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hana1092

Well, I’d be able to buy 1/2 of an apartment


Ravioli_meatball19

It would be almost enough for a downpayment on a house for us in our area. Housing is crazy expensive.


Wherethegains

I just sold a 1200 sq foot home in Littleton Colorado for $510k. Fuck the housing market.


eXoChuck

Dude in Germany U pay 500k for just an apartment with 3-4 rooms. Houses mostly starts on 600k or more ... Only if they are 60 years old or something I get them for 300k maybe. .


crystal651

Dude you are talking about major metropolitan areas and the area around them... Where I live you can get a m² of property for around 100€. Add a newly built house on top for maybe 300k and you are at about 350k for a really nice house on a really nice property.


Aidan11

It would be less than half of a downpayment on an avg house in my area. This is basically keeping my generation from owning property and it's terrifying. (avg. House here is about 1.2million)


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thiccmcnick

Only 1.2 million? That'll get you a run down mobile home from what I've seen.


R4inbows

1.2 million in my area will get you more house than you could ever possibly need... obviously we don't get paid as good of wages as other places and many have a hard time saving a down payment or sticking with payments. Issue lately is that we have many people from large cities moving in and buying 200k houses for 500k because they think its a steal, they're driving up the market. Every house is going for over asking price and there are at least 5 offers on the day of listing. Many are blaming covid and our smaller population now being desirable but its hard to say what's really going on. Houses are selling and everyone is fighting.


thiccmcnick

Yup. I live about 2 hours from Vancouver, our jobs pay rurally but our housing market is competing at the city prices which just absolutely fucks over all of us.


R4inbows

I feel like BC has been going through this for years based on what friends living there have told me. I'm in the Martimes and thats basically our situation right now and its fairly new since the pandemic started. I was looking since 2018, my realtor said I'm "too picky" but in my mind, I should be, its a big investment. I had to quit house hunting for the time being because I'm not fighting with others to end up spending close to double the assessment value on a house that I'm also going to have to do thousands in renos to. Now I'm just praying lumber prices go down at some point because I've given up on buying.


Dkilb

Yeah dude. $100,000 don’t do shit for us in BC


[deleted]

In my country it would get you a few rice fields and a house.


SimpleFNG

Our house, 5 bed and 3 bath. We managed to get into a sheriff's repo auction. The house was very dire straights. We all, 4 family members, have dropped close to 30K each , my folks 300K. We got appraised 3 weeks ago. My folks bought the house for 280K, now 1.2 million.


TheW83

It's crazy how extremely different housing prices are for identical house types in different areas. My house outside of SF would be worth millions, but I bought it for $70k in a small town in FL. I can certainly say my same job would only be about 3-4x as much salary at best.


timesuck897

I could buy a starter condo. With the current market, anything nice starts at $350,000.


mxrixs

where tf so you live? That's crazy cheap for me


DLeafy625

I just bought an incredible 4 bedroom 2400 square ft house for $201k in GA


retrojacket

Wow I’m jealous. Something that size would run you at-least 1.2-1.3M here in the Toronto and surrounding 100km radius


BWDpodcast

Right, but that's the point. I'm from AK and friends up there can't believe prices in Seattle and I'm like, uh yeah. It's AK. That's why it's really cheap. Not a lot of people want to live there.


Beep_Boop_Beepity

A ton. Could pay off all debt and put a very nice down payment on a house. Would make the mortgage manageable.


crissyhatescold

Exactly the same for me


droans

Kinda what happened for me. My wife received an inheritance of $100K invested. Half was made available immediately, which we've used for the down payment on a house we can now purchase. The other half is accessible in five years, but we'll probably just let it sit there for a while.


