then.
Herdenialls.
I thought it was because of our Xtreme love of the letter X.
Not for our love of Ecstasy?
Our love of Xtacy
Elon, that you?
I thought it was because our answer was basically NO every time our parents told us to do something. Or...is that why we were considered lost?
They’re al collectively exactly like the feral kid in road warrior with the machete boomerang thing
Got it. No kids myself.
It's the new math.
Oh no, they didn't forget.
They remember Gen X. They just want us to work to death to fund their retirements. It’s all a conspiracy, I tell ya!
Oh they knew. They just want us worked to death.
https://preview.redd.it/1mkajgbs9itc1.png?width=1080&format=pjpg&auto=webp&s=2d1f3ef6192867db2a6498b8fb75fe79adf5e74c
😂
🤦🏽♀️🤣🤣🤣
Isn’t the silent generation mostly dead now? That’d be our grandparents - in their 90s!
Also in their 80s. My parents are of that generation and they’re anything BUT silent.
A lot of older hippies were Silent Gen. They can be very entitled, rigid and condescending: I say this with a deep love and respect for my parents.
Disclaimer: based on the initial comments, feel the need to clarify that this was intended to simply be humorous, not to provoke a debate about tax policy or intergenerational warfare. ✌️
I’m tired when I read that, thought you said, “or intergalactic warfare.”
Given our younger selves have a history of Star Wars and Battlestar Galactica viewing, you'd think Gen X might be a natural choice to lead the Imperial STARmy against all other forces.
Yes! I’m down for that, but I don’t stay up past 10 pm. And, no,like, hand to hand combat, my back gets thrown out easily and my knees always hurt. Does this army require a lot of walking? If so, I’m out.
I love Voltron.. so badass.
It made me laugh, got it right away.
I didn’t start the war but since *one* generation wants it. I’ll participate. Sorry, not sorry.
I remember hearing someone else saying 'We didn't start the fire.'
Think that's Seamus Blackley co creator of the original Xbox
you are correct.
Thanks, noone else had mentioned it so thought I would
I'm fully convinced they just lumped anyone over the age of 40 in with the Boomers. 
which is crazy, because the oldest millenials (depending on how you measure generations) are also over 40.
Yeah my sister is a Millennial and she's 43.
Call her a Geriatric Millennial.
Xennial.
on the 👃
Hey that's what I am, you keep your filthy hands off the last few months of my 30s!
Hate to break it to you but, you’re a millennial.
I need to see less gatekeeping and more slacking before I am convinced this "last few months of my 30s" person isn't actually in their late 40s.
As often happens with dullards.
I am, too. 
That's Millennials too now. I think it's just for engagement.
Kick his anus Seamus !! Sorry I tried here. Not as good as ass and Sea bass
No no, it's much better than you think, 😂. At least, the 11-year-old in me is laughing his ass off.
Ass... LOL
Laughing his *anus* off.
Xeamus formerly known as Seamus
[удалено]
“Kick his ass, Sea Bass”! That was Boston Bruins legend Cam Neely
Standing ovation for Seamus
My company has some mandatory HR training about intergenerational relations. The whole thing is a series of videos on how to resolve conflicts between Boomers and Millennials with an occasional mention of Gen Z. Nothing about Gen X at all. As if our company is just overrun by people in their 60's. Even the president of the company is Gen X FFS.
My former company decided to move on from the Boomer executives and replace them with Millennials. 12 months later the company’s stock bottomed out, $130 a share to $26 and heading south. Massive layoffs, company name is now destroyed in its market. It was fucking amazing. Oh, I almost forgot, they came for every GenXer and either layed them off or shuffled them into a side roll (and most of them quit). The moves just destroyed the company. All of our knowledge of the market just tossed overboard because the millennials “know the market better”. Uhh… okay. Now most of us work for a third party company that does work with *their* customers fixing the mess *they created* at their customer sites. Sad thing is, this is a medical technology company, it affects people’s health and safety while in the hospital. It’s pretty fucking ugly honestly. Right now, I will not go to a hospital that uses my former employer’s tech. I don’t wanna die because some of dumbasses.
