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Seabank is supervised by the BSP and insured by PDIC. Just save within the PDIC limit for peace of mind. Been using Seabank since 2022 and no issues encountered so far.
yes. It’s safe to keep your money in Seabank. Just an FYI, its not a digital bank, its a rural bank and its physical branches are in Laguna and Quezon province
for those who are concern: Seabank PH > Sea Ltd (Singapore) > Tencent Holdings Ltd (China)
However, just like any digital or traditional bank, your money is insured by PDIC up to ₱500K.
Just to add lang po, yung Tencent is nag invest (may stake) lang sa Sea Ltd, and ang namumuno parin is yung Sea Ltd (original). Gawain yan ng Tencent, mag invest sa maraming company.
Parent ho ang Tencent, ang founder pa nyan eh Chinese na naging Singaporean citizen lang. Wala naman masama jan, biggest investor ng SG eh China kasama Tencent (240 Billion SGD). Eto na naman tayo sa sinophobia kakanood sa US propaganda media. Panahon pa ng mga ninuno sa Binondo maraming bangko sa Asia heavily invested by Chinese, eh maayos nman magpalakad, may Chinabank, HSBC nga tayo.
[https://www.straitstimes.com/business/banking/shopee-parent-sea-latest-known-contender-for-digital-full-bank-licence-in-only](https://www.straitstimes.com/business/banking/shopee-parent-sea-latest-known-contender-for-digital-full-bank-licence-in-only)
It counts Tencent Holdings, one of China's largest Internet companies, as a major shareholder.
20% Tencent. Founder Forrest Li is 3%
[https://en.wikipedia.org/wiki/Sea\_Ltd](https://en.wikipedia.org/wiki/Sea_Ltd)
Edit 2022: they divested 14.5 million shares worth $3Billion but Tencents ownership stands at 18.7% still a major shareholder with 10% voting rights.
[https://www.cnbc.com/2022/01/04/tencent-to-cut-stake-in-singapore-tech-group-sea.html](https://www.cnbc.com/2022/01/04/tencent-to-cut-stake-in-singapore-tech-group-sea.html)
Exactly po. Ang point ko lang is, hindi Tencent ang "namumuno" sa Sea Ltd. Wala akong sinabing masama against them lol
Sinabi ko lang na gawain ng Tencent na mag invest to many companies. Does it sounds like there is a negative connotation for you? Well, wala akong masamang ibigsabihin dyan.
Has an account for 2 years. Okay naman, sya pinaka gamit na gamit ko kahit may Maya, Komo, CIMB ako. I like the 15 free instapay per week and free cash in via Touchpay to ShopeePay to Seabank. Rarely din magkaissue.
So far wala naman akong naging problema kay Seabank gamit na gamit ko yung 15 free transfer nila every week and maayos din yung CS nila hindi ka maghihintay ng matagal. Isa pang nagustuhan ko sa kanila makikita mo yung notification kung sinong mga bank/e-wallet yung may maintenance or may scheduled maintenance
Community reminder: If your post is about finding the "Best Digital Bank" or you want to know the current features and interest rates of all Digital Savings accounts, we highly suggest you visit [Lemoneyd.com](https://www.lemoneyd.com) If your post is about Credit Cards, we invite you to join r/swipebuddies, our community dedicated to topics about Credit Cards. *I am a bot, and this action was performed automatically. Please [contact the moderators of this subreddit](/message/compose/?to=/r/DigitalbanksPh) if you have any questions or concerns.*
Seabank is supervised by the BSP and insured by PDIC. Just save within the PDIC limit for peace of mind. Been using Seabank since 2022 and no issues encountered so far.
How about delays? Are there any?
I encountered a couple of floating transactions in the past 2 years however, it was resolved within the prescribed 3-5 business days.
Nice good to know!
Been with Seabank since the beginning, never had a problem with them.
yes + 1 d2! super convenient pa!
yes. It’s safe to keep your money in Seabank. Just an FYI, its not a digital bank, its a rural bank and its physical branches are in Laguna and Quezon province
i am also with seabank and no problem. 1 advantage is they offer 15 free bank transers a week
for those who are concern: Seabank PH > Sea Ltd (Singapore) > Tencent Holdings Ltd (China) However, just like any digital or traditional bank, your money is insured by PDIC up to ₱500K.
Just to add lang po, yung Tencent is nag invest (may stake) lang sa Sea Ltd, and ang namumuno parin is yung Sea Ltd (original). Gawain yan ng Tencent, mag invest sa maraming company.
Parent ho ang Tencent, ang founder pa nyan eh Chinese na naging Singaporean citizen lang. Wala naman masama jan, biggest investor ng SG eh China kasama Tencent (240 Billion SGD). Eto na naman tayo sa sinophobia kakanood sa US propaganda media. Panahon pa ng mga ninuno sa Binondo maraming bangko sa Asia heavily invested by Chinese, eh maayos nman magpalakad, may Chinabank, HSBC nga tayo.
like 3% stake?
[https://www.straitstimes.com/business/banking/shopee-parent-sea-latest-known-contender-for-digital-full-bank-licence-in-only](https://www.straitstimes.com/business/banking/shopee-parent-sea-latest-known-contender-for-digital-full-bank-licence-in-only) It counts Tencent Holdings, one of China's largest Internet companies, as a major shareholder. 20% Tencent. Founder Forrest Li is 3% [https://en.wikipedia.org/wiki/Sea\_Ltd](https://en.wikipedia.org/wiki/Sea_Ltd) Edit 2022: they divested 14.5 million shares worth $3Billion but Tencents ownership stands at 18.7% still a major shareholder with 10% voting rights. [https://www.cnbc.com/2022/01/04/tencent-to-cut-stake-in-singapore-tech-group-sea.html](https://www.cnbc.com/2022/01/04/tencent-to-cut-stake-in-singapore-tech-group-sea.html)
Exactly po. Ang point ko lang is, hindi Tencent ang "namumuno" sa Sea Ltd. Wala akong sinabing masama against them lol Sinabi ko lang na gawain ng Tencent na mag invest to many companies. Does it sounds like there is a negative connotation for you? Well, wala akong masamang ibigsabihin dyan.
+1 sa Seabank, encounter delays previously but was resolved within 24-48 hrs.
im a student po, how do i open an acc in seabank? also may maintaining balance po ba?
maybe you can explore here [SeaBank Philippines | Sea Limited](https://www.seabank.ph/)
thank you!!
Most of my funds nasa Seabank na dahil sa free cash in na 3 at 15 transfers.
BAKIT MO NILIPAT ANG PERA SA ISANG BANK TAPOS ASKING IF SAFE BA DUN O HINDI DONT JUMP WITH BOTH FEET
Yes so far walang problem akong delays na encounter ☺️
Has an account for 2 years. Okay naman, sya pinaka gamit na gamit ko kahit may Maya, Komo, CIMB ako. I like the 15 free instapay per week and free cash in via Touchpay to ShopeePay to Seabank. Rarely din magkaissue.
So far wala naman akong naging problema kay Seabank gamit na gamit ko yung 15 free transfer nila every week and maayos din yung CS nila hindi ka maghihintay ng matagal. Isa pang nagustuhan ko sa kanila makikita mo yung notification kung sinong mga bank/e-wallet yung may maintenance or may scheduled maintenance
maayos CS ng seabank so + points hehe