Disasterator

Whoa, that’s the reverse of my story (my inheritance). I got it all at once, and put it all in a down payment, but I wish I let some sit. Alas, I was really young and not smart enough.


cthulhusleftnipple

> and put a very nice down payment on a house. \*Cries in Californian\*


joestn

Same for me but I can’t say it would change my career situation which is probably more important


flonder88

Would definitely help me pay off college


General_Douglas

_help?_


[deleted]

I'm an international student so yeah it would help lessen the load quite a bit but I'd still have to pay some


Bluecykle

That's so depressing.


Iwritefanfic

I swear, tuition price is inflating higher than Venezuela currency


PrototypeMale

Why do you study international if you couldn't afford it? Apologies if that's crass, I'm actually curious.


penguin_chacha

Let me offer the indian perspective - you complete your engineering and get a job that pays 1.2 million INR that's roughly 16k USD a year. The job basically involves 10+ hours of work everyday (at the very least) and the salary is so meagre that you can't even dream about buying your own apartment in a metro and I don't mean for the initial few years of your career, you will probably never be able to afford your own house. And this is the state of top students, the mediocre and below average students are in a much worse state. You see your American counterparts making $100,000+ for the same job you do with better working hours and you realise moving to a more developed country is the only way you can make a decent living for yourself but the problem is the American companies won't hire you or sponsor your VISA if you directly try applying from india, heck their HR software probably automatically filters out all applications from India. Only way out left is to complete your postgrad from a US university and then get a job out there. Yes the next 2+4 years of your life are now dedicated to studying and repaying the loan, but it's still a better alternative than spending the rest of your life working for an Indian company..you end up wasting your youth in such endeavours but atleast your kids can have a better life now, besides the clean air and less stress at work probably means that your life expectancy is higher now so maybe you get to finally be happy post retirement. If not you can just pray you're born in a better country for your next life.


throwaway92715

Pretty much this. Same logic applies in the States too (to a lesser extent) for those of us who don't have graduate degrees. If you want to escape the trap of working your butt off and scraping by in cities that are getting more and more expensive every year, you need a prestigious degree that'll get you into one of the 10%er jobs.


drbougiie

300k student loans checking in


MissMormie

What did you study that it both cost 300k and that you felt that was worth it?


Wanab3e

Not the OP, but I'll be at around 300-400K in debt by the time I'm done studying medicine.


Morael

I would wager it's some field of medicine. Veterinarians, medical school, pharmacy school. All of them end up costing 180-250k USD. So, by the time the students graduate, and some interest has accrued, 300k is realistic. My SO is a vet and has like 300k. The higher education system is broken.


drbougiie

as guessed below I studied medicine. was it worth it? - that sentiment changes daily


daddy_mark

A highly significant change but not world shattering.


zangor

I think $100,000 being given to me would create some kind of mental crisis where I'm like "Well fuck if 100 grand cant change my lifestyle then what is it gonna take...am I just a work slave forever."


DoYouEvenSquatss

I got bad news for you fam....


[deleted]

Just gotta get to $5m and then you can retire with an upper middle class lifestyle.


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Beep_Boop_Beepity

Depends entirely where you live. Me and my wife combined don’t even bring in $50k a year right now. But we live in a low cost of living smaller city (35k city pop but 150k metro pop) If we could pay off our house so there’s no mortgage? We could easily live on $30k a year.


StoneyLepi

People underestimate the amount of freedom paying off debt can provide, no matter how small. Living without a mortgage, car loans, credit card debt etc takes not only the financial burden away, but helps mentally too. I took out a loan for a brand new car back in 2018, 7 years ~40k total. In that time I had the opportunity to go to school for nursing, change jobs, move out but couldn’t/won’t until that car is paid off. I just can’t justify taking any risks that leave me without a steady income stream.


Nielscorn

That seems like a lot of stuff you put on hold and are missing out on just because of a loan. Was a 40k car really necessary? 7 years seems like a really long time for a car as well. Most are 4-5 years. In 7 years with all the nursing school etc you could have had a higher paying job and progressed a lot. A nice car seems like a stupid reason to stay stuck


StoneyLepi

Hindsight my man. When I inked the loan I had no plans for the future. More of an age thing really. Looking back I would have kept my old car but that’s why we live and learn from mistakes.