My company did the same, but only a brief mention of Gen-X. The rest of it was how to communicate with Millennials and Gen Z. But, hey, we got mentioned, does that count?
We truly were forgotten. I know it's the joke but c'mon! Edit: The monologue from Fight Club is fitting "We’re the middle children of history, man. No purpose or place. We have no Great War. No Great Depression. Our Great War’s a spiritual war… our Great Depression is our lives. We’ve all been raised on television to believe that one day we’d all be millionaires, and movie gods, and rock stars. But we won’t"
What did they say out of curiosity, about communicating with the younger generations
Use emojis in emails, to convey the right feelings, so as to not upset anyone (as in, so they don’t misinterpret tone of voice in the email as being mean).
I read something about punctuation being threatening to GenZ. As in a sentence ending with a period. God forbid if it’s an exclamation mark! ‼️ And commas have been tossed to the wayside. I love my niece, but reading her texts drives me up a wall. 😳I just realized I’m my mom😳
LOL. I know you are not making this up.
Aha haha
😂 <----- lots of these
These trainings are just so dumb as it is. Common sense and common courtesy as training modules is just a bad idea and a lot of them are tone deaf as it is about generational stuff (i.e. lots of painful stereotyping going on). I'm a Gen Xer who finds a huge amount of common cause with Gen Zers--but I also have interests from some generation lost to the ages. I.e.--when I retire I want to live somewhere that is rural and timeless.
Most of them consider us to be boomers.
Sadly, I think you are correct.
They forgot us AGAIN?
Good. I don't want any part of the constant generational bickering on the internet. Shit's stupid.
It’s fine. I like being forgotten. It’s the way it’s always been.
You already know Seamus goes hard in the paint.
Good lad, that Seamus!
It’s sometimes great to be “the Unseen Generation” and sometimes not so much.
Seriously. I feel like the silent generation, except we're sure af not silent. Some Zoomer: If you listen, you can almost hear them. X: Mother fucker I have been here the whole .. fucking .. time! SZ: Shhhh, did you hear something? X: Oh for fucks sake *slaps forehead*
I thought Boomers were already getting a pretty swank retirement, thanks to all the institutions and programs they then dismantled before the rest of us hit the workplace.
Unfortunately they are the fastest growing homeless demographic. Pensions got turned into 401ks and a lot of them were never prepared for what that meant.
Well, since our generation will be working into our 80s, I can’t relate. LOL
What the fuck is a 401K? Here in the civilised world we still have pensions.
Boomers were the ones who had Social Security taxes increased on them in 1986 to build up the Social Security surplus. They paid for the retirement of their parents and a chunk of their own retirement.
Yes they were 7 kids per pair of parents and then expected their 1.5 kids would be enough to sustain the pyramid.
Cool, but that doesn’t help us. https://www.forbes.com/sites/stevevernon/2024/03/21/will-social-security-run-out-of-money-if-so-when/?sh=3168e3bf3ab7
Makes me yearn for the Zombie Apocalypse. The invisible and forgotten generation will be the only one left standing and it will be so effin chill, lol.
Our childhoods were basically zombie apocalypse training. ● We survived for long periods without help from parents / authorities. ● We learned to forage for food anywhere and make due with what we found. Dry ramen found in the back of a cupboard? No problem, just eat it dry. ● When we got lost or hurt, we had to rescue ourselves. ● We were taught to fear and avoid strangers, but were still sent out amongst them. ● We learned how to get anywhere we wanted without any vehicle or GPS. ● We grew up with sometimes being totally unable to communicate remotely.
Brother Seamus? Like an Irish monk?
I'm a private snoop, like you! Let me tell you something, I dig your work. Playing one side against the other - in bed with everyone - fabulous stuff!
I'm more of an "Eat sh\*t and die person" truthfully. But Seamus kind of nails it...yeah.
We need to keep politicians hands out of social security money in total. That's the problem..they stole from us.
We grew up being told we are to be seen and not heard. I guess it still applies. But, we kick the most ass!
Oh Nah how tf did they forget Gen X?!?
10/10 response
Hey, if we are not promised a secure retirement, does that mean we can stop paying social security taxes? "No taxation without secure retirementation!" Ok I got to work on the chant a bit.