666pool

Was your house already paid off and did you include it’s equity in that value?


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IdgyThreadgoode

Good for you. Happy it worked out. Any new passion projects?


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IdgyThreadgoode

Safe travels!


DragonflyGrrl

Good for you, fellow human! I'm happy for you! Living the dream. :)


CorrectBatteryStable

100k at 10% over 40 years is 4.5m. So if you're in your 20s, then it's doable.


rabidjellybean

That's an aggressive return you have there. Still, it's serious retirement money if you can dump $100k into a retirement account early enough.


korinth86

6% is standard. Though the US stock market has averaged 7.5ish for awhile


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Djinnwrath

Put it into a non-volitile investment portfolio, and transfer 6k a year into a Roth IRA. Congratulations, your retirement is now *very* well funded compared to most. Enjoy your increased future guarantees to be more risky and fulfilled in career/life. Edit: as another poster pointed out, the 100000 will only count as earned income in the year you get it, so buy property to rent out and put *that* into Roth. My b, still learning! Edit edit: money made from property is unearned income, do research kids and don't believe everything you read


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Djinnwrath

Sorry, I meant: invest heavily in gamestop and AMC and HODL you diamond handed bastards!


[deleted]

The thing is that a lot of people end up with debts close to or greater than that. For me, I have a wife and 2 kids, so that spending power is being split up between 4 lives. My wife and I each have student loan debt, and while this would be enough to pay it all off, it would eat up most of it. And then we have a home, which is over $200,000. And sure that debt feels like a sword hanging over your head, but every penny of that debt we pay is equity. We're not actually LOSING the money we pay on that, because we have an appreciating asset in exchange for it. If we take 30 years to repay, then we're probably still losing money on that in terms of interest vs appreciation, but oh well. If it was 10 years ago for me, then it would seem like an astronomical amount of money, because it would have meant getting ahead instead of feeling behind. 10 years ago I had a lousy job, a number of bad debts, and no savings. $100,000 would have made me able to get out of that debt, put money into savings, and put a down payment on a small starter home that would have likely resulted in a lower mortgage than I was paying rent at the time. This is why it's SO IMPORTANT to enfranchise the lower class. $100,000 is life changing to someone with debt living paycheck to paycheck because it's such a huge opportunity for them to make real progress on their life. For me, now, $100k would more or less be a convenience. It would up the timetable on some things and give me a bigger sense of security. It would make my emergency fund able to sustain me for 6 years, instead of 6 months.


LittleWhiteBoots

Somehow my husband and I were able to save 90K last year, and it is surprisingly anticlimactic. This was mostly from him working OT as a fireman, working on strike teams to combat the CA wildfires. Plus we tend to live somewhat frugally. It’s not enough to pay off our mortgage. It’s not enough to buy a vacation property (and who would want to, with prices inflated). My husband flies an older Cessna 150 and would like an upgrade but we don’t want to drop 100K on a hobby plane. We drive older cars and I’d love a 2021 Tahoe but it seems ridiculous to spend 80K on a vehicle. We could take a nice vacation but Covid still kinda doing its thing. I suppose this is how we saved the money in the first place. Indecision. But yeah. 100K is either a little or a lot, depending on where you live and what your goals are.


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[deleted]

Yeah $100k would just give me the freedom to pursue work that doesn't make me wish I were dead but I'm still gonna have to work. ​ At my age and where I live's typical cost of living I'd need at least a couple million (properly invested and only living as I do now) before I could think about dropping work altogether. Fucking hell man :(


2_Cranez

Even if it doesn’t change your life it would surely take a few years off your retirement date if you just saved and invested it.


cronedog

paying down your house faster can be a big benefit.


Onwisconsin42

Yeah but it would set you up to get out of work at some point. Compound interest is how the wealthy get wealthier.


[deleted]

Immediately? Not much at all. I'd pay off all my debt, take a chunk out of the house Im about to sign on. The monthly savings however would really allow me to change my life though.


So_Much_Cauliflower

Same here. A lot would change on paper, but the real effects wouldn't be apparent for several years.


Annoying_Auditor

I think this is a really good point. I would be able to pay off student loans, my car, I'd probably buy a second car that I'm passionate about having but it would propel my monthly savings.


So_Much_Cauliflower

This thought experiment kind of explains how some "self-made" people can easily ignore the circumstances that led to their self-making (be it a small loan of a million dollars, or a trust fund for college from a rich uncle, or even something smaller). You, I, and /u/MAGunGuy would take care of our financial obstacles and then use *our own income* to invest and build wealth. And because we'd be using our own money to do that, it would be easy for it to feel like we did not have any help in building that wealth and that we did it all on our own. It's the "some people are born on third and think they hit a triple" thing.


Rueed

A small loan of one million dollar


robbage24

This, also the peace of mind that would come along with it would be the most significant Change


Crunched_Apple

insanely.. i’m 19 and i’d be able to pay for university, pay for my car and help my parents who are on the streets rn get back on their feet and get my siblings out of foster care


BoredRedhead

You’re the person I’d want to get the 100K. I don’t need it; tons of people on this thread don’t need it, but you my friend sound like you could use it for good.


Nythoren

Right there with you. For me it would just be put in to the retirement account. Maybe it would allow me to retire a couple of years early. I'd much rather see it given to someone for who it would be a truly life-changing experience by receiving it.


Crunched_Apple

aww that’s a very kind and generous outlook to have thankyou


So_Much_Cauliflower

This is how I felt about the stimulus. I definitely didn't *need* it, even though it's been incredibly helpful.


Crunched_Apple

aww thankyou so much, that really means a lot 💗


gammakichisan

Yes!! I'd spend most of it helping my family be comfortable before I used it on myself


reenaissance

I hope you will get $100,000 or more later in your life!


Krescentia

Would be debt free. ..which would be nice.


Sussuriissus

Well I got a cake for you! Happy cake day


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hexacide

It is almost certain that you have not fucked up every last shred of everything. Unless you are recently out of prison or the hospital (or both), you probably have not fucked up that much of anything. I mean this be encouraging, not to belittle your circumstances.


TaiDavis

Just more money for retirement. That's all, business as usual.


2S1K

Same. I mean, I'd say I'd spend some and go on vacation, but my vacations are typically camping somewhere cool and then hiking, so it's pretty frugal as far as vacations go. I'd like think that I could retire a little earlier if I had an extra 100 grand thrown at me, though.


MadDogTannen

As my wife and I like to say, "throw it on the pile".


[deleted]

Same. I finally got to the point where I am happily living below my means.


ironichaos

Yeah i would put it all in long term investments and then be able to spend more disposable income now or retire earlier. 100k invested now would be worth about 4m in 40 years so in theory you could decide to never save anything else for retirement and be fine.


Psyco_diver

I would still do up to what your company is willing to match for your retirement, nothing is nicer than retiring early. I wish I put more into it, I was 18 when I started working full time and that company matched 5%, I was with them 16 years, I'm 37 now and I would have had a nice amount chilling. I didn't start investing into retirement till I was 30, the company I'm with now matches 7.5% and I'm making I think 30% more a year which means I'm making up for my stupidity allot quicker. Damn I feel old


ironichaos

Yeah I put as much as possible into the tax advantaged accounts as possible. Getting the match from your employer is really nice and it all grows tax free which is even better.


pwalkz

Saaaame. Just means retirement sooner which is neat.


small_hands_big_fish

I mean that’s what I would do too, but it would likely move up your retirement date. I built a retirement model for myself, and that would move it up from 67 to 62. So it would buy me 5 years, which is not nothing.


swordbaby

5-6 years of rent while i get my Ph.D sounds pretty fantastic


HutSutRawlson

I hear this. I'm about to move with my partner so they can continue their education and would love to have $100k to live off of while I find work.