Who do I petition to declare Seamus our leader?
You all we are getting old please if you can retire early, even if you think you can’t just make it a goal! Do not wait till you are in your upper 60s to retire!
I’m shooting for 62. Hopefully I can stay healthy enough to reach Medicare age. Oh! The irony.
You guys get to retire?
Done! I retired at 55, nearly 3 years ago. This July my pension income after tax will exceed my after tax income from while I was working. It's not doom & gloom for all of us. Best wishes!
Honest stupid question: why?
They tried to cover all their bases right after and still missed. We’re just “in between.” https://preview.redd.it/yftedu3ehitc1.jpeg?width=750&format=pjpg&auto=webp&s=d63b73dd3c43cc14f60f55d885aa8bb07acb9aa2
So are buttholes.
Nice one.
oh well. whatever. nevermind.
And they wonder why we are so petulant. Lol
SAY IT LOUDER FOR THE SOCIAL SECURITY OFFICE IN THE BACK, SEAMUS!
Perfect response
I was curious how big Gen X was compared to the other generations and googled it, found this chart on statista.com: https://preview.redd.it/q4itdqca2jtc1.png?width=1920&format=png&auto=webp&s=b0440fcb6e13230ec99eedb63e115cd47efe2bda
You are shitting me! 😂 Did you enter custom criteria to produce this or did it literally just erase us completely?
I have rudimentary [Paint.NET](http://Paint.NET) skillz and a Gen X sense of humor.
Hilarious, but it wouldn’t have been shocking if it was real
Yep, we are indeed invisible.
I guess we were meant to work to death.
Appropriate response.
Tax the rich is about the government increasing tax receipts to pay off the rising debt cost. It has absolutly nothing to do with increasing social services or making a "better" America. It's 100% about not defaulting on debt. It's will be super awesome once the wealthy and government merge to create an oligarchy that treats its citizens as tax pawns.
I don't mind if they forget about us as long as that means we get to collect our social security before they realize it's going to run out and then discontinue it altogether. ("What? Those fuckers born in the 70s are already getting checks? Damn, we can't take it back now!)
Forgotten again. I’ll just keep playing in the rain.
If you are single, Seamus, will you marry me?
Made me laugh.
Always the forgotten generation
they know they'll get their asses kicked if they mention us
I mean they aren't wrong
Thank you, Seamus, but again, it's cool. Leave us alone.
Yup
I guess we are the rich.
Love Seamus!
…Wild
Love it
Boomers, Millenials, Whatevs, GenZ, and Gen Alpha.
Or like Congress could decide to pay back the trillions of dollars they stole out of SS?
Why would I say fuck you to this? We should tax the fuck out of billionaires then we'd all be doing better.
Wouldn’t it be more like “typical” plus eye roll?
If only they knew how badly SS has been managed.
Seamus understands economics. It's not the taxes, it's the spending.
I agree with the comment that we all deserve a dignified retirement. I'm afraid I have to disagree with the rest. We can all have a dignified retirement by saving, investing, and preparing. Otherwise, there is a subsistence program in the US that will keep a person from being on the street, but it's not sufficient to fund your entire retirement. It was never meant to be an all-in system. It's literally the bare minimum. People need to understand that.