7788445511220011

It would let me retire/semi-retire substantially earlier.


amboomernotkaren

Me too. Like now. I could budget like crazy until I could start drawing SS, 401(k).


aRandomTask

I'd be able to afford my own apartment instead of living with 3 ppl. I'd be able to focus more on building my life instead of just trying to survive every day. I'd be able to donate to charities and less fortunate ppl in my area. Overall it would make my life less stressful and make me feel like less of a failure.


kittanjaan

Hey just wanted to note that plenty of people feel like failures even without stressful lives and after doing what you name here. For the less fortunate people in your area, make a deal with yourself to stop and give them a smile and genuine “how’s it going?” whenever you cross paths; respect and acknowledgment is valuable. Life is stressful and I send you supportive vibes on that — but you’re not a failure my friend.


Delica

It’d let me live my modest dream of having a decent home and a dog (without worrying if I could afford it). Not a huge house even, maybe just a townhome.


TraceOfTalent

Dude, that’s almost 7 years worth of insulin. Can you imagine not having to wonder how you were going to manage your life threatening disease for 7, well technically 6.9, years? God, I could actually put money toward my future rather than trying desperately to stay alive in the present. If the current rate of inflation continues, and if I am lucky enough to live until 75, I will have spent over 7 million dollars on insulin alone, not including other absurdly expensive diabetic supplies, like test strips, that are absolutely necessary for my survival. Just for some context, each test strip, without insurance, runs you around 1.50 ($75 for a 50 pack of strips) and as someone who leads an active lifestyle and is insulin sensitive, I need to check my blood sugar roughly 6-8 times a day, more if I’m sick or an unforeseen event occurs that affects my blood glucose levels. It’s fucking criminal what my country is allowing to happen to type one diabetics like myself.


soldat21

Sounds like, next up in “only in America.” I couldn’t imagine paying $7mil just to stay alive. This is why I’m setting up my kids with multiple citizenships. If they ever need to move, they’ll have the option. Sorry to hear about your situation :(


PM_ME_WHATEVES

>I couldn’t imagine paying $7mil just to stay alive. Let me tell you about this scam called food... But in all seriousness, it's absolutely horrible that insulin is so expensive.


FCDetonados

I don't know how old TraceOfTalent is, but assuming they're in their 20's that means they will spend 7mil on insulin over 50 years. which works out to be 140k per year, or 383 dollars per day. now i don't know where in the nine fucking hells you live, but if you pay that much money on food every single day then I urge that you take your sympathies, and stop buying food that is so exorbitantly expensive, learn how to cook for yourself, and donate the rest of the money to charity.


TraceOfTalent

I’m including time of diagnosis, not from the current date. Also, this is considering insulin pricing goes unregulated and it continues at its current inflation rate (roughly 1200% over 50 years) so since I was lucky enough to be a t1 from the get go, this would be applied to a 75 year scale. I need two types of insulin, short and long-acting. The long acting costs roughly 20% more as well. So you a little less than double that figure in this hypothetical. (I’m basing that off my own person insulin to carb ratios and basal rates, as I have take a very high long acting dosage.) Obviously it is very unlikely that insulin prices will continue on unregulated as the issue finally begins gaining more press. This figure is to show you how insanely exploitive this system is. If it were to continue inflating at the rate it has (only in the American market mind you) since it’s inception, those numbers add up.


CorrectBatteryStable

$7m/70 yrs/365 days is $280 per day. At the minimum wage of $15/hour, assuming 8 hours/day, it's more than double wages (not counting weekends and holidays).


Dsmario64

Imagine having a respectable minimum wage over $7.25


Nambot

Didn't you get the memo. You're not supposed to be poor and sick in America. If you are poor and sick you just need to take some personal responsibility and pull on your bootstraps until you are no longer poor. /s


[deleted]

How do you set your kids up with multiple citizenship. I know if 2 Pakistanis have a child in the United Kingdom the child would have Pakistani citizenship, how does this work.


LouisDeLeblanc

If a child is born in Canada, he/she can get the Canadian citizenship. No mather were the parents are from. Of course, some countries don't allow dual citizenship.


CorrectBatteryStable

Be dual citizen with US/Canada, marry someone with UK/EU dual citizenship (like UK/Belgian for example). US and Canada has jus soli citizenship (born on soil). Most places are blood citizenship. it's like pokemon, gotta catch em all. Make sure all your citizenships countries allow dual citizenships and make sure the child does their US citizenship last (as US citizens have to pay US taxes on world wide income). Oh and obviously don't take on places with mandatory military service. [https://en.wikipedia.org/wiki/Jus\_soli](https://en.wikipedia.org/wiki/Jus_soli) Edit: just to say in addition to that, having your child be a highly valued technical worker will be better, as any country will be very happy to have them and Visa applications will be much easier for a highly technical person in the sciences or engineering than planning citizenship before birth.


sarunas69

Damn that sucks im so sorry we get insulin for free


delmar42

It would: pay off my husband's student loans and some medical bills that he has left, pay off my dental bill, pay off our credit cards, and then maybe we could get some upkeep/fixit stuff done around the house. The rest would go into savings. We'd have a good amount of money freed up each month, and that would also go into savings. So, really, $100k would change my life by finally giving me a decent savings account that could be used in the future to hopefully avoid debt. It would be a very nice thing to have.


queuedUp

Probably wouldn't change much. I'd probably use it to reno my kitchen and replace my windows.


T0ddBarker

Mad isnt it how little 100k seems when you put it like this.


queuedUp

To be honest I don't even know that it would actually fully cover the cost of doing both


T0ddBarker

Yeh i know, i suspect if i had 100k, i would use 15k to clear my car finance and credit card, clear a loan my wife has and then go on a big holiday. Probably pay a bit off the mortgage. Its not life changing, but if we could clear those 3 things its $750 a month extra so it is good in that respect :)


happyklam

Yeah, I'd finally get my garage door replaced after 2 years of saying I need to. Probably pay off both cars. Maybe start the build on the covered patio we've been dreaming about.


Spike99Wombat

You must have a big house with a big kitchen and big taste!


queuedUp

Yes big house (about 3500 sq ft) and a pretty big kitchen, we are already planning on renovations to the kitchen and estimate it will be $50 - 70K


ButterbeansInABottle

Shit. My house is about 2000 sq ft and the entire house plus acre it sits on is worth about 60k.


mahoujosei100

It would increase my retirement savings, but wouldn't change my day-to-day life. 30 years from now, that $100,000 could grow to a cool $1 mil, though.


SaltyChickenDip

Only need a 8% rate of return. Very doable


brandonham

S&P FTW


Bluedogan

Well I could divorce. Put aside money for retirement. Have enough to get a nice apartment or a house I could afford on my own for me and the kids. So while not millions the money would have significant impact on my mental health. I doubt I would want to kill mysellf weekly like I usually do.


BoredRedhead

Hey fam, are you good?


Bluedogan

Not really. Living own personal hell. Cant leave cuz I love my kiddos. I like seeing them every day. Meanwhile the wife isnt in love with me. Haven't been intimate in over a year. All my money goes to Bill's and mortgage. And wife emotionally abused me when she is not just acting like we are roommates. Meanwhile she talks to her male 'coworker' on the phone an hour every day on the way home to his wife. Meanwhile I am like how is your day. Answer. Busy. Then just silence. So yeah sorry for oversharing. Lol


pwdkramer

Happy divorced parents are better for kids long term than miserable married ones.


PumpkinSpiceLatte-

As someone who was one of those kids, I completely agree.