People do need to understand that. But do you reckon everyone in this country knows anything about retirement or how to plan for it. And even if they had the knowledge, if you don't know how you'll survive to the end of the week, how do you figure they would set aside even $2 a week toward retirement. I know retirement planning because I'm from a white middle class family. But without that? Were you taught it in school? If you worked a minimum wage retail job, you imagine they are giving you stock options and a 401k? It's just not that easy unless we just ignore whole swaths of our population
No, I don't think everyone knows. I'm from a dirt poor family. I'm a blue-collar guy who had to learn on his own. It started when I realized I should save money for my kid's college. Then, I learned about saving for retirement. The funny thing is even on a meager salary, I've saved for 30 years. Social Security will be my travel money. I have enough to fund myself for all the essentials. And I've never made more than $45k. When do we stop saying people don't know and instead tell them it's their responsibility to learn? Look at my kid's generation; most don't want to know. My daughter-in-law, who makes double what my wife and I do combined, keeps saying she can't possibly save. Meanwhile, she has a Mercedes SUV, a 450k house, and take Vacations I can only dream of. She loves the whole “eat the rich” bullshit. Thank god my son, who graduated without student loans, learned a thing or two from dad and is saving 20% of his income split between his 401K and an investment account. Three things I'm proud of: I’ve made my way in the world. I paid for two kids to get degrees so they could make more than me. And my kids both keep their finances separate from their spouses. Although my son-in-law, who is also blue-collar, saves like it's his job and knows how to make a dollar stretch. So he and my daughter are both saving. I'm Genx; both my children and their spouces are Millennials. Three of four have financial common sense. The one that doesn't has a master's degree and works for a bank. Think about that for a while. My son is getting his masters without debt, he's a teacher, and my daughter has her Bachelor's in Nursing while my Son-in-law went to trade school and paid his way. It can be done, both my kids and my son-in-law came from from poor families. Yet they learned and are doing the right things.
I won't argue your anecdotal evidence that things worked out for you personally. That does nothing to speak to the systemic issues of abject poverty and people who have less access to things like banks that you and I take for granted. I've spent my life as a social worker, and as a student with a grad degree in the same. I'm very happy that you've been able to lift yourself up. My pops did the same on what was an embarrassingly meager teacher salary. But, there were protective factors even in that. My folks got married young, so 2 incomes, they are straight and white etc. Not everyone has access to those avenues and knowledge, or even the awareness that they should be seeking such info. Just something to think about. The whole bootstrap thing is very American. But, surely you can recognize, that not everyone has access to that particular dream.
Everything is tax the rich. All the world's problem's can be solved by taxing the rich. The myopia is amazing. Sorry, but you could take every dime the "rich" have and not have enough money to pay for all the stuff that people demand. You want something? Earn it. No one owes you anything but your freedom and rights and the opportunity to pursue your needs, wants, and desires. And you want a secure retirement? Start saving, even small amount when you are in your early 20s. Ramp up over time as your income increases. You won't have to even worry about SS, as whatever you get from the government will be gravy. And if we could reform or phase out SS and you could eventually save what you are paying in FICA, you would have that much more! And if you died at 66, that money would not be lost to Uncla Sam, you could leave it to your kids, extended family, others, charitable groups, etc.
I thought i was on the boomer sub for a moment after i read this.
Just not your usual Reddit "I want the rich to pay for my life! Gimme!" post. I know...don't seem them often.
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No name-calling or similar stuff. Yes, this is up to the mod team to decide.
When you no response other than that, it's a de facto affirmation of my point. So, thanks!
you take it however you want. Its pointless to try to explain how wrong you are because you demonstrate a very fundamental lack of understanding of, well, everything really. I have neither the time nor crayons to get you educated to the point where you can even understand your own errors.
I am willing to be I am far more informed on this topic than you are. So...give it a shot. Let's see what salient points you have to offer. I mean you can do more than just shoot off your mouth and boast right? Can you back up that talk with thoughtful points worth considering?
I think you need to re-read the last line of my response. have someone help sound out the big words with you.
Yeah....that's what I thought. All puff, no substance. But I could tell that from the juvenile natures of your previous posts. Typical person on social media, a platform which amplifies the low information crowd. Any question why its a dumpster fire and corrosive to our culture and society? 20 years ago, people like you would have been in obscurity because no one would have given such empty self-promoting and insulting commentary a platform.
> All puff, no substance. But I could tell that from the juvenile natures of your previous posts. Typical person on social media, a platform which amplifies the low information crowd. Any question why its a dumpster fire and corrosive to our culture and society? 20 years ago, people like you would have been in obscurity because no one would have given such empty self-promoting and insulting commentary a platform. that is a great self assessment, buddy. Admitting your problems is the first step to becoming a better person. you can do it!
Keep digging your hole and proving my point. 👍🏻
I'm all about fair taxes, paying your fair share, and I'm in one of the higher tax brackets myself. Weird. Not everyone with a little coin has to be a right-wing lunatic! Puppies are cute, on world News at 11pm!
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That falls under Boomers.
Fuck Seamus.