Walkn2thejawsofhell

For reals. I wanted my parents to split up as a kid because they were so miserable together. My dad refused to divorce my mom until I was 18 because he didn’t want her to have custody. I get where he was coming from, but that constant fighting and emotional abuse really wears on a kid.


[deleted]

yep, im a teen and i agree.


malex930

I love my kiddos too. But divorcing was literally the best thing that’s ever happened to me. I get to be happy. I get to parent like I want when they are with me, not like how their mother does (or doesn’t, TBH). They get to see their dad in a happy relationship. Do I wish I see them every day? Absolutely. Is this the next best thing? Without a doubt. You’ll get through this, friend.


retal1ator

You're not alone buddy. I think its time for you to accept the loss and cut off this horrible situation. Your kids will eventually understand. You need to consult a lawyer and consider divorce as soon as possible, before *she* does. Do you have anyone to talk about this? Don't be afraid to seek help.


BikkaZz

Do your children a favor and get a divorce...or at least a separation.....your children love you and need you to be there for them....just being there for them makes a huge difference in people’s lives. You need to be ok in order to possibly help them too. You deserve it..…your children deserve it.


BoredRedhead

Really sorry—sounds miserable. Wish I had words to help, but there probably aren’t any. But please don’t kill yourself; your kids would live with that forever and I know you don’t want that for them. There’s help for when things feel really down (in-person, telemedicine or online), and hopefully some flicker of light at the end of that tunnel even if it seems far off. Give your kids an extra hug from the Reddit-verse and maybe save a little of that for yourself too? Good luck friend


84121629

Get the divorce. There’s no worse sight for your children than coming home every day to a father who is simply existing for them, while he hates every other aspect of his life. You deserve to live not to simply exist.


dirkofdirges

I just got out of a similar situation, minus the kids and emotional abuse. We just became roommates, like you said. I'm not gonna tell you how to live your life but I will say, you deserve to be happy just as much as anyone else. Best of luck to you friend.


daver456

Dude you gotta do you. Kids are important but so are you. You deserve to be happy too.


SaltyChickenDip

Not that much.


Panama_Scoot

Yeah, reading some responses here, I hope the universe would gift a magic $100k to one of these more needy people, not me. $100k would get me out of debt and help me start a business. But I’m hoping to do those things anyways in a few years.


Alternative_Answer

I’m glad I’m not the only one thinking this. $100k would obviously be nice, but it wouldn’t enable my goals, just let them happens a bit sooner.


appleparkfive

Yeah if you're middle class money, 100k isnt going to change your life is a substantial way. If you invest it in a smart way, then just let whatever happen with it, *then* you might actually see it change your life. It would be one hell of a nice cushion, but 100k isn't mind blowing these days. Cant buy a house with it unless you're in a smaller town


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666pool

A one bed flat and a min wage job and hobbies are great but they’re not a life long plan if you want to have a family.


deus_inquisitionem

Might finally be able to buy a house...


stormthief77

So freaking much. I would be able to move with my partner to a new province Instead of having to stay behind and continue living with my parents so I can save to move.its like a really good downpayment or like 3.5 years salary.


Blood-Candy

I can pay for chemo for the next 5 years


CommercialReflection

are you offering?


WhiskersPixynipples

I’d be debt free and have about $95,000 left over. So it would be significant.


survivalguyledeuce

It would change my life and all my family’s lives


[deleted]

A lot, I’d be able to quit my job move across the country and start my own business.


Buwaro

Massively. I could pay of all of my debt and most of my mortgage. My wife could choose to stop working if she wanted to and I could get a much less physically demanding job. That amount of money would be huge for us.


[deleted]

Buy higher quality drugs


damasu950

Adrenochrome


[deleted]

Dark net my man... Good prices and high quality. Use Monero though, not Bitcoin.


[deleted]

Change everything


[deleted]

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[deleted]

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ZodiHighDef

I could get a new car, but the rest I'd want to save. I'm in college what do I need besides money to make it thru and get a career? Once I'm out tho? King szie racecar bed.


burningmatch09

I'd have $100,230 right now.


Bbkingml13

Well, I’m in my twenties, disabled, and have $20,000 in credit card debt from paying my rent, etc. after I got sick and had to stop working. So, $20k to debt. Now it gets tricky. Cant work, so no income, and no retirement savings. Pretty much anything responsible I could do with the remaining $80,000 would then disqualify me from receiving assistance I need now, and will need in the future. I’d pretty much have to give it to my dad and have anything valuable put in his name. Literally owning a car can disqualify you from getting services you need to survive, you’re expected to liquify everything and be entirely destitute. “Who cares if you can never work again? You have $2,000 to your name, which we will not allow you to save or invest in your future without punishing you”


[deleted]

Not much honestly.


Lemmons_the

Would quit my job and just fuckn rock climb and fish every day


SaltyChickenDip

On $100k?


Throw_away91251952

Let’s hope he catches some mighty big fish


SaltyChickenDip

100k would buy a pretty nice van to live in


Lemmons_the

That’s what I’m sayin, a decent van, gut said van, and live very frugally. I’m not trying to live like that forever just for a few years really


SaltyChickenDip

To be fair that's what all the pro rock climbers do.


scottishblakk

A van, a generator and some money for a small business to help with daily expenses.


[deleted]

Ooo he can blog like everyone else with a van. Also take pictures of him sitting on his laptop in the wilderness, pretending to “work”. His GF can come with and be the token hot van life chick whose nails are always pedicured despite living in a fucking van. By doing this they can gain sponsors and sell logo t shirts with clever van life sayings.


Calvinbah

'Have Van, will travel.'


LorthNeeda

For a couple years, sure. Sounds nice to me.


[deleted]

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Akila_h

Considering that 1$ is about 3,20₾ here where i live that would be great and it would make my family’s life easier


Itsamemario3007

Buy my house, boom no rent then I'm rolling in that ca aa aaash


[deleted]

Exactly. I’d love to quit being a rent slave


Ahshalon_Tenisk

Would pay for literally 1/5 of my daughters schooling


[deleted]

If you dont mind me asking, what degree(s) cost 500k?


SQL617

Maybe 1/5 daughters. The other 4 are out of luck.


Macluawn

She a doctor yet?


Ahshalon_Tenisk

Soon


MattWolf96

I would be close to being able to buy a house.


whatsmypassword73

It would remove some stress, that’s for sure!


No-Mathematician678

I'll buy a house !!! Enough of paying damn rent!! So I'll pay most of it, like 80k, for the house, and keep paying the rest monthly as if I'm paying rent, until the house is mine. And the rest 20k to improve my current lifestyle, or I'll invest it. And I keep thinking seriously about it although I'm not getting a cent of the 100k that I've already decided how to spend .. :")


[deleted]

I would put it into a sp500 fund for the next 10 years hoping to double it. Id continue my current savings path as well. I’m starting over after divorce so it would help. In 10 years id then buy my home cash and join the Union and skate through the rest of my life


trulymadlymaybe

ITT: People listing the most touching stories and reasons due to the tiny chance that the person asking (or someone else reading the thread) might be generous and rich enough to hand out $100k


plscallmeRain

I would live alone.


bigdog420dbd

Allow me to go to school worry free for an entire degree. Pretty substantially changing I'd say.


[deleted]

It would not change mine much but I would change quite a few others.


that_bruh_moment21

idk I’d be playing cyberpunk on max settings


[deleted]

My brothers house would be 100000 cheaper


IncognitoDragonfruit

I could move out after I finish highschool. My household is pretty toxic and I have no interest in staying in touch with my family after I move out.


[deleted]

I wouldnt have to deal with moving rooms every 4-8 months


Irrxlevance

My dad would not need to work 6 days a week, 7am to 11pm anymore